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Assistance programs in Wayne, McCreary, Pulaski, Russell, and Taylor

Low income families can get financial help from churches, charities, or non-profits. Find applications for financial aid to pay a mortgage, back rent or security deposits. Or get help in McCreary County with electric or utility bills, find free groceries from pantries, and free medical or dental care clinics. Learn where to apply for help in Wayne or Pulaski County for paying those bills as well as how to get free transportation to work, job training, and social services in the entire region.

Resources for paying bills, rent, and emergency expenses

The leading non-profit agency to call in this area is the Lake Cumberland Community Action Agency, Inc. They offer programs, social services, and information on financial assistance programs across this entire region of Kentucky. They are located in Jamestown and can be reached at (270) 343-4600.

Receive self-sufficiency from the Community Services Block Grant. This program is able to assist the elderly poor, disabled, and low income. Work with a case manager to identify and solve problems that block the achievement of self-sufficiency, provide information on social services, and locate programs that can help pay for basic needs such as energy bills and rent.




Early Head Start is paid for by the federal government, and is a community based low income program for expectant women and families with toddlers or infants. It will enhance the development of very young children by providing education and health care, and also promote healthy prenatal outcomes for expectant women. Other services can assist expectant families with accessing comprehensive postpartum and prenatal medical care, and increase a help assist a child’s social, emotional, health care, and intellectual development.

LIHEAP can help pay energy costs and utility bills. The Crisis Component runs from January to March. However the money can run out at any time, so apply for the Kentucky LIHEAP program early. The residents of Taylor or Wayne County (or surrounding areas) must be on the verge of running out of fuel in order to be able to qualify as a crisis. Additional cash grants may be provided for paying cooling bills during the summer. Funds from LIHEAP pay the bills when someone is faced with disconnection.





The second resource is the Low income energy assistance program (LIHEAP) Subsidy Component. This begins in November. This differs from above in that applicants do not have to be out of fuel or receive a notice of disconnection to qualify for grants. The amount of money provided for utility bills is based on the applicant’s income and number of family members.

Educational Scholarship Program is administered by Lake Cumberland Community Action Agency. This program will assist low-income individuals in the pursuit of post-secondary educational goals, such as a bachelors or masters degree. Funds from the scholarship may be used to pay for tuition, books, transportation, meals, child-care, supplies, and other necessary items. Stipends are awarded to eligible individuals to help them pay for and address their educational pursuits, including the all so important college degree.

Emergency Services is the main name of resources offered to Pulaski and Wayne County families. Other residents from neighboring areas may also qualify. It can help address the needs of people in a crisis, such as a job loss or medical emergency.

Housing Services – Get assistance with finding and paying for housing or apartments. Some limited funds for rent may be offered. Click here to locate information on the Kentucky housing authority.

Self-Sufficiency will help people budget, improve credit scores, reduce debts, and otherwise help them better use their current resources and income. Other services may include job finding and training.

Community Participation will refer individuals to other local churches and non-profits across the region, including in McCreary County Kentucky. Get referrals to financial assistance for expenses such as rent and energy bills. Read more rental assistance.

Migrant Head Start is also offered by Lake Cumberland Community Action Agency. This program is similar to the one indicated above, however it serves children and infants of migrant families in a culturally appropriate learning environment. This program is limited in scope, and it provides a seasonal, full-day center-based program. Some of what this migrant Head Start program involves includes education, free dental and health care, nutrition, and more. Parents can also access social services and employment programs.

Lake Cumberland Community Action Agency runs the weatherization program. This focuses on the handicapped, elderly, and low income families with children. Those that need assistance with keeping their homes warm in the winter, cool in the summer, and who want to become more energy efficient may benefit from this energy bill conservation program.

Weatherization services offered in Pulaski County Kentucky region may include insulation, infiltration measures, repair of doors and windows, and caulking. A contractor will provide an inspection of the home and the testing of heating and cooling systems which will help guide and determine what type of improvements will be made to the home.




The Kentucky Utilities Home Energy Assistance Program (KU/HEA) can provide a monthly credit on someone’s electric bills. The credits can be applied to the hot summer months as well as during the winter, and help people deal with the seasonal spikes in their heating and cooling bills. The credit provides to qualified customers will usually be about $40 per month. More.

Emergency Food and Shelter Program is administered by the Lake Cumberland Community Action Agency in partnership with non-profits, churches, and charities across McCreary, Taylor, and neighboring counties. This government program supplements and expands the work of local social service agencies and non-profits in an effort to help people with economic and financial emergencies or hardships.

Grants from the program can be used to pay for paying for food or shelter. For example, receive cash assistance for paying rent, utility bills, or even a mortgage. Local Boards from the non-profits and government agencies are convened to determine the best use of the emergency food and shelter funds, and they distribute the money to those who are qualified.

Many Community Action Agencies across Kentucky, including Lake Cumberland, operate Wintercare. This is a statewide energy and heating bill assistance fund to pay electric bills and re-connection fees and deposits. It works and is paid for by donations from the greater community.

Additional assistance programs

The phone number for other resources and needs are below.

A local Food Pantry can be reached at 606-679-8560. The low income and hungry can receive free meals, groceries, and surplus foodstuffs.

Pulaski Emergency Relief Ministry (PERM) – Phone 606-678-8153. This is a general assistance non-profit.

The Christian Care Center, P.O. Box 363, Whitley City, Kentucky 42653 is another charity for food. Dial (606) 376-8742

Bethesda Clinic may be able to offer free medical bill assistance and health care for the uninsured and/or low income. Dial 606-679-8053.

Christian Care Clinical Center may also be able to provide medical care or referrals to specialists and hospitals. Dial (606) 376-8742

McCreary County Health Department is located at 119 Medical Lane, Whitley City, Kentucky 42653. Dial (606) 376-2412 for information on government health insurance and medical care.





Work and school clothing can be provided by Sisters of St. Joseph (606) 376-8728

The family resource center is run by Christian Appalachian Project, 120 Raiders Way, Stearns, KY 42647. Phone number is (606) 376-8742.

Taylor County Ministerial Food Pantry distributes food on Monday’s, Wednesday’s and Friday’s. The address is 55 Clem Haskins Blvd, Campbellsville, KY. Dial (270) 465-0717 for appointment on services.

Taylor County Ministerial Association – Offers gasoline or hotel/motel vouchers and accommodations for transient clients who are more than 50 miles away from home. Telephone - (270) 465-8000

Kentucky Heartland Outreach – Home repair and renovation programs are offered for low income and disadvantaged elderly and senior citizens. The address is 543 Blue Hole Road, Campbellsville, Kentucky, dial (270) 469-4949.

By Jon McNamara

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