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Assistance programs Kenton County and Covington.

In a crisis, Kenton County Kentucky families can get financial help. There are a number of charities, non-profits, and churches that offer assistance with housing (rent, security deposits, or mortgages); provide free items (food, clothes); provide free medical or dental care; and much more in Covington and the county. There may also be job placement, credit counseling, and other programs for the working poor, elderly, or disabled.

Housing and homeless prevention

Contact the Welcome House of Northern Kentucky (859-431-8717). This non-profit agency partners  with charities and non-profits in the community to provide a continuum of quality housing and rent assistance services for individuals who are homeless or at risk of being evicted, facing a foreclosure, or just becoming homeless. Learn more on Kentucky rent programs from HEARTH.

Financial assistance in Kenton County region

If you are experiencing an emergency or facing a crisis, United Ministries is an organization that assists both individuals and families who live in Kenton County, Covington and Northern Kentucky who are facing a financial crisis or experiencing an emergency. The agency can provide the basic necessity of food, medical equipment, heating and utility bill assistance. The case management process can assist with rent expenses and utility bill payment help and they can also develop and implement a plan for achieving stability over the long term. Call 859-727-0300, or read United Ministries Kenton County emergency assistance.

The leading non-profit agency in the area is Northern Kentucky Community Action Commission, Inc. The agency runs dozens of programs that people can take advantage of to make it through a hardship or some other type of crisis. A sampling of the programs include:

  • Rental assistance - The agency partners with state of Kentucky programs, local charities, and other non-profits and the agency provides a variety of rental assistance services and resources to people who need housing help, including help with paying rent and utility bills.
  • Free medications - The community action agency works with St. Vincent de Paul Community Pharmacy to help qualified low income clients and patients who have no prescription drug coverage and can’t afford their medications obtain free medications.




  • Debt help - The Northern Kentucky Community Action Commission runs several programs that provide people with credit and debt assistance. Counselors will work one on one with the applicant to review budgeting ideas, improve their financial literacy, go over debt programs, and provide other aid. You may also be able to improve your credit rating.
  • Energy bill assistance - Learn about and apply for programs such as Low-Income Home Energy Assistance Program (LIHEAP) and weatherization, both of which can help people reduce their heating and utility bills or just help them pay those bills.
  • Homeless prevention - Whether facing an eviction from an apartment or a foreclosure of a home, NKCAC may be able to help. Tenants can be referred to resources for loans to pay rent, the non-profit may administer foreclosure counseling for Kenton County homeowners, or they can refer a homeless family to shelter and security deposit assistance.
  • Food assistance programs - Many Kenton county people need help feeding themselves and their families. They have several options and programs at their disposal. They include emergency food pantries, The Commodity Supplemental Food Program, and a food assistance program. All of these can provide groceries and food in a crisis.

Call the Northern Kentucky Community Action Commission, Inc. at (859) 581-6607 for more information or to apply for aid. Several other social services may be administered as well. More on Community Action Commission of Northern Kentucky.

Another non-profit is the Salvation Army. Call the local Kenton County branch at 513-762-5600. This non-profit provides help with bills, family counseling, rent aid, services to transients, emergency bill assistance, temporary lodging for families, limited funds for mortgage help. Other more non-financial resources include camp programs, adult daycare, early childhood education, emergency disaster services, information on federal and Kentucky assistance programs, and youth programs. Click here for more information on Cincinnati and Kenton Salvation Army.

Apartment Association Outreach Inc. provides emergency assistance to low income families facing a crisis. This can include food or funds for paying rent. Other services available include school supplies for children, senior centers in northern Kentucky, and other support. Find details on rent and financial aid from Apartment Association Outreach.





Society of Saint Vincent - Kenton County operates assistance programs across the region. Some of what is offered is as follows.

  • Seasonal assistance - Includes fans during the summer and free coats during the colder winter months.
  • Holiday assistance such as Christmas gifts for children and meals.
  • Cash assistance for rent, housing, and energy bills.
  • Food, groceries, and meals in Covington Kentucky.
  • Other programs are available too. Read St. Vincent northern Kentucky assistance.

Catholic Charities operates across northern Kentucky and Kenton County. The organization administers countless assistance programs and social services for the poor and low income. Among them include housing, both for renters and home owners. Get assistance in preventing evictions or finding a home. Other resources include food, hot meals, referrals, and holiday assistance. Or learn about programs for paying utility bills and other basic needs. Click Covington Catholic Charities assistance programs.

Non-profit Volunteers of America provides assistance across northern Kentucky. A focus is on housing, rent, and homeless prevention. One of the key resources available in Kenton County is the Supportive Services for Veteran Families. This can help with applying for government benefits, offering housing solutions, and other support. Continue with Volunteers of America Kentucky assistance.

Emergency rental and housing programs, both from the government and charities, cover tenants in Kenton County. Based on funding levels, applicants may be given a government grant for paying everything from a security deposit to moving costs or back rent that may be due to the property owner.

The housing solutions is Convington also provide short term shelter, counseling, and support to the homeless. All of these resources, and other such as legal aid, are intended to stop an eviction in the region. More on Kenton County rental assistance.

Help for the holidays - Get information on churches and other places to go for Thanksgiving and Christmas assistance. Children and teenagers can get free toys and gifts while the entire Kenton County family may be served a meal or be provided with groceries. More on free Christmas help in Cincinnati and Kenton County.

VOA in Kenton County, as well as Independence, also provides help at Christmas, with a focus on veterans and the working poor. There may also be Thanksgiving and other holiday assistance. Find holiday help from Volunteers of America.

Supporting the greater Metropolitan area, Jewish Family services can help low income families, elderly, disabled, and others. The programs administered are wide ranging, and include everything from groceries and free food to medical support and rental assistance.





As resources allow, there may be loans or help for paying housing costs, such as rent. Applications are available for Kenton County government programs such as Medicare Advantage Plans, disability, or SNAP food stamps. Other Jewish Family Services are home delivered meals, respite care, and more. Read more Jewish Family Service of the Cincinnati region.

Kenton County thrift stores and clothing banks have everyday type supplies. Low income families may be given a gift card or voucher, and other services provided may be as follows.

  • Free clothes for school is given to students or professionals are provided work attire.
  • Household goods, such as deodorant, soap, paper goods and more.
  • Many other items may be provided. Find clothing closets in Kenton County.

Freestore of Kenton County - Both referrals and direct, emergency aid is offered. The priority is on feeding the hungry in Kenton County, and they offer free food, meals, and special programs such as Power Pack for children. There will also often be clothing and hygiene items passed out.

However, much more is available. Families may qualify for funds for rent or energy bills, if it will stop homelessness, and this may be issued in the form of a loan too. They also offer Rapid Re-Housing in Kenton County, help for obtaining IDs, and applications to programs such as SSDI disability, LIHEAP, or food stamps, among others. More on assistance from Freestore Foodbank.

Free legal aid and representation

If you need fair access to an attorney and can’t afford one, call the non-profit firm of Legal Aid of the Bluegrass. This firm provides free legal help in consumer, family, landlord/tenant, housing, public benefits, foreclosures, domestic violence, consumer debts, elder law, etc. to low-income persons and vulnerable population groups in numerous Northern Kentucky counties. Call them at 859-431-8200, or click here to read more on free legal aid and advice from lawyers in Kentucky.

Senior programs

One option is Senior Services of Northern Kentucky, Inc. This group provides meals on wheels, information on government programs, congregate meals, transportation assistance to medical appointments and nutrition sites, information, outreach programs, and ombudsman. 859-491-0522

Kenton County free food banks, churches, and pantries

Be Concerned is a food pantry that is located at 714 Washington Street, Covington, KY 41011. Phone (859) 291-6789.

Fairhaven Rescue Mission – Services offered here include hot meals to men 365 days a week, and a more general food and grocery distribution site is offered, that provides women, men and children with food boxes. Phone (859) 491-1027

Faith Christian Center – Regardless of religion or background, may distribute free food and meals. Location is 1101 Amsterdam Road, Covington, Kentucky 41011, call (859) 491-2850 for intake.







South Side Baptist Church operates a food bank for residents of Covington Kentucky. Call (859) 431-1314.

United Christian Volunteers supports individuals in Erlanger and the Elsmere area. The pantry may have meals, perishable items, clothing, and other aid. The location is 15 Kenton Street, Erlanger, KY 41018, dial (859) 727-4417.

Action Ministries - Provides a food bank and distribution center for those who qualify within the pantry’s service area. This center is not a cafeteria style food pantry, rather those who apply and clients will need to get to the food pantry where they will be provided with a substantial supply of groceries, government commodities, and other types of food. Address is 4375 Boron Drive, Latonia, Kentucky 41015, main number is (859) 261-3649

Many other food banks and programs are in the region. Whether someone needs a free box of groceries or items such as diapers or free baby formula, the centers may help. Some even have information on local food stamps application sites for families in poverty. Find more Kenton County food pantries.

Free clinics and health care in Covington and Kenton County

Northern Kentucky Independent District Health Department and the Kenton County Health Center is location at 2002 Madison Avenue in Covington, Kentucky. Medical care provided includes Diabetes Care Services, Public Health Advisory, Environmental Services, Health Screening/diagnostic Services, and other Health Care. Phone number is (859) 431-3345.


By Jon McNamara

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