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Security deposit assistance.

Find help with a security deposit or funds to pay moving costs, including first or last months rent. Charities, churches and government organizations help low-income families or people with no money move into an affordable home or apartment. They offer financial help for security deposits, money to pay moving costs or leasing fees or grants to pay for first-lasts months rental costs. Find security and rental deposit assistance that may be near you.

In general, the very low income or formerly homeless will often also receive financial help paying for an apartment, but they will need to have some source of income to pay future housing costs. If qualified, cash will often be offered for paying some or all of the security deposit, first and last months rent or lease application fees. The goal is to  help low-income families, single mothers, seniors or the disabled among others get a place to live for the long term.

There is also often emergency assistance for people with no money or savings to pay a deposit rather than go homeless. Only a small number of people or families will qualify for help. Each organization or government program, such as rapid rehousing, will also have its own application process and qualifications that need to be met.

First months rent or security deposit help from charities

The Salvation Army has security deposit assistance programs that vary by center and state. If a location near you can in fact provide money for paying security deposits on a new home or low-cost apartment, then they will also ensure that individuals sign up for case management as well as other social services so that they become self-sufficient. The Salvation Army will generally offers funds for the following.

  • While each local centers will have their own terms and conditions, in most cases security deposit assistance will be given to formerly homeless people who are moving from Salvation Army homeless shelters or transitional housing. This is generally available if the applicant has met all goals that were established when they lived in that short term housing. Funds to help move offered to those who need a little extra support before forging their own path.

To apply for funds, contact a nearby Salvation Army to get help paying a security deposit. People, or families who were evicted, lost a home to foreclosure, or the homeless will all be eligible, if they meet other guidelines. Click here for Salvation Army locations.




Catholic Charities will offer emergency financial assistance, with some churches helping to pay moving costs or a security deposit, on a very limited basis. A focus is generally on single mothers, senior citizens who lack sufficiency funds, or women leaving a domestic abuse situation who need a safe place to live. In some instances, a Catholic Charities church will help an asylum seeker or refugee pay the deposit on a property.

  • Applicants will need to call a church or branch near them, as typically only a limited region is supported by a local Catholic Charity organization. The financial assistance that will be available from a location is limited - when possible it includes help with paying for rental security deposits, eviction prevention, funds for first months rent due to a landlord and even placement into low income housing.

Some local sites will even have volunteers that help people move to a new private rented property or even section 8 apartment, and this will be in addition to any security deposit help. If it is even available, all financial assistance will be determined on a case-by-case basis by social workers who are on site. Read Catholic Charities assistance programs.

St. Vincent DePaul has limited funds for rental deposits. All requests for security deposit or upfront rent assistance a property owner requires will need to be made as well as verified by St. Vincent De Paul or a local church. From time to time they will help qualified low income, working poor, and the homeless pay for other housing needs. A local SVDP also may have funds to pay for a lease application fee or storage costs.

  • The applicant will not be paid themselves. Rather the checks will be issued by St. Vincent de Paul to the appropriate company, such as a landlord, PHA or apartment community to cover the security deposit that is due. Many locations will also ask each person that is granted cash assistance to help repay the money over time if possible as they get back on their feet. Find more details on Society of Saint Vincent de Paul rent deposit assistance programs.

Funds, including loans, grants, or cash assistance to pay a deposit, will be provided by United Way affiliated agencies. Security deposit assistance programs for the formerly homeless, evicted, or new tenants will be available to help pay for an apartment or new home. The United Way is a clearinghouse for information, and they offer free referrals. Read more on deposit and housing from United Way.





Insurance companies, banks, or financial institutions offer Security Deposit Guarantee Programs. It is a form of insurance or surety bond that helps low to moderate income families, or those with poor credit, pay the funds for a security deposit a landlord requires. It is a great alternative for prospective tenants who do not have the cash, or savings, to pay the security deposit or first/last months rent that a landlord may require. More information on security deposit guarantees.

Community action agency grant money helps pay for moving costs. These non-profits have emergency funds for paying security deposits, help with storage costs or lease application fees and more. Each county across the nation has a community action agency that focuses on residents in the area. Sometimes they are in your town or county, and sometimes they will be in a neighboring community.

  • Financial help with a move in deposit is combined with other support. All local community action agencies will do what they can to provide all of the needed financial support that can be granted to struggling individuals, people living in poverty and low-income families in crisis. They will often combine one-time security deposit help with loans as well as other services, ranging from housing stabilization to career counseling.
  • Community action also help people with locating and moving into affordable housing. The non-profits are effective for providing emergency financial resources for needs such as security deposits assistance, rent, housing, rehousing, etc. Case managers will provide service to the low income, whether in-house or by their community partners.

help paying security deposit and first months rentIf these non-profits can’t provide the funds needed to move, then they more than likely can offer referrals. Social workers from many locations will always advocate for families and individuals. Find a list of community action agencies.

Assistance with security deposits from government agencies

State as well as federal government organizations often provide security deposit help as part of Rapid Rehousing or Housing First program. The goal of these is to help families, kids, veterans and/or the formerly homeless get a house to live in as soon as possible. Free government grant money near you may be offered to pay rental deposits on a new apartment, including section 8 HCV house.

  • Most towns and counties have non-profit agencies that distribute government grants or hardship funds as well as part of Rapid Rehousing. Anyone seeking to lease a home or apartment has other options too, as there tend to be additional local organizations they offer emergency, same day rental deposit help. Read more on rapid rehousing funds to pay for moving costs.

Funds from government programs such as the HUD or Emergency Shelter Grants (ESG) can often be used to help pay security deposits or other moving expenses. The government, partnering with local non-profits, will help people find a place to live and pay the costs to move in - including a deposit. Local organizations partner with HUD on this, and learn more on help getting an apartment.




Local housing authorities also operate no security deposit homes and apartments. They are part of government affiliated housing authorities, section 8 and social services. In general, the government programs may waive the deposit for (or pay all of it on private owned apartments) for women facing abuse, asylum seekers, and those in an extreme hardship. Find information on no deposit apartments for the low-income.

Local organizations that help with paying security deposits

Local charities, churches and faith based groups provide emergency financial help to low-income families, with many organizations offering funds to pay for first as well as last month’s rent as well as security or utility deposits.

The programs are local, often by county and city. Both grant money or, in some cases, security deposit loans or guarantees are offered. Find first months rent and deposit assistance in your state below.

























New Jersey

New Mexico

New York

North Carolina





South Carolina

South Dakota








West Virginia


Find additional ways to get rent deposit help

Please send us an email at  Please be sure to include your email address and state that you are seeking resources for. The information is needed to send a reply. In general, the amount of security deposit help is limited. Even when a charity or government agency provides funding, they will almost always want to ensure that the applicant is financially stable.

But there are other assistance programs out there, including from HUD homeless deposit resources. Or visit or register in the community forum (the link is on the lower margin) and we will reply to your message there about resources that may offer help with rent or security deposit payments.


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