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Assistance programs Livingston County Michigan.

Low income families, the disabled and elderly can get financial assistance from churches, charities, or government Human Services in Livingston County. There is help with housing costs, including rent, security deposits, utilities or mortgage payments. Or find free food from pantries, clothes or back to school supplies, and healthcare for the uninsured.

There are short term, emergency grants for paying bills as well as mid to long term case management. That includes job training or placement services. In addition to the financial help, get free Christmas toys for kids, Meals on Wheels for the elderly, and debt reduction services in Livingston County. This is all in addition to other assistance programs or free stuff that may be near you.

Livingston County and Howell financial assistance or free basic needs

Love in the Name of Christ of the Greater Livingston Area is a local charity that provides basic needs and temporary financial assistance (rent, energy bills, etc.) on a case by case basis to those in need of support in the community. Clients can also learn about food programs, supplies for school or clothing, and loan programs too. The Clearinghouse may be able to refer an applicant to a local church for this support.

The center also runs a 6 week one-on-one mentoring money management class. Classes were created to focus on creating a budget, balancing your check book, getting out of credit card or medical debts, and in general learning to live within your means. Other advice is for paying and saving on taxes and insurance. Call (517) 552-3620, or more on Love in the Name of Christ of Livingston.

Livingston Human Service Agency (OLHSA) is the community action agency for the community. Programs run at the site for low income are.

  • Rent help - This service may provides homeless persons and people facing an eviction with emergency shelter assistance, case management, including rental assistance, security deposits, and intensive support services.

 

 

 

  • Dental assistance - Up to $200 can be applied for and the money is used to assist the uninsured with emergency dental needs and expenses.
  • Foreclosure and credit counseling - Work one-on-one with a professional for free foreclosure and credit counseling services.
  • Car repairs - If you need your vehicle for work or transportation to doctor appointments, up to $1,000 as funds are available to pay for repairs. Read more on free car repairs.
  • Food pantry - One food center is on site and it provides emergency food supply for residents in crisis situation.
  • Government food - WIC, Food stamps, and food for seniors can all be applied for at this location.
  • Heating and energy bills - If your fuel tank is near empty, or you have a disconnect notice, the community action agency may be able to assist low income individuals and families with the emergency payment of their electric, gas or heating fuel bills. Read about LIHEAP crisis assistance.
  • Project Warmth and Weatherization - This service may provides energy efficiency as well as conservation inspections to homes, mobile homes and apartments and is able to make the necessary repairs and/or replacements to increase energy efficiency of qualified applicant. Areas of conservation can deal with inspection/repair/replacement including attic wall insulation, health and safety inspections of furnace and hot water heater, major sealing around windows and doors, and roof and foundation.

The Livingston Human Service Agency (OLHSA) can be called at (248) 209-2600. Several other services are available from OLHSA. If they can’t meet your needs, the non-profit will also have referrals and other assistance for low income families. Click here for Livingston Human Service Agency.

 

 

 

 

Livingston County Salvation Army - Services administered include temporary financial assistance for rent and mortgage payments. In addition, free clothing and household vouchers are distributed. Prescription and medical bills can be addressed as well. The Salvation Army may offer vouchers for financial assistance for prescription expenses and small medical or dental bills. Low income and people with no insurance can both be helped.

If you are facing a shut off of your power, grants and money can be used to help you catch up on utility bills. A Christmas program provides food and Christmas gifts around the holidays, including turkey meals. There are also seasonal free back to school supply as well as backpack programs. It is in Howell Michigan, call (517) 546-4750. More information on Livingston County assistance programs.

The Livingston County branch of Michigan Department Of Human Services can help the low income, unemployed, disabled and seniors apply for numerous public aid programs. Many are funded by the federal government or state of Michigan.

Emergency relief/housing can include assistance with paying rent, security deposits, moving costs, and more. Other resources include child care subsidies as well as applications to the TANF - Temporary cash assistance program. Seniors can get information on housing for their needs or health insurance from Medicaid. A number of other government and public benefits can be applied for as well, including food stamps or LIHEAP grants for paying energy bills. The main office in the region is at 2300 East Grand River Suite 1 in Howell, Michigan 48843. Call (517) 548-0200.

Veterans Affairs of Livingston County provides financial assistance and cash grants for wartime veterans, their spouses, family members or minor children. The address is 2300 E Grand River Avenue, East Complex, Howell, MI 48843. Call (517) 546-6338 for details.

Livingston County free holiday and Christmas programs - Low income residents, in particular those with children or seniors, can receive help. Resources in southern and Central Michigan include free meals, Christmas toys, gifts, and more. Assistance may be also offered at Thanksgiving as well. Read free holiday assistance in Livingston County.

Free furniture banks and clothing closets can provide items such as free clothes, Christmas toys, bedroom sets, and school supplies to low income families, with a focus on children. Many senior citizens and students also receive help. If your income is not low enough, shop for gently used goods at Livingston County thrift stores. Thousands of local families use these centers every year. Click here for details on free clothes, furniture and school supplies in Livingston County.

There are tips on saving money from non-profits and charities too. Greenpath is a leading non-profit for it, and dial (810) 227-0200. There are classes and resources for saving money on groceries. Or find details on transportation, health care savings, gasoline rebate reward programs and more. The non-profit has classes on this.

 

 

 

 

Mortgage and foreclosure assistance

The federal government as well as local non-profits have provided funds to assist lower income families living in Livingston County with making their mortgage payments, and to help keep homeowners get out of and prevent the foreclosure process. These funds will provide struggling homeowners with another option when trying to stay prevent a foreclosure and stay in their homes.

The Oakland Livingston Human Service Agency (OLHSA) will be a place for help. In some years they have have low-interest loans or funds to help these low-income families who are having short term problems paying their mortgage. The financial aid is not meant to be a long term solution. But there are programs to help people get back on their feet for long term support.

Terms and conditions vary. However when there is funding, the cash grants will be used to pay for up to one month of principal on their mortgage and interest only. The goal is to help local Livingston County residents before they get into foreclosure. If any family or individual is interested in applying, their request for financial aid or free counseling will be evaluated on a case-by-case basis. However, the mortgage assistance typically only applies to low income residents that are typically under 200% of federal poverty guidelines. To put this in context, for a family of four that typically equates to total household income under $43,000 per year to be qualified for the program.

If you are interested in more information or applying for the help, contact OLHSA at 2300 E. Grand River in Howell Michigan. Or click here for information on Michigan foreclosure prevention programs.

Counselors help with foreclosures and debts

Brighton Michigan has a Greenpath Debt Solutions office. Counselors from this non-profit foreclosure and credit counseling agency offers services like free or low cost housing delinquency/foreclosure as well as reverse mortgage counseling. However looking to buy a home can get free pre-purchase home buyer education. There is also help for tenants including free rental counseling or homeless assistance.

All types of housing as well as free foreclosure prevention counseling offered  include the development of a budget and action plan to follow through on it, debt reduction programs, and referral to appropriate resources. Discriminatory housing practices and rights/responsibilities are covered in many sessions. As noted earlier, all housing counseling is free and it is also confidential.

There is also debt assistance at the Livingston County non-profit. They can help with credit card bills, auto loan payments, medical debts and other services. Or learn about settlement for credit card balances. Call (810) 227-0200.

Free health centers and community clinics

Faith Medical Clinic - This is one of the main free primary health and dental care clinics. The center can provides preventative medicine, internal medicine, diabetes, treatment of laceration, as well as women's health. Or the free clinic offers high blood pressure monitoring, check ups, and sore throats and fevers. It is in Pinckney. Call (734) 474-4627

Saint Joseph Mercy Livingston Hospital (Brighton Michigan (810) 844-7950) is another local free community clinic.

 

 

 

 

 

 

Food assistance programs from soup kitchens as well as free food banks

Many of the non-profits above, such as the Salvation Army, Livingston Human Service Agency (OLHSA) and Love in Name of Christ provide free food. Some other locations that focus on distributing food include Heather Oaks (Brighton Michigan (517) 546-0344), Saint Vincent DePaul ((810) 229-6722), and Hidden Springs Church ((517) 546-3577).

If one of those centers can’t meet your needs, then there are almost 20 other pantries, soup kitchens or food assistance programs to try in the region. They may also have holiday programs, clothing, and other basic needs for local families. Find more Livingston County free food pantries in Michigan.

 

By Jon McNamara

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