When all charitable aid is used up, then cash loans can provide help in an emergency. Families, including those with limited incomes or credit scores, can get financial aid from credit unions, private lenders, or non-profits as well. Funds can be used to pay any number of bills that the household is faced with. Locate sources of emergency loans in St. Louis.
Society of St. Vincent De Paul of St. Louis - They run several different programs for people in need. Call the organization at (314) 531-2183. Find help with:
- Car repairs - They partner with local garages to fix a car if it is needed for work or medical reasons.
- Free medications - If you can’t afford to pay for your prescription or do not have health insurance, receive a voucher for free medications.
- Legal counseling - They can arrange for qualified individuals to get free legal advice. Learn more on free legal aid Missouri.
- Also receive access to food, clothing, and other emergency aid.
- Social workers can also help people apply for other financial aid. Some of it is directly offered by the charity, and other resources are provided from referrals. Continue Saint Louis St. Vincent assistance programs.
Historic Trinity Lutheran Church ((314) 231-4092) will pay $50 for rent to someone facing an eviction.
Joint Neighborhood Ministry - This is a partnership of local churches. They can help address emergency needs of the working poor, low income, and those undergoing a hardship. The agency can provide free food, utility and heating bill assistance, counseling, a preschool, and other aid. St. Louis Missouri. Dial (314) 771-3987, or find more details on emergency help from Joint Neighborhood Ministry.
Doorways - The organization offers affordable, secure low income housing in St. Louis and other services to people living with HIV/AIDS. Get information on medical care, financial aid, and loan programs for rent or deposit costs. (314) 535-1919
St. Louis Adventist Community Services - Has groceries, food, and meals. Other resources may be emergency heating bill or utility assistance to prevent a disconnection. The address is 3221 Woodson Road. Call (314) 429-0216. Or even read about grants from LIHEAP.
Holt Ministerial Alliance operates a Clothing Closet and food pantry for the Kearney School District. Some funds may be available for paying utility bills. Holt Missouri based. Phone: (816) 615-9671.
Jewish Services of St. Louis - Some resources are available for low income families and other qualified seniors, regardless of religion. The charity can arrange for emergency financial aid in the form of cash grants. Funds may be used for paying heating bills, a partial rent payment, or eviction prevention. Other services include a food pantry, Elderlink for seniors in St. Louis and Money Management Classes. Continue with Jewish Services St. Louis.
Cardinal Ritter Senior Services focuses on the elderly and senior citizens. Social services, health care, and housing programs are available in St. Louis City/County as well as nearby regions and counties. Loans may be issued coordinated by the group for housing resources, such as repairs. 7601 Watson Road, Saint Louis, Missouri 63119, (314) 961-8000
Humanitri focuses on housing, eviction prevention, and basic needs. Using grants from the Continuum of Care as well as Federal Emergency Management, there may be cash assistance for paying rent, security deposits, and homeless programs. Basic needs include clothing, free groceries from the Humanitri Food Bank, and referrals to other St. Louis non-profits may also be offered. Click Humanitri housing and basic need programs.
County Housing Authority - People on the verge of eviction, and those who are currently homeless, may be able to apply for rental help or funds to pay security deposits. An extensive array of emergency housing assistance programs are administered by the county. More on St. Louis Housing.
Franciscan Connection - People struggling can get respectful support and emergency financial assistance to low-income St. Louis area families in times of need of help or hardship. Dial (314) 773-8485, or more on services from Franciscan Connection.
Urban League of Metro St. Louis - Serves this county and several others in the immediate area. Various forms of assistance are offered, including rent help, utility assistance, foreclosure counseling, job finding services, and much more. Self-sufficiency services include the use of a computer for free, career counseling, and job placement.
The center is also a HUD agency, so specialists work with clients on preventing eviction and/or foreclosures. So referrals may be available to government loan programs, emergency rental or deposit help, and landlord mediation. The Urban League is a leading non-profit in Saint Louis. (618) 274-1150, or Click here Urban League of Saint Louis assistance programs.
Referral service - Families in both the county and city can call a toll free number for linkage to social services and non-profit agencies. A wide range of services are available for struggling families as well as people in an emergency. Grants can help with rent or callers can learn about low income apartments. Food, transportation for senior citizens, and applications to public aid are also available, as well as much more. Continue with helpline in Saint Louis.
Peoples Community Action Corporation supports residents of the city only. Several social services and basic needs can be met by the non-profit. Education and job training includes GED services and budgeting. Financial aid may be offered by LIHEAP heating bill assistance and a food pantry. Other referrals to thrift stores, clothing, and government agencies that serve St. Louis Missouri are available. More on People Community Action programs.
Basic needs such as free clothes, diapers, household goods, school supplies and Christmas assistance is offered from regional clothing closets. Some thrift stores may also provide vouchers or gift certificates to low income families in St. Louis so that they can buy the goods on their own. A couple dozen centers, including churches, provide this assistance throughout the region. Continue with free clothing closets and school supplies in St. Louis.
Saint Louis programs for babies and new parents - A new child can present financial challenges for a low income parent. Find help from a wide assortment of agencies, including churches, charities, and pregnancy counseling centers. They may offer food, infant formula, and free disposable diapers are well. Click more information free baby supplies St. Louis.
Free legal aid in Eastern Missouri and Saint Louis - Pro-bono attorneys help seniors, immigrants, and the low income who can’t afford an attorney on their own. A unit is dedicated to help people apply for benefits, such as disability, section 8 rental vouchers or SNAP food stamps. Other free legal aid is for stopping evictions or addressing foreclosures. LSEM also has a legal alliance for immigrant and senior concerns. Continue with St. Louis free legal assistance.
Eviction prevention and homeless - Whether you are facing imminent eviction, way behind on rent, or currently homeless, several non-profits and charities in St. Louis focus on assisting people who are homeless or on the verge of it. They may have some short term rental assistance, shelter or transitional housing, or money for paying security deposits. This will be offered along with case management type services such as budgeting, credit repair, and job finding programs. More St. Louis homeless programs.
Human Services - St. Louis - Dial (314) 6125900. This government agency runs the Homelessness Prevention and Rapid Re-Housing Program (HPRP). This is a federal government funded program that can provide grants and money to prevent an eviction, ongoing rent help, funds for security deposits, credit counseling, energy bill help, and more. Also learn about HUD counseling programs.
Regional churches help the poor and vulnerable. There are faith based agencies in the city of St. Louis as well as throughout the county that provide free items, monetary assistance, operate ESL classes, and more. If someone is living in poverty, or if they are an immigrant or new to the area, a church may help them with paying rent, transportation and more. Some even operate shelters and offer information on real estate tax assistance. Learn more on St. Louis churches.
Housing programs, including emergency shelter, transition units, and low income apartments are located across Saint Louis. Assistance is offered to prevent evictions and any local family that is currently homeless can receive help. The short term units provide a place to stay and case managers off information and referrals to long term support. Continue with transitional housing in St. Louis.
St. Louis based Operation Food Search supports several counties in the area. The organization focuses on hunger prevention, and to this end they offer applications for SNAP food stamps or free school lunches. Other programs include referrals to pantries and case management. Read Operation Food Search.
Utility assistance, fans, and air conditioners - A non-profit organization known as Cool Down partners with Ameren Energy to help the low income make it through the summer. Grants can be used to pay utility bills, free fans and AC units are distributed, and other aid is offered to St. Louis Missouri families. Most of the help is for people who are at risk, such as seniors, those with a medical emergency, and families with very young children. More on cooling assistance in Saint Louis.
FMP - Feed My People operates a free food pantry as well as many other services for the working poor and senior citizens. Some of the main resources are as follows.
- Advice, including information on taxes and Legal Counseling.
- Housing is arranged in Saint Louis. This ranges from transitional housing to shelters and low income apartments for single moms and the less fortunate.
- Food, clothing, and Gift Certificates for school supplies and shoes or winter attire.
- Many other programs are run, such as thrift stores, Christmas gifts, and more. Continue Feed My People programs.
DSS - Public assistance is offered across the state and the city and county of Saint Louis. Some of what is available includes SNAP food stamps or short term, cash assistance from TA. The department will also have information on child care vouchers, job placement, and other government aid. More information on public assistance St. Louis.
In addition to all of the programs, agencies, and non-profits listed above, a number of other organizations exist that focus just on individuals in St. Louis who need help paying rent or funds to deal with other housing issues. Get information on St. Louis rental assistance.
Holiday gifts or meals are available, in limited qualifies, from several agencies. Using volunteers from across St. Louis and donations from the public, there may be gift certificates, free toys, clothes, presents for Christmas morning and more. Read more St. Louis Christmas assistance.
St. Louis assistance programs and agencies that help anyone in Missouri
Residents can look into the programs listed below which can help with a variety of emergency needs. Find how to get help with paying rent, utility bills, mortgage assistance programs, free food, and other financial aid in St. Louis Missouri.
National charities and programs help the less fortunate in Saint Louis. A big need is for housing. This is where general homeless prevention and rapid rehousing is offered. It includes legal aid, grants, loans, and much more. Continue with government homeless prevention.
Career development and help finding a job
If you are out of work and need to find a job, Employment Connection ((314) 333-5627) may be able to help. They provide access to tools (such as computers) and other services (such as resume review) in order to help people find meaningful work.
St. Louis free food assistance and pantries
There are several agencies, churches, and non-profits in the St. Louis area that provide food, groceries, and other forms of nutritional aid. Some of the places to contact are.
- Eureka United Methodist Church - Provides food to area residents in need. Dial (636) 938-6377.
- Emergency Assistance Ministry - They are located in Florissant Missouri and run a food pantry including government commodities.
- Feed My People - (636) 677-9885
- Circle of Light Associates ((314) 381-4225) - Food for those in need.
- Inner City Christian Church - (314) 385-9375
- Neighborhood Outreach Center - Food is being provided for individuals and families at or below the federal government poverty level. (314) 361-7878
St. Louis residents have other resources available to them if they are struggling to buy their groceries or items such as formula for their child. Options range from other charity based food pantries, SNAP food stamps to surplus USDA commodities. If these non-profits can’t help you, find more free food pantries in St. Louis.
Government USDA food programs are offered. They include SNAP EBT cards, surplus commodities, and others. Income criteria are in place. One major resources is free summer meals for students so they have food during holidays.
Debt reduction and counseling services
Contact Clearpoint Credit Counseling Solutions at (314) 830-6464. A financial specialist will meet with clients to offer credit repair services, budget advice, medical and debt counseling services, and other advice.
Foreclosure prevention and mortgage assistance
The Urban League of Metropolitan St. Louis is a Missouri based HUD Certified Housing Counseling Agency. Among other programs they offer homeowners include offering HUD certified housing counseling and foreclosure prevention programs and information to St. Louis homeowners. In addition to the foreclosure programs, they may even be able to provide mortgage payment assistance and cash grants once an individual has gone through the HUD Certified Housing Counseling and the programs offered. Call them at (314) 615-3600.
Government sponsored mortgage servicer Fannie Mae has opened a location to provide free, confidential counseling to local homeowners. Borrowers can call or stop by the center for information and help in applying for home loan modifications, receive counseling, and budgeting skills. Read more on the St. Louis Fannie Mae mortgage center.
St. Louis health care for low income and uninsured
If you need access to high quality, yet affordable health care, a number of community clinics and dental centers operate in the region. Tens of thousands of local families turn to these locations every year for check ups, medications, consultations, and referrals. While it is unfortunate that not all St. Louis patients can be helped as their needs may be more extensive then what is able to be offered, at the very least individuals can receive advice and/or referrals to specialists. Click here for a listing of free community clinics in St. Louis Missouri.