Free credit counseling services in South Carolina.
Government certified credit counseling agencies in South Carolina can offer free foreclosure prevention, housing advice, debt management, and a variety of other services to homeowners and consumers across the state. Some of the assistance of repairing credit or helping people pay off their debts or loans may be provided at no cost to those who qualify. Get details on the various South Carolina non-profit credit and housing counseling organizations to call for assistance.
When you call and enter into a session with a certified counseling agency, the client can receive free or low cost, yet very comprehensive money management services based on their individual needs. The objective is to improve the clients overall financial condition and their overall financial knowledge. The services can include enrollment into debt management plans, budget counseling, and free advice on how to prevent a foreclosure. Other focus in South Carolina is on helping families that have used a payday lender or have borrowed money from a title loan company.
Also get information on various South Carolina and federal government mortgage assistance programs from one of the not for profit credit counseling agencies. These programs help with housing needs. But a major focus in SC is on helping families improve their credit scores, as too many families struggle with this. The leading organizations to call in South Carolina for help are below.
Consumer Credit Counseling Services - Trident Area
Address is 4925 Lacross Rd., Ste. 215
Charleston, South Carolina 29406
Some of the programs offered by the agency include credit counseling, financial literacy workshops, personal financial counseling, and also debt management as well as negotiation services.
Consumer Credit Counseling Services - Beaufort Area
Location - 69 Robert Smalls Pkwy., Ste. 2-B
Beaufort, South Carolina 29902
Telephone number is (843) 379-2227. Call to speak to a counselor for advice on meeting your financial needs, including bankruptcy counseling, personal money management, and debt consolidation services. This is the local South Carolina branch of one of the leading national credit counseling organizations, so they have relationships with many national lenders as well as banks.
CredAbility - Spartanburg Branch Office
Address is 145 N Church St., Ste. 120A, Business Technology Center #46
Spartanburg, SC 29306
Telephone number - (800) 251-2227
Foreclosure Counseling Program
Main office location is 4925 LaCross Dr. Ste. 215
Charleston, SC 29406
Telephone number - (888) 320-0350
Most of the aid and advice is for housing issues. Among other things, get information on government programs such as HARP.
CredAbility - Greenville Branch Office
Address - 1615 Wade Hampton Blvd., Ste. C
Greenville, South Carolina 29609
Phone number to dial for help is (800) 251-2227. Every year hundreds of Greenville families get information on mortgage and foreclosure assistance and well as help reducing debts (credit card and medical). The staff also offer support to clients in paying off every day bills. They are also a HUD Approved Counseling Agencies.
CredAbility - Greenwood Branch Office
Address is 123 Bailey Circle
Greenwood, SC 29646
Main number: (800) 251-2227
Family Service Center of South Carolina
2712 Middleburg Dr., Suite 207-A
Columbia, SC 29204
Phone number is 733-5450. Call them for Delinquency and Default Counseling, Homebuyer/Home Purchase Counseling, and even Job Training. This is one of the leading all inclusive agencies to call for assistance in the capitol region of South Carolina. They also help with predatory lenders, and can refer clients to companies that help with title loans.
Family Assistance Management Services Program
Location is 632 Dupont Rd.
Charleston, South Carolina 29407
Phone number - 766-1133
Security Federal Bank Financial Counseling
315 East Martintown RD
North Augusta, SC 29841
Dial 641-3000. This local financial institution also offers credit counseling services. They can also direct borrowers to low cost credit union loans.
Community Development Corporation of Marlboro County
106 W. Market St
Bennettsville, South Carolina 29512
Offers qualified individuals Financial Management Workshops as well as low cost or free Debt Management and Consolidation Plans. All sorts of bills can be addressed, including medical, credit card, and even payday loans. Get support in dealing with creditors of all types.
Upstate Homeless Coalition of South Carolina – Mostly housing and mortgage programs, but other financial aid can be provided too.
150 Executive Center Dr., #B211
Anderson Bldg., Ste. 212
Greenville, SC 29615
Dial (864) 241-0462 for assistance.
Credit Counseling of Florence
Second Floor 509 S. Dargan Street
Florence, SC 29206
Phone number - 803-292-7391
Homeownership Resource Center
Division of Family Services, Inc.
4925 LaCross Rd., Ste. 215
Charleston, South Carolina 29406
(843) 744-1348 x7862
Administers the statewide free foreclosure prevention programs and resources for homeowners. Assistance is available for the unemployed and families facing a hardship in South Carolina.
Debt counseling from Family Services
This non-profit covers north Charleston, Goose Creek, and other parts of the downstate area. They can help families with low credit scores lease an apartment, provide help eliminating title or car loans, general credit card assistance, and much more. Call 800- 232-6489
CPM Federal Credit Union
Address - 5600 Virginia Avenue
North Charleston, SC 29406
Phone number is - (800) 255-1513
The non-profit helps low income government workers in South Carolina eliminate their debts as well as assists them with accessing low interest loans.
Take Charge of South Carolina Branch
Dial 866-750-9634 for information.
Springboard Nonprofit Consumer Credit Management of South Carolina
Address is 1320 Main Street
Columbia, SC 29201
Dial (855) 736-7798
The national non-profit provides credit services in English and Spanish. Get help in filing for bankruptcy, reducing interest rates on credit cards, and other support.