latest nhpb_banner 1__compressed2



Help Near Me

Immediate Financial Assistance

Rental Assistance

Free Food Pantries

Utility Bill Help

Free Stuff

Work From Home Jobs

Public and Government Assistance

Disability Benefits

Section 8 Housing and Apartments

Senior Help

Free Money

Free Grants

Free Clothes

Charity Assistance

Church Assistance

Community Action Agency

Free Job Training

Help with Medical Bills

Free Healthcare

Free Dental Clinics

Car Payment Assistance

Debt Relief

How to Save Money

Search the Website

Somerset County New Jersey assistance programs.

When facing hunger, eviction, a power shut off or other hardship, then emergency financial help is available. The list of agencies below in Somerset County offer rental assistance, free food or health care services, housing support, grants to pay electric bills or a mortgage and much more. The grants or loans for financial aid can help low income, the poor, and anyone in need. The agencies also offer other support, including debt advice, employment programs from WIA, and more.

Prescription assistance card

Somerset County residents can now receive help with paying for drugs from the Somerset County Business Partnership. This organization is passing out free discount prescription drug cards to all families in Somerset County and even in some of the surrounding towns and cities. The discount card is the result of a free prescription assistance program that was created to assist both the underinsured and uninsured residents of Somerset County afford prescription medications. People who sign up for the free prescription discount card can receive discounts of of up to 75 percent on prescription drugs, however the average savings range from 25-35%.

The Somerset County discount card and assistance program has no restrictions on membership, there is no formal application, no monthly fees or costs, and there are no age or income limits. The discount card is accepted at over 50,000 regional and national pharmacies across New Jersey and the country.

The reason for the discount card was to help uninsured and underinsured families and individuals, but there are applications in which this assistance program can help others. The prescription drug assistance program can also be used by families who may have full health insurance coverage, but just do not have prescription coverage or benefits,. Even if your current plan has prescription coverage, you can still use this program for both non-covered and non-formulary medicines and healthcare bills.

Somerset New Jersey mortgage and foreclosure assistance

Central Jersey Community Development Corporation is an organization that can provide people with resources that can help them save their home, and prevent a foreclosure. The organization offers the Housing Assistance and Recovery Program. The group is a nonprofit that was founded in 1992.




They will in many years receive a public-private grant. The money will establish a partnership between the organization and APD Solutions, which is a national neighborhood revitalization firm that is based in Atlanta. The free grants will help the corporation continue to assist families and individuals with either avoiding a foreclosure or recovering from a home foreclosure by renegotiating and restructuring their loans.

The partnership has two main objectives. They will buy in bulk non performing loans from banks and they will then help the homeowners resolve their mortgage problems while the corporation holds the mortgage. The organization is working closely with various mayors, county and New Jersey state officials to identify existing programs and resources and to get the plan implemented. They can also refer individuals to other New Jersey mortgage assistance programs.

They are hoping to be able to help hundreds of families. Each family will get about $40,000 in financial aid, which is the amount the group said it takes to resolve the average foreclosure. The communities and local towns that are targeted for help will be Franklin Township, Old Bridge, New Brunswick, Woodbridge, Trenton, Plainfield, Roselle, and Burlington.

Additional information about this mortgage and foreclosure program is available by calling the Central Jersey Community Development Corporation at 732-247-0444.

Help with paying bills and basic needs

Catholic Charities - Somerset - Regardless of religion, provides one-time credit for utility and heating bills. when the customer is experiencing short-term financial difficulties. Other programs including food pantry, emergency housing and rent help, and vouchers for medications. Social services such as a thrift store, clothing, and much more provided. 540 Route 22 E, Bridgewater, New Jersey , 08807, (908) 722 - 1881. Read more.





Somerset County Board of Social Services - Runs programs such as TANF and SSI. An Emergency Assistance Program pays for temporary emergency shelter and food. Get help in applying for federal and state government programs too, such as medical care and food. 73 E High St, Somerville, NJ, 08876
Dial (908) 526 - 8800.

The Social Services office also has extensive information on low income housing and rent assistance programs. They can refer individuals and families to these various resources. Locate more Somerset New Jersey rent assistance programs.

Somerset Community Action Program - This non-profit offers both short term financial assistance, as well as, more importantly, advice and counseling so people become self-self sufficient. A summary of the assistance programs and resources are listed below, however call them for more information as well as additional programs.

  • Child Health and Development - Low income and uninsured children may qualify for free child health screenings and dental care. At a high level includes screenings, physicals, medications, and shots.
  • Head Start Community and Parent Involvement - The federal government created head start programs are available for young children. The service will promote school readiness by enhancing the educational, social and cognitive development of children. Specifically, get help with health, educational, nutritional, social, food and other services for both children and their families. Head Start in Somerset provides comprehensive education, health, parent involvement, and nutrition services to low-income children and their families
  • Emergency aid and Community Services Program - This is wide ranging and compressive. Get help for bills, rent, and general advice and support. Programs administered include Affordable Housing, Job skill preparation, Homeless Prevention, Rent Help, Emergency Food Vouchers, Basic computer literacy, Loans, and Financial Literacy, among many others.
  • Weatherization - Save money on heating and energy bills from New Jersey’s Weatherization Assistance Program (WAP) for low-income and senior citizen families.

Call or stop by the Somerset Community Action Program at 900 Hamilton Street, Somerset, New Jersey 08873, dial 732-846-8888. Click more details.

Jewish Family Service of Somerset County – The non-profit is an Application Agency for NJ SHARES which provides energy bill assistance to not just low income people, but also moderate and fixed-income households experiencing a financial crisis. Grants can be paid out for any heating source, whether oil or natural gas.

New Jersey American Water can help with paying water bills in Somerset NJ. The H2O Help to Others Program is a grant applied directly to a customer's water account. Another option is the Low Income Payment Program, which bills customers at a reduced rate. United Water assists United Water customers who are in a temporary financial crisis and who need water bill assistance.





The Bound Brook located Salvation Army center is a temple location that can provide referrals to social service in Somerset County. Many seasonal services are available, ranging from free toys at Christmas to Easter baskets and school supplies. There may also be financial help in a crisis, including for heating bills. Or the very low income/homeless can apply for shelter, furniture vouchers, and there are other programs available too. More on Somerset County Salvation Army assistance programs.

Lifeline is another service that offers existing Verizon residential customers discounted phone service and savings on their bills. 150-A W High St, Somerville, New Jersey, 0887, dial (908) 806 - 7899

Somerset County Bureau of Housing is a leading organization that provides subsidized rental assistance for families and individuals. Among other things, people from the community can get applications and information regarding Section 8 housing. This and more can be obtained through the Somerset bureau. 75 Veterans Memorial Dr, Suite 202, Somerville, New Jersey, 08876, call (908) 707 - 9010.

Government assistance offered by the county is wide ranging. For those that qualify, they can pay for food, temporary emergency shelter, and clothing and household furnishings. This is available for homeless persons who are eligible for TANF and/or SSI or victims of domestic violence.

If you are not on SSI or TANF, then funds or grants may still be available for paying rent, security deposits or utilities. Other aid may be offered too by the Board of Social Services that operate out of Somerset County New Jersey. Social workers from the county of Somerset can also advocate on the resident's behalf. They can work with landlords and directly utility companies in order to obtain services and any forms of public assistance that may be needed.

  • Central Office, 73 East High Street, Somerville, NJ 08876-0936
  • 610 Franklin Blvd., Somerset, NJ 08873-1144, (732)846-6499
  • 391-D Somerset Street, North Plainfield, New Jersey 07060, (908)561-9400
  • More benefits may also be available, even including local transportation, SNAP, or Medicaid. Continue with public aid in Somerset County.

Resources from Society of Saint Vincent - Churches that are part of this charity can help the poor, unemployed, and low income. Examples of what may be offered include free food, meals, and groceries. Basic needs such as gently used clothing or personal hygiene items may be available. Qualified residents in Somerset County New Jersey may also be able to get some financial support in a crisis.

Other assistance available can include free holiday meals or gifts for children and seniors. Or call the charity for referrals. Volunteers work with clients to help them overcome their challenges. More on the assistance programs from Somerset St. Vincent.

Northwest NJ Community Action Program (NORWESCAP) as well as Somerset Community Action Program (SCAP) are two non-profits to contact for assistance. Among programs they run are LIHEAP. This is paid for by the federal government and is designed to help low-income families and individuals pay their home heating and medically necessary heating and cooling bills.

  • Family Self-sufficiency, or FSS, is another program that helps low income and working poor families that are currently receiving section 8 Housing Choice Vouchers. Families that are residing in certain low income public housing can also achieve economic self-sufficiency. Several Somerset New Jersey Housing Authorities have contracted with NORWESCAP as well to offer this service. Participants can achieve their full potential, access job training and other support. The State of New Jersey created another program known as USF, which can make electric and natural gas bills more affordable for low-income households. It provides clients a credit on their account. Read more.
  • Food assistance is available from a pantry and other support from Feeding America. Receive items like Milk (or Soy Milk/Tofu), Peanut Butter, Eggs, Cheese, and Cereal.
  • Other services include case management, financial assistance, employment/career counseling, Information & Referral, and WIC.
  • Head Start is offered, which is a Comprehensive Preschool Program. Children receive free, full-day, part-day or a home-based preschool program from supportive staff. Get health care and food, education services and parents can benefit too from classes and social services.

Locations are at 120 Finderne Ave, Bridgewater, New Jersey, 08807, dial (888) 454 – 4778 as well as 113 Belmont Dr, Franklin Township, NJ, 08873. Phone (866) 657 - 4273, or more details.







Food assistance in Somerset County

If you are trying to determine where your next meal may come from, or if you need some free food for your family, the centers below may be able to assist you. They offer free groceries, food, and meals to the needy in the community. Call one of the locations below. Or there are many other food assistance programs in Somerset County, and click here for additional pantries.

  • Somerville Area Fish - A leading center for the low income and/or homeless. Call (908) 725 - 5556
  • United Way - Has information and supports local charities, churches, or other food banks. (908) 253 - 6511
  • Food Bank Network - (732) 560 - 1813

By Jon McNamara

Contact NeedHelpPayingBills


















Contact Us

About Us

Financial Literacy Blog

Privacy policy

Visit Facebook page

Search Site