Free credit and debt counseling in Colorado.
Colorado credit counseling agencies, most of which are non-profit as well as government certified, provide various free services to families as well as individuals across the state. They will specialize in helping clients reduce their medical and credit card debts, offer free HUD approved foreclosure counseling, and in general assist individuals with paying bills as well as improving their financial condition. They also help with car loan payments, filing for bankruptcy in Colorado, and DMP plans. Locate a free credit counseling office in Colorado that may be near you below.
If you call or stop by, most offices have on site certified credit counselors who will meet with a client on a confidential basis. They will review the individual’s unsecured debt and loans, such as credit card debts, medical bills and even payday or personal loans. At that point a plan will be created to address them. The program will even touch on saving and investing, including getting a passive income stream started for free.
Many of the Colorado organizations can also help with secured debt, such as housing expenses, mortgages and automobile loans. The certified credit counselors will review your entire financial situation and recommend a number of free or low cost services and programs that can help in your situation. Solutions may include loan consolidation, debt management, or even bankruptcy as a last resort.
AABC-All About Bankruptcy & Credit a d/b/a of Cornerstone Credit Counselors, Inc. This organization is now part of MPowered, as noted below. Telephone number - 303-233-2773
Advisory Credit Management, Inc. – This non-profit may not have a local office, but they can refer individuals who need help. They also may offer some confidential credit counseling services over the phone or internet, regardless of where a client lives. Learn about the pros and cons of filing for bankruptcy, settling credit card debt, living within means, and other financial steps to take. 800-786-3940
Catholic Charities Of The Diocese Of Pueblo, Co. A great place to call for financial assistance with bills, rent, food, etc. But they can also offer longer term budgeting and counseling to ensure long term success. 429 W. 10th Street, Suite 101 Pueblo, Colorado 81003 Dial - 800-303-4690
Colorado Credit Counselors d/b/a CCC – This non-profit has several locations across Colorado. Some of the free or low cost services offered include bankruptcy counseling, debt consolidation, education and information on saving money or paying bills. Call the office near you to learn more or apply for help. 8485 Kipling Street Site address - Arvada, Colorado 80215 303-551-5599 Information in offered in English and Spanish.
Address - 1690 S. Federal Boulevard Denver, Colorado 80219 Dial - 303-551-5599
Office address - 1019 10th Street Golden, CO 80401 303-551-5599
Location - 555 S. Allison Pkwy Lakewood, Colorado 80226 303-551-5599
7706 W. Bowles Avenue Littleton, CO 80123 Call for help - 303-551-5599
Colorado Community Action Agencies There are some in each county and most cities in Colorado. Whether it is applying for a government grant, or learning how to save money or pay the bills, help is offered. They also stressed employment, budgeting, and basic money management. Find community action agencies in Colorado.
MPowered (formerly Community Credit Counseling Services) 2009 Wadsworth Blvd. Suite #100 Lakewood, Colorado 80214 Telephone number - 303-233-2773
Consumer Credit Counseling Service of Colorado Springs There are several agencies. Free advice is given to most clients. Some customers may qualify for resources such as a Debt Management Plan (DMP) or other solutions. There is free information for clients on refincing a car loan in Colorado or dealing with medical debts too. Only as a last resort will the agency explore filing for bankruptcy, and they can assist with that process too if needed.
- 1233 Lake Plaza Drive Suite A
Colorado Springs, Colorado 80906 800-798-3328
- 5265 N Academy Boulevard Suite 1000
Colorado Springs (North), CO 80918 800-249-2227
- 200 W. 1st Street Suite 302
Pueblo, Colorado 81003 Dial 800-249-2227 to speak to a not for profit credit counselor.
GreenPath, Inc. This organization is a national credit counseling group. They do operate in Colorado, and local branches are below. Call a center near you for personal budgeting, access to and information on debt consolidation through debt management programs, mortgage assistance or home equity loans. Greenpath will also help clients settlement medical debts.
1247 Riverside Avenue Fort Collins, Colorado 80524 Telephone number - 888-436-4054
Location - 918 Thirteenth Street Suite 5 Greeley, CO 80631 888-436-4054
Stop by the address at 2919 West 17th Avenue Suite 109 Longmont, CO 80503 Phone number - 888-436-4054
Address - Brothers Redevelopment, Inc. 2250 Eaton St. Denver, Colorado 80214 303-202-6340
No Limits Community Development Corporation 678-973-2739
City Of Aurora Community Development Division 9898 E. Colfax Ave. Aurora, Colorado 80010 Phone number - 303-739-7900
Money Management International – Several locations are listed below. Dial (877) 964-2227 to speak to a housing or credit counselor on the various mortgage, foreclosure, and debt assistance programs they administer. Online sessions, toll free phone calls, and other tools for free services may be arranged.
- 10065 E. Harvard Avenue Suite 210
Denver, Colorado 80231
- 225 N. 5th Street Suite 703
Grand Junction, Colorado 81501
- Location of the office is 7120 E. County Line Road
Highlands Ranch, CO 0126
- Address - 9101 Harlan Street Suite 150
Westminster, Colorado 80030
|