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Assistance programs in Massachusetts.

Find free grant money, financial help and government assistance in all cities and counties in Massachusetts listed below, including Boston and Worcester. There are resources that help with paying electric bills, rent, housing, security deposits, transportation and other costs. In addition to the state and local programs below, get financial assistance for low-income families near you in MA from charities.

Many organizations also give out free stuff, including food or groceries, clothes, a new car or or gas vouchers to low-income families for work. Struggling families can get free personal, work, or household items in addition to emergency financial help in MA. Charities may provide free bus passes for work, daycare for parents or furniture for a home. There are also low-income housing programs, mortgage relief services, as well as transportation resources, including car payment assistance.

Get financial help for bills, housing, free stuff and social services in MA

Statewide rental assistance programs - A number of non-profits, charities and government programs help low-income tenants. Examples include RAFT (Residential Assistance for Families in Transition), which helps families who are behind on their rent, mortgage payments, heating, or utility bills. Charities in MA will also assist families with no money who who have to move but do not have enough money to pay some of the costs involved, such as utility startup costs, a security deposit, or first/last month’s  Read more on rental assistance Massachusetts.

SNAP, the Supplemental Nutrition Assistance Program - The federal and state government SNAP program will help low-income Massachusetts households pay for food, groceries or formula so that they can have a healthy diet. EBT cards help pay for groceries and nutritional items. Call (877) 382-2363

Disability Programs - Additional resources are offered for residents with a disability. They include assistive technology, job training, legal aid, transportation and in-home care. Other cash assistance and benefits may be available in Massachusetts for paying bills such as heating costs or housing expenses. Learn more on disability help in Massachusetts.




Free Income-eligible Daycare - Free child care vouchers is provided to low-income parents, people in job training and single mothers. There is a government subsidized child care resource for low-income non-TAFDC families who are looking for work, currently working, disabled, or in an education or job training program. The amount a family needs to pay for child care will depends on their family size and income, and the government will pay a portion as well. Call (877) 211-6277, or more Massachusetts free child care programs.

Cash Assistance and Public Aid - Several Massachusetts organizations provide social services and emergency financial assistance. Programs can help people find a job, get help with energy bills and medical care, assist with auto payments and other needs. Read more public assistance in Massachusetts.

Emergency Aid to Elders, Disabled and Children (EAEDC) - EAEDC is a government benefit that will provide cash grants and other benefits to low-income elders, children, and disabled adults in Massachusetts. EAEDC aid is for individuals and families who do not qualify for other government run cash assistance programs. Call (877) 382-2363 or 617-573-1600

Transitional Aid to Families with Dependent Children (TAFDC) - TAFDC is a government assistance program that gives benefits and cash assistance to low-income families with dependent children. The government assistance can also help single moms or dads in MA with bills, housing, and job expenses. Dial (877) 382-2363. Even locate free apartments for single mothers near you.

Energy and Gas Company Programs - Most of the utility companies that operate in Massachusetts offer low income assistance programs, in particular for paying heating bills or gas expenses during the fall, winter and spring. There are emergency grants and free weatherization programs in Massachusetts that are available directly from utility and gas companies. Continue with energy bill help in Massachusetts.

Government Grants, Employment Services, and Case Management - Non-profit community action agencies can help the underemployed, working poor, seniors, and unemployed. Resources offered include job training, grants for paying bills in an emergency, Head Start, child care, and energy assistance, among others. More on community action Massachusetts.





Massachusetts Rental Voucher Program - A rental assistance program available in Massachusetts that offers tenant-based vouchers as part of section 8.  These vouchers can be used to help pay rent for any housing unit or affordable, income based apartment. Low-income residents, single moms, families in poverty and others may qualify.

  • Working with the federal government HUD organization, the state of Massachusetts can provide very low income families, the elderly, and disabled with a rent subsidized apartment. More on Massachusetts housing choice voucher section 8. Call (617) 573-1150

Eviction Prevention and Homeless Programs - Emergency rental assistance as well as rehousing is offered from government programs such as ESG or Continuum of Care. Charity and government resources include transitional housing, funds to pay security deposits, and free legal aid to those facing eviction. Continue with eviction help in Massachusetts.

Massachusetts Senior Programs - Elderly and residents over 55 years of age can receive financial help and advice from the Agency on Aging. Resources available include information on health insurance, free food, home delivered meals, job training, government grant money and much more. Learn more on Massachusetts Agency Aging.

Telephone Bill Assistance or Discounts - the state and federal government provide help with phone bills and/or free cell phones to the elderly, disabled, and other low-income households in Massachusetts. The goal is to ensure communication is available for emergencies. More information on phone discounts in Massachusetts.

Crisis Assistance Funds - One of the leading non-profit charities, the Salvation Army, can help Massachusetts families. The agency offers limited amounts of emergency cash assistance, grants, case management, gasoline cards, transitional housing or bus passes and other social services. Read more on Salvation Army Massachusetts.

Free Legal Aid - Qualified families and seniors in Massachusetts will receive free legal advice from lawyers. Attorneys offer from non-profit law firms across the state for civil cases. Lawyers will offer their services to people in need of help. Click here to read more on free lawyers in Massachusetts.




Free Food Bank and Distribution Centers - Non-profit organizations located throughout the region can provide free or low cost food, groceries, free meals and other stuff to people facing a hardship, including today and with drive thru pantries available. Get more information on free food pantries in Massachusetts.

Massachusetts Good Neighbor Energy Fund - This organization will provide energy assistance to Massachusetts residents who are in a temporary crisis and who may be struggling to pay their heating or utility bills. It can help stop a shut off for those who do not qualify for federal government or state energy funds. More on the Good Neighbor Energy Fund.

Low Income Home Energy Assistance Program (LIHEAP) and Free energy conservation - This governmebt benefit will help lower income families pay their heating bills and often summer electricity bills. The government assistance program is for both renters and homeowners. Most households will also qualify for utility discounts, weatherization, and emergency furnace repairs. Apply for LIHEAP in MA.Financial assistance in MA

One-Stop Career Centers are another place to call for help in finding a job, registering for training sessions in Massachusetts, and clients can receive ongoing employment assistance services. The center also help people find a gas card or free car or truck for work. Read Massachusetts job training programs.

Free or low-cost medical and dental care programs in Massachusetts

Health Safety Net Fund (Free Care) - The Health Safety Net is a government healthcare assistance program that helps low-income patients as well as people with no money get medical care at community health centers. It will help pay for vision, medical, dental and other care for people who are not eligible for health insurance, MassHealth Medicaid or patients who cannot afford their medical bills. There is free necessary care, check ups, cancers tests and even free medications. Call (800) 841-2900 or 508-860-7700

Non emergency medical transportation - Seniors, the homebound, people with no relatives and others will get a free or low cost ride to a doctor, pharmacy or hospital from a NEMT service. Taxis, wheelchair vans and other rides and offered. Locate medical transport non emergency.

MassHealth - This is the state’s version of Medicaid. MassHealth is a free public health insurance program for residents of Massachusetts. It is both Medicaid for the low-income / working poor as well as CHIP health insurance for kids or teenagers. Call 1-800-841-2900 or 1-888-665-9993. Learn more on getting assistance with medical bills.







Prescription Advantage - This is a state-sponsored prescription drug insurance plan for both Massachusetts disabled residents and seniors who meet eligibility requirements. It can pay for insulin, cancer medications, generic or name brands drugs and more. There are some low cost premiums, deductibles and also co-payments there are based on household income. Call  1-800-243-4636. There are even free prescription drug discount cards.

Health Care Centers and Free Clinics - While Massachusetts does have a health care law, the low income have other options for free or low cost medical or dental assistance. Free and income-based clinics can help those in need, including with free or cheap medical and dental services. Read more on Massachusetts free community clinics.

  • Find how to get help from MA dental clinics. Oral care, checks ups, dentures and other forms of assistance are provided by dentists as well as dental care centers. Click here free dental clinics in Massachusetts.
  • Residents who lack health insurance can receive assistance from resources targeted at them. These programs can also complement any state of Massachusetts mandated health coverage. Receive medications, check ups, cancer screenings, and family medical care. More on uninsured health care in Massachusetts.

Massachusetts mortgage and debt relief

Numerous free non-profit agencies that are HUD certified may be able to provide homeowners with free or low cost solutions to paying their mortgage or avoiding a foreclosure. Find a list of HUD counselors. Learn more on Massachusetts free HUD counseling agencies.

  • Home Buying in Massachusetts - The cost of housing is very high. The government and non-profits may be able to help low to moderate income families, veterans and single moms with loans. A number of services are offered, including free grant money in MA. Find details on getting free loans.

Help with Mortgage and Foreclosure Prevention - Massachusetts also has a mortgage assistance program that will help struggling residents. There is help with refinancing a mortgage or home loan and it also assists with preventing foreclosures. Resources are offered across the state. There are also home buying programs as well, including grants to make a down payment on a house. Continue with Massachusetts mortgage assistance.




Financial Counseling, Budgeting, and Debt Reduction - Families in Massachusetts who are struggling to pay their bills and debts may qualify for free or low cost services. There is free debt management, car payment help and credit counseling. Non-profits operate across the state and provide this resource. More on Massachusetts free credit counseling.

Assistance from Massachusetts counties and cities

A number of local resources are offered. Select a county and/or city in MA below for additional places for free items or financial assistance. Many local charities, non-profits, and government social services help struggling people.

Barnstable County

Berkshire County (Pittsfield)

Bristol County (Taunton)

Dukes County (Edgartown)

Essex County (Salem and Lawrence)

Franklin County (Greenfield)

Hampden County (Springfield)

Hampshire County (Northampton)

Middlesex County (Cambridge)


Norfolk County (Dedham)

Plymouth County (Plymouth and Brockton)

Suffolk County (Boston)

Worcester County


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