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Assistance programs in Middlesex County New Jersey.

Emergency financial help for paying bills, mortgages, medical expenses, rent, utilities, and more is available in Middlesex County. Low income families, senior citizens, and the working poor may apply for financial aid, receive free food or gasoline vouchers, enroll into job training programs, or gain access to other government assistance or social services. Find how to apply below for financial help near you in Middlesex County NJ.

A focus on housing (rent, security deposit assistance, and mortgages/foreclosures) is often in demand. However churches or charities in New Brunswick, Perth Amboy NJ and the county may also offer free items such as Christmas toys for kids, diapers, furniture, or school supplies for students. Free immediate grant money is combined with job training programs for adults in Middlesex County.

How to get financial help paying bills, rent, and other expenses

The Jewish Federation tends to receive government each year, and the funds will be used to provide assistance to struggling residents. The Jewish Renaissance Foundation of Perth Amboy is the community action agencies for Middlesex County New Jersey.

  • Both of these designated community action agencies get a infusion of revenue from the federal government or non-profits such as the United Way package. The dollar amount changes from one year to another. however the funding will allow both groups to greatly increase the amount of assistance they can provide to local families.
  • The funding will, among other things, allow the organization to offer child-care facilities. It also pays for their emergency financial aid programs and other operating costs. In addition, they will have a mobile dental clinic visit towns in conjunction with the Jewish Renaissance Medical Center that will provide people with free or discounted dental care.
  • Emergency financial help is offered from these agencies, if/when they have that funding. There may be grant money to help with utility bills or electric costs. Or get homeless prevention funds (rent or mortgage help) and more.

New Jersey has designated the Jewish Renaissance Foundation to serve as the community action agency for the Middlesex County East region, which includes Carteret, Edison, Metuchen, Perth Amboy, Sayreville, South Amboy, Woodbridge and Highland Park. The Jewish Renaissance Foundation is located at 149 Kearny Ave. Phone (732) 324-2114. They are the local community action agency. The address is 1090 King Georges Post Rd, Edison, NJ 08837. Find more information on Jewish Renaissance Federation assistance programs.




The Puerto Rican Action Board Inc. offers a broad range of assistance services offered. They can  provide emergency assistance program targeted for food and housing. In addition, the agency's free, emergency pantry offers clothes, hygiene supplies, and holiday meals too as well as groceries. The charity will also provide emergency assistance for rental, monthly mortgage payments, and heating payments for families who may be either in jeopardy of losing their homes or who are without adequate utility services.

The Puerto Rican Action Board has been named as the charity agency for Middlesex County West serving people from Cranbury, Dunellen, East Brunswick, Helmetta, Jamesburg, Middlesex Borough, and Milltown. There is also help for Monroe, New Brunswick, North Brunswick, Old Bridge, Piscataway, South Brunswick, Plainsboro, South Plainfield, South River and Spotswood. To learn more or apply, the Puerto Rican Action Board is located at 90 Jersey Ave. Phone (732) 828-4510.

Catholic Charities Diocese of Metuchen provides qualified individuals and families with assistance with the following expenses. Low-income qualified families as well those in a hardship can get grant money for Rent or Mortgages as well as Security Deposits. There may be funds to help pay Utility and Heating bills, and First Month Rent.

  • Other non-financial support is available too, including free stuff for single mothers, the elderly and working poor. This can include, but is not limited to, programs that provide food, credit counseling, or clothing. There is also a small free furniture bank. Some resources are focused on seniors and immigrants, and can include legal and and home delivered meals. Dial  732-324-8200 or (732) 826 - 6278, or click here for more extensive details on Catholic Charities in Central New Jersey.

New Brunswick based Middlesex County Board of Social Services offers housing help for those facing an eviction, or who are currently homeless. The agency may pay for temporary emergency homeless shelter, back rent, offer funds for security deposits or provide money for utility and heating bill payments.

There are also programs such as SNAP food stamps, Medicaid, SSI disability and more. Or apply for emergency cash aid. Phone (732-745-3500.





  • There is also the South Plainfield Social Services provides a free food pantry, emergency prescription, and a clinic. Or get low-cost housing help, electric heating and utility bill assistance (limited funding) and emergency motel placements (in case of fire) when funding is available.
    Some free clothing for adults or kids is also available to those in need. They also offer holiday food and assistance around Christmas and Thanksgiving. Last but not least they can refer families to heating oil distributors. Call (908) 226 - 7625

Be sure to contact Salvation Army, Middlessex County. They have multiple centers, including the Morristown Corps at (973) 539 - 2700. The agency provides short-term, non-permanent emergency and financial assistance for bills. Some of the aid includes free food or clothes as well as gasoline vouchers for work. There is also one time utility and rental assistance, or funds for first months rent to families. The support is for individuals and groups unable to provide such services for themselves. The agency also participates in NJ Shares.

  • Towns served include Cedar Knolls, East Hanover, Jefferson Township, Morris Plains, Mount Freedom, New Brunswick, Parsippany, Convent Station, Green Village, Ironia, Mendham, Morristown, New Vernon, Whippany. There is also a low cost thrift store in many towns.

This is one of the leading non-profits to call in Middlesex County New Jersey. They also offer basic needs and seasonal type programs. Examples of these Salvation Army resources include free Christmas assistance (toys or food baskets) or Thanksgiving meals. Some free back to school supplies may be offered too. The agency also can coordinate emergency shelter and housing assistance. Continue Salvation Army Middlesex County assistance programs.

Society of Saint Vincent de Paul has multiple churches in the Middlesex County area. They include St. , Guardian Angels Roman Catholic Church,  Our Lady of Mount Virgin Parish as well as Joseph Roman Catholic Church. There is free food, meals, clothes and limited financial help. The short term assistance is provided with counseling, budgeting support and programs are long term financial stability. Read more on St. Vincent de Paul assistance programs in Middlesex County.

Debt programs - It is costly to live in NJ. There are high taxes, cost of living, and other challenges. Too many Middlesex County NJ families and others fall into debt. They may need help. Whether it is credit cards, medical, car loans, or something else, there are non-profits and resources that can assist. Find how to get help pay off debt.




Housing Coalition Of Central Jersey - This non-profit organizations help the low to moderate income obtain housing. It is a HUD certified agency. The non-profit can deal with a variety of housing issues, such as helping low-income families, veterans and gig worker apply for rent assistance.

There are also loans for mortgages, security deposit grants, foreclosure, and landlord / tenant concerns. Or apply for low-income housing with no waiting list or section 8 vouchers. The office is in New Brunswick, dial 732-249-9700 or more on emergency security deposit assistance. The address is 100 Bayard St, New Brunswick, NJ 08901.

Middlesex County Public Health Department / Triple C Housing – The government agency offers several programs and social services for county residents.  Among them include working with renters and tenants in providing 24 hour emergency coverage for housing concerns such as lack of heat or sewage problems from a landlord. They also enforce the heating code. 75 Bayard Street - 5th Floor, New Brunswick, New Jersey 08901. Call 732-745-3100.

Tenants or those facing homelessness can look into a combination of rent or security deposit assistance programs. There are non-profits that will offer funds in an emergency to stop an eviction, and rapid rehousing can either help a family move or get them into a new, more affordable home. Find information on rental assistance in Middlesex County.

Aldersgate United Methodist helps the community. The charity is a free food pantry with groceries to registered clients. There is also a low-cost thrift shop serving the low income community in Middlesex County with diaper and period products also given away as resources allow. There is a thrift shop onsite that sells household goods and clothing at very low prices. Address: 568 Ryders Ln, East Brunswick, NJ 08816, or telephone (732) 254-7361

Rental assistance programs from non-profits and the county can prevent evictions or homelessness. Federal government money is issued to the county to help pay for housing programs, ranging from foreclosure counseling to rental arrears as well as utility or water bills. Charities in the county administer the services to income qualified families. More on Middlesex County eviction assistance.





Free Christmas and Thanksgiving resources are available for low income families to help them at the holidays. As many as 10 charities as well as a DSS office participate in some form of Christmas or Thanksgiving assistance program. They provide free gifts, toys, meals, and even Thanksgiving turkeys. Children and seniors often get help in the form of a toy or gift card. Find more details on free Christmas help in Middlesex County.

Social Services and Cash Assistance - The county provides low income families with public aid. Some of what is offered includes assistance with medical bills and health care costs. Basic needs, such as housing and heating costs, can be met by a general cash assistance program. SNAP food stamps and other government programs are offered to Middlesex County families as well, including resources for children and senior citizens. More public programs.

Transportation is always challenging in New Jersey. There is congestion, the high cost of gasoline, and commuting times. Cars can break down or many people need help obtaining one. If an automobile is needed for work or job training, then assistance may be offered to struggling residents. Find a list of free cars for low income families.

Cathedral Community Development Corporation (CCDC) provides faith based social services, referrals and other assistance. No direct aid is offered unless that condition is met. But the charity may have free referrals to grants for certain bills or rent, food, clothing, and other basic needs to low income families including to the CHOSSE  program. The charity is at 282 McClellan St., Perth Amboy, NJ 08861. Call 732-826-0447. Find more details on Cathedral Community Development Corporation.

Thrift stores, furniture banks and free clothing closets may provide free basic needs. Many working poor and low income families may qualify for vouchers for free school or work clothes. Even if you don’t receive items for free, Middlesex County thrift stores will sell gently used, yet high quality, goods to the public at large. Anyone can shop there for furniture, baby supplies, cribs, and toys for Christmas. More on free clothes, furniture and school supplies in Middlesex County NJ.

The cost of housing is always a major barrier in Middlesex County and northern New Jersey. Several national charities as well as government agencies, including Section 8, ESG grants, LIHEAP, and others can assist. The programs will help low to moderate income families get support. More on HUD section 8 housing choice vouchers.







Debt, foreclosure, and mortgage counseling

There are several HUD approved agencies that can provide foreclosure assistance to Middlesex homeowners, and credit counselors that operate in the county. The various options and agencies include those listed below, or find more non-profit Middlesex credit counseling agencies.

NJ Citizen Action - Free credit counseling is offered to low to moderate income individuals. Can help with transportation, such as car loan help. Or learn about bankruptcy, credit card relief and other debt solutions. Call (800) 656 - 9637.

Consumer Credit Counseling Service - Offers foreclosure and mortgage assistance, as well as debt reduction programs to Middlesex County borrowers and homeowners. They also offer addition New Jersey mortgage programs, such as mortgage assistance pilot program. This is a non-profit agency that offers bi-lingual individual and family budget counseling to reduce or eliminate debt.

They also offer foreclosure prevention programs. Counselors will negotiates debt repayment plans in cooperation with creditors and mortgage servicers.Call (609) 390-9652 or (888) 726 - 3260

Food pantries in Middlesex County

Abiding Peace Lutheran Church, which is located in Budd Lake, provides those families and individuals who lack the resources or money to purchase the basic food items to meet their nutritional needs. Get free groceries, soap, detergent, dairy, fruit and more. The address is 305 US-46, Budd Lake, NJ 07828. Call (973) 691 - 9393

Emanuel Evangelical Lutheran Church - New Brunswick based. Offers food and various other assistance programs. Call (732) 545 - 2673, or use the pantry ASAP at  3 Kirkpatrick St, New Brunswick, NJ 08901.

First Presbyterian Church of Metuchen. They have other locations in different towns. They offer emergency food at most once per month. Phone (732) 549 - 5101 or (732) 491-2300

Lazarus Project runs a pantry and soup kitchen. Single moms, the homeless and unemployed (among others) can get help, including free clothing assistance. Various other services and counseling is available. Call them at (732) 254 - 0066.

Families have many other food pantries they can turn to in an emergency. There are locations at charities as well as churches  in the county, or very low income residents and those in poverty can apply for WIC vouchers or SNAP food stamps. There are also Easter, Thanksgiving, and Christmas meals at many of the pantries or soup kitchens, Find the phone numbers, addresses, and details on more Middlesex County NJ free food pantries.

Free community clinics and health centers

A few health care centers can help Middlesex County New Jersey patients. They include these listed here. Or get more information on community clinics.

St. John Family Health Center - Catholic Charities Diocese of Metuchen is a general health care clinic that provides medical and health care on a sliding fee scale. they have women’s health care, free dental screenings, medications and other care. Call the center at (732) 745 - 9800.  The slinding fee clinic is at  24 Abeel St, New Brunswick, NJ 08901.

Trinity Health Center - This facility is a general family practice health clinic that can provide free or low cost medical care. Also provides lab services and medication assistance to the low income and people with limited insurance. People with no medical or dental insurance can get help. The non-profit is in Perth Amboy. Phone (732) 826 - 9160

Eric B. Chandler Health Center - The clinic offers physical exams and check ups: basic preventive care including vaccinations, medications, Dermatology, dental assistance, immunizations, Pediatrics, and other medical care. Accepts government insurance, sliding fee scale services, and private insurance as well. Dial (732) 235 - 6700. The location is 277 George St, New Brunswick, NJ 08901.

Joseph S. Yewaisis Outpatient Center - The health care center offers patients in the area many medical, surgical and subspecialty programs (i.e. diabetes, internal medicine, orthopedics). Referrals are provided for heathcare that is not offered. Social workers, medical bill advocates, and financial counselors can assist in solving the financial problems of patients and their families.




Other services offered, including to  medical care and referrals, include: free pregnancy testing, nutritionist, OB/GYN, family planning, and much more. Call (732) 324 - 3300. The free clinic is at  466 New Brunswick Ave, Perth Amboy, NJ 08861.

If the resources about can’t assist you, then there are other places for free medical or dental care. Or counselors can help families access charity care for paying their bills. Get the locations of more Middlesex New Jersey free community clinics and learn about the programs they administer.


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