Free grants to help pay bills.
Find where to get grants when facing a financial hardship. There are programs that help low income families, single mothers, the disabled, and the unemployed among others. Private foundations, states, charities and the federal government give away billions of dollars of grant money each year and some of those funds are targeted at struggling people. A free grant program from the government or a charity listed below will help people pay for a variety of bills.
The application process for a grant varies based on source of funds and the organization. The money can be used to pay for bills such as housing, rent, utilities, a new car, medical supplies or other transportation costs. The goal of a government and non-profit free emergency grant program is to help people, or families, that are facing a financial hardship. The main types of hardship grants include the following.
The funds, whether from the federal government, state, or local community go to various agencies (including many charities that may be near you). Those organizations can then give the free grants to qualified residents of the area. Find details on the charitable and government grants for families facing a financial hardship below.
Government grants for the low-income
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Many state governments will provide free grant based assistance that can be used to help pay bills. These are often combined with longer term social services. Almost all of these are targeted at low to moderate income families that are in a financial criss.
- Whether it is an outstanding utility bill, a grant to pay for medical travel, or free money for housing such as rent or a mortgage payment to stop homelessness, the government will want to help. The government hardship grants are often income based. However anyone facing a crisis show know that the grant money is real, as all applications are processed directly by a government agency. Find a listing of state financial assistance from grant programs.
Free grants from the federal government are an option. Note these programs are for all types of needs - starting a business, pay for bills, home improvements, and also local municipal funds. Some while the government does have a free database for grants, only some of these may be applicable to low-income families that need help. Search for the government grant options here. https://www.grants.gov/.
The federal government disburses grants to local charities and non-profits as part of the EFSP - Emergency Food and Shelter Program. While the scope of the hardship program is limited, when it is available free grant money can be used to pay for a variety of basic needs. This can include a rent or mortgage payment, security deposits, moving costs, or even food supplies. Read more Emergency Food and Shelter grant program.
There is free grant money available from the federal government that focus on housing costs. Local charities and non-profits often process the applications on behalf of the government. Some of them will offer assistance with paying rent while others will address additional costs, such as storage fees or a lease application. This may include a grant to pay for household items, legal aid, and anything the family needs to keep their home. Find some resources that show families how to locate housing assistance.
A federally approved database for government grants in USA.GOV. They aggregate grants (both national and local) for people facing a disaster, families living in poverty and others. The database is comprehensive in what is listed, but all of them can help people in need pay their bills and get details here. https://www.usa.gov/government-grants-and-loans.
Low-income homeowners in a hardship can get government grant money to fix their home. In general, the grants will be for repairs that make the home safe to live in or that encourage aging in place. Read details on Home Repair and Improvements.
Transportation including vehicle or gasoline grants
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Several charities or local government organizations provide low income families, the elderly, or disabled with free gas to address a hardship. The vouchers or grant money is generally for work, education, or job training needs. In general this type of program is for an emergency only and the grant may cover a interview or maybe the first week at a job. Find a listing of free gasoline grants.
Free grants to pay for an auto, or small dollar personal grants to help pay for a car or truck, may also be offered. This form of support will be for applicants who need transportation for work. Community action agencies may provide this free grant money and some non-profits may also offer support. Find a free car from grant programs.
A grant will help pay for auto repairs. A local community action agency, social service office or a charity will provide these funds. Again, the grant (and the repairs it pays for) will need to be for employment related reasons. Learn more on auto repair grant programs.
Local United Way grant programs help struggling families (or individuals) pay for their rent or other personal expenses as well. The hardship funds are offered in partnership with churches, charities and the government with the money available as a short term solution for housing costs. Find United Way 211 locations with rent assistance.
There are grants for paying the bills from non-profit organizations and charities. The grant money can help the low income facing a hardship or others in need of support. The particular programs can help pay for energy costs, business start up expenses, car repairs, and other bills. There are literally hundreds of other charities that offer easy to get grants to low-income families or individuals for paying bills. Find some of these organizations from charities.
Single parents, in particular mothers, will get financial help too. The grant money from a non-profit (or on behalf of the government) will help the low income mom or dad that is facing a hardship pay the bills in order to keep their family unit intact. Or find grants to help single moms with bills.
Grants, including rehousing, is for the homeless. There are multiple resources such as ESG grant money from the government, Homeless Prevention - Rehousing, Continuum of Care and other programs. Many national non-profits also offer hardship grants too for shelter, moving costs as well as other grants for homeless people.
Senior citizens will get free grant money from state and federal government agencies. There is social security grant money, funds to pay utility bills, money for food, vouchers and more. These hardship grants help the elderly and seniors over the age of 55 pay living expenses as they age. Find free money from the government for seniors.
People that recently left jail can get help. Those that have been convicted, and are seeking a new start after leaving jail or prison have several personal and government grant programs that can assist them. The money can be for housing, retraining, transportation and other needs. Look here for ex-offender grants.
There are numerous private and public organizations that give free grant money to help entrepreneurs (or business owners). The funds can come from a state or federal agency, corporation, foundation or other places. The programs offer free money to expand or start a business, with funds allocated to the low income, female, and minority owned companies among others. Locate Minority and African American Grants.
Community action grant programs are available in all states and most local communities. While each location varies in what they will or will not pay, or offer, in general the funds will help with basic needs around housing, employment, transportation and other bills. The non-profits provide grants to people living in or near poverty levels and find community action grant programs near you.
Funds for people with a disability
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The Social Security Administration is the main government organization that provides free hardship grants to the disabled. Grant based assistance for individuals can include Social Security Disability Insurance (SSDI), grants for medical care, or free money to help solve a temporary hardship. There is also veterans compensation, SSI or Supplemental Security Income, and other government resources. More on disability financial assistance programs.
There are several other grant programs for disabled people. There are funds available from the federal government, often in partnership with local non-profits including Agency on Aging locations (which also help the disabled), for a wide variety of needs. These are in addition to what SSA provides above. The financial support can help a lower income client with a physical or mental disability make it through an emergency and it also provide for long term stability. Find disability grants.
Grants to help pay utility bills
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Utility and electric company grants offer some forms of emergency financial assistance as well as crisis grants to their customers. They help keep the heat, lights as well as electricity on. In many cases a local non-profit agency or charity may run the grant program for the energy company. Low to moderate income customers have different programs to apply for. Get a listing of state energy programs.
Modest Needs is a non-profit that takes in funds from individuals and companies, and that money is issued to low-income families in need as a grant. The non-profit will help people pay bills, provide for basic needs and more. There are funds for anyone facing a hardship and locate Modest Needs grants.
Free grants can help pay for new windows for a home. The funds are limited and focused on energy conservation measures. In addition, the government grant money will also give priority to low-income seniors or the disabled that live in older, outdated homes. Locate a grant to replace windows.
Water companies offer hardship grants as well. The money will be used to keep the water on or pay for connections costs. There are also federal government programs too, including the low income LIHWAP water bill program.
The main federal government personal hardship grant program is known as LIHEAP. (Note that each state may call it a different name). This too can help very low income households, seniors or the disabled get their lights, heat, and power on. Many single mothers also receive these real hardship programs. Read more on government LIHEAP program.
- Emergency LIHEAP grants are offered by the government. The money can often be issued with 24 to 72 business hours to people in a serious financial hardship that are faced with the immediate loss of their power. It is often beneficial for the sick, elderly, or families with young kids. Learn more on 24 hour LIHEAP crisis grants.
Grants to pay for personal or household stuff
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Vouchers (a.k.a grants) are offered. Some charities will provide a vouchers (similar to a grant) and other support. The funds can help pay for a number of everyday items that low-income families may need. Locate a free voucher program.
Grant money for a desktop, laptop, or Chromebook is often provided for similar reasons. Students from K-12 (or in college or technical school) can get corporate grants and many foundations or job centers help older adults too. Locate free computers - laptops and desktops.
Many grants for free stuff are available locally. This can include community non-profits, a charity or church, as they all try to help people get basic needs. The grants can often be “redeemed” for items at a local center. Look here for free stuff in your area.
The funds help pay for dedicated businesses expenses, including start up expenses, rental payments, salaries, training costs and other bills. Or the money will be used as a form of capital and help business owners with debts during this period. Find a list of minority and women business grants by state.
Hello Alice is a database of grants for small businesses. They have a detailed list of local and national programs, including grant money for women owned businesses, minorities and others in need. There are details on free business grants issued from non-profits and the government, and read more on Hello Alice grants for a business.
Free grant for Military Service members
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The military offers a Military Homeowner Assistance program that will help service members and their families with paying for housing. The program will help prevent a foreclosure, assist service members with homes in which the mortgage amount due is greater than the value of the home, provide them with moving assistance, and other housing resources. Continue reading about the Military Homeowner Assistance program.
Veterans and their families may also be eligible for a grant as a form of rent assistance, security deposit aid, and eviction prevention services. It provides cash grants, job placement, and other assistance to those who served our country as well as their family members. Most of these use free grants from a government agency known as HUD. The resource is commonly called the Veterans Affairs Supportive Housing Program rent assistance program.
The military also offers several free educational grants and professional certification grants for spouses of military members. They recognize that constant redeployment of military families can make it challenging to improve job skills, so this grant program was created to help. Read more military spouse opportunities.
Low-income parents will get a grant (or voucher) to help pay for some or all of child care costs. This is generally a government subsidy type program in which funds will help parents pay for daycare while they work or are in job training. There are also vouchers to help cover childcare expenses-daycare, or find free preschools grants near you.
Business scholarship or job training programs include the following. Students, low-income parents in a hardship as well as unemployed may be able to get help from these free programs. Learn more on College Scholarship programs.
Several private companies aggregate educational grant programs. They list financial assistance programs, loans and scholarships (as well as grants) for students in need. Options include the College Grants DB as well as government organizations. As there are private and federal resources, such as Federal Student Aid here. https://studentaid.gov/understand-aid/types/scholarships.
Several other federal grant programs help students or pay for educational costs. There are many other employment oriented resources. Learn more about federal government education grants.
Grant money for medical and dental
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The government as well as charities can provide a free grant to help with health or dental care. There is also hardship assistance programs to pay for medications as well as money for medical bills or transportation to the doctor. The grant money will even help a low-income or uninsured patient pay down their debts to avoid a bankruptcy. Or get free grant money for a nursing home care, stroke, Parkinson's disease, Alcohol and drug abuse treatment costs, and other needs. Locate free grants to pay medical bills.
Grants for teeth replacement are provided. This can be from a charitable foundation at a dental practice or government benefits, such as some state Medicaid programs pay for partial dentures. The goal of these hardship funds is to ensure the patient has any medical or other issues addressed. Look here for details on dental care, including dental implant grants.
Free grant programs exist for people in a crisis
There are many different types of free grants for people from all walks of life. Government funds can help low income families or certain types of individuals, such as the unemployed, women, men, or single moms or others. While of course resources are limited, the fact is that there are really government grants for families in a hardship or funds for personal needs, a business, or anything that the household needs. Learn more on how to find government grants. Or use search page to find a grant for what you need assistance with, whether personal, business, educational, or medical needs.
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