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Assistance programs from Northern Kentucky Community Action Commission.

In an effort to help low income families, Northern Kentucky Community Action Commission provides a number of services. The goal is to help people gain financial self-sufficiency, so job training, education, and related programs are a priority. However, NKCAC may have access to government grants or benefits that qualified families, disabled, or elderly can use.

The resources range from prescription medications from the Faith Community Pharmacy to homeless prevention and LIHEAP. Much more financial aid can be arranged as well for residents of Boone, Campbell, Pendleton, Carroll, Grant, Kenton, Owen, and Gallatin Counties.

Pantries and programs for free groceries

Food resources can help fill the need that other programs can’t. For example, SNAP food stamps, free school breakfasts, and lunches are often not enough to fill all community nutritional needs. Many children and elderly need more. Therefore, NKCAC offers a variety of services to help families, adults, children, and senior citizens in meeting those needs.

Several Emergency Food Banks in Kentucky are for residents with no access to free or affordable groceries or meals. There is also aid for who are waiting for their food stamp benefits to begin. The pantries may also have Farmer’s Market Coupons available. These are for seniors and are distributed in the summer so they can obtain fresh fruits and vegetables.

Living a healthy, yet affordable life, is always a goal of a community action agency, including in Northern Kentucky. There are workshops in Kenton, Campbell and other counties. Staff and volunteers teach people about unit pricing, eating healthy, hold shopping classes in grocery stores and give other help. Read more on unit pricing when grocery shopping and who it can save money.

During breaks in school, students can benefit from the Summer Nutrition Program. This is for children, 18 years old and younger. They can get balanced, free nutritious meals and snacks from sites such as churches. The items will ensure that nutritional needs are met during the summer months, when they do not have access to federal government subsidized school-supplied lunches or breakfasts.




Meals are also offered from Head Start in the region, including Carroll, Boone, and Kenton County. It is for three and four-year olds. The program promotes child wellness by providing breakfast, a snack or even lunch equaling two-thirds of the USDA daily requirements. Meals are served family style, with new foods introduced to increase variety in children’s diets.

Head Start services for children

Head Start offers much more. It is a comprehensive early childhood education program for preschool-aged children from working poor and low-income families. Through its history, this program has provided services to tens of thousands of young children across the region. It operates in towns and cities across Kenton, Boone, Campbell and Pendleton Counties, among others. It is funded by the Department of Health and Human Services, private grants, the U.S. Department of Agriculture, and donations.

Students or their parents can benefit from Kindergarten Readiness, free Health Care, Individualized Learning Opportunities, Mental Health Services, Opportunities for Parental Involvement, Leadership Development and Training Opportunities, Dental Care and more.

Grants for rent, energy, and paying heating bills from NKCAC

Homeless and eviction prevention from Northern Kentucky Community Action can help vulnerable families. Generally, an episode of homelessness results from a challenging series of factors that are often beyond the tenants or homeowner’s control, such as unemployment or a medical crisis. Therefore the non-profit Community Services Department is prepared and qualified to provide support to clients, both grants for paying back rent, referrals, or security deposit assistance to rehouse people.





Often times an eviction notice can be sent and that needs to be immediately resolved. The Northern Kentucky Community Action agency is a source of information on grants and charities. Some can offer emergency rent or legal help to tenants. In addition, find how to get emergency rent help today.

NKCAC may also have free referrals, information, advocacy, and case management services. In addition to assisting those who are now currently homeless, Community Services also provides services to individuals and struggling families who are at risk of losing their housing. The goal is to connect them with the most effective set of resources and actions to restore stability, and sometimes this may include loans for paying rent or free legal aid.

For income qualified residents in need of low-income housing, Magnolia Glen is an affordable multi-family development on Memory Lane. It is located in Boone County, Kentucky. There are handicapped-accessible apartments, nearby shopping, a clubhouse for residents’ use; job center, and more. Dial 859-759-3406 for information or availability.

Energy bill assistance programs are always in high demand during the winter. NKCAC runs many, and they are the largest provider of government grants for heating and gas bills. Maybe the best known of what is available is the Low-Income Home Energy Assistance Program (LIHEAP).

As funding allows, LIHEAP provides a credit or payment directly to a household’s utility or electric company, or maybe to their bulk fuel vendor. Cash benefits are based on the household’s total income, with no disconnection notice needed to apply.

The utility bill program operates in November, December, and January of each year. However, elderly, families with infant and disabled persons may have the opportunity to pre-register early. In addition to that, the energy program may provide emergency assistance to households in crisis throughout the year. Please contact your county’s Neighborhood Center in counties such as Grant, Gallatin, Campbell, or Kenton for details.

Another resources from the Community Services Department is free energy education, advocacy, and support for low-income households in need of help with managing their energy bills. One key resource is the privately funded WinterCare Program, and this is available locally and throughout Kentucky.

The Weatherization Assistance Program is another Northern Kentucky Community Action Commission (NKCAC) service that assists residents with saving money on their heating bills. As part of this, inspectors are trained in the use of state-of-the art equipment for the purpose of evaluating single and multiple-family dwellings, condos and mobile homes for safety and energy efficiency.

Based on the evaluation, NKCAC will then take action. This may include a work order that can be created that outlines all improvements deemed necessary, and the improvements are then performed by trained and insured HVAC and weatherization professionals. Services provided by Weatherization can include the following Repair or Replacement of Heating Equipment and/or Water Heater, Ventilation, Minor Repairs Safety Reasons, Chimney Repair, and more.





Northern Kentucky Community Action Commission also collaborates with Faith Community Pharmacy to assist eligible uninsured clients with obtaining free prescription medications for their health care needs. Faith Community Pharmacy representatives visit local Neighborhood Centers to screen for eligibility. Based on what they discover, then can distribute donated prescriptions to participants or coupons too. Individuals with Medicare Part D plans may be eligible for this service. For more information, please call Faith Community Pharmacy at 859-426-7837.

Northern Kentucky Community Action Commission education, counseling, and budgeting

Financial literacy counseling, including debt reduction and credit repair, is offered at the community action agency. Sessions are held either in a group or one-on-one situation. For families, homeowners and individuals in need of information and education, they can get free advise on Creating a Basic Budget, Tracking Income and Expenses, Developing Financial Goals. There are also classes help in Kenton, Carroll, and Campbell County on Understanding Basic Banking, Developing a Spending Plan, and more.

Other counseling or referrals are to employment centers in the region. Many people from Kentucky need additional training in order to be placed into the most in demand positions. The agency has information on these federal government retraining services. They can also help clients find entry level jobs.

Locations of Northern Kentucky Community Action

As noted, there are multiple offices that cover the region. Each community action agency is focused on a certain county or town. Whether financial help, debt assistance or job programs, or some other support, assistance is offered.

  • Boone County Neighborhood Center, 6555 Nicholas St. Ste. A2, Florence, KY 41042, dial 859-586-9250
  • Campbell County also has a local Neighborhood Center. The address is 437 W. Ninth St., Newport, KY 41071, 859-431-4177
  • Carroll County, 1302 Highland Ave., Carrollton, KY 41008, main phone 502-732-5253
  • Gallatin County Neighborhood Center – Address is 432 W. Main Street, Warsaw, KY 41095, phone: 859.567.4660
  • Grant County, 134 North Main St., Williamstown, Kentucky 41097, dial 859-824-4768
  • Kenton County Neighborhood Center, 315 E. 15th St., Covington, KY 41011, dial 859-291-8607
  • Owen County, 109 S. Madison, Owenton, KY 40359, 502-484-2116
  • Pendleton County, 311 Park St., Falmouth, Kentucky 41040, call 859-654-4054 for details


By Jon McNamara

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