Emergency financial assistance programs near you, by state.
Find details on emergency assistance programs that are offered from a number of organizations that help families or people that are facing a financial crisis. Each state has programs that provide money to pay utility bills, transportation expenses, rent, or other living costs. Below are a number of state, non-profit and national organizations, including near you, that have programs that offer immediate assistance, including financial help, to struggling people.
Low-income families, single parents (mom or dads), or the unemployed will often get priority access to emergency resources. The financial help available from an organization will be paid out, often the same day. While the application process varies, people that need immediate grant money may get the help they need. Any family or individual that is struggling can research their local state or county government listed below to see what emergency assistance programs they have and how to apply.
Emergency financial help from the government
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Rent payment help is available in an emergency. Federal and state government organizations have a wide variety of housing assistance programs operated by local non-profits. There is emergency help from HUD approved agencies, homeless prevention grant money and more that assist families in need. There will be money for low-income renters, financial help for security deposits, moving costs and the government assistance (in partnership with local charities) will also help to prevent evictions. Learn more on how to get financial help paying rent today.
- In addition to the emergency financial assistance for paying rent, other eviction prevention services are offered. These generally use a combination of government funds with local charities in most communities processing applications. Learn how to apply for emergency help for families getting evicted.
Another option is the HUD created Emergency Housing Choice Voucher Program. It provides very low income families, including those with past evictions or bad credit scores, access to affordable housing as part of section 8. The homes will be income based, and the government arranges public housing for the poor, disabled, and elderly. Find the emergency housing voucher application online.
Financial help for disabled people is administered by most state governments as well as social security. Benefits are provided to individuals or their caretakers. The programs will be able to provide free food, health care, emergency cash assistance or government money from SSDI or other benefit programs, some of which offer an expedited application process. There are also transportation services available immediately for a ride, free grants for home repairs or modifications, and more. Find disability financial assistance programs.
Federal government grants are provided to states as part of low income energy assistance programs (LIHEAP or your state’s version). Those agencies then provide the funds to pay utility bills, including for an immediate crisis, to community action agencies or local social service agencies that process applications and locate LIHEAP programs by state.
- Emergency (crisis) LIHEAP is an option too. The grant money is used as a form of emergency help pay utility bills (heating, gas, etc.) to help low-income people keep their electric or gas service on. Find details on emergency-crisis LIHEAP.
Expedited, or emergency, food stamps / EBT benefits are provided as well. Applications are processed within a couple days, if not the same business day, by a local social service office or non-profit. Locate SNAP benefit applications for an emergency.
Financial assistance programs from the government provide immediate relief to single mothers who are in a hardship. Everything from cash grants to food programs, housing, self-sufficiency and other benefits are offered. The goal is to offer immediate relief and long term stability. Find government assistance for single mothers with no money.
There are also, based on funding, other occasional USA.gov listed government financial assistance programs that are paid out immediately, whether for housing, food and other bills. USA.gov has details on also other government benefits that may help.
- Disaster relief will provide emergency aid to people impacted by a unforeseen natural disaster such as fire, flood, extreme weather tornado or some other exceptional event. FEMA provide money to families and operates an Individuals and Households Program (IHP), with details here. https://www.disasterassistance.gov/.
Government mortgage assistance and foreclosure prevention is available. Any homeowner that is looking for free emergency mortgage or foreclosure help today as well as counseling from their state or a local non-profit HUD agency, they can find out more about immediate help with mortgage payments.
Local charities and non-profits that provide emergency financial assistance
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Emergency lodging, in a motel, is available. Very low-income, women threatened with abuse or homeless people can get financial help for a hotel, motel, or extended stay room. Get details on immediate hotel vouchers for the homeless.
 Community Action Agencies (the name may vary by state or county) offer help to struggling families. The non-profits are partially funded by the government. Based on that funding, community action will provide emergency financial assistance to pay bills, grants and other support to people. There is information on employment, budgeting and more. Get details on community action assistance programs.
A free car, truck or vehicle will sometimes be given away by a non-profit organization, often in partnership with auto dealers or local businesses. There are organizations such as Free Charity Cars (FCC), Goodwill, Ways to Work and others that help low-income families and struggling households get a vehicle for employment reasons. Find resources that will help the low-income with getting a free car.
Emergency car repair help is provided from a combination of government grants and local non-profits. The organizations help fix a car (or truck) for qualified low-income families including single mothers, veterans, and people with no savings. The vehicle needs to be immediately used for work or a job interview, and locate emergency car repair grants near you.
- Free gasoline is provided by some local charities for people facing a hardship. In general, a voucher is provided to help pay for emergency travel such as a job interview, medical appointment or some other trip that needs to be immediately taken. Find an emergency gas voucher in your community.
Food banks and free pantries also help people daily. Millions of people get free, emergency food or groceries from a pantry. In addition to free food for a crisis, some people will get financial help in the form of coupons, EBT card applications and more. These centers help the low income, unemployed, working poor, and others make it through a difficult period. More on food banks.
- In addition to an emergency pantry, free food from government and non-profit programs are offered by the state as well as federal agencies, with distribution from local non-profits. Resources are also offered by local charities, non-profit organizations, and churches that partner with the government. All of these agencies provide free, immediate grocery boxes and government food assistance.
Charities, churches and other faith based organizations often have emergency financial assistance programs for low-income families. These organizations offer small amounts of money to help pay bills (utility, housing, car repairs, etc.) or give out free stuff, such as vouchers, food or clothes. Churches, many of which rely on donations, can provide rent help, run emergency homeless shelters, and provide other assistance to those who need help. Find churches that have emergency funds.
Singe mothers that have a job can get immediate financial help for paying their bills, as many non-profits try to help a struggling mom keep their family intact and provide for their kid(s). Grant money to help with bills, social services, housing and more will help them make it through a crisis. Locate emergency grant money for single moms.
Government and non-profit loan programs support low income families, borrowers with poor credit, and those in need. Financial assistance can be immediately provided by a number of lenders to help pay bills today. The money will address financial needs, help people facing a hardship, or serve as a sort term form of emergency assistance. Find details on assistance from loans.
Salvation Army locations offer emergency financial help to low-income families, single moms and the working poor. These organizations, that may be near you, provide many social services to those in need. The organizations will offer utility bill assistance, applications rent payment help, money to fix a car, food or meals and other activities. Learn more on Salvation Army emergency financial assistance programs.
Other organizations that will immediately help with bills
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Financial assistance is immediately offered from utility companies. Most state regulators mandate that energy companies provide payment plans, some form of financial relief and support to struggling customers, in particular the elderly or disabled. Most utility, gas, light and heating companies offer low income customers access to some form of emergency financial help. More on energy assistance.
Emergency help is offered for car payments, with lenders, banks, and other groups willing to offer borrowers a solution. In general, the applicant needs to be facing a one time crisis with a plan to resolve it, and in those cases a lender may offer payment plans, abatements or some other type of financial relief. Find emergency help with a car payment.
Telephone assistance programs allow low income families the ability to save money on their phone bill, whether a home phone or cell, as well as installation costs. Options range from Lifeline to resources for the disabled or elderly. There will also be heavily discounted or free cellular phones distributed from a federal government funded program. Find details on telephone assistance programs.
Water bill assistance programs are available from utility companies that are part of the the federal government LIHWAP program. There are also payment plans or financial help immediately offered by charities, corporations as well as many local government as well as privately run water companies. The companies also government grants and other forms of financial assistance for paying past due bills. Find help paying water bills.
It is possible to get emergency debt relief with credit cards, medical and car loans. The National Foundation for Credit Counseling has government approved counselors to help with debts. Also, learn about credit card hardship programs.
Immediate financial assistance from legit sources of cash is another option. This range from apps on a cell phone or side hustle to low programs, government aid for job seekers and other options. Learn more on emergency cash immediately - no loans.
Assistance programs from the United Way, and their partners, are an option. The national non-profit provides information on a wide variety of programs that offer both emergency or/long term help for families facing a financial hardship. Get more details on the United Way and their 211 service. https://www.211.org/.
State government and non-profit financial assistance programs
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Click on your state for more details on emergency programs or grant money that your state, federal, local government, or non-profit agencies will offer today. There is immediate financial help to assist families through a difficult period. These financial resources by state are in addition to the national programs listed above. Or locate financial help near you for local counties.
Alabama
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
Florida
Georgia
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York
North Carolina
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Carolina
Tennessee
Texas
Utah
Vermont
Virginia
Washington
Washington DC
West Virginia
Wisconsin
Need additional, immediate assistance?
Send us an email at [email protected]. Please be sure to include your email address and state. The information is needed to send a reply. We can send more specific resources on how to get financial help today or support from non-profits, government agencies and more.
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