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Financial help for single moms.

Financial assistance is available for single mothers from a number of places. Find charity organizations, government benefits, agencies that provide free food, clothes, holiday help, emergency financial help for bills or free stuff or money to single moms. There are also government assistance programs that help struggling single mothers, whether they are low or have no income. Find how to get financial help for single moms below.

In some cases there may be small dollar amounts of money available near you for paying bills. Other resources for low-income income single moms or those living in poverty include free grants or vouchers from the government to pay child care, emergency housing, free stuff for them or their kids, and financial support for other needs. There may also be assistance for their children as well as free lawyers to help with unpaid child support or custody issues.

Many single moms struggle to provide for their families. They may be in a short term emergency, such as a child is sick or they had a unexpected loss of their job, or the mother may be in a more long term, serious financial hardship situation. Some applicants to these financial aid or grant programs are fleeing a domestic violence situation or need to leave their spouse for a reason. No matter the challenge, assistance is out there.

Free money for single moms to help pay bills

Single mothers can apply for a number of non-profit, charity, or free government hardship programs near them that provide money. Some of these will help them pay the bills or others will provide for basic needs. Or the grant money for helping single moms can pay for business start or costs, employment expenses, and programs aimed at long term self-sufficiency for both the mom and/or their children.

Housing expenses are often another barrier. Finding both safe and affordable housing to live in near you on one income is difficult. Several government organizations can help pay a portion of rent or energy bills. There are also some charities that can assist with housing in an emergency, and find rent help for single moms.

  • Emergency housing for single moms is one tool used to assist mothers and their children that are leaving an unsafe living condition. Maybe it is domestic abuse, or they had a fight with a spouse or partner and need somewhere to stay for a night or two. While long term needs may be met by the rent and government resources above, short term needs for single parent housing often include a free motel voucher, no wait list apartment or transitional shelters. Locate temporary housing for emergencies.




Government money will help single mothers pay for daycare.  Employment is always encouraged. However it can be challenging for a mom to pay for or arrange for child care or to cheap a cheap, yet affordable daycare providers. If they are single and do not have a spouse or other family to help with this caring for an infant, newborn or child, it can even sometimes even prevent the parent from keeping their employment. Therefore, there are free federal government child care vouchers that can help pay for a portion of day care bills. Learn more on federal government child care vouchers.

Cash grants, public assistance, medical care, and government benefits are available for very low income single parent homes or moms with zero income. Each has its own application process and provide certain types of support. For example, CHIP can help provide affordable health care to a child and free government money from TANF can help a mother pay for the bills they are faced with each month. The government even arranges for employment.

  • The programs available by state and local government social service offices vary. Low income single mothers can also of course apply for government assistance, such as SNAP food stamps or  Special Supplemental Nutrition Program for Women, Infants, and Children vouchers (WIC) to pay for infant formula. But they can be used as a source of emergency or long term financial help for a household that is run by a single parent. Many department of social service offices can assist, and learn how to apply for public assistance.

Expectant single women can also get help both before the birth is given and for a few years afterwards. There is assistance for both the soon to be mom as well as their spouse or “other”. Even if the women does not know who the child’s parent is or if they are single, they may still receive support. Everything from baby clothes to free formula, maternity clothing, furniture, car seats and financial aid is provided. Locate assistance for pregnant women.

Free single mother focused cash grants are issued for a wide range of needs. There is financial aid for health care, personal grants, business expenses, work at home equipment, and more. While most of them may be for lower income single moms, some of the greats are more widely available. Each program will have its own application process in place, and find more details on grant programs.





  • In addition, some agencies focus their grant programs just for single mothers, including teenage parents, the unemployed, or homeless single moms. As there are certain non-profits and foundations that focus on the parent as well as their kids. Get details on grants for helping single moms.
  • Some cash assistance programs focus on single adults. These would of course benefit a single mom as well. There are local general assistance programs at a city or county level, social service offices near you, SSI or UI funds and more for mothers. Locate cash assistance for single adult people.

Homeless single mothers, or those with no income or funds, will get free government money too. Many of the public benefits, including for single moms who are struggling, will give priority of any financial help to low income households with children. There are also free grants for those with no income or money to their name or that have bad credit. The moms will normally need to meet certain income cutoffs that are normally above poverty thresholds, but each program will vary. Locate government help for single moms with no money.

Single mothers will get free stuff from charities

Charity organizations or churches often try to provide free items to single moms with children. There is often additional free stuff for the kid too, even if the are teenagers. Whether it is a free box of groceries, vouchers or a Christmas present, donations from the community are used to fill many of these needs. There are generous volunteers, churches, and other groups that do not want a child to struggle because their parents are.

Free food pantries can often be turned to in an emergency. They may pass out a bag of groceries that were donated by the community. There may be free baby formula, meat, dairy, Similac, Enfamil, and more. There are centers located across the country that struggling single mothers can turn to, no matter their income. Find local food banks and pantries.

  • Cheap or free grocery programs help single moms. There are free government programs including summer snacks or meals, cheap or affordable discount food boxes, free rebates or coupons and other programs to help single moms get the food or meals they need. More on free government assistance.

Pro-bono lawyers provide free consultations to low-income single mothers. They can help with civil or domestic issues. Whether it is a restraining order to protect them women or their kids, free legal representation in court to collect unpaid child support, disputes over visitation rights or something else, single moms can meet with a lawyer near them for free. They also help with government benefit applications, illegal job terminations and more. Locate a free lawyer for a single mom.

Low-income single mom can also get free items. This ranges from household supplies to clothing for work or free back to school supplies for their children. Charities, such as the Toys for Tots, try to meet the holiday demand as every mother should be able to provide a free Christmas gift or meal for their family.




  • During the July to August time frame, back to school programs giveaway everything from uniforms to notebooks, pens, pencils, Chromebooks to kids, and more. Children from single parent households often take priority for these services. Some national charities such as the Salvation Army take a leading role in helping single parents with this need. All items are first come and served, and learn more on back to school supplies.
  • Single mothers can apply for free holiday programs, and many are available. No matter how many kids are living in the home, or their age or income, there are free meals, food boxes, Christmas toys, Thanksgiving turkeys, and even Easter baskets. A wide variety of organizations assist, and find how single moms get assistance during the holidays from agencies focused on them.
  • Registration for Thanksgiving and Christmas assistance often begins in September. The programs, such as Angel Tree, help ensure children and newborns have a toy under the tree or a box of food. There are hundreds of churches and charities that help, and find where to turn to for Christmas and holiday assistance.

Diapers and baby wipes are offered from charities near you. Single moms with a newborn often struggle to buy diapers or baby formula. They can try a food pantry above, or look into the free diaper giveaway programs. There are even manufacturers such as Pampers that may pass these out. Find free diaper programs.

Free financial help for single momsNew or gently used clothes or household supplies are available. Some of the churches or charities also run thrift stores, which will help a mother save money by shopping for items for a low cost. The locations may give out for free or everything from furniture to beds, kitchen supplies, cribs, car seats, and general clothes. In some cases, if the parent's income is low enough, they may be given a voucher. Read clothing closets.

Free cars for single moms will help them get to work or care for their kid(s). One parent households have many obligations when it comes to providing transportation. Not only do they need a car for work, but their kids also need to be driven to medical appointments, school, or other activities. Transportation assistance is often very limited as it is expensive for a charity to offer this, but there are places to turn to for help including low cost or free cars.

Baby formula may be available for new, single mothers. This will of course be provided to those with a low to moderate income. The three main places to turn to include a charity run food pantry, government benefit programs, and also free coupon or sample sites. Each will try to provide moms what they need to feed their children. More information on free baby and infant formula.

Employment, education, and income opportunities for single mothers

There are a number of single mother jobs and government employment training programs that are targeted at single moms. Everything from online jobs to part or full time positions can be available. There are also a number of work at home opportunities, and an increasing number of employers are giving the flexibility the parent needs to raise their kid(s). Find single mom jobs.







Free scholarships and grants to pay for educational expenses can help single moms (or their children) pay for college or technical school. There are also some companies as well as non-profits that focus on educational needs. It can be very difficult (if not impossible) for a low to moderate income single mothers to pay for their kids school. Therefore these financial aid programs can pay for certifications, college costs, housing, give out free computers or laptops to single moms, and related supplies. Read more about free college grant programs.

Kids can help out at the single parent run home too, or make some extra money. Single moms need all the support they can get, and children can do chores, help the family save money, apply for scholarships, babysit and assist in many ways. Find how children can help financially struggling mothers or families.

Local immediate financial help near you for low-income single moms

All of those programs above, whether from a charity or the government, come with different application processes and requirements. There are many other places for single mom to get financial help near them, with each local community having a list of resources. Find a state below for additional resources.






























New Hampshire

New Jersey

New Mexico

New York

North Carolina





Rhode Island

South Carolina







Washington DC

West Virginia


Conclusion - assistance is available for single mothers

Those are just some of the resources available for struggling moms with one or more children. Everything from free hardship funds from the government to items for their house, cash assistance and more is provided. There are agencies that offer support during challenging times, and while financial assistance is always limited, there are programs to try.

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