Palm Beach County foreclosure prevention.
Homeowners can get free or low cost foreclosure counseling and mortgage assistance in Palm Beach County Florida. There are several non-profit agencies, most of which are HUD approved, that are committed to helping struggling homeowners. In addition, the government created a Foreclosure Assistance Center for families across Palm Beach. Learn about the programs and solutions below.
The HUD agencies as well as the Foreclosure Assistance Center operate a number of different offices across the county, and each is staffed by highly trained housing and foreclosure counseling specialists. They will meet with the homeowner in person, or over the phone, and provide confidential sessions and advice.
Individual and families in Palm Beach County can both learn about, and apply for, various mortgage and foreclosure assistance programs. Many of the services are offered for free. Some of the programs can help modify home loans, provide foreclosure mediation, and assist with applying for federal government mortgage programs.
Palm Beach Foreclosure Assistance Center – Families across the region can receive free assistance from this nationally-recognized program and center. The services are provided at several different offices across the county, which are listed below. At these centers struggling individuals can receive information on and assistance with a number of housing issues, including mortgage delinquency counseling, learn about Florida and national foreclosure prevention programs, and work one on one with highly trained counselors and specialists. The goal is to help homeowners get back on track with paying their home loans, or to make other arrangements and find alternate housing if their home can’t be saved. The main phone number is (561) 822-1583
The county has created satellite offices throughout Palm Beach County, where borrowers can go to for mortgage help. The free housing services and general information is being provided by local churches. They are listed below, and Palm Beach County residents in foreclosure trouble, or who expect to fall behind in the future, can get free assistance at the following locations.
- City of West Palm Beach Foreclosure Assistance Center, 464 Fern Street, West Palm Beach Florida 33401. Phone 561-822-1575.
- St. Paul’s Church, 3345 Haverhill Road, West Palm Beach, 33417. Dial 561-242-0001.
- Hurst Chapel, 1617 Silver Beach Road, Riviera Beach, Florida 33404. 561-845-7579.
- St. Paul’s, 315 M.L. King Blvd., Boynton Beach, 33455. 561-734-2348.
- Harvest AME, 825 Larrimore Road, Pahokee, Florida 33476. Call 561-924-7030.
- Delray Beach CDC, 401 W. Atlantic Avenue, #016.
Other HUD foreclosure counseling in Palm Beach
West Palm Beach Branch - Credability
Address - 700 South Dixie Hwy, Suite 103
West Palm Beach, Florida
Phone number - 800-251-2227
Part of a non-profit credit and HUD approved counseling agency. This is the local Palm Beach County Florida branch. Individuals can receive some or all of the following services, including bankruptcy assistance, information on government and foreclosure programs, credit card debt reduction, and other free, confidential budgeting and financial advice.
Credit Card Management Services, Inc.
4611 Okeechobee Blvd., Suite 114
West Palm Beach, Florida 33417
Phone number - 561-472-8000
While resources more focus on reducing credit card bills and debts, they may offer some foreclosure and first time home buyer programs. Or they can direct individuals to government programs who call for assistance.
Florida Cooperative Extension - Palm Beach County Cooperative Extension Service
Location is 559 N. Military Trail
West Palm Beach, Florida 33415-1311
Phone number - 561-233-1700
Government supported office that administers housing solutions.
Life Improvement For Tomorrow, Inc.
1920 Palm Beach Lakes Blvd., Suite 205
West Palm Beach, Florida 33409
Dial 561-318-7487 for information and consultations.
Urban League Of Palm Beach County, Inc.
Main address is 1700 N Australian Avenue
West Palm Beach, Florida 33407-5623
Phone number: 561-833-1461-3004
A host of financial assistance programs, advice, and support is offered for the low income, needy, and others across the area. Everything from budgeting, to foreclosure workshops, and landlord/tenant mediation is offered. Your local Urban League is always a great place to call for information and guidance with any financial matters, including any housing or foreclosure prevention services that you may need.