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Financial assistance programs Florida.

Find how to get financial help or free grant money in all cities and counties of Florida listed below, including Miami, Jacksonville, and Tampa. There are organizations that help with rent, utility bills, or that provide free food and medical care. Or get free items for low-income families, including a free car, Meals on Wheels, or dental care. Locate financial help inf FL near you below from government assistance programs and charities.

Low-income families will also find free stuff in Florida. This can include gas vouchers or clothes for work, car loan payment assistance, or affordable housing. Or locate free health or dental from clinics, medications for the elderly or disabled as well as transportation to a medical appointment. The financial assistance programs are wide ranging and offered to struggling families, single mothers in FL or seniors citizens.

Find grant money for paying bills, housing assistance, free stuff or food, and financial aid in FL

The Florida Department of Children and Families (DCF) - The goal of the Florida Department of Children and Families is to protect the vulnerable, poor, low income and struggling households. DCF will also provide free government grant money for paying bills as well as employment resources, free gasoline cards, job training and more  in partnership with the ACCESS Florida service. Apply to the support center, which can be reached at 850-300-4323 for benefits, food stamps, cash assistance, affordable health insurance and other services. Read more on the ACCESS Florida benefit system.

Resources for tenants in FL - There are a number of local as well as statewide financial assistance programs for housing needs, including funds to help pay apartment or mobile home rent. The goal is to reduce evictions and homelessness or low-income or unemployed tenants. Find details on a wide variety of Florida rent assistance programs.

Florida Foreclosure Prevention Assistance and Mortgage Help - The Florida state government has programs that provide help with mortgage payments. Local town and county resources, non-profits, and the government have partnered together. Negotiation is also important. In addition, the state of Florida encourages mediation between the homeowner and lender. More details on mortgage assistance programs in Florida.

  • Also, find a listing of non-profit housing counseling agencies that can provide mortgage and foreclosure solutions. All organizations are HUD certified groups. The services are free as well. Continue with free HUD counseling in Florida.




Food Stamp Program - SNAP helps low-income, single mom or dads and elderly Florida households to buy nutritious food, groceries, baby formula and other items. SNAP food stamps and the free Florida EBT card will can help a household, or a group of people that live together. The assistance is for people that also buy food and prepare meals together. Call 1-866-762-2237

  • SUNCAP - The SUNCAP assistance program is a special Food Stamp Program that is for individuals who currently receive Supplemental Security Income (SSI). It is often offered in partnership with SNAP food stamps but helps disabled people in FL, and apply at the number above.

Temporary Cash Assistance (TCA) - The TCA program will provide government cash assistance and grants to those families that have children under the age of 18 or under the age of 19 if they are full time secondary school students. The free money can help pay bills, auto repairs, housing cots and more. The children must also meet the technical, asset, and income requirements. This financial aid program helps families become self-supporting while also allowing children to remain in their own homes. Call 850-300-4323

  • In addition, pregnant women may also receive TCA assistance in Florida, either in the 6th month of pregnancy if unable to work, or in the 9th month of pregnancy. It also helps single moms. Or get free diapers, wipes or formula. Parents, minor siblings, and children who live together must apply together.

Florida Lifeline Assistance Program - Receive a free government phone or cellular service from this government assistance program. The Lifeline program provides either a credit per month on a phone land line bill or it will provide approximately free cellphone minutes and usage per month. Phone companies offers this free service in Florida, with many seniors and disabled people getting a free cell phone. Call 1-800-342-3552, or read Lifeline in Florida.

Disability Benefits and Assistance Programs - The state of Florida offers several resources that are focused on meeting the needs of disabled people with a low income. Some programs can provide financial aid while others offer home care, equipment, free transportation to a medical appointment and additional support. A few different agencies can provide assistance with applying for disability and more information. Find financial help for the disabled from Florida agencies.





Government Assistance to Stop Evictions and Help the Homeless - Agencies across Florida provide support to those facing imminent eviction or the currently homeless. Grants from the HUD Continuum of Care program can assist with paying security deposits, coordinate legal aid, arrange transitional housing, or provide funds to pay rent in a crisis. even including storage costs. Continue Florida eviction assistance.

Free Legal Aid - Find information on non-profit law firms and free attorneys for the low-income in Florida. Lawyers provide free civil legal services, consultations and counseling for low to moderate income families as well as senior citizens throughout the state. Locate a free Florida based lawyer.

Free Vouchers and Emergency Help - As a last resort, low-income families in crisis will get from the Salvation Army. Get free vouchers to pay for gas or a hotel room, or get clothes, furniture for the low income in FL, or some money to help pay electric bills or housing costs. Some centers also work with dealerships to provide free cars to the low-income or unemployed in FL. Other support is given from the Salvation Army financial assistance in Florida.

Emergency Grants and Immediate Financial Assistance - Non-profits or the government can provide a one-time cash grant payment to those families who face the loss of housing, electric, food, transportation or other basic needs. Some Florida programs will also help families who have had household disasters such as flood, hurricane, fire, or other accidents. Or get free, immediate hardship grants to pay for auto repairs or to repair a home. Learn more on grants.

Free Air Conditioner and Money for Electric Bills - In addition to the financial assistance programs and resources offered at the county level, find a comprehensive list of Florida utility and light bill assistance programs. Most companies offer help to low income and senior customers, including payment plans or a free AC (or repairs). LEarn more on Florida utility bill assistance.

Self-sufficiency and Referrals - The working poor, senior citizens, and low income single people can contact a community action agency. These non-profits are located across the state, and can provide employment services, emergency aid, help in applying for government resources, and job training. There are also free cars or trucks for the low income as well as bus passes for employment reasons. Click more Florida community action agencies.

Housing Vouchers - Very low income families in Florida, including the disabled and senior citizens, can look into rental assistance from section 8 and other HUD resources. Or get income or subsidized housing for seniors in FL on social security. A portion of a qualified tenants monthly rent can be paid for those that qualify. Click section 8 Florida.

Social Services and Public Assistance - Lower income families can take advantage of several Florida government assistance programs and social services that can help them pay for basic needs. The government can provide funds for paying energy bills, food, medical bills, housing costs, free transportation for Medicaid patients and other bills from ACCESS Florida. Also get help in finding a job. Read more Florida public assistance.

Subsidies for Child Care Expenses or Free Daycare - Government assistance in Florida, including the School Readiness Program, can help families pay a portion of their child care costs. Subsidies, or free or cheap day care, is provided by the state for parents that are working, in job training, or seeking employment. Continue with child care assistance in Florida.





Assistance for Seniors - The Florida Department of Elder of Affairs offers a number of services for people aged 55 and older. Resources are available for government insurance, energy bills, food, transportation, Meals  on Wheels and much more. Get details on various programs for older adults in Florida. Find help from the Agency on Aging in Florida.

  • Many retirees also live in Florida and need extra income. They often need money from a part time or work from home job to make ends meet. Locate stress free work from home jobs, gig positions, charities, and assistance for making extra funds. Find stress free jobs for seniors.

Affordable housing, assistance living, and apartments are also available for senior citizens in FL. They can be HUD approved, rent subsidized, provided by charities, or arranged by Agency on Aging Centers. More on low income senior housing for rent.

Affordable Housing Programs - Florida Office on Homelessness as well as Community Development partner with landlords, tenants, and developers. They offer support to ensure the availability of affordable apartments for the mentally ill, single parents or mothers, the elderly, and poor. Some emergency housing or apartments is offered with no wait list. More details on Florida Office on Homelessness.

Food Banks and Free Pantries - Low-income families, single moms and the poor can get free food or groceries from pantries and distribution centers. Get hygiene supplies, free infant formula in FL, Meals on Wheels for senior citizens and more. There are also drive thru food banks. More on Florida food banks.

Low-Income Home Energy Assistance Program - The Florida Low-Income Home Energy Assistance Program (LIHEAP) will provide grants to help low income families, seniors and the disabled pay their utility bills or a light deposit. It can also help households pay electric or AC bills during the hot months The funds are to assist eligible low-income households in meeting the costs of home heating, summer AC and cooling bills. More on the Florida LIHEAP.

Weatherization Assistance Program - The goal of this government assistance program is to lower the monthly energy burden on lower income households. It works by improving the energy efficiency and utility bill savings of the home. Types of assistance provided include free help to fix or replace hot water heaters; Replace or repair inefficient heating and cooling units; free minor repairs as well as weather stripping; insulation and more.

Homeless Resources and Rescue Missions - There are numerous rescue missions in Florida that can assist the homeless, the very low income, veterans and those on the verge of homelessness. Emergency housing, free mote vouchers in FL and other support is offered. Click here on Rescue Mission social services and get more information.

Free medical, dental and prescription drugs for the low-income in Florida

Florida Prescription Discount Drug Card - This is a discount card to help with medications. It provides eligible participants an online discount on virtually all prescription drugs, insulin, ADHD medications and other medicine. Thousands of pharmacies in FL accept the Florida Discount Drug Card. Dial 866-341-8894 for additional information on the card.

Community Clinics and Health Care Centers - Get information on where to turn to for free or low cost health care in Florida. Clinics may be able to offer some services on a sliding fee scale, including to patients with no money or insurance. Locate health care assistance for low income adults and kids from community clinics for Florida residents.







In addition to the clinics that can help with medical care, additional locations as well as free dentists provide free dental services,. Get teeth cleaning, implants, and other support to those who need aid. Get information on dental clinics in Florida.

Resources are available for seniors, children, and families who are uninsured or have limited health insurance policies. Several state of Florida programs can provide medical bill assistance, free or cheap insurance, check ups, prescription medications and other medical care services to those who lack insurance. Read more on Florida uninsured medical care.

Florida KidCare - Florida KidCare is Florida’s low cost health insurance plan for children under age 19. It is the state’s version of CHIP, a version of Medicaid. It provides care who are not insured or under insured, including free teeth extractions for kids, physicals, immunizations and other care. Call 888-540-5437

Florida Medicaid Health Care Program - This government assistance program is a quality, affordable health insurance plan that available to low income, disabled and unemployed families in FL as well as patients with no income. The federal government and state benefit helps pay for medical bills, home care, prescriptions, car rides, and other needs. This is program that will provide medical coverage to lower income families as well as individuals. DCF determines Medicaid eligibility for:

  • Low income families with children
  • Pregnant women
  • Children only
  • Non-citizens with medical emergencies and bills
  • Aged and/or disabled families or individuals not currently receiving Supplemental Security Income (SSI)
  • For more information on free or low cost insurance from Medicaid, call 850-300-4323. Or find a list of other ways to get free health insurance.

Debt relief, job training and resources for saving money or budgeting in Florida

Florida Employment Resources - The state operates centers that can help the unemployed or underemployed (such as part time workers) find a job or gain new skills. Government resources will provide training, job search assistance, free use of computers or give out a tablet and more to residents. Continue with Florida job training programs.

Debt Reduction, Credit Repair Services and Free Counseling in Florida - Find information on, and a listing of, free government certified non-profit credit agencies and housing counselors. Various organizations offer assistance in dealing with debts, help people pay credit cards and assist with credit repair needs. Find relief from medical or hospital bills too. More on Florida debt and credit counseling.

Assistance From Florida Cities and Counties

Find local financial resources, agencies that provide free items and more in FL. Select a county and/or city below. As there are many other charities and government agencies to contact for help.

Alachua County and Newberry

Bay County (Panama City)

Bradford County (Starke)

Brevard County (Titusville)

Broward County (Fort Lauderdale)





Calhoun County (Blountstown)

Charlotte County (Punta Gorda)

Citrus County (Inverness)

Clay County (Green Cove Springs)

Collier County (Naples)

Columbia County (Lake City)

Dade County (Miami)

DeSoto County program to delay foreclosures (Arcadia)

Dixie County (Cross City)

Duval County (Jacksonville)

Escambia County (Pensacola)

Flagler County (Bunnell)

Franklin County (Apalachicola)

Gadsen County (Quincy)

Gilchrest County (Trenton)

Hamilton County (Jasper)

Hernando County (Brooksville)

Highlands County (Sebring)

Hillsborough County (Tampa Bay)

Holmes County (Bonifay)

Indian River County (Vero Beach)

Jackson County (Marianna)

Lafayette County (Mayo)

Lake County (Tavares)

Lee County (Fort Myers)

Leon County (Tallahassee)

Levy County (Bronson)

Madison County

Marion County (Ocala)

Manatee County (Bradenton)

Martin County (Stuart)

Monroe County (Key West)

Nassau County (Fernandina Beach)

Okaloosa County (Crestview)

Orange County (Orlando)

Osceola County (Kissimmee)

Palm Beach County (West Palm Beach)

Pasco County (Dade City)

Pinellas County (Clearwater)

Polk County (Bartow)

Putnam County (Palatka)





Santa Rosa County (Milton)

Sarasota County

Seminole County (Sanford)

St. Johns County (St. Augustine)

St. Lucie County (Fort Pierce)

Sumter County (Bushnell)

Suwannee County (Live Oak)

Taylor County (Perry)

Union County (Lake Butler)

Volusia County (DeLand)

Walton County (Defuniak Springs)

Washington County (Chipley)


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By Jon McNamara

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