Free credit counseling agencies in Michigan.
Find how to get free credit and debt counseling in Michigan. Several non-profit organizations provide assistance to people that need help reducing or consolidating debts, including car loans, medical debt or a home loan. The free counselors also help people manage their money, rebuild credit and get their finances in order. Find a free credit counseling agency near you in MI.
The Michigan organizations offer a host of services, most of which are free for income qualified clients. The assistance provided will be tailored to meet the specific needs of the customer. Most centers offer some form of debt management and consolidation plan. There is also free credit and budget counseling, information on getting out of credit card debt from settlement programs and more. Clients get confidential advice from the specialists on site with some of the non-profit credit counselors offering phone or online consultations in MI.
There is even budgeting and saving plans, including information on low income family investing programs. The main goal of a debt counselor is to help clients pay down debt, save money, and get on track. Also, the non-profits in Michigan are certified and approved by both the Housing and Urban Development (HUD) as well as other federal government agencies, including the Department of Justice.
In addition to the list below, there are also free credit counselors in Detroit that focus on the city and all of Wayne County. The outlying areas of the city also have dedicated resources, and look for a free credit counseling organization for Oakland County.
List of free credit and debt counselors in MI
Allen Credit and Debt Counseling Agency
There is a local Detroit office. Phone number - 888-415-8173
A large number of programs are administered as part of debt consolidation and foreclosure prevention all across Michigan. They provide assistance to the under and unemployed, can help with payday or predatory lenders, help with credit card bills and offer counseling.
GreenPath, Inc. Financial Wellness
This is the national non-profit credit counseling agency with multiple offices in Michigan. People that need free or low cost foreclosure counseling or information on mortgage relief programs, this is the place to go. Staff can also help Michigan families pay down credit card debts, file bankruptcy when needed, refinance medical debt and more. There are also resource for car loans in Michigan for families that are struggling with their auto loan payments. The phone number for phone consultations is 866.750.1491.
Consumers can learn about services such as low cost debt management plans (DMP) and approaches to take on settlement. Get help in lowering interest rates, mediation, and more. More on credit card debt settlement.
GreenPath Debt Solutions
This non-profit is related to above, but focused on offer debt relief programs. This can help with car loans, credit card bills, and even personal loans including predatory loans such as car title or payday lenders. Low-income families can get help with consolidation and also a DMP, among other resources.
- 27085 Gratiot Ave # 103, Roseville, MI 48066. Phone: (586) 779-8360
- 440 W Main St suite c, Gaylord, MI 49735. Phone: (989) 732-2260
Federal government approved non-profit credit counseling organizations
There are other regional and national credit counselors that provide free or affordable consultations. These places will offer online, phone, or remote counseling only. A list of government certified organizations that cover MI is here. https://www.justice.gov/ust/credit-counseling-by-state/Michigan.
Credit Advisors Foundation
The main number is (402) 393-3100
They provide free credit counseling, legal advice around consumer regulations and other financial services in Michigan and the Midwest. Specialists can help consumers entering into debt management plans and other credit counseling services. They help with BOA and Chase credit cards, offer money management workshops and other low income programs.
CC Advising, Inc.
Location is 721 Washington Ave., Bay City, MI 48708-5724. Phone: 1-855-980-6690
Consumers can call the non-profit for help. They can get advice to the working poor on payment plans for their credit card or medical bills, offer assistance in dealing with debt collectors, consolidation services, and review consumer protection laws in Michigan.
Mission of Peace Community Development
877 E 5th Ave, Flint, MI 48503. Phone: (810) 235-6878
Some credit services are offered for free to low income families in Michigan. Specialists can help on creating a budget, credit score repairs, and provide other support. Other resources are also available, including auto loan payment programs, medical bill reviews, and other debt programs.
Michigan Community Action Agencies
Many offer budgeting, credit repair and other forms of assistance. Families in debt can get help. There is assistance for seniors and the disabled in Michigan as well, and some offices operate formal credit counseling programs. More on Michigan Community Action agency financial advice.
National Debt Management, Inc.
Telephone number - 248-200-2106
The company serves the entire nation. This is the local office that offers residents in Michigan with debt, housing, and credit counseling services. They also help people in MI that have bad credit scores improve them - with all 3 reporting agencies. Both in person and telephone debt counseling is offered.
Northwest Michigan Community Action Agency, Inc.
Not only offers credit services, but also information on local charities and state and federal government Financial assistance programs. A HUD certified and government approved housing counseling agency too.
- Location - 3963 Three Mile Road, Traverse City, Michigan 49686. Call 231-947-3780. Services are provided to families in Grand Traverse County. If a consumer needs to better understand debt settlement or credit card hardship programs, or if they need a specialist to negotiate payment plans, support is offered.
- 1640 Marty Paul, Cadillac, Michigan 49601. Phone number - 1-800-443-2297
- 2240 Mitchell Park Dr, Petoskey, MI 49770. Phone: (231) 347-9070. focus is on credit card hardship programs, medical bills, and other personal finance issues. Other services include credit repair workshops and budgeting classes.
MoneySharp Credit Counseling Inc
Phone consultations are offered. Call (866) 200-6825
HUD certified counselors can help with housing issues. Other assistance programs include free advice on filing bankruptcy, credit card fee negotiations, and several other debt reduction programs. Foreclosure, consumer debt, and other specialists are available over the phone or online.
Related Content From Needhelppayingbills.com
|
