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How to Save Money

Gas station and grocery store fuel reward programs that help people save money.

Many gasoline companies and grocery stores offer loyalty programs that help customers lower the cost of fuel. These programs are usually free to join and they they often reward people for buying gasoline, groceries, or other everyday items. The rewards can come in the form of points, cents-per-gallon discounts, or cash back. In most cases the savings are applied directly at the pump when the customer enters a phone number, scans an app, or swipes a loyalty card.

These programs may help you reduce the cost of gasoline in small but consistent amounts. Some offer a few cents per gallon on every purchase while others allow customers to earn larger discounts after spending money at a grocery store or partner retailer. Many programs also allow rewards to stack, meaning discounts from multiple purchases can be combined into one larger savings.

Gas station reward programs

The Chevron Texaco Rewards program focuses on point accumulation through both fuel and in-store purchases. Members earn 5 points per gallon and can redeem them at a rate of 100 points for a 10˘ per gallon discount, up to 50˘ off per fill-up. New members currently receive a welcome bonus of 25˘ off per gallon for their first five visits. The program also integrates with Albertsons "for U" rewards for additional stacking. Get details on Chevron rewards at https://www.chevrontexacorewards.com/.

The Exxon Mobil Rewards+ program is one of the largest gasoline loyalty programs in the United States. Customers earn points whenever they buy gasoline or items inside a participating convenience store. Points can later be redeemed for fuel savings or other purchases. The program typically awards several cents per gallon in points when fuel is purchased and additional points when snacks, drinks, or car washes are bought at the station.

  • The points accumulate in the account and can later be redeemed for fuel savings or other purchases. In most cases, 100 points can be redeemed for about $1 in savings that can be applied to gasoline or store items. The program is available through a mobile app, online account, or by entering a phone number at the pump. Find details on the Exxon Fuel Reward program at https://www.exxon.com/en/rewards-program-no-ot-no-gtm.

 

 

 

BP operates a mobile-based rewards platform through the BPme Rewards program. Customers who use the BPme app when paying for gasoline can receive cents-per-gallon discounts or promotional offers, normally up to 5 cents per gallon rebates. Some locations also allow customers to earn rewards through linked payment cards and loyalty promotions. View at https://www.bp.com/en_us/united-states/home/products-and-services/bpme-rewards.html.

Maverik convenience stores and fuel stations operate the Adventure Club rewards program. Members earn points when purchasing gasoline, snacks, drinks, or other items at Maverik locations. The points accumulate in the member account and can be redeemed for free items or fuel discounts. The program also offers digital coupons and promotions through its mobile app that allow members to earn additional rewards as noted at https://maverik.com/rewards/.

Shell offers the Fuel Rewards program, which provides direct cents-per-gallon discounts when members fill up at participating stations. Members receive a base discount level depending on their program status and can earn additional savings through partner offers or everyday spending. Some members receive at least five cents per gallon off while higher tier members can save more depending on their activity level and participation in partner promotions.

  • Rewards from restaurants, retailers, airlines, and grocery stores can also be combined with the base discount to increase savings. The discount is automatically applied at the pump when a loyalty ID or linked card is used and learn more at Shell Fuel Rewards https://www.shell.us/rewards-and-savings/fuel-rewards.html.

Marathon gas stations previously operated the Make It Count program, but the company replaced it with the Marathon ARCO Rewards program. This program allows drivers to earn fuel rewards and convenience store offers when purchasing gasoline or other items at participating stations. Members generally receive a minimum fuel reward for each gallon purchased and can earn additional bonuses through promotions or in-store purchases. The rewards can later be redeemed for discounts on future fuel purchases with details at https://www.marathonfuel.com/about-rewards.

My Sheetz Rewardz utilizes a tiered system—Fan, Friend, and Freak—to reward frequent visitors. All registered members receive an instant 3˘ per gallon discount daily. Users earn 5 points per $1 spent in-store, which can be converted into significant fuel "cents-off" rewards. When paired with the Sheetz Visa Card, the daily discount increases to 10˘ per gallon. Points remain valid for one year, providing ample time for users to accumulate high-value rewards. Learn about the Sheetz Rewardz at https://www.sheetz.com/loyalty-program.

Speedway convenience stores operate the Speedy Rewards program, which is one of the larger gas station loyalty systems in the United States. Members earn points for fuel purchases and items bought inside the store. According to the company program description, customers earn points for each gallon of fuel purchased and for merchandise purchases inside the store. These points can later be redeemed for fuel discounts, food, merchandise, or digital coupons through the Speedway mobile app or rewards account with details on Speedway rewards at https://www.speedway.com/speedy-rewards.

 

 

 

7-Eleven’s 7Rewards program offers a robust "Fuel Your Rewards" feature that provides an everyday savings of at least 5˘ per gallon. New users benefit from a promotional 11˘ off per gallon for their first seven fills. A standout feature is the "Price Lock," allowing customers to freeze a low fuel price for four days via the app. Discounts can stack up to $1 off per gallon with community-verified savings. Get details on 7-Eleven at https://www.7-eleven.com/7rewards.

Mobile apps to use any any station for rewards

Independent apps also help drivers save money on gasoline purchases. These services are different from traditional loyalty programs because they work across many brands of gas stations instead of one specific company.

Upside is a mobile app that provides cash back on gasoline purchases at participating gas stations. Users claim an offer inside the app before filling up. While savings vary, it may range from 5 cents per gallon to 10 or more and our guide to Upside shows more deals. After the purchase is verified, the savings are added to the user’s account and can later be transferred to a bank account or redeemed through digital payment services. The app details are at https://www.upside.com.

GasBuddy operates one of the largest fuel price comparison and rewards platforms in the United States. The service helps drivers locate the lowest gasoline prices in their area. The company also offers the Pay with GasBuddy card, which provides cents-per-gallon discounts when used to purchase fuel. In some cases drivers can save several cents per gallon or more depending on promotions and activated deals and learn about GasBuddy at https://www.gasbuddy.com.

Grocery store reward programs in partnership with gas stations

Grocery stores also provide some of the largest gasoline discounts through fuel points programs. These systems convert grocery purchases into gasoline discounts. Customers earn points when buying groceries, and those points are redeemed later when filling up at participating gas stations.

Kroger operates one of the largest grocery fuel rewards programs in the United States. Customers earn fuel points when they shop using a Kroger loyalty card. Grocery purchases generate points, which vary per item bought, that can later be redeemed for cents-per-gallon discounts when buying fuel at Kroger gas stations or participating partner stations with details at https://www.kroger.com/points.

Hy-Vee grocery stores operate the Fuel Saver program. Customers earn cents-per-gallon discounts when buying groceries or promotional items. The discounts accumulate in the customer’s account and can later be applied automatically at participating fuel stations when the loyalty number is entered at the pump with Hy-Vee savings and deals at https://www.hy-vee.com/perks.

Safeway and Albertsons grocery stores offer loyalty rewards programs that convert grocery purchases into gasoline discounts. Customers earn points when purchasing groceries and those points can later be redeemed for cents-per-gallon discounts at participating gas stations. The link to the program is at https://www.safeway.com/foru/rewards.html or https://www.safeway.com/foru/program-details.html.

 

 

 

 

 

 

Stop & Shop grocery stores operate the GO Rewards program. Customers earn points when purchasing groceries and other qualifying items using their loyalty account. The points can then be redeemed for grocery discounts or gasoline savings at participating fuel stations. Historically, each 100 points earned through grocery purchases can provide about ten cents per gallon in gasoline discounts when redeemed at Stop & Shop fuel stations or participating Shell locations with information at https://www.stopandshop.com/pages/go-rewards.

Combining points

Drivers sometimes combine multiple programs to increase savings. For example, a driver might earn grocery fuel points, use a gas station loyalty program when filling up, and pay with a credit card that provides cash back on gasoline purchases. When these savings are combined together the total discount on fuel can become significantly larger.

Most fuel rewards programs are free and require only a phone number or mobile app to track purchases. Over time the small discounts from each purchase can accumulate and reduce the total amount a household spends on gasoline throughout the year.

Use this "Fuel App Safety Checklist" to protect your data and your wallet.

Safety icon for financial assistance scams  Digital Security Checklist

  • Verify the Developer: Only download apps from the official store (App Store/Google Play). Look for "Chevron U.S.A. Inc.," "7-Eleven, Inc.," or "Sheetz, Inc." Avoid third-party "Gas Savings" aggregators that ask for your rewards login.
     
  • Enable Multi-Factor Authentication (MFA): If the app allows it, turn on MFA. This prevents hackers from "draining" your accumulated points or using your saved payment method if your password is leaked.
     
  • Use a Unique Password: Never reuse your banking password for a fuel app. If the fuel company suffers a data breach, hackers will immediately try those credentials on banking sites
     
  • The "Pay Inside" Rule: If your bank balance is low, never swipe your debit card at the pump. In 2026, many stations place a pre-authorization hold of up to $175 (and sometimes $500). This can freeze your rent or grocery money for up to 3 days. Paying the cashier inside for a specific amount avoids this hold.
     
  • Prefer Credit over Debit: If possible, link a credit card rather than a debit card. Credit cards offer better fraud protection and don't "freeze" actual cash in your checking account during a pre-authorization hold.
     
  • Monitor for Skimmers: Even if you use an app, you may still need to interact with the pump. Always give the card reader a quick tug. If it feels loose or bulky, it likely has a "skimmer" designed to steal your card data.
     
  • Opt-Out of "Data Sales": Go to the app settings and look for "Your Privacy Choices" or "Do Not Sell My Info." Most 2026 apps are legally required to provide an opt-out for selling your transactional data to advertisers.
     
  • Red Flags to Watch For including the The "Account Locked" Text: You receive a text saying your 7-Eleven or Chevron account is locked and you must click a link to "verify." This is a scam. Real fuel apps will rarely text you for security verification unless you initiated the request. Also be mindful of The "Free Fuel" Survey: Avoid social media ads promising $500 in gas cards for taking a Sheetz or Chevron survey. These are phishing schemes designed to capture your identity and payment info.

 

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By Jon McNamara

Why you can trust NeedHelpPayingBills.com - Providing manually verified assistance since 2008.

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