South Carolina Assistance and Financial Aid Programs.

Get help and find assistance programs in all cities and counties listed below, including Charleston and Columbia. Charities, churches, and government assistance programs offer help with paying bills, rent, transportation, and job training expenses. Also find assistance for mortgages and medical needs in South Carolina.

Operation RoundUp
This is offered by many utility companies, including Mid-Carolina Electric Cooperative, Palmetto Electric Cooperative and others. The organizations join together to help neighbors who are dealing with a crisis. Grants, financial aid, and funds provided address needs such as clothing, food, shelter, utility bills, health care and other community services. Continue with Operation RoundUp.

Gap Assistance Pharmacy Program for Seniors (GAPS)
GAPS provides pharmacy assistance and it will assist with paying prescription bills for seniors. It will fill the gap for eligible seniors' Medicare prescription drug coverage when their drug costs reach the so called "donut hole." (888) 549-0820

Mortgage Assistance, and Foreclosure Prevention Resources
There are several different programs and resources that homeowners in South Carolina can use to get help with their mortgage. Government assistance is offered at the state as well as local level. Read more mortgage help in South Carolina.

Also, the state has several government certified non-profit agencies that counsel homeowners through difficult times. Many of their services are offered at no cost. More on South Carolina HUD agencies.

ABC Child Care Program
This is the statewide system that was created by South Carolina to deliver low cost or free child care services under a federally funded grant program. The ABC Child Care Voucher program will make payments to child care providers to care for low-income children so their parents can work or go back to school/college.





In addition to this, the ABC Child Care Program also has various activities and projects that will help to improve child care programs throughout the state. This increases educational opportunity for kids in SC. It will help make the child care providers and their programs more affordable and available to the families that need them. 803-898-2570, or more on child care assistance in South Carolina.

Family Independence Program
Family Independence (FI) is a time-limited program that will assist families in need with dependent children when families cannot provide for their basic needs. The main focus of this government assistance program is to assist lower income and struggling families with meeting their basic needs by providing cash grants and assistance, supportive services, job training, employment opportunities, and other aid. (800) 768-5700

Supplemental Nutrition Assistance Program (SNAP)
This South Carolina program works to help end hunger and improve the health of lower income people by helping families in need buy the food they need for a nutritionally adequate diet. (800) 768-5700

Social Services and Cash Assistance
The government of South Carolina, through the Department of Social Services, can assist the low income. Get help in the form of free food, grants for paying bills, and job finding services. Read more South Carolina public assistance.

Legal Assistance
Legal Services of South Carolina offers several programs and resources that will provide state residents with tips and advice. Find free legal aid in South Carolina.

Crisis Assistance for Bills
If you or your family are faced with an emergency and have no other options available, then the Salvation Army may be able to help. They have centers across South Carolina, and may have cash assistance for paying bills, rent, housing, medications, and more. read more Salvation Army SC financial help.

Senior Programs in South Carolina
Residents who are 55 or older can contact the Office of Aging. This non-profit organization administers resources specifically for seniors. Programs include emergency rent, food, transportation, and information on medical and health care. Click here for Agency on Aging and Senior Help in SC.





Emergency Rental Assistance Program
This program is run by the South Carolina Housing and Finance Development Authority and it provides rental assistance to low-income seniors age 55 and older. The funds provided are a one time payment. Click here for more on South Carolina emergency rent assistance.

Medical, Dental, and Community Clinics
Various clinics around South Carolina can provide the low income and the uninsured with either free or low cost medical/dental care, and even medications. More on South Carolina free community clinics.

Dental care is offered at no cost, or on a sliding fee scale, to many low income individuals from clinics and centers across South Carolina. Click here free dental clinics in SC.

Patients that do not have health insurance, or who have limited coverage, may qualify for a number of programs that focus on meeting the needs of the uninsured. Medications, pre-existing conditions, and other conditions may qualify for assistance for paying medical bills. Read more on government assistance such as healthcare for the uninsured in South Carolina.

Debt Reduction and Credit Services
Find a listing of not for profit agencies that can provide credit counseling, debt consolidation, and mortgage/housing assistance to state residents. A number of organizations specialize in these credit services. More South Carolina credit counseling.

Disability Programs
Residents that are disabled, their family members or caregivers can get assistance. Several benefits and government programs provide financial aid, home care, respite, employment, and other support. Find details on the South Carolina benefits and get information on the disability application process. More on South Carolina disability benefits.

Transitional Housing
Families who were recently or will soon be evicted can benefit from short term housing and case management services in South Carolina. Programs will help people find a job, improve their finances, and locate and move into a new permanent home. Additional details on transitional housing in South Carolina.

Low Income Housing Vouchers
Housing and Urban Development (HUD) section 8 vouchers can be used to pay a portion of a low income families rent or maybe even energy bill costs. Programs are also available for the disabled and elderly in South Carolina. Read section 8 housing choice in South Carolina.




Eviction Assistance and Programs for Homeless in South Carolina
Several non-profit organizations, charities and churches specialize in preventing evictions and rehousing. Government grants are used for paying rent. Legal support, case management, and funds for paying security deposit on a new low income home in South Carolina are often available. Click more information homeless prevention in South Carolina.

South Carolina Pantries and Food Banks
Learn where to turn to get free food, groceries, and other forms of non-financial aid and assistance in the state of South Carolina. Food banks help tens of thousands per year. Learn more on free food pantries in South Carolina.

Job Programs, Government Grants, and Self-sufficiency
Struggling families can turn to a community action agency for help. The non-profits provide individuals with many services, including job training, counseling, child care, grants for paying bills, housing, and resources such as Head Start. Read South Carolina community action agencies.

Resources are also focused on the unemployed and those looking to increase their income by gaining new skills. WorkSource Centers offer a number of free services. Click job programs South Carolina.

Utility, Electric, and Energy Bill Assistance
Most of the utility companies that operate in the state provide emergency grants, weatherization, and other forms of financial assistance to needy customers. Get details on South Carolina utility programs.

Housing and Electric Bill Emergency Assistance
The state distributes federal government and other funds to non-profit agencies, which then use the money to pay for the housing, utilities, food, rent, and other needs of the low income. Read more South Carolina emergency assistance.

Assistance From South Carolina Cities and Counties

Find help in York, Chester, Lancaster, Union and Fairfield Counties. More.

Abbeville County

Aiken County

Allendale County

Anderson County

Bamberg County

Beaufort County

Berkeley County (Moncks Corner)

Calhoun County (Saint Matthews)

Charleston County

Chesterfield County

Clarendon County (Manning)

Colleton County (Walterboro)

Darlington County

Dillon County

Dorchester County (St. George)

Edgefield County


Florence County

Georgetown County

Greenville County

Greenwood County

Hampton County

Horry County (Conway)

Kershaw County (Camden)

Lancaster County

Laurens County

Lee County (Bishopville)

Lexington County

Marion County

Marlboro County (Bennettsville)

McCormick County

Newberry County

Oconee County (Walhalla)

Orangeburg County

Pickens County

Richland County (Columbia)

Saluda County


Sumter County

York County





South Carolina Help With Paying Utility and Heating Bills

Share the Warmth
This is a heating bill assistance program offered by most utilities in South Carolina. The funds in this program may be used for the payment of heating costs, regardless of the energy source.

South Carolina Low Income Home Energy Assistance Program (LIHEAP)
This government assistance program will help elderly and lower income families in South Carolina with paying their cooling and utility. Assistance is funded by the federal government, but the program is managed at the state level. Continue with LIHEAP in South Carolina.


By Jon McNamara

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