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Financial assistance programs Vermont.

Find how to get financial assistance in all cities and counties in Vermont listed below, including in Burlington. A number of programs help with paying expenses, including rent, heating bills, food, housing and medical costs. Government agencies and non-profits offer financial aid as well as grant money to help pay bills of low to moderate income Vermont families.

Economic Services Division (ESD)
This is an organization that can help residents meet their basic needs. It coordinates government resources such as Essential Person, Reach Up, 3SquaresVT, and Fuel Assistance. Call 1-800-479-6151

General Assistance
Families and individuals who are faced with an emergency may qualify for help. You will need to contact your local community action agency, but the program can provide assistance with basic living needs such as utilities and heating fuel, personal items, food, and housing. The service is fairly broad it what it can help with.

Child Care Financial Assistance/Subsidy in Vermont
Qualified low income families may be able to get help for child care expenses. The state will subsidize a portion of a low income families cost. 1-800-649-2642, or more on child care programs in Vermont.

Catamount Health
This is a medical/dental/health insurance program. People 18 or older who can’t qualify for any other insurance plans may be eligible. The program can offer free care, prescriptions, and other medical care. 800-250-8427

VHAP Pharmacy
The disabled and senior citizens aged 65 or older may qualify for free or low cost prescription drugs. 800-250-8427

Debt Management, Credit and Housing Counseling Services in Vermont
Whether you need information on and help in reducing credit card or medical debts, or need to improve your credit, non-profit credit counseling agencies may be able to help. A number of programs, including debt management and credit repair, are provided to consumers across the state. Find Vermont credit counseling agencies.




Vermont Dr. Dynasaur (SCHIP)
This medical program is for both pregnant women as well as children teenagers. Provides health insurance. 1-800-250-8427

Foreclosure Help and Mortgage Assistance
Homeowners can contact a number of non-profit agencies to get free assistance and mortgage counseling. Federal government Housing and Urban Development (HUD) agencies offer free advice and resources to homeowners across Vermont. Read more.

Another program available for Vermont homeowners is foreclosure mediation. This is a mandatory program that any resident can sign up for. You will be able to work with a neutral third party mediator in order to find a solution to a foreclosure filing. More.

Vermont Reach Up
Families with children may be able to access services from this program. It offers assistance that supports work, may have limited cash assistance for basic necessities, and coordinates and offers health insurance. Call 800-287-0589

Food Assistance from Pantries
Regardless of your income, a food bank can offer free meals, groceries, government surplus foodstuffs, and other help. For example, many locations can offer clothing and case management. Click here for more details.

Vermont Dental Clinics
Families and individuals who can’t afford to pay their medical bills can contact a community clinic. A number of health centers around the state can help the low income access free health care, prescription drugs, and referrals to hospitals. More Vermont dental care.





Free or Low Cost Medical Care
Families who lack health insurance or whose policy is limited have options available to them. Several Vermont government sponsored programs, as well as non-profit agencies, provide medical bills assistance for pre-existing condition, prescriptions, cancer screenings and more. Continue Vermont uninsured health care.

Energy Bill Assistance
Find additional details on Vermont utility bill assistance programs that are in addition to the services offered by your county that are listed below. Grants and free weatherization may be offered. Read more.

Rent and Housing
Several different housing and rent programs exist for low income families and individuals. Most of the resources are offered by the Vermont Housing Authority. However some are run in partnership with other government or non-profit agencies. Find a listing of Vermont housing assistance.

Employment Programs and Cash Grants for Bills
A leading non-profit to call for help is your local community action agency. Several centers and case managers can refer people to job training, emergency financial assistance, budgeting, and other aid. Read more community action agencies in Vermont.

Short Term Housing and Shelter
Dozens of locations across Vermont can provide transitional housing to those that were evicted or the homeless. While some non-profits may charge a portion of their income for rent, other housing resources are available for free. Case management, self-sufficiency, and other services are offered too. More on transitional housing in Vermont.

Cash Assistance in Vermont and Social Services
The government can provide a number of services, including cash and grants, to income qualified residents. The aid offered ranges from money for paying energy bills to food and rental assistance. Case management is also provided. Learn more.

Vermont Family Services and Emergency Assistance
When you are faced with a crisis and need a place to turn, the Salvation Army may be able to help. Several programs are offered to low income families, including emergency financial assistance for basic needs such as rent and heating bills. Other resources include food, counseling, Christmas assistance, and more. Click here.


Assistance From Vermont Cities and Counties

Bennington County (includes Manchester and city of Bennington)

Chittenden County (Burlington)

Rutland County


Vermont Energy Bill Program

Vermont Seasonal Fuel Assistance – A grant program for qualified low income, seniors, or disabled residents. Cash is paid directly to your energy provider or oil company. Resources are offered year round for income qualified residents.





WARMTH – The program is created by donations from residents, local businesses, and utility companies themselves. Funds will be paid out to income qualified state residents. The primary focus is on offering fuel oil and help for heating bills during the winter.


By Jon McNamara

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