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Financial assistance programs in Michigan.

Find financial help or free stuff in all Michigan cities and counties. Learn how to get with rent, free food, utility bill assistance, as well as a gas card for work and more. Low-income families will get help from charities as well as government organizations including free grant money to pay bills. Locate financial assistance near you in MI.

The goal is to provide emergency financial resources to help pay bills in a crisis as well as long term support. Charities may therefore give out free clothes or groceries, a free car for transportation or bus passes for work or help with housing needs. There are also government grants in MI to help pay for daycare costs, car loan payment or transportation services as well as longer term cash aid for paying bills.

Get grant money for bills, free stuff or food, housing programs and more in MI

The Michigan Department of Health and Human Resources offers many resources including the following assistance programs. Each county has its own local intake site as well.

  • MiRx Prescription Drug Assistance Program - A prescription drug medication assistance program for anyone without proper insurance living in Michigan.
  • MiChild - The free DHS' Child Development and Care Program will provide financial aid, vouchers and payments for daycare services for qualifying families, including single moms or dads. This can be offered when the legal guardian, parent, or substitute parent is unavailable to provide the child care. Read more Michigan free child care assistance.
  • Family Independence Program (FIP) - The main goal of the FIP program is to help families become independent and self-supporting. Free cash is for low-income, single moms or unemployed people in MI to help pay bills, housing, job training, transportation and more. There are other programs that give money, and look here for ways to get money for free.
  • SNAP Food Assistance Program (FAP) - The state of MI may issues households an EBT card to help pay for groceries.
  • Health Care Coverage - Michigan offers numerous free or cheap government health care programs that are available to families, children, and adults who meet certain eligibility requirements. There is Medicaid, Medicare, disability resources, free medications in MI and more.




The states human services organization can direct low income families and individuals to these and other government financial assistance programs. Get help with a variety of needs, such as energy bills, food, child care costs, and medical bills. More Michigan public assistance programs.

State Emergency Relief (SER) - The Michigan SER program provides financial help to residents who have a limited income and who have an emergency that threatens their health or safety. This can include grant money for gasoline for work, rental assistance, utility bill help or money for an electric deposit and other basic needs. Cash assistance can car repairs or gasoline for work, or a new computer. The program also partners with local non-profits. Call 517-373-3740. Find more on emergency assistance.

  • Home Repairs - SER assists residents with home repairs that will correct unsafe conditions and restore essential services. Eligible home repairs may include the replacement or repair of hot water heaters, a nonfunctioning furnace, or a septic systems as well as AC units. In addition to this, there are also non-energy repairs available. This will generally include all home repairs with the exception of furnace repair or replacement. (This will include hot water heaters as well as septic systems for client-owned housing.) Read more on free government home repair programs.

Utility and Heating Disconnection Rules - Low income families, seniors, and the working poor in Michigan have rights and laws that protect them when their power or heat is threatened. The government has consumer protections. More on utility disconnection prevention laws.

Housing, Rent Help, and Money for paying security deposits - The state and their social service organization offers a number of housing programs to the low income. Receive help paying for deposits, rent, and moving expenses. Michigan wants to ensure people retain or find affordable and safe housing. Click here housing and rent help in Michigan.

  • Eviction and Homeless Prevention in Michigan - Federal funding from the Continuum of Care is offered by non-profits. The program can provide emergency rent help, transitional housing, funds to the homeless for paying security deposits, and free legal aid to prevent an eviction. Other low income housing resources are offered too. Read Michigan eviction prevention.
  • Michigan Housing Vouchers for Rent - Public Housing Authorities offer resources such as HUD section 8 for low income families or single mothers or fathers in MI. Additional housing programs are available for households with special needs or an elderly, income qualified member, including no wait list apartments. Click here Section 8 vouchers in Michigan.





Free Legal Assistance - There are several non-profit law firms and free attorneys located in Michigan. The elderly, disabled and low-income families will get free civil legal assistance and consultations to low-income people. Read more on free legal aid from Michigan lawyers.

Emergency Crisis Assistance and Case Management - Many Michigan families receive help from the Salvation Army. Dozens of branches are located across the state. The centers can provide limited amounts of help for paying electric bills, food, clothing, emergency rent help, and referrals. OR get free vouchers for furniture, gas cards, winter clothes and groceries. Learn more Michigan Salvation Army.

  • Loan Programs - Families, including those with poor credit or no bank account in MI, can get money too. There are lenders (online or in person) that provide funds to help people pay the bills, however there are downsides to this. Learn more on loans without bank account.

Utility and Energy Company Programs - In addition to financial assistance that you can find in your county using the resources below, people who need help can turn to the energy companies themselves. They may have grants, payment plans, free energy audits and other financial support for seniors and the low income. More on Michigan utility bill assistance.

  • Phone bill help is offered in Michigan - Families on government assistance programs (benefits) as well as the low-income can get both a free cell phone and also help to pay the bills. Lifeline helps seniors, kids and other get a wireless device, and learn more on phone bill help in MI.

Financial help in MISeniors, Older Adults, and Elderly Programs - The state of Michigan Office of Services to the Aging coordinates a number of assistance programs and social services for older adults. Your local Agency on Aging centers can provide meals, advice, referrals, information on health and medical programs, and more. Or get free grant money, transportation and hot meals. Click here Michigan Agency on Aging.

Mortgage Help and Foreclosure Prevention - Michigan provides various programs that will help families with paying their mortgage and also help homeowners avoid foreclosure. Learn about local moratoriums, counseling services, and other solution. Read more on mortgage assistance in Michigan.

    • In addition, the state of MI has created a free foreclosure mediation process that help bring lenders and homeowners to the table to review solutions. Click here to read more on foreclosure mediation services.

Disability Assistance - Free benefits are provided to disabled adults Michigan residents. Programs range from medical care, financial aid for paying bills, meals, government home care, transportation and respite for caregivers. The services are wide ranging and can also help the person’s family. Get more information and also learn how to apply for disability. Click here for disability benefits in Michigan.




Free Food Distribution Centers and Banks - In addition to the various agencies and non-profits that exist in your county below, find more information on food banks as well as free pantries that are located across Michigan. Read more on free food banks and pantries in Michigan.

Michigan Low Income Home Energy Assistance Program (LIHEAP) helps pay a utility or gas bill. The LIHEAP program is federal money that will assist low-income families who need to with paying energy bills. In Michigan, the LIHEAP grant includes the Home Heating Credit (HHC) as well as additional grant money for low-income families, seniors or the disabled as part of State Emergency Relief (SER). Continue with how to get LIHEAP in Michigan.

  • Michigan's Weatherization Assistance Program (WAP) is a federal program that provides low-income residential energy conservation and is often combined with LIHEAP. The program offers many services and will provide free home energy conservation services to low-income Michigan homeowners as well as renters. These services provided will help reduce energy use and lower utility. Examples of the aid provided from this program include wall insulation, attic insulation, improved ventilation and a grant to pay for windows for a home. Look here for more on a free window.

Job Programs, Government Grants, and Educational Services - Dozens of community action agencies operate in the state. Case managers can provide numerous services, including job training, applications for government grants to pay bills, food, senior services and Head Start. There are also free business startup classes. Click more details community action agencies in Michigan.

Another place to turn to for help finding a job or gaining a new skill or career are the government funded Michigan Works! centers. These locations offer a number of employment services to those in need. Ever get free stuff for low-income people like work clothes, a car or truck or laptop. Learn more on free job training in Michigan.

Debt, Foreclosure, and Credit Counseling Organizations - Consumers can get free debt help. Michigan is served by several government certified free non-profit counseling organizations. They can help residents deal with unpaid debts, help with car loans, offer assistance for home loans, and other financial aid. Click here free credit counseling in Michigan.

Help in local Michigan cities and counties

Select a city and/or county below to find more financial resources, grant money for bills and charities that give free stuff. There are a number of low-income assistance programs and social services in MI.

Alcona County (Harrisville)

Allegan County

Alpena County

Antrim County (Bellaire)




Arenac County (Standish)

Baraga County (L'Anse)

Barry County (Hastings)

Bay County (Bay City)

Berrien County (St. Joseph)

Calhoun County (Marshall)

Charlevoix County

Cheboygan County

Chippewa County (Sault Sainte Marie)

Clare County (Harrison)

Clinton County (Saint Johns)

Crawford County (Grayling)

Delta County (Escanaba)

Dickinson County (Iron Mountain)

Eaton County (Charlotte)

Emmet County (Petoskey)

Genesee County (Flint)

Gladwin County

Grand Traverse County (Traverse City)

Gratiot County (Ithaca)

Hillsdale County




Houghton County

Huron County (Bad Axe)

Ingham County (Lansing)

Ionia County

Iosco County (Tawas City)

Iron County (Crystal Falls)

Isabella County (Mount Pleasant)

Jackson County

Kalamazoo County

Kalkaska County

Kent County (Grand Rapids)

Keweenaw County (Eagle River)

Lake County (Baldwin)

Lapeer County

Leelanau County (Leland)

Lenawee County (Adrian)

Livingston County (Howell)

Luce County (Newberry)

Mackinac County (Saint Ignace)

Macomb County

Manistee County

Marquette County

Mason County (Ludington)

Mecosta County (Big Rapids)

Midland County

Missaukee County (Lake City)





Monroe County

Montcalm County (Stanton)

Muskegon County

Newaygo County (White Cloud)

Oakland County (Pontiac)

Osceola County (Reed City)

Ottawa County (Grand Haven)

Roscommon County

Saginaw County

Sanilac County (Sandusky)

Shiawassee County (Corunna)

St. Clair County (Port Huron)

St. Joseph County (Centreville)

Tuscola County (Caro)

Van Buren County (Paw Paw)

Washtenaw County (Ann Arbor)

Wayne County (Detroit)

Wexford County (Cadillac)


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