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Financial assistance programs Texas

Struggling families can get emergency financial or cash assistance as well as grants in all counties and cities in Texas listed below, including Houston and Dallas. Get help with rent, utility or electric bills, free food, groceries, clothes and other stuff. Low-income families can get help from government assistance benefit programs as well as churches and non-profits in TX.

There are also charities that give out free stuff in Texas. This includes medical or dental clinics or motel vouchers. Single mothers, low to moderate income families and others can also get housing assistance as well as free transportation services for a job, including gasoline cards, car repair grants or auto loan payment assistance. Find details on these and other social services in Texas below.

Get grants to help with bills or housing, free stuff including food or medical care, and more in TX

Rental Assistance
The Texas Health and Human Services Commission (HHSC) manages the operations of the entire health and human services system in the state. It is made up of other local agencies. The agency provides administrative oversight of all of Texas social services programs. A number  of assistance programs and grants are offered, or find additional places for rental assistance in Texas.

Referrals are available from the Texas Health and Human Services Commission. There is a statewide database administered that residents can dial for information. There may be free vouchers to assist those in need with paying their rent. Also get government assistance with other needs, including lease application fees, information on low income housing, section 8 HUD vouchers and security deposits. Dial 1-877-541-7905 to find additional ways to get rent help.

Mortgage and Foreclosure Aid
Texas offers programs that can help you with paying your mortgage and also avoid foreclosure. Local resources, including government and non-profit assistance, can help qualified homeowners. More details on Texas mortgage assistance programs.

Homeowners have other resources too. Also click here for a listing of Texas HUD counseling agencies that provide free foreclosure counseling.

Texas Medicaid Program
This is the Federal and State cooperative program that helps provide medical coverage to eligible needy persons. The purpose of Medicaid in the state of Texas is to improve the health of people who might otherwise go without adequate or proper medical care for themselves and their children. There are also ways to get free health care, prescription drugs, and more. Dial 1--800-925-9126.




Food Stamp Program
The Texas Food Stamp Program will helps people with lower incomes and resources buy the food they need for their good health. Food stamps are typically provided to a single family or person who meets the program’s requirements. 1-877-541-7905

Texas Church Programs
Thousands of faith based charities across Texas can provide financial assistance. The programs vary, but there may be money for housing, free food, volunteers that repair cars, and other support. Find help paying bills from churches.

Emergency Food Stamps
Emergency food stamps are also sometimes called or known as expedited food stamps because the benefits are given faster to those families and individuals in an emergency situation.

Temporary Assistance for Needy Families (TANF)
To receive a TANF grant, a family must be below both resource and income limits that are set for the program. HHSC will look at a family’s income and then compare it with the amount the family pays for bills including basic needs such as utilities, rent, child care, outstanding debts, and other work-related expenses. All resources such as money in the bank, cash on hand, and type of vehicles you own are also considered. Families who are approved for the TANF program will receive cash payments for six months to help with bills and debt. Families who receive TANF benefits can also receive Medicaid benefits.

One-Time TANF
One-time TANF grant payment will provide a $1,000 payment in cash for families that are in a short term crisis. Phone 1-877-541-7905. The purpose of the one-time TANF payment is to help families with a short-term crisis such as:

  • Loss of a job.
  • Not being able to get to their jobsite because their vehicle is not working.
  • Loss of financial support they were receiving for a child, such as loss of child support. The payment can help with paying living expenses (utilities, rent, and food).
  • Not being able to find a job after graduating from a college, university, junior college or technical training school.
  • Loss of an apartment or home.
  • Medical or health care emergency.
  • Grandparents caring for a loved one.





Employment Services, Case Management, and Grants
Low income families in Texas can receive a number of services from a community action agency. Case managers can help you find a job, access education services, and apply for government grants. More information on community action agencies in Texas.

Texas Employment and Training Assistance
Individuals that are seeking additional training, experience in the workplace, or that are unemployed can get help in searching for jobs and gaining new skills. Workforce Solution Offices administer several services for residents. Find more information on job training in Texas.

Transportation assistance, including for truck or car payments, can also be arranged in Texas. This is an option as the state is very reliant on automobiles for work reasons. Free credit counseling, government grants and other financial aid may be offered. Find assistance with car payment.

Disability Resources
Texas offers assistance programs for disabled individuals and their caregivers. The Department of Disability Services is the lead agency and can provide information on medical care, in home services, home modifications, and provide assistance with the application process and other forms of financial benefits. More disability programs in Texas.

Legal Aid
Receive free legal services. Programs that offer advice and representation are available for qualified low and moderate income Texas residents. Find free legal help in Texas.

Womens Health Program
The Women’s Health Program will provide some Medicaid services to women who are aged from 18 to 44 and who have limited incomes. This program will provide one year of assistance / coverage and it can be renewed each year the woman qualifies.

Childrens Health Insurance Program (CHIP) Perinatal Coverage
The CHIP program, which is perinatal coverage, will provide prenatal care for pregnant women who meet certain income requirements, if the applicant does not qualify for Medicaid, and if the person does not have any other health coverage. 1-877-543-7669

Low-income children can receive health care coverage from this program through the Children's Health Insurance Program (CHIP) or the Children's Medicaid program. Both of these programs will provide a wide range of benefits to keep kids healthy, including immunizations, doctor’s visits, prescription drugs, lab and X-ray charges, eyeglasses, hospital care, and dental services.

Energy and Utility Company Programs
While assistance programs for paying energy bills are offered in your county per the resources below, other financial aid programs are administered by non-profits and directly by power companies. More on Texas utility assistance programs.

Texas Senior Assistance Programs
The Department of Aging and Disability Services offers resources for senior citizens and people over 55. The agency is also one of the leading providers of free information, referrals, and advice on government and emergency assistance. Find more information on senior care and Texas Agency on Aging assistance programs.

Rental Vouchers in Texas
The primary program is section 8, however there are also resources for the disabled and senior citizens. The federal government housing choice voucher program can pay a portion of a beneficiary rent. Find a list of HUD section 8 voucher for rent in Texas.

Social Services and Government Aid
The leading organization to contact is the Texas Health and Human Services Commission. Resources offered range from free medical and dental care, to food assistance and energy bill help. More public assistance in Texas.







Telephone Bill Programs
The Public Utility Commission of Texas oversees programs known as Lifeline and Link-Up. These provide discounts on monthly cellular or home phone costs as well as the set up fees for new service. Some households may even be provided a free telephone from this government assistance program. More on Lifeline in Texas.

Financial Assistance for Crisis
While funding is limited, and only qualified people may get help, the Salvation Army is a leading charity to call for assistance. Programs can help pay rent, utility bills, provide food and vouchers, and other aid. Learn more on Texas Salvation Army emergency assistance.

Texas Eviction Assistance and Programs for Homeless
A number of non-profits focus on both preventing homelessness and offer rehousing services. Government grants can be obtained for paying rent, free legal aid is available for eviction prevention as well as financial assistance for security deposits. Shelters and low income housing sites are other options. Find homeless prevention in Texas.

Debt Consolidation, Credit Card Bills, and Financial Counseling
Contact credit counselors from non-profit organizations for low cost or even free advice. They can work with you to help you develop a budget, get out of debt and pay bills. More on Texas credit counseling.

Texas Food Banks and Distribution Centers
Get information on where to go to in Texas for free food and groceries. The low income, working poor, and hungry can use the sites. Food banks and pantries offer food and groceries to people who need help. Find free emergency food pantries in Texas.

Child Care Subsidies and Financial Aid
Low income families that are working, attending school or training for a job may qualify for government assistance on a portion of their child care costs. Workforce Solutions offices in Texas oversee this state and federal government grant program. Click more Texas child and day care assistance.

Community Clinics for Health Care
Hundreds of clinics and medical centers are located across Texas, and many of them can provide low cost, or maybe even free, health and/or dental care to patients. Find a local Texas community clinic.

Medical Care and Assistance for Uninsured
Several programs are available for residents who lack health insurance or who are underinsured. The state and partner agencies will provide services such as free medications, specialty care, checks ups, coverage for preexisting conditions and more. Continue Texas uninsured medical care.

Statewide Agencies for Affordable Housing
The Texas Homeless Network partners with municipal governments, charities, and non-profits on solving housing needs. They offer assistance to the homeless, immigrants, single parents, and other groups in an effort to stop homeless and increase the number of affordable apartments. Read more Texas Homeless Network.

Free Dental Care and Related Services
A large number of community clinics, non-profits, and medical providers offer the low income, people with limited or no insurance with dental care. Get information on Texas dental clinics.





Comprehensive Energy Assistance Program (CEAP)
The Comprehensive Energy Assistance Program (CEAP) is a utility bill assistance program and is the state’s version of LIHEAP. CEAP was created to help and assist low income households with meeting their immediate energy needs and to also encourage Texas consumers to control energy costs through energy education or weatherization. The CEAP involves the integration of all LIHEAP-funded programs.

This will thereby enhance the efficiency and effectiveness of the various services provided to clients and will also eliminate the duplication of services. More on low income energy bill assistance CEAP in Texas.

  • Weatherization Assistance Program (WAP) - This is often combined with LIHEAP. It was created primarily to help low income persons is designed to promote energy efficiency and savings in the residences of low income Texans. The government provides for free energy-related enhancements and improvements to homes. It will also help educate consumers about energy conservation as well as free basic home or air HVAC repairs.

Lite-Up Texas
Effective during the hot summer months, lower income customers are eligible for a summer discount from their utility company. This can help them pay their electric bills or even provide them a free fan or Air Conditioner Unit for their home. More on Lite-Up Texas assistance program.

Assistance From Texas Cities and Counties

Select a county and/or city in TX below for local financial assistance programs. As there are charities, churches, and government benefit programs that help struggling families.

Anderson County (Palestine)

Andrews County

Angelina County (Lufkin)

Aransas County (Rockport)

Atascosa County (Jourdanton)

Bandera County

Bastrop County

Bee County (Beeville)

Bell County (Belton)

Bexar County (San Antonio)

Borden County (Gail)

Bosque County (Meridian)

Bowie County (New Boston)

Brazoria County (Angleton)

Brazos County (Bryan)

Brown County (Brownwood)

Burleson County (Caldwell)

Callahan County (Baird)

Caldwell County (Lockhart)

Cameron County (Brownsville)

Camp County (Pittsburg)

Chambers County (Anahuac)

Cherokee County (Rusk)





Coleman County

Collin County (McKinney)

Comal County (New Braunfels)

Comanche County

Coryell County (Gatesville)

Dallas County

Dawson County (Lamesa)

Denton County

Eastland County

Ector County (Odessa)

Edwards County (Rocksprings)

Ellis County (Waxahachie)

El Paso County

Erath County (Stephenville)

Falls County (Marlin)

Fisher County (Roby)

Fort Bend County (Richmond)

Freestone County (Fairfield)

Frio County (Pearsall)

Gaines County (Seminole)


Gillespie County (Fredericksburg)

Glasscock County (Garden City)

Grayson County (Sherman)

Gregg County (Longview)

Grimes County (Anderson)

Guadalupe County (Seguin)

Harris County (Houston)

Harrison County (Marshall)

Haskell County

Hays County (San Marcos)

Henderson County (Athens)

Hidalgo County (Edinburg)

Hill County (Hillsboro)

Hood County (Granbury)

Houston County (Crockett)

Howard County (Big Spring)

Jasper County

Jefferson County (Beaumont)

Johnson County (Cleburne)

Jones County (Anson)

Karnes County

Kaufman County (Kaufman)

Kendall County

Kenedy County (Sarita)

Kent County (Jayton)

Kerr County (Kerrville)

Kinney County (Brackettville)

Kleberg (Kingsville)

Knox County (Benjamin)

Leon County (Centerville)





Liberty County

Limestone County (Groesbeck)

Live Oak County (George West)


Madison County (Madisonville)

Martin County (Stanton)

McCulloch County (Brady)

McLennan County (Waco)

McMullen County (Tilden)

Medina County (Hondo)

Midland County (Midland)

Montgomery County (Conroe)

Morris County (Daingerfield)

Navarro County (Corsicana)

Newton County

Nolan County (Sweetwater)

Nueces County (Corpus Christi)

Palo Pinto County

Panola County (Carthage)

Parker County (Weatherford)

Polk County (Livingston)

Potter County (Amarillo)

Randall County (Canyon)

Real County (Leakey)

Refugio County

Robertson County (Franklin)

Rockwall County

Runnels County (Ballinger)

Rusk County (Henderson)

Sabine County (Hemphill)

San Augustine

San Jacinto County (Coldspring)

Scurry County (Snyder)

Shelby County (Shelter)

Smith County (Tyler)

Somervell County (Glen Rose)

Stonewall County (Aspermont)

Tarrant County (Fort Worth)

Taylor County (Abilene)

Throckmorton County

Titus County (Mount Pleasant)

Tom Green (San Angelo)

Travis County (Austin)

Tyler County (Woodville)

Upshur County (Gilmer)





Upton County (Rankin)

Uvalde County

Val Verde County (Del Rio)

Van Zandt (Canton)

Victoria County

Walker County (Huntsville)

Waller County (Hempstead)

Washington County (Brenham)

Webb County (Laredo)

Wichita County (Wichita Falls)

Williamson County (Georgetown)

Wilson County (Floresville)

Wise County (Decatur)

Wood County (Quitman)

Zavala County (Crystal City)


By Jon McNamara

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