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Assistance programs Chippewa, Luce, and Mackinac County

Find where low-income families can get financial help or free stuff in Chippewa, Mackinac, or Luce County. There are charities, churches and government programs that help pay electric bill or housing costs, including rent or a mortgage. Or get free stuff including food, gas vouchers, furniture or clothes. Other support is offered as well, and find financial help near you in Chippewa, Mackinac, or Luce County.

There are a few different places to go to for help with bills, food, and other emergency assistance. Or get free school supplies for students or holiday help. The leading agency is the Chippewa-Luce-Mackinac Community Action (C-L-M) with other non-profits also helping the low-income, seniors or disabled. Get details on the various services below.

Chippewa-Luce-Mackinac Community Action (C-L-M)

The list of programs, resources, and services offered are below. They also focus on employment and financial literacy, and help families get transportation to work or a job interview (including gas cards), clothes for a job, or access to a computer or internet.

  • Emergency Services - The program can provide free government money or cash grants to income-eligible applicants and families. Get grant money to pay for utilities, heating bills, rent, medications and other emergencies.
  • Home Rehabilitation Program - The CLM agency also works in cooperation with Luce, Chippewa, and Mackinac Counties in Michigan to provide necessary home improvements, repairs, and modernization services. There will be free window replacement, roof repairs, fix to plumbing and more. Zero interest loans, which are even a form of a cash grant, are secured by no-diminishing liens are provided to homeowners in the region.
  • Home Weatherization Program - This free energy conservation program was designed to help area residents by providing efficiencies to their home including insulation, weather stripping, and other energy-saving measures. This weatherization program is available for owner occupied homes, mobile homes, and qualified home or even apartment rentals.




  • Homeless Prevention & Emergency Heating and Utilities - The assistance program provides emergency utility, heating bill, or rental assistance to people with no money and households facing unexpected difficulties. Applicants need to have received exhausted available fuel oil, or have received shut-off/eviction notices from their energy company or landlord. This service is only offered one-time per year in an emergency and is available until funds run out.
  • Home Buyer Purchase - Get help buying a home and getting financing. This housing program is designed to provide low- and moderate- income families with support and financial to become homeowners. The housing purchase program will pay up to $5000 per family in down payment, closing costs, and/or interest buy downs to first-time buyers. There are also limited funds for required repairs established by an HQS inspection or closing costs. More on first-time home buyer government assistance.
  • Utility Bill Disconnection Prevention - Financial assistance and grants  may be provided to low-income households, the elderly, and/or disabled who meet eligibility requirements when the clients heating or electric service has been or will be shut off. Payments provided to clients of the agency may include the amount needed to restore or continue the utility or heating service for at least 30 days. Also, services may include payment of necessary charges to deliver a 30-day supply of a deliverable heating oil or fuel to the applicant. More on electric bill help.
  • Food from the Targeted Emergency Food Assistance Program (TEFAP) - This federal and state of Michigan funded program is distributed quarterly to income eligible persons. It provides free groceries, Meals on Wheels for seniors, baby formula and more. The community action can provide them food in an emergency.
  • Mortgage and foreclosure advice - Get information on foreclosure prevention tactics as well as government mortgage assistance programs.

The non-profit organization administers other emergency assistance programs and referrals for the low income in the region. Find more Chippewa Luce Mackinac Community Action Human Resource Authority programs. Or call the Sault Ste. Marie Michigan based Chippewa-Luce-Mackinac Community Action (C-L-M) at (906) 632-3363.





Additional financial assistance for rent or utility bills, food, transportation and more

Sault Ste. Marie Salvation Army covers multiple counties. Some of the resources offered include utility bill assistance to low to moderate income individuals facing utility shut-off/disconnection. Grant money to pay a heat or light bill is offered too.

Or get help with health care in the form of $50.00 for emergency prescription medication vouchers. The Salvation Army can also provides a 3-5 day supply of free food or groceries to low-income families in an emergency assistance situation. Holiday assistance, such as Thanksgiving and Christmas meals and gifts are offered. There are also free back to school supply drives in the area, including counties of Mackinac and Luce. Call the Salvation Army charity agency at (906) 632-6521. Locate additional Salvation Army low-income family programs in MI.

Saint Igance Area Hope - Distributes the free food, fruits or government commodities and groceries to people who are in emergency situations. The charity may also have items for other basic needs, such as clothing, free furniture or household stuff or holiday meals. Call (906) 643-7360. The address is 250 Ferry Ln, St Ignace, MI 49781.


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