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Immediate Financial Assistance

Rental Assistance

Food Pantries

Utility Bill Help

Free Stuff

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Public and Government Assistance

Disability Benefits

Section 8 Housing

Senior Help

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Financial assistance programs in Kentucky.

Find grant money, financial help and free stuff for low-income families in all cities and counties in Kentucky. There is immediate assistance and government grant money that helps pay rent, housing or funds for utility bill payments. Or non-profits offer free groceries, food stamps and coordinate job training. Get financial help near you in KY.

Free stuff is also offered in Kentucky as well. Charities try to offer everything from gasoline vouchers or bus passes for work as well as clothes, car payment assistance, free daycare help and more. The goal is to offer emergency financial aid in KY as well as long term social services for low-income families.

Get grants, free items including food or clothes, and funds to help with bills or housing in KY

Tenant and renter assistance programs in KY - Find local, city run and statewide financial assistance programs that help pay rent and related costs. Charity agencies, government social services and other groups offer support. The goal is to reduce evictions and homelessness. Families may receive financial assistance in the form of rental assistance, vouchers, funds for security deposits, government subsidies, and more. Locate Kentucky rental assistance programs.

  • Help for Evictions and Homeless Assistance - State of Kentucky and federal government grants can be used to pay back rent, application fees, or a security deposit. Funds are used on an emergency basic for tenants with an eviction notice or currently homeless individuals. Shelter and transitional housing is available too. Find more information eviction prevention in Kentucky.
  • HUD Vouchers for Paying Rent - Low income families as well as the disabled and elderly can get housing vouchers. The HUD section 8 program can be used to pay a portion of an approved housing units rent  More section 8 in Kentucky.

Temporary Assistance for Needy Families (TANF) - KTAP - The program provides families with the tools to become self sufficient, including limited amounts of free government money to pay the bills. Goals of this government type financial assistance program include providing families or single adults with long term employment, help train clients for a job, and create self sufficient families while cash is paid out. KTAP is for families with children, including single moms or dads in KY. Dial (502) 564-3440. Or read more on how to earn free money.




Free Internet Services - Federal government programs, call phone and cable companies and other organizations provide free internet and WiFi. A focus is on seniors, kids, teens and students. The low-income in Kentucky can apply too for internet assistance or free services. Learn more on how to get internet for free.

Free Legal Aid - Find information on how to get legal assistance from pro-bono lawyers and free advice in Kentucky. Non-profit law firms, free attorneys and other government supported agencies offer residents free tips, advice, and consultations. Learn more on free lawyer legal aid in Kentucky.

Emergency Grants, Career Counseling, and Job Programs - Non-profits and government assistance programs in Kentucky offer low income individuals grants for paying bills in a crisis and will also help them deal with longer term issues. Enroll in job training, counseling, and employment programs. More information on Kentucky community action agencies.

SNAP Food Benefits / EBT - The SNAP Food Stamps Benefit Program will assist residents with little or no money with buying groceries. Low income families can get access to an EBT card to buy food for healthy meals at participating stores. SNAP benefits provided will increase a household's buying power when added to the household's existing income/money. Call (855) 306-8959 or(502) 564-7050, or more on SNAP food stamps.

Social Services - The state offers several low income and government funded social service programs to qualified families. Resources will provide free medical care, cash assistance for bills, employment services, affordable housing, and more. Get information Kentucky public assistance.

Free Day and Child Care Programs - Subsidies and government financial assistance can help pay for some or all of your child care costs. Day care assistance is for low-income parents or single moms and dads in KY. State of Kentucky and federal government funding is offered to low income working parents or those in job training. Click here for free daycare in Kentucky.

Loan Programs - But short term borrowing, and help in eliminating payday or other loans, is available in Kentucky. Emergency loans are loans for borrowers with bad credit or a low income. Banks, credit unions, and counselors are all resources. More on payday loan programs.





Senior Help - Individuals over 55 often have different needs than others. Non-profit aging offices in Kentucky provide older adults with services such as job training, information on medications and medical bill assistance, housing, food, free money to seniors, and home delivered meals. More information on Agency Aging in Kentucky.

Phone Discounts, Free Cells and Financial Assistance - There are two main government assistance programs in Kentucky, and they include Lifeline as well as potential discounts on establishing service. Get a free phone, government funds to pay a bill and more. Both cellular and home phones in the state may be qualified. Learn more on telephone bill help in Kentucky.

Kentucky Disability Assistance Programs - The state provides help for disabled residents, their families and caregivers, if applicable. Find information on the application process, financial assistance including SSDI, free food, medical care, and additional services. Programs are also offered for disabled children or seniors. More disability assistance programs in Kentucky.

Financial help in KentuckySocial Services and Emergency Assistance - One of the nations leading charities, the Salvation Army, has locations across Kentucky. The Family Services program can offer financial help with bills and expenses. Services can pay housing and rent costs, provide food and transportation, and other help. More on Kentucky Salvation Army.

Free Food from Food Banks - Kentucky has numerous food banks, grocery distribution centers and pantries that provide assistance to families, individuals, children, and anyone who may be struggling. Click here for information on free food pantries in Kentucky.

Kentucky Energy Bill and Utility Assistance Programs - Find how to get help paying your utility bills in Kentucky. Programs, weatherization, grants and financial assistance is offered by energy companies and other organizations. More on Kentucky energy bill programs.

  • The Low Income Home Energy Assistance Program (LIHEAP) - A federally funded assistance program to help eligible Kentucky households with paying their home heating and/or cooling bills. The LIHEAP program helps hundreds of thousands of KY families pay their heating bills every winter or keep their power on during the summer. it is often combined with free Weatherization services, which will help reduce the cost of energy for low-income families. More on LIHEAP in Kentucky.




Job Search Assistance and Training in Kentucky - Resources funded by the government and non-profits provide career counseling, employment assistance, and help with finding a new or better job. Stop by locations, such as a One-Stop Career Center, for more information on available services. Click here Kentucky job training.

Credit Counseling and Debt Reduction - Resources can assist consumers that need help improving their financial situation, reducing debts, or who need access to housing counseling. Or get free credit repair for the low-income or bad credit borrowers. Non-profit credit counselors offer free or low cost assistance. More Kentucky free credit counseling.

Help in local Kentucky counties and cities

Select a county or city from the list below to find other, local financial assistance programs. As there are other charities, non-profits, and social services for low income families in KY.

Adair County (Columbia)

Allen County (Scottsville)

Anderson County (Lawrenceburg)

Ballard County (Wickliffe)

Barren County (Glasgow)

Boone County (Burlington)

Boyle County (Danville)

Breathitt County (Jackson)

Bullitt County (Shepherdsville)

Butler County (Morgantown)

Calloway County (Murray)

Campbell County (Alexandria)

Carlisle County (Bardwell)




Casey County (Liberty)

Christian County (Hopkinsville)

Clark County (Winchester)

Clay County (Manchester)

Clinton County (Albany)

Cumberland County (Burkesville)

Daviess County (Owensboro)

Edmonson County (Brownsville)

Franklin County (Frankfort)

Fulton County (Hickman)

Garrad County (Lancaster)

Graves County (Mayfield)

Green County (Greensburg)

Hancock County (Hawesville)

Hardin County (Elizabethtown)

Hart County (Munfordville)

Henderson County

Hickman County (Clinton)

Hopkins County (Madisonville)

Jackson County (McKee)

Jessamine County (Nicholasville)

Jefferson County (Louisville)

Kenton County (Covington and Independence)

Knox County (Barbourville)

Laurel County (London)

Lee County (Beattyville)

Lexington-Fayette County (Lexington)

Lincoln County (Stanford)

Logan County (Russellville)

Madison County (Richmond)

Marshall County (Benton)




McCracken County (Paducah)

McCreary County (Whitley City)

McLean County (Calhoun)

Mercer County (Harrodsburg)

Metcalfe County (Edmonton)

Monroe County (Tompkinsville)

Montgomery County (Mount Sterling)

Northern Kentucky area

Ohio County (Hartford)

Owsley County (Booneville)

Pulaski County (Somerset)

Rockcastle County (Mount Vernon)

Russel County (Jamestown)

Scott County (Georgetown)

Simpson County (Franklin)

Taylor County (Campbellsville)

Union County (Morganfield)

Warren County (Bowling Green)

Wayne County (Monticello)

Webster County (Dixon)

Whitley County (Williamsburg)

Wolfe County (Campton)

Woodford County (Versailles)


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