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Financial assistance programs New Mexico.

Find financial help or free stuff in all cities and counties in New Mexico listed below including Albuquerque, San Jose and Las Cruces. Government or charitable programs offer grant money that helps with paying rent, electric bills or a mortgage. Or locate car repairs as well as free daycare, gasoline vouchers, or boxes of food to feed a family. Get financial help near you in NM.

Low-income and struggling families can get both emergency financial help to pay the bills or housing as well as free items. This can a car for work or auto loan payment assistance. Charities, government agencies or social services can offer free motel vouchers in NM along with Internet access, clothes, furniture, and more. Find details below.

Get free grant money to pay bills in NM, free stuff, groceries, and social services in NM

Rental Assistance Program
The state of New Mexico Rental Assistance Program (RAP) provides both homeless prevention as well as rapid re-housing assistance to individuals or families. It can help renters who are behind on their payments or those who are literally homeless. RAP funds may be used to assist with security deposits, short to medium term rental assistance, utility bill payments or deposits or rent arrearages. For a complete list of program providers, dial (505) 843-6880 to reach MFA, who oversees the program.

New Mexico Kids
This government health insurance program provides free or very low cost health insurance coverage for children under the age of 19. It is part of Medicaid. The benefit can help families save on medical bills. However, depending on the family's income, a low cost co-pay may be required for some services, but most preventative services are free. Phone 505-827-7946 or 1-800-283-4465.

Programs that Provide Mortgage Assistance and Stop Foreclosures
There are both private and government assistance programs that provide various services. Free foreclosure mediation is also offered to help homeowners. Read more on New Mexico foreclosure and mortgage assistance resources.




Also, find a listing of non-profit foreclosure and housing counseling agencies in New Mexico, many of which offer free services. They are often HUD as well as federal government certified.

General Assistance
The objective of the general assistance government aid program is to provide cash assistance and/or free grants to low income, dependent children along with disabled adults. The money can help pay for vehicle payments, housing food and more. This is offered if they are not eligible for other forms of assistance under a federally matched cash assistance program. Call (800) 283-4465.

New Mexico SNAP Food Stamp Program
Will help many lower income families and households with buying the nutritious food as well as groceries they need to stay healthy and productive members of society. Qualified low income families, single moms and others can be given an EBT to pay for groceries. Call 1-800-843-8303.

Temporary Assistance for Needy Families (TANF)
This program, which is known in New Mexico as NMWorks, will provide cash assistance to families in need. There will be grant money to help with bills for those who qualify for financial aid. It is a main government assistance program for those in poverty, and dial 1-888-473-3676 or -800-843-8303

Social Services and Cash Assistance
The New Mexico Human Services Department can provide low income families with financial assistance. Get help for paying medical bills, utilities, housing, and other aid. Programs can also assist individuals with finding a job. Read more on getting public assistance in New Mexico.

Migrant and Immigrant Programs in NM
Charities, as well as some state government assistance programs, help migrant and immigrant families. Shelter, meals, medical care, clothes and basic needs may be offered. Find financial resources for migrants.

Food Banks and Free Pantries in New Mexico
Dozens of centers distribute free food, groceries, and other forms of non-financial aid to thousands of needy individuals. Find information on pantries and free food banks in New Mexico.





Community Clinics and Medical Centers
Dozens of free clinics operate across New Mexico. These free or low cost community clinics can provide services (health or dental care) to people of all incomes, and they will not turn any patient away. Find free community clinics in New Mexico.

Free or low cost dental care is also offered in New Mexico to individuals who lack insurance, or who have a limited income. Cleaning, extractions, surgery and more may be offered. Read more on New Mexico free dental centers.

Energy and Cooling Bills
Find a listing of assistance programs and services that can help New Mexico families pay their cooling and energy bills. Cash grants and free conservation may be offered. Click here New Mexico energy bill help.

Help for Seniors in New Mexico
Your local Agency on Aging center administers various resources for the elderly, senior citizens, and older residents. Examples include free prescriptions, medical bill assistance, food, and transportation. Find financial aid for New Mexico seniors.

New Mexico Disability Assistance
The state has several agencies and non-profits that can help the disabled and their family members. Some resources can provide financial aid for paying bills or rent, home care, medications, transportation, and vocational programs. Or receive government assistance or charitable funds for buying assistive equipment. More on disability help for New Mexico families.

Telephone Bills and Connection Costs
The two programs in New Mexico include Lifeline and Link-Up. The government funded benefit provides credits to low income families for paying their phone as well as cellular bills. Click New Mexico Lifeline assistance program.




Programs to Prevent Evictions and Help the Homeless
Families or individuals that need help with their rent to prevent an eviction can access federal government grants. There is also assistance in New Mexico for the currently homeless, including funds to pay for a security deposit or past due energy bills. More on eviction and homeless programs in New Mexico.

Employment, Self-Sufficiency and Emergency Aid
The unemployed, working poor, and low income can contact a community action agency. Resources can help people find a job, provide for child care, or arrange emergency financial aid and grants for paying bills. Click here for details or find New Mexico community action agencies.

Vouchers for Rent
The state, public housing authorities and HUD provide section 8 housing vouchers to low income families. There is often a waiting list, however disabled or those with an unusual situation may get priority. The federal government assistance program requires that tenants still pay a portion of their income towards their rent. More Section 8 New Mexico.

Day Care Expense Programs
Qualified low income families in which the parent is working, in school or in job training may receive subsidies and vouchers. New Mexico will both help them pay for a portion of their child care bills and offer other support, such as assistance in locating a provider. More on New Mexico free child care assistance programs.

Government Subsidized Housing and Emergency Rent
The New Mexico Mortgage Finance Authority partners with local non-profits and charities to assist the less fortunate and people facing a crisis. These local agencies may be able to assist senior citizens, low income families, and others with paying back rent, coordinating low income or subsidized housing, and operating shelters. Learn more on housing and rent help in New Mexico.

Legal Aid
Non-profit pro-bono law firms can provide low income and seniors in New Mexico with free legal advice and representation. They address a number of civil legal issues, including housing, consumer debt, government benefits, and more. Click here for details on free lawyer legal advice in New Mexico.

Emergency Assistance and Self-sufficiency
Many families turn to the Salvation Army for assistance. The non-profit organizations helps tens of thousands of New Mexico families per year. Services include items like food, emergency rent help, or vouchers for medications. Other programs provide referrals, holiday assistance, and case management. More on Salvation Army New Mexico.







Low Income Home Energy Assistance Program - LIHEAP
LIHEAP was created to assist eligible families and persons with paying for their heating, utility and cooling costs. Grants and payment plans may be used to help the disabled, elderly, or working poor in NM with utility bills. Read more on applying for New Mexico LIHEAP.

  • New Mexico Weatherization Assistance Program
    Through this government program, free energy saving improvements are installed in the homes of New Mexico residents. Weatherization services are cost-effective ways to lower energy and utility bills. It also pays for some home improvements. Free energy efficiency measures can be provided for existing residential as well as multifamily housing with low-income residents. See the LIHEAP info above to apply, as weatherization is often offered at the same time.

Assistance in New Mexico Cities and Counties

Select a county and/or city below to find local resources, ranging from financial assistance for paying bills or job programs to free stuff for the low-income and more. Each county or city in NM has resources for local residents.

Bernalillo County and Albuquerque

Catron County (Reserve)

Chaves County (Roswell)

Cibola County (Grants)

Colfax County (Raton)

Curry County (Clovis)

DeBaca County (Fort Sumner)

Doņa Ana County and Las Cruces

Eddy County (Carlsbad)

Guadalupe (Santa Rosa)

Harding County (Mosquero)

Lea County (Lovington)

Lincoln County (Carrizozo)




Los Alamos County

McKinley County (Gallup)

Otero County (Alamogordo)

Quay County (Tucumcari)

Rio Arriba County (Tierra Amarilla)

Roosevelt County (Portales)

Sandoval County (Bernalillo)

San Juan County (Aztec)

San Miguel County (Las Vegas)

Santa Fe County

Socorro County

Taos County

Union County (Clayton)

Valencia County (Los Lunas)


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By Jon McNamara

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