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Palm Beach County Assistance Programs.

Find how to get free food, financial assistance for housing costs (rent, utilities, and lights), medical care, and senior assistance in Palm Beach County. There are many resources in the region that address various needs. Groups from charities to non-profits, churches, and the government assistance may help struggling families.

There are many other resources for low income families too. Students can get free laptops for school, there is medical equipment for seniors, Christmas toys, prescription drugs, school supplies and more. Assistance is available across the region for struggling residents or retirees.

Community Action agency resources and programs that can assist you with bills and expenses

The Community Action Program offers Palm Beach County and residents of West Palm Beach community resources and support to help them deal with short term emergencies, and also ensure they get back on their feet over the long term.

  • Utility and cooling bill assistance: The Low Income Home Energy Assistance Program (LIHEAP) is a federal government funded program that was designed to provide financial relief and cash grants to help people deal with high-energy costs. The goal is prevent service disconnection for families who are facing a crisis.
  • Self sufficiency and emergency assistance: This program works closely with low and moderate income families to develop and deliver a coordinated set of services to facilitate self-sufficiency. Services offered may include rent help, housing assistance, budget and credit counseling, job training, free child care, literacy, education, employment development and emergency services such as food, clothing, and eviction prevention services.
  • Food aid: The Community Action organization also distributes nonperishable food items to low income families on a regular basis. Included are: rice, beans, canned fruits and vegetables, apple sauce, and also macaroni. In addition, surplus fresh fruits and vegetables are available during peak farming season. They also partner with other groups. For example, Community Action also works with the Society of Saint Andrew to distribute fresh citrus that is donated by growers and harvested by volunteers.
  • Income tax assistance: Both staff and volunteers have assisted thousands of low-income families prepare their tax returns, usually for free.
  • Emergency housing assistance: This can include referrals to rental assistance programs. The homeless or people moving from a transitional housing facility can also explore security deposit assistance programs.




  • Light and electric bill help - You can get utility bill help. Contact Palm Beach County's Community Action Program (at number at the top of the page) to see if you are qualified for one to two months' of help paying utility bills. In addition, Florida Power and Light (FPL) has a Care to Share program that will offers people who are struggling up to $500. But you can only get this aid once per year, and you need to qualify through nonprofit agencies and charities.

Contact them at 810 Datura Street, West Palm Beach, FL 33401. The main phone number is 561-355-4700. They have locations all throughout Palm Beach County. Click more Palm Beach County Community Action.

Mortgage and foreclosure assistance

Palm Beach County, Florida started the nationally acclaimed Foreclosure Assistance Center, whose main goal is to stop (or slow down) the increasing rates of home foreclosures in Florida. The center provides a variety of assistance, including mortgage refinancing and even providing cash grants of up to $10,000 to help homeowners catch up with paying their mortgage payments. In addition, the center provides assistance to homeowners who want to sell their homes prior to a foreclosure occurring, which will help the homeowner from having a red mark on their credit rating. Some of the other aid provided includes :

  • A Credit Recovery Plan that will help homeowners repair poor credit
  • They will negotiate with the current mortgage holder for repayment agreements on existing loans to try to lower interest rates, reduce fees, provide more payment time, and more.
  • They will advise the homeowner and help them with the purchase of their home should their current lender agree to a “Short Sale” arrangement.
  • They will even provide assistance with finding employment and offer job training for those who have lost their jobs.
  • Dial (561) 822-1575, or click here to find more information on foreclosure help from Florida mortgage programs.

Another non-profit firm to turn to for foreclosure counseling and assistance is the Urban League of Palm Beach County, Inc. Foreclosure Counseling is a free service that is provided by the ULPBC for individuals and families in Palm Beach County Florida. they can work with homeowners and their lenders to find solutions. (561)833-1641.





City of West Palm Beach Housing & Community Development ((561) 822-1250) tries to prevent homelessness in Palm Beach and helps home buyers too. They can provide money to pay a mortgage in order to meet this goal or funds for first or last months rent. Funds can also pay for an attorney that can provide free legal foreclosure assistance. Address is 401 Clematis Street, West Palm Beach, FL 33407.

West Palm Beach Florida based Foreclosure Mitigation Counseling provides low to moderate income homeowners with various resources and services. The programs focus on those people who are delinquent or in foreclosure proceedings. Intervention techniques offered by the non-profit agency include mortgage loan modifications, forbearance, deed in-lieu of foreclosure, partial claim, pre-foreclosure sale, and short sales. Learn more on Florida mortgage programs, such as how to get help from lawyers from the Florida FLASH program. (561) 833-1461.

Find more HUD approved Palm Beach foreclosure assistance programs and agencies to call for advice, guidance, and help.

Debt reduction and credit repair

Thousands of local Palm Beach County families are struggling with keeping up with their debt payments. If you need debt help, the Consumer Credit Counseling Services of Palm Beach County and Treasure Coast of Florida can help individuals and families with their debt, including credit card, medical debt, and even mortgages. Counselors will work with applicants and provide them with advice and financial solutions. They work one on one and offer counseling and community outreach in the areas of housing, debt assistance, budgeting, and also debt and credit repair and management. (561) 434-2544.

Several other national and local credit counseling agencies and services support homeowners and consumers in Palm Beach County Florida. Read more credit counseling in Palm Beach County not for profits.

Free legal representation from lawyers

The Legal Aid Society of Palm Beach County, Inc. (phone # (561) 655-8944) is a non-profit law firm that can help people with civic legal cases. Criminal matters are not addressed. Lawyers from the firm will provide qualified individuals with high-quality, free civil legal assistance. The legal aid focuses on the low income, disadvantaged children, families, elders and individuals residing in Palm Beach County.

Receive legal help and free foreclosure assistance, help for domestic issues, evictions, and much more. Lawyers will protect their personal safety, enhance their opportunities and living conditions, and promote self-sufficiency for their clients. Read more on Florida legal assistance.





Rent help and homeless prevention programs

The Urban League of Palm Beach County, Inc. will do what it can to ensure people do not get evicted from their homes or apartment. The agency can be contacted at (561)833-1641. While funding is limited, they may have money that people can use to help pay their rent. They can also refer individuals to other Florida and federal government programs, or find details on services from Urban League in Palm Beach.

Another organization that wants to stop evictions includes the Center for Family Services of Palm Beach County, Inc. Their goal is to prevent homelessness across the county. The center can provide money to pay the rent, an utility bill, or even for an attorney who can advise the client on their rights. Call them at 561-514-0564.

Community Caring Center, which is located in Boynton Beach but serves the entire county. The agency now offers Rent and even Mortgage Payment Assistance by appointment only by calling 561-364-9501 ext. 22. Food is also distributed from the agency.

Palm Beach County Housing Authority - May be able to  provide safe, decent, and affordable housing to low-to-moderate income families as well as senior citizens and the disabled. The organization uses both the Public Housing and Housing Choice Voucher (Section 8) programs to meet this goal. The programs have waiting lists in place. When the waiting list is open it can still take up to a year for a qualified individuals to receive housing in Palm Beach. Call (561) 684-2160

Additional rent or security deposit assistance is offered as well from charities and the government. If the organizations above do not offer you the rent assistance you need, then find a listing of other non-profits that offer rent assistance in Palm Beach.

Free food from pantries and other locations

C.R.O.S. Ministries (Christians Reaching Out to Society) - This is an organization of local churches and other aid organizations that distribute free food to the needy. Find other food assistance programs, including WIC. This helps new and pregnant mothers, including teenagers and immigrants. Find how to get WIC vouchers. (561) 233-9009.

Community Caring Center, Boynton Beach - (561) 364-9501

Emmanuel Deliverance Church of God, Inc., West Palm Beach - (561) 832-5148

Gateway Community Outreach, Deerfield Beach - (954) 725-8434

Metropolitan Community Church of the Palm Beaches, Palm Beach Gardens - (561) 775-5900

Find additional pantries or soup kitchens run by churches, charities, and organizations. A number of other programs are available that offer food and groceries to families, children and individuals. More on Palm Beach County free emergency food pantries.







Financial assistance for hardships

If you are experiencing an emergency or crisis situation, the Catholic Charities of the Diocese of Palm Beach, Inc. has an emergency assistance program that may be able to help. There is limited funding, but money may be available to pay for a medication, past due rent or mortgage, or the occasional electric bill. (561) 996-0485. Continue with Catholic Charities in Palm Beach.

Seniors can contact Boca Raton Volen Emergency Fund for Seniors. Call (561) 395-8920. Applicants need to have a need for emergency assistance, and clients can get rent help, food vouchers, prescription and medical bill assistance, and funds for paying utility bills.

Families First Of Palm Beach County - As funding permits, they run a program that uses FEMA funding, and it provides qualified people with rent and mortgage assistance, utility and cooling bills assistance and free food vouchers. They are committed to building stronger families. Call (561) 721-2802

Palm Beach County Community Action - Several offices are located around Palm Beach County. The locations are West Palm Beach (561) 355-4792), Delray Beach (561) 278-8090), Jupiter (561) 694-5475), Pahokee (561) 924-7232), Riviera Beach (561) 845-4670), Lake Worth, (561) 694-5418, and South Bay (561) 996-6721) Florida. Some of the programs and resources offered include utility and electric bill assistance for a past due bills. Emergency aid in the form of clothing, furniture, household items and holiday assistance. Long term self sufficiency in the form of job training, free budget counseling, education, child care, and debt/credit counseling. Also get help preparing income taxes.

Assistance for the homeless and renters that are behind on their rent, water, or utility bills can be addressed by a homeless prevention program. Agencies such as the Senator Philip D. Lewis Center help the homeless and families on the verge of evictions/foreclosures. Referrals may be given to the following.

  • Shelters or vouchers for the homeless, single mothers, children, and veterans.
  • Financial help from grants or government loans.
  • Non-monetary support such as help in entering into payment plans for utilities, legal representation, information on low income housing, and more. Read more on Palm Beach County homeless prevention programs.

Help from Jewish Services is provided by the Ruth and Norman Rales Center. They arrange medical care from Caring Doctor's Project and provide free food, including home deliveries, from a pantry. The non-profit may have limited financial aid, most of which is targeted for people of the Jewish Faith. Loans can be available for expenses such as back rent, prescription eyeglasses, or job training supplies. Other aid in Palm Beach County is from the Career and Employment Center and more. Continue with programs from Ruth and Norman Rales Jewish Family Services.

Salvation Army - There are several branches of this charity organization around Palm Beach County as well. Apply for one or more of the following, including emergency financial assistance, free food, clothing, counseling and referral service. In addition, the Salvation Army also provides rent/mortgage assistance to avoid eviction or foreclosure.

An on site food pantry is also available. They also offer free back to school supplies and Christmas toys from Angel Tree. Locations of Palm Beach Salvation Army branches are Lake Worth Corps (561) 968-8189, Boca Raton Corps (561) 391-1344, and West Palm Beach Corps (561) 686-3530. Learn more on applying for help from Palm Beach County Salvation Army.





Local Palm Beach County churches - These charities can offer short term help and referrals to long term assistance. They specialize in a few social services, including the following. They coordinate low cost legal advice for immigrants; home delivery of meals to senior citizens; food banks for the poor; and clothing services. Some parishes may offer some money for a critical bills, such as transportation or rent. Find more details on church assistance in Palm Beach County.

SVDP of Palm Beach, formally known as Society of Saint Vincent, is a faith based charity. Resources include a low cost thrift store; free food pantry; self-sufficiency such as ESL or GED classes; emergency rent or electric bill assistance; clothes and other aid. More on Society of Saint Vincent de Paul Palm Beach County assistance programs.

Coalition for Independent Living Options (Belle Glade) - Disabled can apply for help. Get bus passes or apply for limited assistance with paying rent (with an eviction notice), mortgage (if the homeowner has a foreclosure notice),and utility bill assistance. 4250 NW 16th Street, Belle Glade, Florida 33430. Phone (561) 966-4288.

Seniors and the disabled can get help from the Palm Beach Agency on Aging. Several resources are administered. Examples include Medicare assistance from Serving Health Insurance Needs of Elders Program (SHINE), Application for energy bill assistance, home care, and low cost home delivered meals. 4400 North Congress Avenue, West Palm Beach, FL, dial (561) 684.5885 or more on Florida Area Agency on Aging.

Homeless Services Program is a government agency for the homeless and Palm Beach families facing imminent eviction. They can receive outreach, shelter, and transitional housing. Some limited financial aid may be offered to pay a security deposit or the first months rent on a new apartment. Some clients may receive a zero interest loan for these bills and rental costs. Much of the care is at the Lewis Center. 1000 45th Street, West Palm Beach, Florida 33407, dial (561) 904-7900.

Legal aid - Services are wide ranging. There is homeless prevention available, including mortgage and eviction help. Lawyers can help people that are applying for government aid, such as disability or subsidized housing. Other free legal advice is for low income seniors in Palm Beach, clients applying for medical care, taxpayer clinics, and other civil matters. Read more about Palm Beach Legal Society.

True Fast Outreach Ministry – A religious organization. They run a food pantry, clothing closet, offer bus passes, and computer workshops. Other assistance includes work attire from Dress for Success, transitional housing, and funds for the homeless, including referrals to security deposit and rent programs. Other help is available too. Address is 638 6th Street, West Palm Beach, Florida 33401. Call (561) 594-5689.

Free educational and school supplies are for students and kids from low to moderate income households. A number of donation of events provide support to students. The goal is to stress education. Find details on Palm Beach County free school supplies.

Short term and low income housing programs are available across Palm Beach County. While some of the resources focus on assisting families that are facing imminent eviction/homelessness, others are available for people who are currently homeless. When using these program, clients can also get help in finding a job, receive free meals, and gain time for self-sufficiency. Case managers will also assist with applying for financial assistance or vouchers for paying first months rent or security deposits when the individual is ready to move into a permanent home or apartment. Click here for Palm Beach County transitional housing programs.

Palm Beach County Division of Human and Veteran Services. Three programs offered include Emergency Services, Self-Sufficiency Services, and Intervention Services. All three components address a variety of service needs of the low income and veterans and provide qualified people with direct assistance with paying rent and utilities. Emergency and self sufficiency services may also provide bus passes and food vouchers to individuals. Call (561) 845-4644.





Boca Helping Hands - They run a Resource Center that provides limited assistance with paying rent and housing expenses, utility (electric & water) bills, prescription medication, and can even offer one way bus tickets. 1500 NW 1 Court, Boca Raton, Florida 33432. (561) 417-0913

Palm Beach regional holiday and free Christmas programs often collect toys year round. Then, during the fall and winter months these gifts are passed out to children from low income families. The presents are given for free, and the household may also be given a box of food or hot meal. Programs also operate during Thanksgiving. Find free holiday assistance in Palm Beach County.

CCC Center offers a few main programs. Senior citizens and the homebound can have a meal delivered by the Veggie Mobile service. Based on money raised from the community, funds may be available for expenses such as rent or energy bills. The non-profit also has a food pantry, applications for Medicaid or food stamps, free motel vouchers, and other support. Read more Community Caring Center programs.

Program REACH at Pat Reeves Village - Programs, including case management, mainly focus on the homeless and/or those on the verge. However the not for profit also provides rental and utility financial assistance when funds are available. 1320 Henrietta Ave, Center for Family Services, West Palm Beach, Florida 33401. Call (561) 514-0564.

Farmworker Coordinating Council of Palm Beach County - Emergency Services and Social Service Programs are offered to farm workers (migrant too) and can include free clothing, food vouchers, household items; financial assistance with rent, utilities, travel, food and prescription medicine. 1313 Central TE, Lake Worth, Florida 33460. (561) 533-7227

Care Ministry can assist with paying rent and the non-profit also offers electric bill assistance, prescription medicine and other expenses. A food pantry may also be offered at the location. Location is 490 SW 4th Avenue, Boca Raton, Florida 33432. Dial (561) 962-6000

DOSS Palm Beach County is tailored for seniors in Palm Beach County Florida. Case managers will visit your home and provide assessments as to their needs. Elderly may be able to arrange for in home assistance and receive coordination of the care that they need. Resources offered may include food, utility bill help, guidance, and other case management. During the hot and humid summer months the state's version of LIHEAP can help pay the electric bills of seniors. (561) 355-4746

Basic needs, clothing, furniture and holiday assistance - Churches, non-profits, and clothing distribution centers provide free items to the needy. Palm Beach Florida families can receive school supplies, work and clothes, and free Christmas assistance and gifts. Some locations even have furniture. The type of items vary - but noth clothing and furniture banks can be tried. Continue with clothing closets, furniture and school supplies in Palm Beach.

Palm Beach Department of Community Services - This is the local government agency that administers state, federal, and local government assistance programs and resources. Low income families, seniors, unemployed, and others can contact this agency to learn about services available to them. Some examples range from housing and rent assistance, free food, utility bill assistance, and medical care. Also get information on resources such as food stamps or section 8. Find details on government and public aid in Palm Beach County.

Palm Beach County assistance programs and non-profit agencies that include all of Florida

Many non-profits, programs, and resources cover the entire state. Get help with utilities, debts, mortgage assistance, health care, and other financial assistance.

In addition to the state programs above, there are many other national charities and government organizations. They help the low income, poor, unemployed, and others in the community with financial aid, basic needs, employment, food or hot meals and other needs. Many also help seniors in the region too. As one example, find Meals on Wheels near you.







Palm Beach County health care clinics

Caridad Center, Inc., which is located in Boynton Beach, provides free medical and dental care to the working poor in the county. Call (561) 853-1634. They also work with specialists on existing accounts, and find help with medical bills as well as details on additional health care programs.

Community Health Center of West Palm Beach (phone number (561) 840-8681) provides medical care for free or on a sliding scale. Services offered include non-emergency pediatric, medical, diabetic/hypertensive evaluations, dental tooth extractions, eye exams, gynecological exams and more.

There are about 20 other community clinics in Palm Beach that provide patients with free or reduced priced medical or dental care. Prescription assistance may also be offered as funding allows. Find a listing of Palm Beach clinics that may be able to help the low income, unemployed, senior citizens, and others.

By Jon McNamara

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