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Sussex County New Jersey assistance programs

Find where to apply for grants, loans, and general financial help in Sussex County. Low income families as well as struggling households, senior citizens, and the disabled may receive rent or energy bill help, emergency funds for a mortgage payment or a deposit, free food, or maybe address health care or dental needs. Other social service programs include job placement, foreclosure counseling, government assistance, senior care, and more.

Rent, utility, and heating bill help in Sussex County

While funding is limited, and is strictly based on need and income levels, the Sussex County Division of Social Services operates a program that provides both eviction/homeless prevention and funds to prevent utility disconnections. The New Jersey agency provides emergency financial assistance, cash aid, social services, and resources to eligible, qualified low to moderate income households for homeless prevention.

Assistance provided by the agency will be subject to the availability of funding for the program, and people should not treat this as an entitlement. Utility shut-offs, temporary rental assistance, relocation and permanent housing can all be provided. Dial (973) 383 - 3600, or find alternate sources of emergency cash.

People Help of Sussex County provides emergency financial aid to low income, the working poor, and unemployed individuals who are unable to be helped by other local charities, government programs, or non-profit agencies. One-time, short term, immediate help can be made available to residents of Sussex County. The funds can help people pay expenses and bills such as medical care, food, energy, clothing and shelter. Dial (973) 729 - 1745.

Family Promise of Sussex County offers financial aid and support. The non-profit helps individuals and families who are experiencing a housing crisis from 19 Church Street in Newton, NJ, 07860.   They offer a variety of programs featuring rental and mortgage assistance, home energy assistance, including LIHEAP grants, as well as a shelter diversion program.  The agency works with Sussex County families to overcome barriers to self-sufficiency and advocates for local affordable housing solutions. Call 973-579-1180




Northwest NJ Community Action Program (NORWESCAP)

This is the local community action agency, and they run a wide variety of assistance programs. Examples of the services offered are all listed below. Call them to learn more, apply for a program, or to see what other services they administer.

The Family Loan Program - This is a loan program that was designed to help working individuals and families maintain their employment. Money and low interest loans can be provided for the following.

  • Car Repair up to $1,000
  • Used Auto up to $3,000
  • Car Insurance Payments up to $1,000
  • Child Care Expenses up to $800
  • Back rent payment/back mortgage/or security deposit up to $1,000
  • Employment related expenses, such as tools, uniforms, etc. up to $500

The Family Loan Program tries to approve as many loans as possible to qualified individuals, but not every loan will get approved. Loan approval is based on need, repayment ability of the applicant, bills and income, and credit ratings. Also learn more on unsecured loan programs.

Energy bill programs from NORWESCAP include The Housing and Energy Services that NORWESCAP offers include: NJ SHARES (Statewide Heating & Referral for Energy Services), LIHEAP (Low-Income Home Energy Assistance Program), weatherization, energy conserving, and other assistance programs to assist low income individuals and families with their paying for or reducing their heating and cooling bills.





A food bank is also run by the community action agency. This may provide everything from free groceries to hygiene supplies, paper goods, holiday groceries, and more. the assistance from the food bank is for struggling families in the Sussex County area.

Call NORWESCAP, which serves Newton and Sussex County New Jersey, at (908) 859-0729.

Foreclosure prevention and debt assistance programs

Consumer Credit Counseling of NJ is a non-profit agency that provides credit and foreclosure counseling. They can also direct homeowners to various mortgage assistance programs. People who need help can work one on one with counselors to receive confidential budget advice, foreclosure advice and credit counseling. Some of the solutions they offer include a debt management program, which will assist low income clients and enter them into a formal plan to repay debts. Applicants to the agency can receive both in-person and telephone counseling. 888-379-0604

  • Learn about bankruptcy, and access Pre-Filing Bankruptcy Counseling & Pre-Discharge Bankruptcy. Learn more on the bankruptcy process and when to file.
  • Counselors can offer Foreclosure Advice, Mortgage Default & Delinquency Assistance, including pre-purchase & rental counseling. Click here to discover more on how to get foreclosure help in Sussex County NJ.
  • Get Housing Counseling & Reverse Mortgage Counseling. Programs for first time home buyers.

Food is Sussex County

Andover Presbyterian Church Food Pantry runs a food pantry serves Andover, Byram, Green and Newton residents in Sussex County. Phone (973) 786 - 5094

First Baptist Church of Newton ((973) 383 - 9757) may be able to distribute food and groceries.


By Jon McNamara

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