Assistance programs in New Jersey.
Get grant money and financial assistance in all New Jersey counties and cities listed below. Find help with paying utility bills, a mortgage or rent relief as well as assistance with transportation costs or free gasoline cards. Organizations also help with food and give out personal stuff. Apply at state run government assistance programs or charities. Get financial help near where you live in NJ.
The non-profits and government agencies in NJ combine the emergency financial help (listed below) along with free stuff for low-income families, including people with no money. Struggling households may be given clothes for work, free bus tickets or transit passes, money to pay a car payment or daycare vouchers for work. There are also low-income housing units or apartments with no waiting list as well as other social services below.
Find grant money to help pay bills, housing or free stuff in NJ
Housing, Rent Assistance, and Homeless Prevention programs are run by local non-profits and government offices. Struggling tenants or homeless people with get emergency rental assistance, money for security deposits, shelter, motel vouchers, and housing counseling in partnerships with local charities.. Find a listing of New Jersey rent assistance programs.
- New Jersey Community Affairs - Housing Division offers low-cost homes or apartments, including private landlord owner units. There is also a rental relief program offered by New Jersey for low-income families, individuals, single mom, immigrants or households. Assistance is offered in the form of housing vouchers or grants. Call 609-292-4080 to reach DCA, or find free housing assistance.
- Low cost apartments are available in most NJ cities. Private landlords, and government agencies, offer immediate, no waiting list housing as well as apartments for low-income families, veterans, and single moms. The rent payment is flexible and application process is expedited. More on apartments with no waiting list for low income.
- Section 8 Rental Payment Vouchers are part of public housing. The help is offered as part of the section 8 HUD housing organization. Rent subsidies as well as apartments are offered. There are additional housing resources for the disabled as well as senior citizens. Read more New Jersey housing vouchers.
- High-end, luxury apartments are offered by some landlords in NJ to people on section 8. This helps the property owner lease a vacate units and some properties are mandated to be section 8 applicable from the government. Find more details on how to get luxury section 8 apartments.
- Eviction Prevention and Government Rehousing Programs are offered by the government and local non-profits. There is emergency rental assistance, transitional housing, and programs that can help pay security deposits on low income housing or apartments, including to people with a past eviction. Non-profits focus on helping struggling families facing eviction and also rehousing the homeless. More on eviction prevention in New Jersey.
Social Services and Government Benefits, including free money from Work First New Jersey (WFNJ) help low income residents access to a number of assistance programs. Find where to get free food (SNAP), cash, health care, financial assistance for child care or free daycare, SSI applications and much more. More on New Jersey public assistance.
Salvation Army Social Services in New Jersey offers immediate help. One of the leading charity organizations, the Salvation Army, can provide limited amounts of financial assistance for living expenses. Programs can pay for housing, electric bills, food, Christmas toys, gasoline for a car and more. Also get advice and referrals from a case manager. Learn more on New Jersey Salvation Army.
New Jersey Free Food Programs help feed the low-income. Individuals, immigrants and families who need help across the state can turn to emergency pantries in NJ. These centers and organizations can provide free food, groceries, meals and other resources to those who need help. More on New Jersey free food banks.
Government Disability Programs, including free money and social security benefits are offered. Individuals in New Jersey, as well as their families, can access financial resources The state provides health care, limited financial assistance for bills, home care, SSI applications as well as other support. Organizations will also help individuals apply for SSDI or federal government disability benefits. Continue with disability benefits in New Jersey.
Free Legal Services and Lawyers in NJ help people with little or no money and seniors. Lawyers offer free advice, representation, phone consultations and guidance. Federal government grants fund the programs. Click here free legal aid in New Jersey.
New Jersey Senior Assistance Programs are a focus of Aging & Disability Resource Connection. They operate a number of offices across the state. The state and local charities can provide various forms of assistance or advice. There is government grant money, free stuff and support to senior citizens and the elderly. More New Jersey senior citizen assistance.
 Phone Bill Assistance, including a free Home and Cell Phone are part of Lifeline. The government benefit is available to low income families in New Jersey. It provides savings on both a monthly phone bill and the installation cost. There are also discounts for residents that collect SSI, food stamps, EBT cards and other government benefits. Or get a free smartphone. More on Lifeline in New Jersey.
Senior Freeze Property Tax Relief, including rebates, help pay real estate taxes. Eligible seniors, retirees as well as disabled residents will receive reimbursement for the difference between their local property taxes that were paid the first year they enrolled in the program and what their current real estate tax bill is. Call 1-800-882-6597 for information on this and other options. Find more details on financial help paying property taxes.
Help for Utility Bills including for water, electric, and light is offered. Find a comprehensive listing of the programs that are offered by utility companies in New Jersey that can help customers pay their bills. There are payment plans, rebates, disconnection help, free energy audits and other services. The goal is to try to help seniors and people in poverty in NJ keep their power on. Read more on New Jersey utility bill help.
- Low-Income Home Energy Assistance Program provides free grants and government money to pay utility bills, including summer electricity bills. The program also makes provisions for emergency fuel and heating system repair services. Free Government Weatherization Assistance, New Jersey Comfort Partners, and the Universal Service Fund (USF) are often part of NJ HEAP as well. More on LIHEAP in New Jersey.
- New Jersey SHARES can help people pay for their heating, water and utility bills. The program provides grants for hundreds of dollars (sometimes thousands) to people whose income is too high for other government programs. So this program is targeted at more moderate income families. Call 1-866-657-4273, or read more on NJ Shares.
Day and Free Child Care Subsidy Program helps low income parents in NJ. People that are working or that are attending school or job training may receive government assistance from New Jersey in paying for their child care expenses. A partial payment, or subsidy, can be provided to qualified low income families or single mothers. Read New Jersey free child care assistance programs.
New Jersey Mortgage Relief and Foreclosure Prevention help families with paying their mortgages, including first time buyer loans. Get information on government as well as free non-profit programs. Read more on mortgage help in New Jersey.
- The federal government also approves non-profits to help low-income families. The organizations will offer free mortgage help as well as foreclosure relief. Find a listing of New Jersey HUD counseling agencies or law firms approved by HUD.
Employment Services, Educational Programs and Government Grants are offered across NJ. Residents who meet low income guidelines or who are faced with poverty can get help from their local community action agency. Resources available to New Jersey families include job training, career counseling, grants for paying housing or energy costs, and financial support. Continue New Jersey community action agency.
- Help with transportation costs is offered. This will help job-seekers in NJ pay for gas, train / subway tickets, or other rides for an interview or first day of work. Assistance with gasoline is often more widely available, and look here for details on free apps for gas savings.
Help in local New Jersey cities and counties
Find financial help, social services, grants and more in your local city or county (select below). As there are many other charities, government programs and resources in each county.
Atlantic County (Mays Landing)
Bergen County (Hackensack)
Burlington County (Mount Holly)
Camden County
Cape May County
Central New Jersey Area
Cumberland County (Bridgeton)
Essex County (Newark)
Gloucester County (Woodbury)
Hudson County (Jersey City)
Hunterdon County (Flemington)
Mercer County (Trenton)
Middlesex County (New Brunswick)
Monmouth County (Freehold Borough)
Morris County (Morristown)
Ocean County (Toms River)
Passaic County (Paterson)
Salem County
Somerset County (Somerville)
Sussex County (Newton)
Union County (Elizabeth)
Warren County (Belvidere)
More help for paying bills in NJ
There are other local and statewide organizations that struggling families or individuals can turn to for help, whether a free grant to help with bills, personal stuff or something else. Local United Ways in New Jersey (dial (973) 993-1160) often have intake numbers for residents, and they can be contacted too.
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