Help for Predatory Lending Practices (Not Including Mortgages) - In addition to the debt collection services offered, they can also offer ways to deal with lenders, such as payday loans. There are a number of questionable shops in the state. Another service is assisting with Loans/Installment Purchase (Not Collections).
Debt Collection (Including Garnishment of Wages/Repossession/Deficiency) - Get free legal advice from attorneys and their staff. South Carolina Legal Services assists low income families that have been served with pleadings or if their property has been repossessed.
If a collector or company has garnished the resident’s wages, then South Carolina Legal Services can help if you are disputing the debt. There are some options for people facing this challenge. Or assistance is even offered for those that are contesting the amount of debt a creditor claims you owe.
Adoption advice - Lawyers offer free help where an increased economic benefit can be obtained by proceeding with this approach. Only information on the process is given. Clients can review government regulations and increase their understanding of the adoption process.
Divorce/Separation/Annulment - Free divorce or separation filings. This is a limited service of firms associated with SCLS. This particular program may have minimal costs associated with it. But a lawyer can file paperwork in the local South Carolina court, help with form filling, and more.
Name Change - Residents can obtain or amend a birth certificate where economic benefit can be gained from the name change. This also helps immigrants as well. The service can incorporate guardianship and conservatorship issues.
Domestic Abuse - For families facing any type of abuse, an attorney can support them. They will go over how they can get help and get out of the situation. Learn about government benefits, safe housing in South Carolina, and access other free legal aid. Of focus is women and children in South Carolina fleeing violence.
Private Landlord/Tenant - Get free legal advice in SC to deal with preventing an eviction or find ways to gain access to quality housing. Lawyers can also give advice and access to programs to stop a utility service disconnection, find help with obtaining necessary repairs to rented housing, and find help with getting back a security deposit. The program also covers Mortgage Help and Foreclosures Prevention. As part of this, the attorneys will provide clients with free foreclosure prevention services.
Mortgage Predatory Lending/Practices - If the individual has received a loan from a predatory bank or lender, such as an interest only or subprime mortgage, they may be able to find ways to modify their loan. It is a pro-active form of financial help. Clients may be assigned a free attorney.
Employment Discrimination - Receive representation and counsel at the administrative level (which is an informal hearing with employer). Those individuals can also get free representation at court level where the administrative process has been exhausted. South Carolina firms can help employees potentially sue their employer, fight discrimination and a Right to Sue Letter can be issued by EEOC once it has been completed.
Wage Claims - Get representation at administrative level (as part of an informal hearing with employer). In addition to this, the client can get free representation from a SCLS attorney at the court level. They advise on unemployment claims, illegal firings, and situations where the administrative process has been exhausted and no other options exist.