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Immediate Financial Assistance

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Utility Bill Help

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Public and Government Assistance

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Assistance programs Saginaw County.

Find where to apply at for support in Saginaw County. Get help with housing costs (rent, security deposits, utility bills or a mortgage). Receive free items (food, medical or dental care, cars, gasoline, or medications). Guidance is also given by counselors (for debt, foreclosure prevention, and loans). Or get free items including school supplies or uniforms, winter jackets, or Christmas toys. Apply at the churches, charities, non-profits, and government agencies below.

A major focus is on providing grants and financial help during the winter to help families keep their homes warm. This is where free LIHEAP grants for energy bills can help. There are also resources for the most vulnerable in Saginaw County, including disabled, the elderly, and veterans among others. Find details below.

Assistance programs from Saginaw County Community Action Agency

This non-profit organization also offers several resources to low and moderate income people. They provide some short term assistance and grants for paying bills, but their primary mission is to ensure people become self sufficient over the long term.

Some of what they offer include weatherization program, minor home repairs, energy and heating bill assistance, job training, child care, and also rent help. The non-profit also has extensive information on state of Michigan and federal government resources, such as Head Start and food stamps. If you are struggling a community action agency is always a great place to contact for help.

Much of the financial aid is offered as a form of Emergency Assistance from the Community Action (CAC). Components of it include one time rent help to avoid an eviction. The currently homeless in Saginaw County can look into grant programs for paying a security deposit on a new, low income apartment.

Resources are also offered to help end hunger. This ranges from referrals to free food pantries to the federally funded TEFAP Emergency Food Assistance Program. There is also information on Michigan benefits, such as WIC and SNAP food stamps. For more details on these and other referrals, the Saginaw County non-profit can be contacted at 2824 Perkins Street, Saginaw, MI 48601, or dial  (989) 753-7741 to learn more or apply. Find details on community action agency in Saginaw County.




Help with bills, rent, and other social service programs

Two groups that struggling and low income people can turn to for assistance include the Saginaw County Community Action Committee, Salvation Army, charities and the Community Prescription Drug Program. These organizations, and others listed below, provide people help with paying their utility and heating bills, discounted and free prescription drug medications, rent help, emergency assistance, and more.

The Eastern Michigan Salvation Army offers various social service type programs. If you apply and are determined to be eligible for assistance, receive resources such as free groceries, prescription medicines and drugs, clothing, rent and utility and heating bill assistance, temporary shelter and even travel vouchers including gasoline.

Several other case management services are offered in Saginaw Michigan, including information on local job training and referrals to government assistance. Or apply for free school suplies or winter clothes for a kid in Saginaw County. (989) 793-8371, or continue reading more Saginaw Salvation Army assistance programs.

United Way Of Saginaw County – The non-profit partners with and funds local charities, non-profits, and other organizations. They are a great place to contact for information and referrals as well. Meet with a trained professional who will be able to determine a family's or an individual's eligibility to receive financial assistance. Find more information on the Saginaw helpline.

One of the main programs is Project HOME, Household Occupancy Maintained Efficiently. This offers homeless prevention and rapid re-housing received from the U.S. Department of Housing and Urban Development (HUD) as well as Michigan State Development Authority (MSHDA). May offer short term rental assistance to prevent homelessness and funds to also quickly re-house people who have become homeless. 100 South Jefferson Avenue 3rd Floor, Saginaw, Michigan 48607, dial (989) 758-4357





The elderly can get help. All across Michigan are Aging on Agency centers, and they offer many services in Saginaw County. There is applications to Medicare, free community lunches, recreational activities, and even emergency financial help for senior citizens. Read about Michigan senior assistance programs.

Tenants and the homeless can get emergency rent help, shelter, or deposit assistance. A few agencies, including DHS, comment action, and Project Home all offer this. They help stop evictions, address housing discrimination, and also place individuals into low income and affordable apartments. There are a few options, and locate rent or deposit help in Saginaw County.

Saginaw County Salvation Army runs a number of low income and social service programs. Among them include transportation assistance, such as bus fare and gasoline vouchers. Pantries can provide free food, meals, clothing, and holiday assistance such as coats for kids and Christmas toys. Financial assistance includes water bills, rent, and utilities. Vouchers for medications may also be distributed. Of course the Salvation Army can always provide referrals and other social services. 2030 North Carolina Street, Saginaw, MI 48602, dial (989) 793-8371. Read more on programs available from the Michigan Salvation Army.

Youth Protection Council Innerlink, Teen Parent Services - Provides teen parents in Saginaw County access to Project Home. It can assist with rent, rental and security deposits, and utility bill assistance. 1630 Gratiot Avenue, Saginaw, Michigan 48602, phone (989) 792-6789

Clothes, Christmas assistance and basic needs can be met by several non-profit clothing closets. They may have vouchers that low income families can use to buy gently used (or maybe new) goods for free. Thrift stores are also located in the Saginaw County region, and these will sell items such as baby supplies, winter coats, and provide holiday support at a low cost. More Saginaw County free clothing closets and school supplies.

Saginaw County branch of Michigan Department Of Human Services – This state program can offer the following aid. Burial/Cremation Expense Assistance, Electric, Water and Heating Payment Assistance, Home Rehabilitation and Repair Grants, Mortgage and Rent Payment Assistance, Property Tax Payment Assistance, Water Heaters and Furnaces. 411 East Genesee, Saginaw, Michigan 48605, phone (989) 758-1100





Free and discounted prescription drugs

Residents can take advantage of Saginaw County’s Community Prescription Drug Program (phone 989-907-5602), which assists thousands of underinsured and uninsured families and individuals throughout the county. The organization now helps almost 5,000 people, most of whom are unemployed, underemployed, elderly, or who in general can’t afford to pay for needed medications. The number of people using the program has increased as a result of the weak economy. They partner with many drug companies and other organizations that provide free drugs.

So far this year the prescription drug assistance program has filled about 1,700 prescriptions each and every month, spent $3,000 per month on these medications and they have also had another $300,000 worth of donated medications that they distribute. The donated medications are mostly from pharmaceutical companies, the organization said. The phone number to call to apply or fore more information is 989-758-1791. Also, find additional ways to get help with medical bills.

Food banks, clothing, and non-financial aid

Several churches, food banks, and clothing closets can provide support to low to moderate income families who are faced with a crisis. Most of the locations provide food and groceries, but some also offer clothing and items like furniture or personal hygiene items. Or get free Christmas or Thanksgiving meals. The primary centers to call are below.

If a food pantry is not near where the person lives, there are additional distribution centers. Or staff can help low income families apply for food stamps or services such as Meals on Wheels. Or click here for additional locations of free food pantries in Saginaw County.

  • Outreach Center, phone number (989) 249-8676, can provide food and clothing.
  • A couple Church Food Pantries, including a Baptist church (call (989) 777-0550) also can offer free meals and food.





Assistance from Food Bank of Eastern Michigan are offered too. If you are wondering or concerned where your next meal may be coming from, the Food Bank of Eastern Michigan may be able to provide for you. They support most counties in Easter Michigan, including Saginaw County, and they also work with local charities and non-profits. Dial 810.239.4441 to learn where you can receive free food and groceries from.


By Jon McNamara











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