Receive assistance in establishing communication with a client's lender or mortgage company. A professional counselor is also a great person to both help and educate homeowners so they can better understand the foreclosure process. Services can help clients while working with their mortgage company's loss mitigation department. A professional will also be able to look at an individuals or families personal financial situation and also their personal budget to determine possible options that may lower interest expenses and therefore monthly house payments. Receive help from a counselor that is available for families and individuals develop a plan to overcome and resolve their housing crisis. In addition, the HUD certified housing counselor can refer clients to other services and government assistance programs that the agency offers to help them through hard financial times. Or if counselors from this community action agency do not meet your needs. Find other Michigan HUD counselors.
In addition to above, the Northwest Michigan Community Action Agency can provide emergency financial assistance. Emergency financial assistance and grants are provided to low-income families and individuals for housing/shelter, rent expenses, heating bills, utilities, household contents, medication etc., as funds are available.
Other resources offered by the community action agency include referrals and general information. Information on how to get help, government programs, and local charities is often given to guide individuals to appropriate services and non-profits within the Missaukee, Roscommon, and Wexford community. Services include follow-up and advocacy as needed.
Food programs are administered. The primary one being CSFP or The Commodity Supplemental Food Program. This is a US Department of Agriculture program that targets Michigan residents that are nutritionally at risk, and is focused on mothers, infants, children and senior citizens. A monthly food package ensures a nutritionally balanced diet. A second option is TEFAP, which is the Emergency Food Assistance Program. This provides USDA food to low to moderate income households through a quarterly distribution of free food and groceries. They can also refer individuals to food banks in Michigan.
To learn about the above programs call the Northwest Michigan Community Action Agency at (231) 947-3780.
The Shepherd's Table is a local charity that offers free food as well as free hot meal program, and the aid is offered to anyone in the community in need of a free hot nutritious meal and the fellowship of others. Call the Cadillac agency at 231-775-6741.
Low income and uninsured residents can receive care from the Free Community Health Clinic. Call the community clinic at 231-775-7299.
Another local non-profit can provide prescription drugs. Call the Community Clinic medication access program at 231-779-9822.