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Kentucky Transitional Cash Assistance Program - KTAP.

Very low income families (or single adults with kids) will get free cash from the Kentucky Transitional Assistance Program, or KTAP. This is funded by the state as well as federal government, and the goal is to provide free time limited cash assistance (at most 60 months) while addressing employment needs and encouraging personal responsibility. Find how to apply for Kentucky cash assistance below, including online.

The free emergency government money, which is a grant and does not need to be repaid, will help the poor, single adults or low-income families, including those with no funds. Also learn how to calculate how much a monthly payment may be. All application are processed by local Department for Community Based Services centers, but families may also stop by a community action agency for referrals or apply for KTAP online.

Amount and uses of cash assistance from KTAP

Each resident will be given an amount based on the size of their family. The average payment is about $270 per month, but smaller or larger families may get more or less cash. The range of cash payments is $186 to $482, but the state will use a calculator to determine each families amount of support. Note this financial aid is only for residents with 1 or more children or how are pregnant. Single moms and dads can also get help from the resource. The funds will be either provided on an EBT debit type card or transferred into a bank account on a monthly basis. This is how the TANF program operates, which is what Kentucky Transitional Assistance is based on.

Cash assistance is Kentucky can be used to pay any number of household living expenses. The state will allow the money to pay for some or all of the following bills:

  • Rent, mortgages, or alternative housing.
  • Utility bills, including heat, electric, gas, or water.
  • Food and groceries.
  • Household supplies, clothing, cleaning items, and more.
  • Work expenses including uniforms, gasoline, or car repairs.
  • Child or day care costs can be paid too.
  • Health care costs including medications, disability equipment, or emergency transportation.




Other bills can be paid too by TANF. The expenses paid by KTAP are all intended to help the family keep working, or allow them to be seeking a job. The approach in Kentucky is if child care is paid for, or maybe housing, then this takes pressure off the family living in poverty. It may allow them to focus on getting a job, training, or focusing on their current job. As indicated, cash assistance is all about personal responsibility.

The KTAP Kentucky Transitional Assistance Program also encourages/mandates both personal and financial responsibility. This is not some type of free government welfare benefit. What this means is a few things, including the following.

The Division of Family Support as well as the local Department for Community Based Services will ensure the person receiving cash assistance participates in various Work Activities as well as money management classes. Examples of this may be they need to be working, in job training, or pounding the streets seeking a job. KTAP also requires financial management classes around debt reduction, budgeting, and living within means among other things.

Cash assistance can be combined with other public assistance in Kentucky. This is the more traditional welfare model. Many families, especially those in poverty, get help paying their bills or housing from KTAP, but also qualify for food stamps or Medicaid as well. There are also free government phones for low-income families in Kentucky, as KTAP mandates self-sufficiency and a phone is needed for work. But all of these programs also require work and are “time limited” or temporary. Find a free government phone this year.

KTAP, as well as other state benefits, are all limited in duration and funding. The cash amounts, while it can offer short term assistance, is focused on helping those families with children in or near poverty overcome their hardship and gain self-sufficiency.





Applying for cash assistance in Kentucky

The state’s Division of Family Support office is ultimately responsible for the Kentucky Transitional Assistance Program. However applications are taken at each local Department for Community Based Services office. There are over 100 around Kentucky. Or applications for cash assistance can be made online or by dialing 1 (855) 306-8959.


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By Jon McNamara


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