Free credit counseling in Michigan.
Find how to get free credit and debt counseling help in Michigan. Several non-profit organizations can provide assistance to individuals who are faced with foreclosures, consumers that need help reducing or consolidating debts, car loan assistance and offer information on mortgage help. Many of these services are offered for free to income qualified clients. More moderate income individuals may need to pay minimal fees for some of the non-profit credit counseling assistance programs.
The Michigan organizations offer a host of services. Specifically, call or stop by a non-profit to get more information. The assistance provided will be tailored to meet the specific needs of the customer. Most centers offer some form of debt management and consolidation plan. There is also free credit and budget counseling, foreclosure and mortgage assistance, and much more. Clients get confidential treatment from the specialists on site. All of the information and referrals that are provided are targeted exactly for their personal situation and needs. there are even budgeting and saving plans, including information on low income family investing programs.
Also, the non-profits in Michigan are certified and approved by both the Housing and Urban Development (HUD) as well as other federal government agencies. This means that individuals can expect to get the highest quality credit and debt assistance programs. Another benefit is that these may be offered either for free or at the lowest cost.
Allen Credit and Debt Counseling Agency
Address - 1253 Woodward Ave.
Detroit, Michigan 48226
Phone number - 888-415-8173
This organization may be the leading non-profit credit counseling organization in Detroit. A large number of programs are administered for debt consolidation and foreclosure prevention. They provide assistance to the under and unemployed, can help with payday or predatory lenders, help with credit card bills and offer counseling.
Bridging the Gaps
15700 W. Ten Mile Road Suite 104
Southfiled, MI 48075
Telephone number - 313-887-7775
Community Credit Counseling Specialists, Inc.
Main office - 13 Washington Street
Monroe, MI 48161
Telephone number - 888-662-3313
This is the non-profit credit counseling agency with the most offices in Michigan. They are all noted below. If you need free or low cost foreclosure counseling or information on mortgage programs, this is the place to go. Staff can also help Michigan families pay down credit card debts, file bankruptcy when needed, and more. There are also resource for car loans in Michigan for families that are struggling with their auto loan payments.
In addition, speak to a counselor to receive information on free debt management programs, ways to pay off loans, and other resources that can help you get back on track with paying bills or debts. All offices listed below are part of GreenPath in Michigan. The phone number for them is 888-436-4054.
315 E. Eisenhower Suite 206
Ann Arbor, Michigan 48108
The organization can be reached at 888-436-4054
Supports the entire county of Washtenaw.
211 N. First Street Suite 300
Brighton, MI 48116
2111 Woodward Avenue Suite 90
Detroit, Michigan 48201
One service at this non-profit office will help Michigan families with outstanding automobile or car title loans. it is open for all of Wayne County Michigan.
Location 38505 Country Club Drive Suite 120
Farmington Hills, Michigan 48331
2222 S. Linden Road Suite D
Flint, MI 48532
Services are provided to families in Genesee County. If a consumer needs to better understand debt settlement or credit card hardship programs, or if they need a specialist to negotiate payment plans, support is offered.
3051 Commerce Drive Suite 3
Ft. Gratiot, MI 48059
Stop by or call for details on free services and resources.
Address: 440 W. Main Suite C
Gaylord, Michigan 49735
Specialists can help consumers with dent management plans, advice, and other credit counseling services. They help with BOA and Chase credit cards, offer money management workshops and other low income programs.
Office address - 211 W. Ganson
Jackson, MI 49201
826 S. Monroe Street
Monroe, Michigan 48161
Consumers can learn about services such as low cost debt management plans (DMP) and approaches to take on settlement. Get help in lowering interest rates, mediation, and more. More on credit card debt settlement.
Address of this office is 27085 Gratiot Avenue Suite 103
Roseville, Michigan 48066
4600 Fashion Square Boulevard Suite 202
Saginaw, MI 48604
26555 Evergreen Road Suite 1060
Southfield, MI 48076
Foreclosure, consumer debt, and other specialists are available over the phone or in person.
Address: 8750 S. Telegraph Road Suite 100
Taylor, MI 48180
5700 Crooks Road - Northfield Plaza II Suite 202
Troy, Michigan 48098
11111 Hall Road Suite 422
Utica, Michigan 48317
On site counselors can provide information on foreclosure and mortgage programs. Or learn about the Michigan bankruptcy filing laws and regulations.
38545 Ford Road Suite 202
Westland, MI 48185
A site is at 131 E. Columbia Avenue Suite 112
Battle Creek, MI 49015
3210 Eagle Run Drive NE Suite 102
Grand Rapids, MI 9525
HUD certified counselors can help with housing issues. Other assistance programs include free advice on filing bankruptcy, credit card fee negotiations, and several other debt reduction programs.
629 W. Cloverland Drive Suite 9
Ironwood, Michigan 49938
Call or stop by the office at 612 S. Creyts Road Suite C. A number of debt and credit counseling services are provided, including consolidation and foreclosure prevention, by this agency.
Lansing, MI 48917
712 Chippewa Square Suite 102
Marquette, Michigan 49855
Dial 888-436-4054 to get information on debt reduction and free credit counseling.
This Greenpath office is at 800 Ellis Road Suite 269
Muskegon, Michigan 49441
7127 S. Westnedge Avenue Suite 5C
Portage, MI 49002
A focus is on credit card hardship programs, medical bills, and other personal finance issues. Other services include credit repair workshops and budgeting classes.
10850 E. Traverse Highway Suite 2280
Traverse City, Michigan 49684
CC Advising, Inc.
Location is 703 Washington Ave., Suite 200
Bay City, Michigan 48708-5732
Consumers can call the non-profit for help. They can advice the working poor on payment plans for their credit card or medical bills, offer assistance in dealing with debt collectors, consolidation services, and review consumer protection laws in Michigan.
Mission of Peace National Corporation
Main address - 333 West Fort Street Suite 1200
Detroit, MI 48226-3150
Telephone number - 313-967-0140
Low more on resources available, including auto loan payment programs, medical bill reviews, and other debt programs.
877 East Fifth Avenue
Flint, Michigan 48503
Main phone number is 810-232-0104
Some credit services are offered for free to low income families in Michigan. Specialists can help on creating a budget, credit score repairs, and provide other support.
Michigan Community Action Agencies
Many offer budgeting, credit repair and other forms of assistance. Families in debt can get help. There is assistance for seniors and the disabled in Michigan as well, and some offices operate formal credit counseling programs. More on Michigan Community Action agency financial advice.
National Debt Management, Inc.
17520 West 12 Mile Road Suite 105
Southfield, MI 48076
Telephone number - 248-200-2106
The company serves the entire nation. This is the local office that offers residents in Michigan with debt, housing, and credit counseling services. Both in person and telephone debt counseling is offered.
Northwest Michigan Community Action Agency, Inc.
Location - 3963 Three Mile Road
Traverse City, Michigan 49686
Not only offers credit services, but also information on local charities and state and federal government Financial assistance programs. A HUD certified and government approved housing counseling agency too.
1640 Marty Paul
Cadillac, Michigan 49601
Phone number - 1-800-443-2297
2202 Mitchell Park Dr. Suite 4
Petoskey, Michigan 49770
Telephone number - 1-800-443-5518