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Immediate Financial Assistance

Rental Assistance

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Utility Bill Help

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Public and Government Assistance

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Help with Medical Bills



Assistance programs Newark and Essex County New Jersey.

Emergency financial assistance is available in the city of Newark and Essex County. Low to moderate income families can find how to get help with bills ranging from energy to utilities, transportation, access to free food, and more. Or grants or loans may help families buy a home, pay for a security deposits or electric bill or cover child care costs. There are even resources that can offer help with electric or light bills. Find more details below on where to get financial help near you with bills in Newark NJ and Essex County.

The Essex County area county is served by charities, non-profits, and government agencies that combine grant based financial aid with self-sufficiency programs around budgeting and employment. The goal is to offer short term, emergency relief while helping the client gain long term financial stability.

Get free prescription medications, eye care, and healthcare

The City of Newark, New Jersey, has launched the Newark Rx prescription assistance program. Several of America's leading pharmaceutical research and biotechnology companies have partnered with the city to ensure this program is successful in aiding as many individuals as possible. The program was designed to deliver free or heavily discounted medicines to both the uninsured and low to moderate income patients who do not qualify for Medicaid or other government assistance programs.

  • The Newark Rx plan will target patients with total household incomes at or below 200 percent of the federal poverty level, which is equivalent to about $21,660 a year for an individual and $44,100 annually for a family of four.
  • Many of the patients who will be helped by these medicines will often suffer the debilitating effects of common chronic diseases and because of that it is extremely important that they obtain discounted or free medicines that can either prevent deterioration of their illness to a full-blown disease or help them address medical conditions when they develop.
  • The Newark Rx plan has been launched to help uninsured and low-income Newark residents obtain their badly needed medications. Ideally for free, but otherwise for as cheaply as possible. Find other ways to get medical bill help.




Another program was also launched. Local politicians applaud the city of Newark as well as the Heinz Family Philanthropies for also launching NewarkHealthPlus to contract with local physicians to create medical homes for the uninsured and underinsured. This assistance program should lead to less reliance on hospital emergency rooms for primary care for thousands of patients. It provides easy access to quality health care. Dial 973-733-7600 to reach the Newark Department of Health & Community Wellness on both of the service above.

Non-profit community clinics and health centers provide free or low cost medical care to thousands of patients every year. Anyone who needs help can receive some form of assistance. If your income is low enough, or if you meet government poverty thresholds or lack insurance, then you may qualify for free services. Find more information on Essex NJ free community clinics.

Free eye care and exams are available in the Essex County NJ region. A local non-profit organization helps the low income and uninsured get exams, glasses, contact lenses and more. The support is provided by a non-profit called New Eyes for the Needy, Inc. (973-376-4903) . The charity is a national organization with a branch in New Jersey that provides vouchers for eye glasses and exams to needy people.

Crisis financial assistance to help pay bills, basic needs, housing and more

There are multiples places to turn to for social services, financial help or free stuff. They include charities as well as government agencies listed below. Each organization does it best to help the low income or refer them.

The Salvation Army of Essex County, New Jersey Division provides short-term emergency financial assistance that can help people with food expenses, utility and heating bills, prescription medications, rent expense, childcare expenses, furniture and clothing. Another service provided by the Salvation Army is seasonal assistance with paying for food, toys and clothing.

In addition, the Salvation Army also provides shelters, summer camp and disaster services to people who need help. Or apply for free school supplies during the summer and fall, which can help Newark area moms and dads as well as students. Call (973) 623-5959 or 908-851-9300. Additional Salvation Army locations are at Salvation Army, Montclair, 13 Trinity Pl, Montclair, New Jersey, 07042. Find more details on Salvation Army assistance programs in Essex County New Jersey.





County of Essex Department of Citizen Services at Community Action. This county run organization provides low income and other needy individuals with a number of valuable emergency financial assistance programs as well as access to social services to individuals facing a short term hardship or crisis situations. Some of the programs and resources available include. Emergency and Home Energy Assistance (NJ Shares), Heating Bill Assistance as well as grants to help with light bill.

A major focus is also on housing needs in the city as well as county. Citizen - Social Services also can Promotes Homelessness Prevention Programs and Eviction Prevention, Tenant and Landlord support. Dial (973) 395-8350.

During the summer and fall, several free school supply giveaways take place in Essex County. Kids can get backpacks, book bags, shoes, sinter gear, notebooks, and so much more. All assistance is first come and served. Read more free school supply giveaways in Essex County.

The Essex County Info Help Line support services (dial 211) provides referrals only to social services including rental and mortgage assistance, soup kitchen meals, heating and utility bill assistance and other supportive services. The helpline gives information on non-profit partners in the community. Some of these are also are part of the NJ Shares program. This location serves as the community action agency for the county, so they work with clients to help them gain stability. Other resources may include.

  • Homeless prevention - This may come in the form of loans to make a partial mortgage payment, emergency rental assistance, or foreclosure counseling. Also explore low income apartments in Essex County New Jersey, including referrals to possible security deposit programs.
  • Education - This ranges from Head Start for children to workshops and job training for adults.
  • Heating bill help from Gift of Warmth.
  • There is referrals to job placement, training, and other anti-poverty services that can benefit Newark area families too.

Other services are available from the centers. More on Essex County Help Line.




Isaiah House is based in East Orange but offers help to Newark and all of Essex County individuals who qualify. People with low income and children may be able to qualify. They can provide help for people who are behind on their monthly rent, those need assistance with paying a security deposit, or are in danger of having their utilities shut off or disconnected. Free food is also distributed. Phone (973) 678 - 5882.

Newark Emergency Services for Families has assistance programs for the working poor, both families and  individuals. The programs they administer include case management around rental assistance, job finding help, relocation, food, clothing, employment, and assistance with public utilities. There may be grants from NESF for expenses including electric, water, and gas bills. Call (973) 639-2100 or (800) 696 - 7063, or find more Newark Emergency Services for Families.

Catholic Charities of the Archdiocese of Newark – Local churches can serve as the first point of information on assistance for parishioners and other individuals in search of financial assistance for paying bills and counseling. Each center or church is the collaborative link between Catholic Charities for human services, education, action/advocacy, information on grants and assistance programs, empowerment, and outreach activity.

In addition, this Parish Access Center houses the NJ Shares Program which helps with electric and utility bills, such as PSE&G, when funds are available. 37 Evergreen Pl, East Orange, New Jersey 07018. Dial (973) 596-4100 or (800) 227 - 7413. Click here for more information on Essex County area Catholic Charities.

Housing solutions from Volunteers of America are available in Essex County. The charity can provide advice, mediation, and access to transitional housing, such as the Vision of Hope Center. Clients can also learn about funds, even including loans, for expenses such as a security deposit on a new apartment or back rent. Single moms, veterans that are homeless, and senior citizens often take priority. More on Volunteers of America Delaware region.

East Orange Health and Human Services – Provides information, counseling, social services, and help in applying for housing and utility bill help to senior residents of East Orange. In addition, senior citizens can also apply for NJ Shares at this office. 143 New St, East Orange, New Jersey 07017, phone (973) 266 – 8832.

Essex County Division of Welfare - Administers various Social Service and Federal and State Government Assistance Programs. These can include Temporary Assistance to Needy Families (TANF), Emergency Assistance, General Assistance, Food Stamps, Utility & Rent Assistance. 18 Rector St, 3rd Floor, Newark, NJ, 07102. Call (973) 733 – 3262.

First Hopewell Multi-Purpose Community Center - Runs the LIHEAP program. This government program for the low income offers funds that can be used for the payment of home oil, kerosene, natural gas, electric heating, and propane bills. 525 Orange St, Newark, New Jersey 07107. Phone number (800) 510 - 3102





Irvington Neighborhood Improvement Consortium – Offers assistance, resources and referral services to guide low income Irvington residents along the path of self-sufficiency. Get help in form of utility assistance, emergency shelter/rental assistance, back rent / mortgage assistance, food, case management, and clothing. 346 Sixteenth Ave, Irvington, NJ, 07111, (973) 416 - 0909

La Casa de Don Pedro - Provides emergency utility and heating assistance to Essex County and Newark residents. Programs include Low Income Home Energy Assistance Program (LIHEAP) as well as the WAP-Energy conservation program. They also help immigrants and Spanish speakers.

The Family Resource center can provide other support to needy families. There are GED and ESL classes, applications to LIHEAP for paying heating bills, and also their Healthy Living Initiative for medical needs. The locations is 317 Roseville Ave, Newark, New Jersey 07104, call (973) 485 – 0701, or find help from La Casa de Don Pedro.

Montclair Neighborhood Development Corporation – Job training, education, career planning, get help applying for with LIHEAP. 228 Bloomfield Ave, Montclair, New Jersey, 07042, phone (973) 744 - 9094

New Community Corporation – A number of financial assistance programs and services are offered, including: rent help, an employment placement center and vocational training center, housing, neighborhood social services, and counseling. 233 W Market St, Newark, New Jersey, 07103.

Nutley Family Service Bureau – Apply for emergency free food and/or housing. Individuals may also apply for NJ Shares Program or Low Income Home Energy Assistance Program (LIHEAP) through this office. 155 Chestnut St, Nutley, NJ, 07110, (973) 667 - 1884

St. James A.M.E. Church – Can offer clothing and/or free food. 604 Dr MLK Blvd, Newark, New Jersey 07102. Call the church at (973) 622 - 1344

Tri-City People's Corporation – This is a federal government HUD-approved housing counseling agency; certified housing and mortgage counselors provide one-on-one counseling for 1st time homebuyers; utility assistance applications; assistance for homeowners who need to prevent foreclosure; HECM/reverse mortgage counseling and workshops; debt reduction/credit counseling and workshops. Address is 55 Washington St, East Orange, NJ, 07017, (973) 675 – 4484.







Social services and cash assistance - Essex County provides qualified low income residents with a number of resources and emergency assistance programs. They range from medical bill assistance, free food, to help with electric bills. Other government run programs can pay the rent of families in Essex County NJ. Apply for public assistance in Essex County.

East Orange Community Development Corporation offers numerous resources in the region. Among them include the following. Emergency assistance for rent, clothing, and food. Employment assistance from Workforce New Jersey 's One-Stop, include resume reviews and job banks. Apply for government aid such as the welfare-to-work program. There are also on site social workers to assist individuals and families in both assessing their needs and guiding them to appropriate sources of assistance, whether that is government or local non-profits. Special holiday programs are offered too, including Thanksgiving Basket and free Christmas toys drives and distribution to low income families. 490 Main St, East Orange City NJ, call (973) 266 - 5315.

Government and non-profits in Essex County offer a combination of rapid rehousing and eviction help. There are a few different resources available in the county. Some, such as SSH, are more locally administered. Other eviction prevention assistance is paid for using HUD grants, or clients can receive counseling. Read more Essex County NJ homeless prevention and rehousing,

FOCUS Hispanic Center for Community Development may have limited rental assistance, runs a food pantry, and will distribute vouchers for other goods. 441 Broad St, Newark, NJ 07102. It is open Monday through Friday. Call (973) 624-2528 for intake.

Short term housing is for the homeless and displaced. There are centers such as shelters and transitional housing, and each Essex County organization will also provide the individual with case management and referrals to solutions such as low income apartments. Continue with Essex County low income housing.

Goodwill Rescue Mission - The faith based charity organization assists the very poor, homeless, men, women, and children. A wide range of resources and assistance programs are offered from the center. The location administers emergency services, operates a free food pantry, and a thrift store for the residents of Newark New Jersey. Other resources include shelter and transitional housing. Outreach, case management, referrals, and advice is available. More on Newark NJ Good Will services.

Essex County New Jersey free holiday programs - Churches, charities, non-profits, and donations are available for low income families, the unemployed, and working poor. Some of what may be provided at Christmas includes free gifts, toys, meals, and more. Hundreds of children and families receive some form of support. More free holiday programs Essex County New Jersey.





Housing Authority can provide assistance, including information on low income, senior, and disabled housing, and federal government Section 8 certificates. The main location is 534 S 12th St, Newark, NJ 07103, and call (973) 273-6164. A couple offices are at 624 Nye Ave, Irvington NJ, (973) 375 – 2121 as well as 57 Sussex Ave, Newark, New Jersey, 07103, call (973) 273 – 6200.

Urban League of Essex County – The non-profit may have short term, one emergency financial assistance. Funds may be for rent if facing eviction from a home or apartment. In some cases the Urban League will offer loans for paying bills, security deposits or rent to qualified families. 508 Central Ave, Newark N. Phone (973) 624 - 9535 Ext: 109

PROCEED can offer support or referrals to the unemployed that are facing eviction, foreclosures, or homelessness. Get information on utility bill and rent assistance programs as well as free food. Case managers also have details on government entitlements available in both Essex County and New Jersey, such as SNAP food stamps, disability benefits, and Medicaid. Employment information and job referrals are available as well. Telephone number is (908) 351 – 7727.

Beyond Today of Paterson NJ and Newark Now are just two places to turn to in order to apply for utility and heating bill help. Call (866) 657 – 4273 or (888) 659 – 5562. They process applications for programs such as NJ SHARES, H2O Help to Others water bill assistance program, and even the Verizon Communication Lifeline discount phone plan.

Essex County Division on Aging can help people over the age of 60. Programs include home health aide program, information and referral for older adults in Essex County, one time emergency heating oil delivery and boiler repair or replacement, senior employment and more.

Many disabled people also use the Division of Aging Center, as it helps them too. They can help with SSI applications and offer home repairs. Find a list of other New Jersey disability assistance programs. Or to reach the Essex Aging and Disability office, call (973) 395 - 8375.

Free clothes, furniture and basic goods, including Christmas assistance, school supplies, furniture, and more can be provided by clothing closets in Newark and across the county. The non-profit centers and charities try to ensure that a family’s basic needs are met, with a particular focus on children from low income families. A thrift store may sell items at a reduced price, or some locations may provide vouchers or gift certificates so residents can obtain the items for free. Continue with free clothing centers, furniture and school supplies in Essex County.

Saint James Social Service Corporation is an application Agency for NJ SHARES, so it offers heating bill assistance. Other resources include a free food pantry, soup kitchen, IDT meals on wheels for seniors, and free clothing distribution, including winter coats. 604 Martin Luther King Junior Blvd, Newark New Jersey, call (973) 622 - 1344




Interfaith Hospitality Network church based programs focus on housing and emergency shelter. The faith based groups also runs a Family Resource Center which offers services such as affordable child care and free usage of computers. Other aid from IHN is as follows.

  • Emergency shelter from churches will also serve guests hot meals.
  • After school services are for children in Essex County.
  • Receive help in locating, moving into, and referrals for deposits from permanent housing solutions.
  • Much more is available as well, and more on Interfaith Hospitality Network.

United Water Cares has programs that can help with paying water bills and possibly disconnection prevention. (888) 942 - 8080

Emergency rental help is available from several agencies. The financial aid is usually targeted at tenants with a one time crisis and that have an eviction notice. There may also be funds for security deposits issued. Learn more on Newark New Jersey rent assistance, which also covers Essex County.

Assistance Programs from the United Community Corporation (UCC)

This is a non-profit agency that offers several different services and resources for people in need. Find a sampling below, and call them at (973) 642-0181.

  • Food Assistance/Pantry - They run a food assistance program that was developed to help families and individuals in need of help keep food on their tables. Qualified applicants and eligible families will receive an allocated amount of free food and groceries based on family composition up to twice per  year, so use the program wisely.
  • Job and career development - UCC’s has an on site resource and employment center that offers job seekers a variety of services to help find and keep a job. The programs range from job readiness and placement programs to providing medical and housing assistance. In addition to referral services and the counseling that is provided, the resource center also has a computer lab available to individuals in need of computer or internet access or resume preparation services.
  • Free equipment for jobs - The community action agency provides goods for workers. This will help them find a job in the Newark NJ region. Clients can find how to get free laptop computers, clothes, uniforms, or even bus tokens for transit. Many other goods may be offered too.
  • Mortgage and Rental Assistance -  The non-profit has a housing program to assist homeowners, families and individuals who are experiencing hardships maintain their apartments or homes. Struggling tenants and homeowners can apply. The mortgage and rental program also provides direct financial assistance, counseling, financial literacy, referrals and workshops for Newark applicants who qualify for aid.
  • Help with rent and housing expenses - United Community Corporation of Newark New Jersey also partners with local churches, not-for profits, and government programs to provide housing resources. Get counseling, money to prevent an eviction, and other financial support.

Newark families can get additional help from UCC as well. The center also offers some basic medical care, assistance with child care costs and other needs. More on United Community Corporation programs.

Town of Bloomfield New Jersey assistance programs

People who live in Bloomfield and that may be in danger of having their utility service shutoff or disconnected, and those families and individuals who are in need of food should call Ida Pafundi, Executive Director of The United Way of Bloomfield, at 973-748-1732 to ask how they can get help.

Debt counseling, foreclosure assistance, and mortgage help

Call Consumer Credit Counseling of NJ at 800-769-3571  or (888) 726 - 3260. They run a variety of housing and debt programs, and are a non-profit agency. Services offered include a Debt Management Program as well as Housing Counseling which includes Mortgage Default & Delinquency Advice. Also learn more on New Jersey mortgage assistance programs.





Counselors can also help borrowers deal with debt issues. For example learn about New Jersey debt collection laws and regulations. Counselors can negotiate deals and lower interest rates for borrowers.

Food pantries, free groceries and distribution centers in Essex County and Newark

A few free food banks, churches, and distribution centers provide groceries in Essex County NJ are noted here. There are dozens of others though. They may also serve hot meals, including at Easter, Christmas, and Thanksgiving. Click here for information on additional pantry locations, and find more free food pantries in Essex County New Jersey.

Apostles' House - Based in Newark, and the charity provides families, individuals, seniors, the disabled and veterans with meals and food supplies. Phone (973) 482-0625 or (973) 482 - 6609.

Blessed Sacrament can be reached at (973) 824 - 6548.

Clearview Baptist Church Food Pantry offers free food, groceries, and household items to Newark residents. (973) 926 - 0471

Community Food Bank of New Jersey ((908) 355 - 3663) provides food to local pantries, soup kitchens, and other distribution centers.


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