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Assistance programs in Missaukee, Roscommon, and Wexford Michigan.

Low income families, and struggling households, can get financial help for their bills, including rent, mortgages, or utilities. There are a number of charities, government agencies and churches that offer emergency assistance (as noted below). Whether free grant money, referrals, and job placement, resources are offered.

Find financial assistance for bills, free basic needs, and social services

The Salvation Army of Wexford County, which is based in Cadillac Michigan and can be reached at 231-775-7131, offers social services, advice, and limited amounts of financial aid as well as social services support. Contact them for help with heating and utility bills. There is also a free food pantry, clothing closet, and holiday meals, including at Thanksgiving or Christmas. Read more on Salvation Army programs in Grand Traverse.

Wexford, Missaukee, and Roscommon areas of the state are supported by the Northwest Michigan Community Action Agency. A listing of the services and programs administered include.

Budgeting, credit, and debt programs include debt reduction, Credit and Credit Repair, Taxes and Insurance, Setting Financial Goals, and also Budgeting Ideas.

First time home buyers assistance and advice as well as foreclosure prevention is offered. The community action agency both partners with other organizations and have on site staff that offer, among other things, pre-purchase classes for new home buyers, free foreclosure counseling, and also information on Links to Home Ownership home purchase education programs.

The details on the foreclosure counseling include get access to U.S. Department of Housing and Urban Development (HUD) certified housing counselors. In addition, the Michigan State Housing Development Authority (MSHDA) has also approved the program and certified the counselors. Services offered as part of the foreclosure and mortgage payment assistance plans include the following:

Receive assistance in establishing communication with a client's lender or mortgage company. A professional counselor is also a great person to both help and educate homeowners so they can better understand the foreclosure process. Services can help clients while working with their mortgage company's loss mitigation department. A professional will also be able to look at an individuals or families personal financial situation and also their personal budget to determine possible options that may lower interest expenses and therefore monthly house payments.




Receive help from a counselor that is available for families and individuals develop a plan to overcome and resolve their housing crisis. In addition, the HUD certified housing counselor can refer clients to other services and government assistance programs that the agency offers to help them through hard financial times. Or if counselors from this community action agency do not meet your needs. Find other Michigan HUD counselors.

In addition to above, the Northwest Michigan Community Action Agency can provide emergency financial assistance. Emergency financial assistance and grants are provided to low-income families and individuals for housing/shelter, rent expenses, heating bills, utilities, household contents, medication etc., as funds are available.

Other resources offered by the community action agency include referrals and general information. Information on how to get help, government programs, and local charities is often given to guide individuals to appropriate services and non-profits within the Missaukee, Roscommon, and Wexford community. Services include follow-up and advocacy as needed.

Food programs are administered. The primary one being CSFP or The Commodity Supplemental Food Program. This is a US Department of Agriculture program that targets Michigan residents that are nutritionally at risk, and is focused on mothers, infants, children and senior citizens. A monthly food package ensures a nutritionally balanced diet.

A second option is TEFAP, which is the Emergency Food Assistance Program. This provides USDA food to low to moderate income households through a quarterly distribution of free food and groceries. They can also refer individuals to food banks in Michigan.

To learn about the above programs call the Northwest Michigan Community Action Agency at (231) 947-3780. They also offer other grants, loans and resources as well. Continue with Northwest Michigan Community Action Agency assistance programs.





The Shepherd's Table is a local charity that offers free food as well as free hot meal program, and the aid is offered to anyone in  the community in need of a free hot nutritious meal and the fellowship of others. Call the Cadillac agency at 231-775-6741.

Low income and uninsured residents can receive care from the Free Community Health Clinic. Call the community clinic at 231-775-7299.

Another local non-profit can provide prescription drugs. Call the Community Clinic medication access program at 231-779-9822.

By Jon McNamara













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