Free credit counseling in Detroit and Wayne County.
People in Detroit and Wayne County Michigan can receive free credit counseling and debt relief services from several non-profit agencies. Some of the services offered include debt management programs, consolidation loans, and credit review as well as repair, including for consumers with bad credit scores. Find details on free non-profit credit counseling near you in the Detroit area.
Most of the non-profits are federal government HUD certified as well as approved by the Michigan State Housing and Development Authority. The counselors also help with housing needs, in particular foreclosure prevention counseling. The not for profits can help people find and apply to credit card hardship programs from all lenders too, including Chase and Bank of America.
Another focus is on helping people pay off loans - whether an auto loan, payday or pawn shop loan and they even help with buy now pay later app financing. All clients in Wayne County MI can access confidential credit counseling in which a certified counselor reviews your financial situation, helps you set a budget and save money, and helps get you on track with bills.
Non-profit credit counselor locations in the Wayne County area
Community Housing Network Wayne Office
35425 W Michigan Ave # 3649, Wayne, MI 48184. Main phone: (313) 263-7903
While the focus is on housing, get information and referrals to more programs that can lead to longer term success. They help people in Wayne County rebuild or start to build credit, pay down debt, and offer help around savings for future home ownership.
Greenpath Financial Wellness
2111 Woodward Ave #906, Detroit, MI 48201. Phone: (800) 550-1961
They tend to offer free initial advice, and the balance of their programs, such as credit repair, foreclosure prevention, and debt management plans, may come with a nominal fee. Staff can show clients how to save money on their bills, give free advice on credit card debt relief, enter borrowers into DMP, and more.
Bridging the Gaps
They are based in Southgate MI. Call 734-288-3488
American Consumer Credit Counseling
Location is 400 Renaissance Center, Detroit, MI 48226. Call (877) 440-1773
This location focuses on the metropolitan Detroit region as is one of the largest in the US. Meet with a counselor for a free consultation. You may then decide to create a budget, explore credit repair, and other debt as well as housing assistance programs. More information on debt settlement and consolidation options.
Money Management International
Office is at 400 Renaissance Center, Detroit, MI 48243. Phone: (313) 524-0194 or call 866-889-9347
MMI is a national non-profit, free counselor agency with a local office. Struggling people and those in debt can get help. Programs range from financial education to information on consolidating credit card debt, car loan refinancing, and mortgage relief programs. They are a HUD certified housing counseling agency and also approved by the government in offer other debt relief.
The FEC - Financial Empowerment Center of Detroit and Wayne County
This is part of community action. Call (313) 322-6222.
The non-profit helps low-income families, senior living on social security and others that need help with their finances. Programs range from free financial literacy workshops to information on debt negotiation programs, auto loan relief programs and many others. Details are here https://www.waynemetro.org/financialempowermentcenter/.
U Snap Bac
14901 E Warren Ave., Detroit, Michigan 48224. Call (313) 640-1100
People with low-credit scores, or even no history, can get help starting a credit history from the non-profit.
Related Content From Needhelppayingbills.com
|
