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New Jersey Area Agencies on Aging senior assistance programs.

Senior citizens, people over 55 years of age, and the elderly can all receive assistance from the New Jersey Agencies on Aging centers. Locations are available in all counties listed below, and programs can provide seniors with financial aid, information, housing resources and support. Resources range from food and home delivered meals to assistance from government programs such as health care and prescription medications. Senios citizens and retirees

Food, meal, and nutrition programs for the elderly in New Jersey

Home delivered meals are available for those who can’t make it to a senior center, local church, food pantry or agency office. This food assistance program provides a hot and nutritious meal to the homebound. Most agencies will deliver the food directly to the apartment or home of those disabled or elderly clients who cannot prepare or procure a hot meal on their own. In some New Jersey counties, the program will also provide weekend or holiday meals to those clients in need of the service.

The program is also often run in partnership with Meals on Wheels. That component focuses on meeting the needs of the elderly and disabled who are homebound due to chronic or acute illness or some type of handicap. Read more on Meals and Wheels.

State of New Jersey and federal government food assistance programs also help senior citizens. There are healthy USDA groceries, nutritional supplements, surplus commodities and referrals to food pantries (among other resources). Agency on Aging centers can help with applications. More on food programs.

Free or low cost health and medical care or prescription drugs

Health insurance and Medicare matters can be handled by State Health Insurance Program for Medicare (SHIP) counselors. Specialists who are part of this program will provide free counseling and information on government and public health insurance and assistance with completing health insurance forms, including Medicare and Medicaid.




Counselors that are part of SHIP can help advise you on how much insurance you really need, explain the difference between Medigap and a Medicare+ Choice plan, explain the "gaps" in Medicare coverage, discuss prescription drug plans, and much more.

Medicare Part A can provide for payment for inpatient hospital or skilled nursing facility (SNF)/payment for outpatient services at a hospital or SNF/EOMB information. Dial 1-800-MEDICARE for more information.

Another series of programs offered by Area of Aging centers and that are for seniors is PAAD/SENIOR GOLD/LIFELINE/HAAD. These can help by offering one or more of the following. $5 Prescription Program/Prescription discount program/up to a $225 Annual Utility Credit or a $100 Reimbursement for hearing aids. Dial 1-800-792-9745

There are other prescription discount cards at Agency on Aging as well as senior centers. They can help senior citizens of all income, including those that live on Social Security or that have a high income - there are no restrictions. This are free discount cards available for use across New Jersey. Find information on free prescription discount cards.

New Jersey Assistance for Community Caregiving (JACC) is paid for by the state. It may be open for families and individuals who are not eligible for Medicaid. It provides a broad array of in-home services to enable an elderly individual who is at risk of placement in a nursing to remain in their home.

Some New Jersey Area of Aging centers will have information on Prescription Savings Programs. Many counties and municipalities offer a discount savings program. They are not usually managed care, health insurance, or supplemental insurance program. Some programs may help people save 10 to 50%.





New Jersey financial help and housing resources for the elderly

Homeless prevention and rental assistance advice and information may be provided. Most Agencies on Aging offices in New Jersey work with a network of non-profit and government agencies. They administer services that respond to the needs of families and individuals who are homeless, behind on their rent, or who are at risk of becoming homeless.

While they will rarely have their own money to pay out, generally funding is received from state and federal government sources. Financial assistance and government grants can provide for various types of transitional housing, shelter, short term emergency assistance with rent, emergency assistance with utilities, food/groceries and daily meals.

Some of the senior housing assistance programs that may be available in New Jersey include the US Department of Housing and Urban Development section 8 housing choice vouchers in NJ as well as the Emergency Food and Shelter Program. There is also supportive housing that is subsidized for seniors that live on social security payments. Or look into the Continuum of Care, and Homeless Prevention and Repaid Rehousing Assistance Programs. Locate subsidized housing for seniors on social security.

Free fans may be handed out by some New Jersey Agency on Aging offices on a first-come, first-served basis. This program is usually run in partnership with local non-profits like the Salvation Army as well as utility companies. If this program does operate, a very limited number of fans will be available during the summer.

HEAP, or Home Energy Assistance Program, is another federal government program. It is usually offered by community action agencies in New Jersey, but many Agency on Aging centers can also help people apply. A focus of HEAP is on low income seniors and the disabled. The program can offer financial assistance with heating/cooling bills. It is often provided in combination with weatherization services.

New Jersey senior centers also have information on the various assistance programs offered by utility or water companies. As many providers offer payment plans, abatements, or disconnection prevention services for the sick, elderly, or disabled. As the goal is to keep power, lights and heat on. Agency on Aging can help with this, and more. Learn about emergency utility bill assistance in New Jersey.

Legal Services for Senior Citizens is offered in some New Jersey counties. It can help senior and older adults in different areas of civil law. Services can help by addressing the availability of free legal services, inform elderly regarding legal issues, and give advice on due process rights. Free legal aid may help with Social Security issues, Consumer debts and fraud, Landlord/Tenancy matters, and Family Law.

Information, referrals and free legal aid from Agency on Aging in NJ

Information on senior services is provided by NJ EASE (New Jersey Easy Access, Single Entry). This is a statewide resource, and it may be the easiest and most efficient way for seniors and their families to get information about as well as access senior services or financial assistance programs.







Staff members that are part of NJ EASE are highly trained to provide callers and those who need help with answers and information on a wide variety of topics, including Long Term Care Options. Seniors can learn about applying for Social Security or living off a pension. Or get information on free Healthcare, Nutrition, Home Care Services, Insurance, and Transportation. There is even public aid for low income households in New Jersey.

New Jersey Ease is an information line. It is paid for and sponsored by the state of New Jersey and your local county governments. Senior citizens and the elderly are provided single point of contact for information on resources and assistance that is available for their specific needs, regardless of what those are. Receive from advice from staff and customer service representatives. Call 732-745-3500.

Locations of senior centers and aging offices in New Jersey

Select an office by county and/or city in New Jersey below. Or call 1-877-222-3737 for more information on financial resources for the elderly.

Atlantic County Division of Intergenerational Services is located at Shoreview Building, Office 222, 101 South Shore Road, Northfield, New Jersey 08225. Phone number is 609-645-5965

Bergen County Division of Senior Services can be reached at 201-336-7400. The office is based at One Bergen Plaza, 2nd Floor, Hackensack, NJ 07601-7000

Burlington County Office on Aging, 49 Rancocas Road, Mount Holly, New Jersey 08060. Telephone 609-265-5069.

Camden County Division of Senior and Disabled Services, Parkview on the Terrace, 700 Browning Road, Suite 11, W. Collingswood, NJ 08107. Phone 856-858-3220

Cape May County Department of Aging is located in the local Social Services Building. Address is 4005 Route 9, South, Rio Grande, New Jersey 08242

Cumberland County Office on Aging and Disabled, Administration Building, 800 East Commerce Street, Bridgeton, NJ 08302. Phone 856-453-2220

Essex County Division of Senior Services is located at 900 Bloomfield Avenue, Verona, NJ 07044. Phone 973-395-8375

Gloucester County Division of Senior Services. Address is 115 Budd Blvd., West Deptford, NJ 08096. Call 856-384-6900.

Hudson County Office on Aging, 595 County Avenue, Building 2, Secaucus, NJ 07094, telephone 201-369-4313.

Hunterdon County Division of Senior, Disabilities and Veterans' Services is the agency of aging office as well. 4 Gauntt Place, Building 1, Flemington, NJ 08822-2900. Dial 908-788-1361

Mercer County Office on Aging. Address is 640 S. Broad Street, Trenton, NJ 08650. Phone 609-989-6661

Middlesex County Department of Senior Services runs at the 5th Floor of John F. Kennedy Square, New Brunswick, New Jersey 08901. Phone 732-745-3295. This is one of the primary locations in the state. Hundreds of seniors receive help every year.

Monmouth County Division of Aging, Disabilities and Veterans Interment. Location is 21 Main and Court Center, Freehold, NJ 07728. Phone 732-431-7450

Morris County Division on Aging, Disabilities and Veterans, 340 West Hanover Avenue, Morristown, NJ 07963-0900. Telephone 973-285-6848.

Ocean County Office of Senior Services, 1027 Hooper Avenue, Building #2, Toms River, NJ 08754-2191. Telephone 732-929-2091.





Passaic County Department of Senior Services, Disabilities and Veterans' Affairs, 930 Riverview Drive, Suite 200, Totowa, New Jersey 07512. Dial 973-569-4060.

Salem County Office on Aging, 98 Market Street, Salem, NJ 08079, phone 856-339-8622. Call for information on Medicare, food programs and more.

Somerset County Office on Aging and Disability Services, 27 Warren Street, Somerville, NJ 08876, dial 908-704-6346

Sussex County Division of Senior Services runs from the Administration Building, 1 Spring Street, 2nd Floor, Newton, NJ 07860, telephone 973-579-0555

Union County Division on Aging - Administration Building, Elizabeth, New Jersey 07207, phone 908-527-4870

Warren County Division of Aging & Disability Services, Wayne Dumont Jr. Admin. Bldg., 165 County Road, Suite 245, Route 519 South, Belvidere, NJ 07823-1949, call 908-475-6591


By Jon McNamara

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