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Assistance programs in St. Louis Missouri.

Find how to get help in St. Louis with paying expenses including rent, energy bills, free food, security deposits as well as medical bills or dental care. Assistance programs from churches, charities or the government help low income families, seniors, and the working poor. Also locate job placement, debt reduction, and mortgage assistance in the city and county of St. Louis. Find hardship grants and get financial help with bills near you in St. Louis MO below.

There are many other resources in the region. Whether someone wants to find an online side gig job for extra money or free school supplies for students, assistance is offered. Or find free cars for work or a job in Saint Louis MO, furniture, and Christmas toys or food for children and families.

Help from City and County of Saint Louis Community Action Agency

There are a number of assistance programs offered including financial, referrals, budgeting, job training and several others. All of these resources from Community Action Agency of St. Louis County, In, also known as CAASTLC, are focused on addressing poverty and encouraging long term self-sufficiency. The main address is  2709 Woodson Rd, St. Louis, MO 63114.

  • Housing counseling is a service of the Community Action Agency of St. Louis County, Inc. (CAASTLC).  Phone number is  (314) 863-0015. The program will help individuals and families stabilize their housing situation. A counselor will work closely with the client, and the household will receive one or more of the following services from the agency. Services offered include eviction prevention, Homeless Intervention & Stabilization Services, or Rental Housing Services.
  • Rent and/or mortgage assistance is available from grants or loans. This is another program that is administered by CAASTLC. They partner with local charities, non-profit organizations, and government agencies. Some of the groups they work with include the Missouri Housing Trust Fund (MHTF) and the Federal government Emergency Food & Shelter Program (EFSG), as well as HUD section 8 non-profits in St. Louis.
    Assistance is available for paying rent or mortgage payments, security or utility deposits, and grants are even available for emergency minor home repairs to prevent code violation or property condemnation. If you are interested in learning more or applying for help, please call (314) 863-9023. Or find about other mortgage programs or ways to get rent assistance.
  • There is also rent assistance for veterans. The United States Department of Housing and Urban Development’s Veterans Affairs Supportive Housing (HUD-VASH) program is providing, most years, hundreds of thousands of dollars to Public Housing Authorities in St. Louis. The funds will be used to help veterans with paying rent and housing costs. Call CAASTLC to learn more.




  • The HUD-VASH program is a partnership the U.S. Department of Veterans Affairs (VA) and HUD, which combines rental housing assistance with clinical services and case management to assist homeless veterans and those who may soon be evicted.
    Under this assistance program, veterans and former military personnel will be able to use Section 8 rental housing assistance and other government supportive services they may need to be integrated back into their communities and former lives, and help them get back on their feet. Find additional rental programs for veterans.
  • Free education and training are arranged by CAASTLC. Many people need skills and support to get back on their feet and to become self-sufficient. CAASTLC offers classes to these people to help them achieve their potential through education and training.
    • Debt counseling
    • Energy Conservation.
    • Nutrition with Meal Planning.
    • Budgeting advice
    • Home Management, Repairs and Maintenance.
    • Credit Card Help. Chase, Bank of America and other bills can be paid. Find details on help with credit card bills.
    • Job training and Readiness.
    • Parenting Skills Development and Child Development.
    • Women's Issues of Abuse.
    • Family Literacy, Education and Communication Skills.
    • Saving for Retirement
    • Individual Development Account
    • Referrals to substance abuse programs
    • Short term jobs can be arranged too. Find a list of highest paying online survey sites.
  • Reduce energy bills with Weatherization from free government grants. Yet another program offered by Community Action Agency of St. Louis County, Inc. is the federal government funded weatherization program. This can help lower high home energy costs and bills for low to moderate income St Louis residents by implementing free energy-efficient measures that may include the following. Get help reducing air infiltration, installing additional floor, wall and attic insulation, heating system replacement and repairs, water heater tank upgrade, and minimal building envelope repairs. People can save a few hundred dollars per year, and the Weatherization program is free to qualified families. Call (314) 863-0015 to learn about the service.
  • CAASTLC Water bill assistance can stop a shut off. If you may have your water service turned off, any Missouri American Water customer who is at risk of losing their water shut off or having it disconnected may apply for H2O Help.
    The community action agency is the local designated H2O Help program manager for families who live in St. Louis County. CAASTLC will accept applications for water bill assistance and determine eligibility to the program. Missouri American Water will then use H2O funds, which include both both customer and company donations, to help pay all or part of an eligible customer's water bill, once the customer is approved by CAASTLC for the aid.
  • St. Louis gig economy workers can get help from Community Action as well. There is information on training, benefits for gig workers, online positions and other resources. Learn more about online side gig job.

The Community Action Agency of St. Louis County, Inc. can be reached at (314) 863-0015. Call them or stop by to learn about your options and assistance programs they offer. While financial aid is limited, the non-profit will do its best to help the less fortunate. Learn more CAASTLC program.





Free basic needs and emergency assistance in St. Louis

A few of the local charities and non-profit agencies to turn to for crisis assistance include the organizations below: They can offer emergency financial assistance for bills (sometimes the same day), loans, free items to the low-income or unemployed and other social services.

Catholic Charities of St. Louis - This agency dozens of different programs to men, women, families, veterans, and the less fortunate. They range from housing services and counseling, legal assistance, up through senior programs and child care. They help people of all religions and ages. There is also free legal aid to immigrants, help with work permits, and other support in SLMO.

If you do not qualify for direct financial aid from partners such as St. Patrick Center and others, then social workers from Catholic Charities can provide referrals. Low income families, single moms and others can get legal support, guidance, and referrals to other St. Louis non-profits. Also children can explore special holiday programs. Dial (314) 367-5500, or read more Catholic Charities assistance in St. Louis.

Crisis Food Center - Receive clothing, free food and groceries, and other support. Social workers also help the poor and people get free household products, such as soap, detergent and laundry items at the Crisis Food Center. Call (618) 462-8201

Emergency Assistance Ministry - This agency provides help to people in the zip codes of 63031, 63033, 63034, 63042. The non-profit provides emergency financial assistance with paying the last money (as much as $100) on utility and heating bills (as funding allows). There is also immediate rent, mortgage, housing, water bills and prescription medications. There may also be free furniture, appliances for the elderly or disabled and others. Dial (314) 831-0879. The address is 265 St Catherine St, Florissant, MO 63031.

St. Patrick Center - The charity offers self-sufficiency to those facing eviction or the homeless. Services include employment, financial stability, and mental health care. Also get information on affordable housing and programs to pay the rent or security deposit on a new home or apartment.

A focus of the charity is on veterans in Saint Louis. There may also be first months rent or deposit help. They offer a homeless integration program, job readiness training, and much more. The address is 800 North Tucker Boulevard, Saint Louis, MO 63101. Call (314) 802-0700, or read St Patrick financial assistance.

Circle of Concern of Valley Park Missouri supports western St. Louis County, Missouri. Food, emergency financial assistance for paying bills such as energy or rent may be available. There are free groceries as well as hot meals. Or get some money for mortgage payment help and other bills. Call (636) 861-2623

Community Helping Ministry is made up of churches, non-profits, and charities. They help qualified residents in the Pattonville School District and offer referrals and qualified families can access their limited resources. Address is 3770 McKelvey Road, Bridgeton, Missouri 63044. Call (314) 770-2216

St. Louis Department of Human Services - Programs administered include Child & Adult Care Food Program (CACFP), Summer Food Service Program, homeless services, and energy bill help. They also have information on various government and public assistance programs. One of the services in highest demand is funds for paying heating and utility bills. Or apply for SNAP food stamps and other benefits for the very-low income or people in St. Louis with no money. More details on utility bill assistance in Saint Louis.

  • Cash aid is also offer. This is for very low income families and St. Louis households living in poverty. It also offers job and case management. Continue with cash assistance Missouri.

Glen-Ed Pantry - If you live in Edwardsville or Glen Carbon, Illinois, this agency (phone (618) 656-7506). The charity  can provide you with emergency assistance including help for rent and utility assistance, free food, clothing, and even school supplies. They also give backpacks, laptops and other goods.

Highland Area Christian Ministry - Offers counseling, food, and emergency aid. Phone number (618) 654-9295.

Salvation Army of Saint Louis - The non-profit charity offers low income, elderly, and others access to several assistance programs. They administer social services for families and individuals, including emergency homeless shelter, utility help, day camps, substance abuse treatment, as well as emergency funds for rent and housing expenses. There are also free senior centers, and child care services. Learn about energy assistance resources from local utility companies. Call the agency at (314) 646-3000 to learn more or apply. The main address is 130 Hampton Ave #3147, St. Louis, MO 63139.

The Salvation Army also will help provide stability to struggling St. Louis residents. For example, many clients can access support such as employment services, which is assistance with finding a job. Educational classes, budgeting workshops, free Christmas assistance or toys and senior programs are offered too. Or find free school uniforms and supplies for low income parents. Read St. Louis Salvation Army assistance.

Free cars and transportation services are offered as well. There are several charities, community action agencies and also corporations (such as auto dealerships) that provide trucks, used cars and other programs to people who need them for work. Auto dealerships, among others, often give back to the less fortunate. Learn more on how to get a free car from a dealership.

Find information on homeless prevention or rehousing in the city and county. Working poor families facing eviction, or those in a crisis, can apply for state or federal grants. In St. Louis Missouri, emergency money can be paid out for water bills, rent, and other housing costs. Funding is focused on families with children, single moms, and the vulnerable. More information eviction help city and county of St. Louis.





When all charitable aid is used up, then cash loans can provide help in an emergency. Families, including those with limited incomes or credit scores, can get financial aid from credit unions, private lenders, or non-profits as well. Funds can be used to pay any number of bills that the household is faced with. Locate sources of emergency loans in St. Louis.

Society of St. Vincent De Paul of St. Louis - They run several different programs for people in need. Call the organization at ((314) 881-6000. Find help with:

  • Car repairs - They partner with local garages to fix a car if it is needed for work or medical reasons.
  • Free medications - If you can’t afford to pay for your prescription or do not have health insurance, receive a voucher for free medications.
  • Legal counseling - They can arrange for qualified individuals to get free legal advice. Learn more on free legal aid Missouri.
  • Also receive access to food, clothing, and other emergency aid. Or even read about grants from LIHEAP.
  • Social workers can also help people apply for other financial aid. Some of it is directly offered by the charity, and other resources are provided from referrals. Continue Saint Louis St. Vincent assistance programs.

Historic Trinity Lutheran Church ((314) 231-4092) will pay $50 for rent to someone facing an eviction. In some cases a free motel room may be offered or a shelter to give people a place to stay for a night. The address is 812 Soulard St, St. Louis, MO 63104.

Joint Neighborhood Ministry - This is a partnership of local churches. They can help address emergency needs of the working poor, low income, and those undergoing a hardship. The agency can provide free food, utility and heating bill assistance, counseling, a preschool, and other aid. St. Louis Missouri. Dial (314) 771-3987, or find more details on emergency help from Joint Neighborhood Ministry.

Doorways - The organization offers affordable, secure low income housing in St. Louis and other services to people living with HIV/AIDS. Get information on medical care, financial aid, and loan programs for rent or deposit costs. There may be vouchers to pay for a hotel or gasoline for a medical appointment, free rides and other support. Call (314) 535-1919. The address is  4385 Maryland Ave, St. Louis, MO 63108.

St. Louis Adventist Community Services - Has groceries, food, and meals. Other resources may be emergency heating bill or utility assistance to prevent a disconnection. The address is 3221 Woodson Road. Call (314) 429-0216.  Or more details on St. Louis Adventist Community Services resources.

Holt Ministerial Alliance operates a free Clothing Closet and food pantry for the Kearney School District. Some funds may be available for paying utility bills. Holt Missouri based. There may be winter jackets, boots, school supply items and other free personal stuff. Phone: (816) 615-9671.

Jewish Services of St. Louis - Some resources are available for low income families and other qualified seniors, regardless of religion. The charity can arrange for emergency financial aid in the form of cash grants. Funds may be used for paying heating bills, a partial rent payment, or eviction prevention. Other services include a food pantry, Elderlink for seniors in St. Louis and Money Management Classes. Continue with Jewish Services St. Louis.

Cardinal Ritter Senior Services focuses on the elderly and senior citizens. Social services, health care, and housing programs are available in St. Louis City/County as well as nearby regions and counties. Loans may be issued coordinated by the group for housing resources, such as repairs.

They also help the elderly, including the homebound of people that rely on wheelchair transportation, to get free Meals on Wheels or health check ups. Or clients can get free government hardship grant money, Medicaid or prescription drug applications. Address is 7601 Watson Road, Saint Louis, Missouri 63119, call (314) 961-8000

Humanitri focuses on housing, eviction prevention, and basic needs. Using grants from the Continuum of Care as well as Federal Emergency Management, there may be cash assistance for paying rent, security deposits, and homeless programs. Basic needs include clothing, free groceries from the Humanitri Food Bank, and referrals to other St. Louis non-profits may also be offered. Click Humanitri housing and basic need programs.

County Housing Authority - People on the verge of eviction, and those who are currently homeless, may be able to apply for rental help or funds to pay security deposits. There are also section 8 HUD programs, information on low-cost housing with no waiting list, and other support. An extensive array of emergency housing assistance programs are administered by the county. More on St. Louis Housing.

Franciscan Connection - People struggling can get respectful support and emergency financial assistance to low-income St. Louis area families in times of need of help or hardship. Dial (314) 773-8485, or more on services from Franciscan Connection. The location is 5201 Virginia Ave, St. Louis, MO 63111.





Urban League of Metro St. Louis - Serves this county and several others in the immediate area. Various forms of assistance are offered, including rent help, utility assistance, foreclosure counseling, job finding services, and much more. Self-sufficiency services include the use of a computer for free, career counseling, and job placement.

The center is also a HUD agency, so specialists work with clients on preventing eviction and/or foreclosures. So referrals may be available to government loan programs, emergency rental or deposit help, and landlord mediation. The Urban League is a leading non-profit in Saint Louis. (618) 274-1150, or Click here Urban League of Saint Louis assistance programs.

Referral service - Families in both the county and city can call a toll free number for linkage to social services and non-profit agencies. A wide range of services are available for struggling families as well as people in an emergency. Grants can help with rent or callers can learn about low income apartments. Food, transportation for senior citizens, and applications to public aid are also available, as well as much more. Continue with helpline in Saint Louis.

Peoples Community Action Corporation supports residents of the city only. Several social services and basic needs can be met by the non-profit. Education and job training includes GED services and budgeting. Financial aid may be offered by LIHEAP heating bill assistance and a food pantry. Other referrals to thrift stores, clothing, and government agencies that serve St. Louis Missouri are available. More on People Community Action programs.

Free basic needs such as free clothes, diapers, household goods, school supplies, furniture and Christmas assistance is offered from regional clothing closets. There are also free furniture banks in St. Louis Missouri. Some thrift stores may also provide vouchers or gift certificates to low income families in St. Louis so that they can buy the goods on their own. A couple dozen centers, including churches, provide this assistance throughout the region. Continue with free clothing closets, furniture and school supplies in St. Louis.

Saint Louis programs for babies and new parents - A new child can present financial challenges for a low income parent. Find help from a wide assortment of agencies, including churches, charities, and pregnancy counseling centers. They may offer food, infant formula, and free disposable diapers are well. Click more information free baby supplies St. Louis.

Free legal aid in Eastern Missouri and Saint Louis - Pro-bono attorneys help seniors, immigrants, and the low income who can’t afford an attorney on their own. A unit is dedicated to help people apply for benefits, such as disability, section 8 rental vouchers or SNAP food stamps. Other free legal aid is for stopping evictions or addressing foreclosures. LSEM also has a legal alliance for immigrant and senior concerns. Continue with St. Louis free legal assistance.

Eviction prevention and homeless - Whether you are facing imminent eviction, way behind on rent, or currently homeless, several non-profits and charities in St. Louis focus on assisting people who are homeless or on the verge of it. They may have some short term rental assistance, shelter or transitional housing, or money for paying security deposits. This will be offered along with case management type services such as budgeting, credit repair, and job finding programs. More St. Louis homeless programs.

Human Services - St. Louis - Dial (314) 6125900. This government agency runs the Homelessness Prevention and Rapid Re-Housing Program (HPRP). This is a federal government funded program that can provide grants and money to prevent an eviction, ongoing rent help, funds for security deposits, credit counseling, energy bill help, and more. Also learn about HUD counseling programs.

Regional churches help the poor and vulnerable. There are faith based agencies in the city of St. Louis as well as throughout the county that provide free items, monetary assistance, operate ESL classes, and more. If someone is living in poverty, or if they are an immigrant or new to the area, a church may help them with paying rent, transportation and more. Some even operate shelters and offer information on real estate tax assistance. Learn more on St. Louis churches.

Housing programs, including emergency shelter, transition units, and low income apartments are located across Saint Louis. Assistance is offered to prevent evictions and any local family that is currently homeless can receive help. The short term units provide a place to stay and case managers off information and referrals to long term support. Continue with transitional housing in St. Louis.

St. Louis based Operation Food Search supports several counties in the area. The organization focuses on hunger prevention, and to this end they offer applications for SNAP food stamps or free school lunches. Other programs include referrals to pantries and case management. Read Operation Food Search.







Utility assistance, fans, and air conditioners - A non-profit organization known as Cool Down partners with Ameren Energy to help the low income make it through the summer. Grants can be used to pay utility bills, free fans and AC units are distributed, and other aid is offered to St. Louis Missouri families. Most of the help is for people who are at risk, such as seniors, those with a medical emergency, and families with very young children. More on cooling assistance in Saint Louis.

FMP - Feed My People operates a free food pantry as well as many other services for the working poor and senior citizens. Some of the main resources are as follows.

  • Advice, including information on taxes and Legal Counseling.
  • Food, clothing, and Gift Certificates for school supplies and shoes or winter attire.
  • Many other programs are run, such as thrift stores, Christmas gifts, and more.
  • There are two sites. They are 171 Kingston Dr., St. Louis, MO 63125 as well as 3295 Ottomeyer Rd., High Ridge, MO 63049. Dial 314-631-4900 is South County as well as 636-677-9885 in High Ridge.

DSS - Public assistance is offered across the state and the city and county of Saint Louis. Some of what is available includes SNAP food stamps or short term, cash assistance from TA. The department will also have information on child care vouchers, job placement, and other government aid. More information on public assistance St. Louis.

In addition to all of the programs, agencies, and non-profits listed above, a number of other organizations exist that focus just on individuals in St. Louis who need help paying rent or funds to deal with other housing issues. Get information on St. Louis rental assistance.

Free holiday gifts or meals are available, in limited qualifies, from several agencies. Using volunteers from across St. Louis and donations from the public, there may be gift certificates, free toys, clothes, presents for Christmas morning and more. Read more free St. Louis Christmas assistance.

St. Louis assistance programs and agencies that help anyone in Missouri

Residents can look into the programs listed below which can help with a variety of emergency needs. Find how to get help with paying rent, utility bills, mortgage assistance programs, free food, and other financial aid in St. Louis Missouri.

National charities and programs help the less fortunate in Saint Louis. A big need is for housing. This is where general homeless prevention and rapid rehousing is offered. It includes legal aid, grants, loans, and much more. Continue with government homeless prevention.

Career development and help finding a job

If you are out of work and need to find a job, Employment Connection ((314) 333-5627) may be able to help. They provide access to tools (such as computers) and other services (such as resume review) in order to help people find meaningful work.

The Missouri community action agencies also help with employment and career development. The under or unemployed, women in St. Louis MO who want top reenter the workforce and youth (among others), can get help. Whether free career counseling, work clothes, information on job fairs or something else, assistance is offered. More on community action programs in Missouri.

St. Louis free food assistance and pantries

There are several agencies, churches, and non-profits in the St. Louis area that provide food, groceries, and other forms of nutritional aid. This can include free hygiene supplies, cleaning products or related goods. Some of the places to contact are.

  • Eureka United Methodist Church - Provides food to area residents in need. Dial (636) 938-6377.
  • Emergency Assistance Ministry - They are located in Florissant Missouri and run a food pantry including government commodities. This may be free cheese, dairy, meat, and more.
  • Feed My People - Single moms, students, the elderly and others can get free groceries, ensure and more. Call (636) 677-9885. The address is 3295 Ottomeyer Rd, High Ridge, MO 63049.
  • Circle of Light Associates ((314) 381-4225) - Food for those in need.
  • Inner City Christian Church - (314) 385-9375
  • Neighborhood Outreach Center - Food is being provided for individuals and families at or below the federal government poverty level. The location is : 5325 Dr Martin Luther King Dr, St. Louis, MO 631. Call (314) 361-7878

St. Louis residents have other resources available to them if they are struggling to buy their groceries or items such as formula for their child. Options range from other charity based food pantries, SNAP food stamps to surplus USDA commodities. If these non-profits can’t help you, find more free food pantries in St. Louis.

Government USDA food programs are offered. They include SNAP EBT cards, surplus commodities, and others. Income criteria are in place. One major resources is free summer meals for students so they have food during holidays.

Debt reduction and counseling services

Contact Clearpoint Credit Counseling Solutions at 800.750.2227 or (314) 830-6464. A financial specialist will meet with clients to offer credit repair services, budget advice, or programs for medical and debt counseling. Another service is free budgeting as well as financial management and other advice.







Foreclosure prevention and mortgage assistance

The Urban League of Metropolitan St. Louis is a Missouri based HUD Certified Housing Counseling Agency. Among other programs they offer homeowners include offering HUD certified housing counseling and foreclosure prevention programs and information to St. Louis homeowners. In addition to the foreclosure programs, they may even be able to provide mortgage payment assistance and cash grants once an individual has gone through the HUD Certified Housing Counseling and the programs offered. Call them at (314) 615-3600.

Government sponsored mortgage servicer Fannie Mae has opened a location to provide free, confidential counseling to local homeowners. Borrowers can call or stop by the center for information and help in applying for home loan modifications, receive counseling, and budgeting skills. Read more on the St. Louis Fannie Mae mortgage center.

St. Louis health care for low income and uninsured

If you need access to high quality, yet affordable dental or health care, a number of community clinics and dental centers operate in the region. Tens of thousands of local families turn to these locations every year for check ups, medications, consultations, and referrals. Low-income, uninsured and people on Medicaid or Medicare can also get free care from health centers.

While it is unfortunate that not all St. Louis patients can be helped as their needs may be more extensive then what is able to be offered, at the very least individuals can receive advice and/or referrals to specialists. Click here for a listing of free community clinics in St. Louis Missouri.

By Jon McNamara

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