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Colorado Financial Aid and Assistance Programs.

Find how to get grants and financial assistance in all areas, cities, and counties in Colorado listed below, including Denver and Colorado Springs. Non-profits and government assistance programs offer financial help for paying bills, free medical care, grants for helping with rent, housing or heating bills as well as other public aid.

Telephone Assistance Program
This is a government assistance program that is run in partnership with the Colorado Department of Human Services and it will pay a portion of your monthly phone bill. While some companies may provide a free cell phone, it is more likely to receive a discount on basic phone or cellular service. Dial 303-866-5700, or find more on LITAP  Low Income Telephone Assistance.

Mortgage Help and Colorado Foreclosure Assistance
Locate programs and organizations in Colorado that will help you with paying your mortgage loan(s). The state and local governments also try to reduce and stop foreclosures. Read more on Colorado mortgage and foreclosure assistance.

Organizations that employ HUD certified housing counselors also operate in Colorado. Click here for a listing of free HUD agencies in Colorado.

Colorado Child Health Plan Plus (CHP+)
A low-cost health insurance plan that is offered for Colorado's uninsured children and pregnant women. It is a health insurance program available for children from low income families and pregnant women who cannot afford private health insurance. (800) 359-1991

Food Stamps Program
Assists lower income families and individuals who need assistance purchasing food. Helps ensure the nutritional needs of families are met. Call 303 866-3122, or find details on getting food stamps in an emergency.




Colorado Employment First
Increases employment opportunities for food stamp participants through referrals, support, accountability, and community work, and credit repair. Also provides advice on how to eliminate debt. (719) 486-2497

Colorado Child Care Assistance Program
This program helps parents afford childcare while they are actively working, receiving job training or looking for work. This government program may also be called the Low Income Child Care Assistance. Dial 303.866.5700, or read more on child care assistance in Colorado.

Colorado Works/TANF
This government assistance program will help strengthen families by providing cash grants, promoting opportunities for comprehensive job training, and fiscal support to state residents. (303) 866-6210

Credit Services and Debt Consolidation
Individuals who need budgeting advice or information on low cost or free debt reduction and financial assistance programs can speak to a not for profit credit counselor. Read more Colorado counseling agencies.

Legal Aid
Organizations as well as attorneys provide free or low cost legal assistance to low and moderate income families in Colorado. Click here to learn more on getting free legal help in Colorado.

Colorado Disability Assistance Programs
Residents of the state that are disabled, in particular low income households, can get help. Programs offer food, meals, medical and home care, employment and more. The Department of Human Services is a lead government agency that supports families. Continue with disability help in Colorado.





Emergency Financial Assistance in Colorado
One of the nation’s leading charities is the Salvation Army. Centers are located across the state, and they can provide cash assistance for paying bills, rent and other aid. Holiday programs, food, and clothing are other services offered. Learn more about Salvation Army financial aid in Colorado.

Energy, Heating, and Utility Bills
Numerous government programs, non-profits, and assistance programs from utility companies exist to help the low income pay their bills. Energy conservation resources are available too. Read more on Colorado utility bill assistance programs.

Social Services and Government Cash Assistance
A number of services are offered by Department of Human Services. Families can get free health care, grants for energy bills, food, housing, and more. Read more on Colorado Public assistance.

Colorado Food Banks and Pantries
Millions of pounds of free food and groceries are provided to families every year from various locations across the state. Get a listing of Colorado free food banks, that are in addition to county programs listed below.

Help for Evictions and Grants for Rehousing in Colorado
Partnering with HUD and government programs such as ESG, non-profits provide emergency funds for back rent to stop homelessness. Other support may be charitable or government assistance on paying security deposits for a new low income apartment as well as free legal aid on tenant responsibilities. Click here Colorado eviction prevention.

Low Cost Housing in Colorado
There is help for those who need help with renting or owning a home. There are government grants, rent free apartments, low cost loans for making a downpayment, and other options. The foreclosure hotline is (877) 601-4673.

Free or Low Cost Health Care
Various community clinics and health care programs are offered in your county per below. Find an additional listing of Colorado free community clinics.

Dental clinics also exist in Colorado, and can provide free care or offer services on a sliding fee scale so that patients can save money on their monthly dental bills. More information on free dental clinics in Colorado.

Residents who are uninsured or have limited health insurance may be able to access several government assistance programs as well as funded resources. Programs can offer medications, tests, dental care, medical bill assistance, and other services. Read more medical care for uninsured in Colorado.

Rent and Housing Vouchers
Resources for the homeless and very low income include Section 8 housing choice vouchers, subsidized low income apartments, and referrals to eviction prevention services. More on section 8 program in Colorado.







Employment Programs and Grants for Bills and Living Expenses
Non-profit agencies are located in every county. The focus is on self-sufficiency and employment, however short term grants may be offered for emergency needs such as heating bills, rent, and food. Learn more on Colorado community action agency assistance programs.

Colorado Workforce centers are another option for the unemployed and career changers. The government locations offer training opportunities, career counseling, job search assistance, and other resources to individuals seeking help during their search. Continue with Colorado job training programs.

Elderly, Senior Citizens and Older Adults
Assistance programs for seniors include food, health, legal aid, and job training. Non-profit organizations and counselors focus on meeting the needs of older Colorado residents. Click here Colorado Agency on Aging and Senior assistance.

Statewide Housing and Rental Assistance
A government organization known as the Colorado Division of Supportive Housing and Homeless Programs offers a number of short term assistance programs to help people pay rent and avoid evictions. It will also provide longer term self-sufficiency and housing assistance. More on Colorado housing programs.

Assistance From Colorado Cities and Counties

Adams County (Brighton)

Arapahoe County (Aurora)

Archuleta County (Town of Pagosa Springs)

Baca County (Springfield)

Bent County (Las Animas)


Chaffee County (Salida)

Cheyenne County (Cheyenne Wells)

Crowley County (Ordway)





Custer County (Westcliffe)

Delta County


Douglas County (Castle Rock)

Eagle County

Elbert County (Kiowa)

El Paso County (Colorado Springs)

Fremont County (Canon City)

Garfield County (Glenwood Springs)

Gunnison County

Huerfano County (Walsenburg)


Jefferson County (Golden)

Kiowa County (Eads)

Kit Carson County (Burlington)

La Plata County (Durango)

Lake County (Leadville)

Larimer County (Fort Collins)

Las Animas County (Trinidad)

Lincoln County (Hugo)

Mesa County (Grand Junction)

Montezuma County (Cortez)

Montrose County

Morgan County (City of Fort Morgan)

Otero County (La Junta)





Ouray County

Pitkin County (Aspen)

Prowers County (Lamar)

Pueblo County

Routt County (Steamboat Springs)

San Miguel County (Telluride)

Summit County (Breckenridge)

Weld County (Greeley)

Colorado Help With Paying Heating and Utility Bills

Property Tax, Rent, and Heat Rebate
This aid program is operated by the state Department of Revenue. It provides cash grants and tax rebates for home heating payments to certain residents. They must be at least 65 years old, be a surviving spouse at least 58 years old, or disabled. Qualified applicants can receive a property tax rebate of up to $600 and a couple hundred dollars directly or as part of their monthly rent payments.

Energy $avings Partnership Program
The Partnership Program provides free energy efficiency services to lower income customers, the disabled, and seniors. Services provided can include an energy audit, wall, attic, and crawl space insulation, forced air efficiency assessment, air leakage reduction, appliance safety inspections, high efficiency lighting surveys and other safety inspections and ways to save energy.

The Colorado Energy $aving Partners (E$P) program, provides Weatherization services. They provide free and very effective energy efficient upgrades to Coloradans. The organizations involved have assisted with weatherizing more than 4,000 homes per year. Services provided include:

  • Air leakage reduction
  • Complete energy audit
  • Attic, crawl space, and wall space insulation
  • Furnace efficiency assessment and improvement
  • Appliance safety inspection
  • High efficiency lighting survey
  • Inspection for other potential safety problems

Weatherization benefits include:

  • You can lower utility bills by around 20%. One in four homes save 37% on their bills
  • Reduced energy and heating consumption
  • Overall comfort increased, as well as safety of the home

Energy Outreach Colorado
If you do not qualify for any government aid, such as federal assistance under the LEAP program, or if you have already received LEAP and need additional help, then you can get assistance from Energy Outreach Colorado. To qualify for help from this organization, you need to have a past-due balance on your heating or utility bill. Read more Energy Outreach Colorado.







Low Income Energy Assistance Program (LEAP)
A federally funded grant program that is managed by the Colorado Department of Human Services. This government assistance program was created to assist with your winter heating costs. Read more Colorado LEAP and weatherization.

Crisis Intervention Program
The Crisis Intervention Program (CIP) will operate year-round and can provide your round assistance with your home's primary heating source such as a furnace. Furnace repairs, replacement, and other services are offered. You must be eligible for basic LEAP to qualify for CIP


By Jon McNamara

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