Free non-profit credit and debt counseling in Colorado.
Find a list of Colorado credit counseling agencies, most of which are non-profit as well as government certified, that provide various free services to families as well as individuals across the state. The organizations specialize in helping clients reduce their medical and credit card debts as well as improving their financial condition. They also help with car loan payments, filing for bankruptcy in Colorado, and DMP plans. Locate a free credit counseling office in Colorado that may be near you below along with contact information.
If you call or stop by, most offices have on site certified credit counselors who will meet with a client on a confidential basis. They will review the individual’s unsecured debt and loans, such as credit card debts, medical bills and even payday or personal loans. At that point a plan will be created to address them. The program will even touch on saving and investing, including getting a passive income stream started for free.
Many of the Colorado organizations can also help with secured debt, such as housing expenses, mortgages and automobile loans. The certified credit counselors will review your entire financial situation and recommend a number of free or low cost services and programs that can help in your situation. Solutions may include loan consolidation, debt management, or even bankruptcy as a last resort.
Organizations in Colorado that provide free debt and credit counseling services
Catholic Charities Of The Diocese Of Pueblo
The location is 429 W 10th St, Pueblo, CO 81003. Dial (719) 544-4233
A great place to call for financial assistance with bills as well as low-cost legal aid. But they can also offer longer term budgeting and financial counseling to ensure long term success.
Government certified / approved non-profits also operate in the state of Colorado. The DOJ has certified them to provide online or phone consultations - as many are based out of state. Some of the free or low cost services offered include bankruptcy counseling as well as DMP plans or debt consolidation loans. They also arrange financial education and give consumers information on saving money and find a list of government approved organizations here https://www.justice.gov/ust/credit-counseling-by-state/Colorado.
Colorado Community Action Agencies
There are some in each county and most cities in Colorado. Whether it is applying for a government grant, or learning how to save money or pay the bills, help is offered. They also stress employment, budgeting, and basic money management - all of which can help people reduce the amount of debt they have. Find a list of community action agencies in Colorado.
American Consumer Credit Counseling
999 18th St, Denver, CO 80202. Main number is (877) 440-1773
They also operate nationwide. Free advice is given to most clients. Some customers may qualify for resources such as a Debt Management Plan (DMP) or other solutions. There is free information for clients on refinancing a car loan in Colorado or dealing with medical debts too. Only as a last resort will the agency explore filing for bankruptcy, and they can assist with that process too if needed.
United Way Financial Empowerment or Success Centers in Colorado
There are several, including the Pikes Peak, Pueblo County, Denver area and other locations. The non-profit teaches people basic financial literacy. Along with that is information on avoiding predatory loans, tips on paying off credit card debt or car loans as well as other resources. For information on debt relief, the Pikes Peak United Way is at 866-488-9742 or Mile High United Way center is at 866-760-6489
GreenPath Financial Wellness
Call 888-461-1146
This organization is a national credit counseling group. They do operate in Colorado. Call the main center for personal budgeting, access to and information on consolidation through debt management programs, mortgage assistance or home equity loans. They also help people in Colorado that have low FICO scores rebuild their credit and put a plan into action. Greenpath will also help clients settlement medical debts.
City Of Aurora Community Development Division
15151 E Alameda Pkwy, Aurora, CO 80012. Phone number - 303-739-7900
Money Management International
3190 S Vaughn Way, Aurora, CO 80014. Dial (303) 750-5124to speak to a housing or credit counselor.
This non-profit may not have a local office, but they can refer individuals who need help. MMI will offer some confidential credit counseling services over the phone or internet, regardless of where a client lives. Learn about the pros and cons of filing for bankruptcy, settling credit card debt, living within means, and other financial steps to take.
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