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Help with water bills near you.

Find water bill assistance from charities, government organizations or get help from programs offered directly by water companies. Emergency water bill help is focused on helping senior citizens, disabled people, and low-income families with a shut off notice. Grant money, hardship programs and other resources are offered. Get details on water bill assistance near you below.

In some cases a full bill is paid and in other instances partial payments are made. The goal is to help a low income and/or struggling household keep the water service on in their home. Or reconnecting service. A major focus is on helping the elderly, disabled people, people with no money and parents with children (including single moms) pay their water and sewer costs.

Water bill assistance from the government

The federal LIHWAP low-income water bill assistance program is available nationwide. It provides free government grant money, including emergency financial help near you today, to struggling families. The funds can also help pay to fix or replace a hot water heater/tank. LIHWAP can pay for both (1) water bills as well as (2) wasterwater/sewer costs.

  • The federal government LIHWAP program expands upon the LIHEAP resource. The assistance provided near you will be either a free government grant to pay a past due balance on a water bill or credit on your account. There is also money from the government to help pay a water deposit to turn service back on. All funds are paid directly to the water or sewer company. The amount of government assistance will depend on a few factors including eligibility, income, and family size.
  • In addition to LIHWAP, depending on the state you live in, there may be emergency government water bill assistance in the form of cash grants offered as part of this program as well. The money mat be immmeidaitiely issues in a matter of a few business days.

To qualify for this LIHWAP assistance program near you there are some limits on the total monthly household income. The the criteria will vary based upon the area and state that the family lives in. Learn more about the criteria and LIHWAP program.




Help with water costs from charities or churches near you

Emergency financial help with a water bill, including from charities, is often available today. Funds are limited, with assistance provided to low-income families, the unemployed and people with no money. While not as common, charity organizations near you including the Salvation Army, Saint Vincent DePaul, or Catholic Charities may provide financial help for a sewer or water bill in an emergency. Each of these groups will have limited funding. If they can assist with unpaid water bills, it will usually only be a last resort.

  • The charity and church run programs are run locally, with assistance paid out in each town or county. Any funds that may be available to help pay water costs from organizations such as Catholic Charities or the Salvation Army will often be for families in a crisis or people at risk, such as the elderly or households with young children. Read more on various charity organizations.

Community action agencies near you will often have emergency financial assistance programs, including to help people with a disconnection on their water as well as long-term self-sufficiency such as conservation measures. These agencies are nationwide non-profits that help low-income families, people in poverty or that have no money and others in need.

  • The non-profits help pay bills and also often have information on water heater replacement, grants to fix plumbing and other repairs. Apply at a community action for free grant money to help with a water bills, budgeting services, help with wastewater / sewer expenses and conservation programs among other resources. Locate programs from community action that pay bills.

Additional charitable financial hardship programs to help with water bills are offered near you. Most states and counties have various programs for struggling families that may offer cash assistance for paying water arrears or repairs to a hot water tank. It can include TANF, disability benefits, loans, non-profit grant money and more.

  • While funding is almost always limited, and income criteria often need to be met, individuals should always look into their local resources for immediate water bill assistance. Local social service offices, charities or church/parish may offer resources. Find a listing of financial hardship assistance programs.





Free plumbing services are offered by many charities too. A major focus is on senior citizens to help them remain in their home and low-income single parents. There may be a free fix to water tank or heater, repairs to plumbing to help people reduce their water usage and monthly costs and other support. This type of support is often combined with help on past due water bills that may have resulted from a leak. Learn how to get free plumbing services.

Payment plans and help with a disconnection from water companies

Most companies offer relief in the form of payment plans, discounts, forgiveness or other programs. Local or national waler providers, including a city run service, will do what they can to work with low-income customers or people that lost their job to help them keep their service on. They also provide assistance with turning water service back on, or paying a deposit. They may offer payment plans, allow unpaid bills to be paid in installments, and other options  for low-income households or people in a hardship.

  • This assistance will be offered directly by companies to their customer or by charities to people in the nearby area. In addition, government mandated resources may be offered in certain states, counties, or cities that will provide discounts to income qualified households. While these payment plans that will be near you are not common, they do exist in some areas. They can generally provide customers more time to pay their back water bills so the account is not turned off. More on water bill payment plans.

Help with paying a water billThe H2O Help to Others program from American Water is available. American Water operates dozens of companies across the nation, including in Florida, Pennsylvania, California, Texas, and Massachusetts. They have resources they offer to low-income families, seniors over the age of 60 or disabled adults. Options include Low Income Water Bill Payment Program as well as H2O Help to Others.

  • Financial assistance is provided by this company to its customers as part of the H2O Help to Others Program using a charitable foundation. American Water is the nations largest provider and offers this form of financial help in CA, HI, IL, IN, IA, KY, MD, MO, NJ, PA, TN, VA, and WV. Call American Water customer service at 1-866-269-2837

Free water conservation programs and audits

In addition to direct financial help, people will get free advice on how to reduce monthly water bills. There are audits done by non-profits, water companies, as well as states that provide this form of free service to all customers, regardless of their income. Conservation is available from many sources, including information on the government conservation service also known as the WaterSense program.

Customers can also sign often up for a free home water survey. Many municipalities and water providers offer this to all of their customers free of charge. This program will have a company conservation specialist dispatched to the home, and they will perform a comprehensive audit of the home for free. The specialist will thoroughly check the property for leaks, inefficient watering systems, and other areas of potential savings. Free or affordab;e repairs can be made as a result of any finding.




  • They will then create and provide the customer with a detailed, in-depth report that will document their personal water usage. In addition to all of that, the service will offer them tips on things they can do to conserve as well as suggestions on how to lower their water bills. Find other ways how to save money on utility or water bills.


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By Jon McNamara

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