Free government and personal help with paying bills.

Find where to get government hardship or personal grants. There are resources for low income families, single mothers, the disabled, the unemployed and others in need. The government or free charitable grants can give cash to help pay for housing, rent, utilities, a new car, medical supplies or even transportation costs. Or funds can help those seeking to start a business or pay for job programs.

Private foundations, states, charities and the federal government give away billions of dollars in free grants each year for anything. Learn more on where to apply below, or another good place about them is a local agency in your state or county. Find a listing of state as well as local assistance and grant programs. There is a separate application process for each one of them.

Every year the federal government provides billions of dollars to various agencies (including many non-profits) so that those organizations can give free grants as well as cash to US citizens. There may also be help given to newcomers as well, including refugees as well as immigrants. The goal is to help a recipient pay their bills or address any other needs. Whether it is an outstanding utility bill, a grant to pay for holiday travel, or for housing such as rent or a mortgage payment to stop homelessness, the organizations want to help.

Most people never even apply for a free government or personal grant as they think it isn’t for them, they do not know who to contact, or they think there is too much red tape. However, the truth is that people from all over the country, from all walks of life, receive free grant money as well as other financial benefits from the government. Most are for low income or struggling households. Or there are grant programs for single moms, minorities, women, students and others. How to find government grants.

Grants for free gasoline and cars

There is a program offered by Free Gas USA Inc. that can provide low income families, the elderly, or disabled with anywhere from $50-$1200 in free gas. Other organizations provide low income consumers with free cars, matching grants, or low interest loans for automobiles. Find a listing of charitable gas and car programs.

 

 

 

State assistance and grant programs

Many states will provide assistance that can be used to help pay bills and debts. While they may not be called grants, the fact is you can still get help. Almost all of these are targeted at low to moderate income families. Find more on state assistance programs or state grants.

Find grants and help with bills from charities

There are organizations and charities, such as Operation Round Up, that can help the low income facing a hardship or others with paying bills. That particular grant program covers energy costs. But there are literally hundreds of other charities offer grants for paying bills. Find some of these organizations from charities.

Free personal grants

You can get grant money to buy a new home, buy a new or used car, repair an existing home, help pay bills and debt, travel the world, and much more. Many of these are unclaimed. There are also many other financial aid and grant programs that have been created just for the disabled, seniors, the mentally ill, veterans, and lower-income earners.

Tens of Thousands of Dollars In Personal Grants!

 

 

 

 

Many unions offer additional grants for members that can help them pay their mortgage, rent, and other everyday bills. If a job has been outsourced, or if the members are on strike and facing financial hardship, these grants help pay the bills during that timeframe. The program is known as Union Plus mortgage assistance.

Disability benefits

The Social Security Administration is the main government organization that provides free hardship grants, cash and financial assistance to the disabled. With studies showing that about one fifth of the population will file for some type of disability compensation at some time in their lives, the program serves as a safety net for the workers of this country. Assistance provided can include Social Security Disability Insurance (SSDI), grants for medical care, veterans compensation, SSI or Supplemental Security Income, and other aid. More on disability financial assistance programs.

There are several other grant programs available from the federal government for a wide variety of needs. These are in addition to what SSA provides above. The financial support can help a lower income client with a physical or mental disability make it through an emergency and it also provide for long term stability. Find disability grants.

Energy bill grants

Most utility and electric providers offer some forms of emergency financial assistance as well as crisis grants to their customers. They help keep the heat as well as electricity on. In many case a local non-profit agency or charity may run the grant program for the energy company.

the grants are offered by either non-profits, state agencies or the utility companies themselves. Low to moderate income customers have different programs to apply for. Get a listing of state energy programs.

Government grants for housing, food, mortgage and rent hardships

There are grants available from both the federal government as well as local charities that focus on housing needs. Some of them will offer assistance with paying rent while others will address additional costs. This may include a grant to pay for household items, counseling, and anything the family needs. Find some resources that show families how to locate housing assistance.

Each year the federal government disburses grants to local charities and non-profits as part of the EFSP - Emergency Food and Shelter Program. While the scope of the hardship program is limited and not all communities participate, when it is available grants can be used to pay for a variety of basic needs. This can include a rent or mortgage payment, security deposits, moving costs, or food supplies. Read more Emergency Food and Shelter grant program.

 

 

 

 

Business grants

If you are thinking about going into business for yourself, or if you want to expand your existing company, you need to check out the governments biggest 'money-stop' (grant programs). There are numerous private and public organizations that help entrepreneurs (or business owners) as well as state government programs for small businesses.

They offer free money to expand or start a business, with funds allocated to the low income, female, and minority owned companies among others. The grants are ready to be giving to you by the federal government, state or companies to help start a business. The funds pay your bills, provide capital and help with debts during this period. Find a list of minority and women business grants by state.

With an economy that remains unpredictable, and with the nations overall need for even greater economic development in all states as well as inner cities that often have disproportionate Black and Latino business owners, the federal government is very willing to give you the funds you need to help own your own business. There are also business grants to help single moms pay their bills or women owned companies. Or minorities as well as immigrants can get entrepreneurial support.

If you are considering of expanding or starting a business, a business grant is the grant for you. In fact, companies like Intel, Nike, Amazon, FedEx, Compaq, and Apple all received grants and financial assistance when they were young. So while these are more challenging to get, they do exist.

The U.S. government absolutely understands that small business is essential to a healthy, vibrant economy. As a result, there are many grants available and also low interest loan programs that are available to help stimulate small business. This can be critical funding during a challenging period, the the money will help pay business related bills. As a result of the stimulus plan, the government even created a new interest free loan program.

Receive Hundreds of Thousands In Business Grants!

  • Startup Expenses
  • Expansion expenses
  • Salaries
  • Business expenses
  • Overhead costs
  • Acquisition expenses
  • Loan and Equipment financing
  • Rent Payments
  • Employee training
  • Free business consultation

 

 

 

 

Military Service member grants

The military offers a Military Homeowner Assistance program that will help service members and their families with paying for housing. The program will help prevent a foreclosure, assist service members with homes in which the mortgage amount due is greater than the value of the home, provide them with moving assistance, and other housing aid. Continue reading about the Military Homeowner Assistance program.

Veterans and their families may also be eligible for rent assistance, security deposit aid, and eviction prevention services. Most of these use grants from a government agency known as HUD. The resource is commonly called the Veterans Affairs Supportive Housing Program rent assistance program. It provides cash grants, job placement, and other assistance to those who served our country.

The military also offers several free educational grants and professional certification grants for spouses of military members. They recognize that constant redeployment of military families can make it challenging to improve job skills, so this grant program was created to help. Read more military spouse opportunities.

Education grants

Both the federal and state governments want a more educated and technology oriented country. They will help connect you to the best sources for free scholarships, grants, and also low interest, no interest, and guaranteed loans. Personal as well as educational grants can help women, teens or students, including from disadvantaged families, for for educational costs. In addition to education grants, learn how to get help with student loans.

Receive Education Grants for:

  • Undergraduate School
  • Graduate School
  • Secondary School
  • Nursery School
  • Primary School
  • Preschool School
  • Medical School
  • Military Spouses
  • Child Care
  • Environmental Science
  • Business Management
  • Computer Science
  • College Scholarship programs
  • Many other disciplines

There are many other employment oriented resources. Learn more about federal government education grants.

Health care grants

The government also helps those Americans who are in need of health care or assistance with medications as well as paying for medical bills. The grants can help a patient pay down their debts to avoid a bankruptcy. Find information on how to both improve access to care and to get help with paying your medical bills. In additional to grants, there are other ways to get help with medical bills.

You Can Receive Health Care Grants for:

  • Nursing homes
  • Prescription medicine
  • Alzheimer's disease
  • Sleep disorders
  • Stroke
  • Parkinson's disease
  • Alcohol and drug abuse
  • Mental and emotional disorders
  • Learning disabilities
  • Dental care
  • Eyeglasses
  • Free grants to pay medical bills.

 

 

 

 

Free grant programs

There are many different types of free grants for people from all walks of life. Government funds can help low income families or certain types of people, such as the unemployed, women, men, or single moms or others. There are government grants for families in a hardship or funds for personal needs, a business, or anything that the household needs.

While each and every grant program (as listed above) has its own application process as well as limited resources, it is possible to get help financial help or free items. using the list above, as well as search bar at the top of the screen, find a grant for what you need assistance with, whether personal, business, educational, or medical needs.

 

By Jon McNamara

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