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Financial assistance programs in Missouri.

Agencies can provide financial help in all areas, cities, and counties in Missouri listed below, including Kansas City and St. Louis. Non-profits as well as government agencies offer financial assistance programs for paying utility bills or housing costs (including rent or mortgage payments), buying food, and they also offer free medical or dental care. Find more on grants, loans, free vouchers for gasoline or hotels and all forms of financial aid in Missouri.

The Child Care Assistance Program
Provides government assistance with paying for child care expenses on a sliding fee basis for eligible parents, single mothers or lower income families. The primary purpose of the Missouri Day Care Assistance program is to enable families to both gain employment, acquire new skills and/or even remain employed. The Department of Social Services manages the program for the state. Families should contact their local Family Support Division office. Learn more on free daycare in Missouri.

Missouri Rx Plan (MoRx)
MoRx is Missouri's State Pharmacy Assistance Program. The government benefit will pays for up to 50% of any out-of-pocket costs on prescription medications that are not covered by your private insurance or Medicare Part D plan. This can help the low income, elderly or disabled get the medications they need. MoRx will not pay for the Medicare Part D plan's monthly premium. Call 573-751-3425

Supplemental Nutrition Assistance Program (SNAP)/Food Stamps
SNAP was created to promote and improve the general welfare, safeguard the health, and improve the well-being of Missouri’s population. It helps pay for food as well as in involved in raising the levels of nutrition among lower income and struggling households. Contact your local county office in Missouri. Or call (855) 373-4636 or 1-800-392-1261

Missouri MC+ and Medical Assistance for Families
This program will provides medical insurance to children under the age of 19 and, in some cases, their families. Most qualified lower income families will not need to pay a monthly premium for this insurance. Dial 1-800-392-216 or (855) 373-4636. Find additional free health care.

Temporary Assistance Program
This program was intended to provide financial assistance and cash grants to low-income families with children so they can be cared for in their own home. The program will also help those families with paying their debts, basic needs, housing, transportation and bills. It was also created to reduce dependency on government aid by promoting job preparation, training, work and marriage. Call (855) 373-4636.




Low Cost or Free Debt Reduction, Budgeting, and Credit Services
A number of credit counselors in Missouri can help individuals get out of debt. They do this by offering budgeting skills, repayment plans with your creditors, mediation services, and low cost and debt management plans. More on Missouri free credit counseling.

Foreclosure Assistance and Mortgage Help
Get information on various non-profit agencies that help Missouri homeowners meet their housing needs, including mortgage as well as foreclosure assistance. Read more on Missouri HUD foreclosure counseling.

Telephone Assistance
Lifeline is a low income telephone assistance program that provides discounts of up to $13.50 a month on families phone bills, including wireless. The federal government Link-Up program offers qualifying low-income Missouri individuals up to a 50 percent reduction (up to $30) on their initial telephone connection or installation charges. Find Missouri phone bill assistance programs.

Some low income families, or the elderly in Missouri, can also get a free cell phone (wireless). It is for emergency usage. More on free phones from the government.

Government Assistance and Social Services
Families can receive help with meeting their basic needs. The Missouri Department of Social Services can offer resources to pay energy bills, provide free food, medical care, and cash assistance. More on Missouri public assistance.

Help Paying off or Reducing Debts
Missouri families of all income levels will on occasion need help with debts, including medical, credit card, or car loans. Non-profits and local government resources assist. Find more details on getting assistance paying credit card debts.

Missouri Disability Assistance Programs
Several benefits and services are available for residents that are disabled as well as their family members. Get help with applying for medical care, SSDI, financial aid and vocational training. Government assistance and support is also provided to caregivers. Click more details on disability help in Missouri.

Crisis Assistance and Financial Aid
Salvation Army centers in Missouri can provide the low income, unemployed, and struggling families with help. Get information on case management and programs that can help with utilities, rent, medical bills, food, and more. More information on Missouri Salvation Army.





Pro-Bono Legal Services and Advice
Non-profit law firms operate in Missouri that provide low to moderate income individuals, the elderly, and the disabled with free legal assistance or representation in court. Learn more on Missouri legal aid.

Senior and Older Adults
Resources and programs focused on seniors and the elderly are offered at area agency on aging offices. Examples of services offered in Missouri include job training, food, medical care, Meals on Wheels and information on prescription drug savings assistance programs. Continue with Missouri Agency on Aging for senior assistance.

Missouri Food Banks and Distribution Centers
There are several primary food banks as well as pantries located in Missouri. These centers partner with hundreds of smaller non-profits and charities that are located in all town and counties across the state. Click here for more on Missouri free food banks and nutritional programs.

Short Term Housing Programs
Agencies throughout Missouri can provide transitional housing services to families facing imminent eviction or those that are currently homeless. Individuals can receive housing, self-sufficiency, case management, and help in locating and paying for a new home or apartment. More on Missouri transitional housing.

Employment Programs, Cash Grants, Job Training, and Self-sufficiency
Your regional community action agency offers a number of services to the working poor and unemployed. Enroll in job training or counseling programs, or get referrals to government grants for paying bills, child care, and housing. Read more Missouri community action.

In addition to the resources above, residents have access to several dedicated government funded job training and career centers in Missouri. The locations can help both the under and unemployed in the state and can provide them with services such as free job search assistance, career counseling, and training. Click more information free job training in Missouri.

Missouri Vouchers for Subsidized Rent
The main program available is section 8. However there are additional resources funded by the state government in partnership with public housing authorities and HUD. When funding is available, the government can provide rent help in the form of low cost housing. Continue reading Missouri section 8 HUD vouchers.

Free Community Clinics
Find locations, phone numbers, and details on the dozens of health care centers, community clinics, and medical providers that offer care. More on Missouri free community clinics.

Patients who lack insurance or have limited health plans can turn to other programs in Missouri. The government works with non-profits to provide medical bill assistance, prescriptions, health care for children and other support. More Missouri uninsured health care.

Missouri Eviction Assistance and Homeless Programs
Both rehousing services and resources on preventing homelessness are available. Non-profits offer government grants to pay for rent, security deposits, and other programs, such as transitional housing and free legal aid. Read more Missouri eviction prevention programs.







Dental Care
Many individuals and families also need access to dental services, such as cleanings, surgery, extractions, referrals, and other aid. Dental clinics in Missouri can help meet the needs of low income families. More information on free dental clinics in Missouri.

Heating and Utility Bill Programs
Most of the electric, gas, and utility companies that operate in Missouri provide low income customers grants and other forms of financial assistance that is intended to help them pay bills or save energy. Read more on heating and utility bill help in Missouri.

Rent and Housing Assistance for Seniors and Medical Conditions
State of Missouri government funded programs as well as resources that are offered by non-profits can help the elderly and people faced with a medical emergency pay their rent. Click here for more details on housing assistance in Missouri.

Low-Income Weatherization Government Assistance Program
This helps Missouri's lower income households, and it especially targets those who have a financial emergency, the physically disadvantaged, children, elderly, and any others. This government program aims to lower utility and heating bills and improve comfort while ensuring safety as well as health. A home that has been weatherized can lower the average annual fuel consumption per dwelling by up to 20 percent. Call 573-751-6789.

Missouri Low Income Home Energy Assistance Program (LIHEAP)
This government assistance program has two main components. They are the Energy Assistance/Regular Heating (EA) and Energy Crisis Assistance Program (ECIP). The EA component is designed to help provide financial assistance and grants to pay heating bills for Missourians during the cold months of October, November, December, January, February, and March. There may also be emergency AC bill help or grants for electric bills during the summer.

Eligibility requirements for EA aid are based upon family size, income, and available resources. ECIP is the crisis component, and it will provide immediate financial aid for those with an emergency, such as service being shut off or running out of heating fuel. Continue with applying for LIHEAP in Missouri.

Assistance From Missouri Counties and Cities

Select a city or county below for more places that provide financial help, grant money, free stuff and more. As there are local charities, non-profits, and social service programs in each town and county.

Adair County (Kirksville)

Andrew County (Savannah)

Atchison County (Rock Port)

Audrain County (Mexico)

Barry County (Cassville)





Boone County (Columbia)

Buchanan County (Saint Joseph)

Callaway County (Fulton)

Camden County (Camdenton)

Cape Girardeau County (Jackson)

Cass County (Harrisonville)

Christian County (Ozark)

Clark County (Kahoka)

Clay County (Liberty)

Clinton County (Plattsburg)

Cole County (Jefferson City)

Cooper County (Boonville)

Dade County (Greenfield)

Dallas County (Buffalo)

DeKalb County (Maysville)

Douglas County (Ava)

Dunklin County (Kennett)

Franklin County (Union)

Gentry County (Albany)

Greene County (Springfield)

Holt County (Oregon)

Howard County (Fayette)

Jasper County (Carthage)

Jackson County (Kansas City)

Jefferson County (Hillsboro)

Johnson County (Warrensburg)

Knox County (Edina)

Laclede County (Lebanon)

Lawrence County (Mount Vernon)

Marion County (Hannibal)

McDonald County (Pineville)

Mississippi County (Charleston)

Moniteau County (California)

New Madrid County

Newton County (Neosho)

Nodaway County (Maryville)

Osage County (Linn)

Phelps County (Rolla)

Pike County (Bowling Green)

Platte County (Platte City)





Pulaski County (Waynesville)

St. Charles County (Saint Charles)

St. Francois (Farmington)

St. Louis City and County

Schuyler County (Lancaster)

Scotland County (Memphis)

Stone County (Galena)

Taney County (Forsyth)

Webster County (Marshfield)

Wright County (Hartville)

Worth County (Grant City)


By Jon McNamara

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