Find grants to help pay bills, financial help and social services from organizations that cover all Tennessee cities and counties listed below. Learn how to apply for grant money to pay utility bills, rent, housing and other expenses from the government or charities. Or locate housing assistance programs, free daycare, or get help to fix or pay for car payments. Locate financial help near you in TN below.

Low-income families can also get free stuff in addition to emergency assistance in Tennessee. Find everything from free gasoline cars or bus passes for work to clothes, furniture for a home or help from credit counselors on reducing debts. There are also USDA food programs and benefits for the working poor.

Get grant money to pay bills, free stuff in TN, affordable housing and financial help

Home or Free Cell Phones as well as discounts are offered. The Tennessee Regulatory Authority partners with telephone companies to offer monthly discounts or a free government smart phone. This resource is available to certain low income families and can help them save on their bills or connection costs. Click more information on Tennessee Lifeline program.

Link-up and Lifeline is another government program that will pay for a cell phone or give out a new device. Link-Up program will pay for one half of the installation charges for new telephone service. It covers both land lines and cellular phones. Lifeline provides a discount on the local service portion of your monthly telephone bill or it gives families a free iPhone or Samsung. More on government telephone assistance programs.
Computers are available for free for low-income families, disabled and the poor on government benefits. There are resources such as ACP, Lifeline and companies that give out free desktop or laptop computers for work or educational needs. Learn how to apply for a free laptop online.

Energy Assistance and Help with Utility Bills is available from many places in TN. Find an extensive listing of grants and financial assistance programs that can help customers pay their electric or gas bills. Most utility companies in Tennessee offer payment plans, forgiveness and energy conservation programs. More on Tennessee utility assistance programs.

Low Income Home Energy Assistance Program (LIHEAP) is offered too. The program is 100% funded by the federal government but operated locally in TN. LIHEAP grant money helps low-income, elderly and disabled households pay their utility bills. There may be financial assistance for electric, heating, gas and even air conditioning bills. It is often combined with free weatherization measures too. More on LIHEAP low income energy help in TN.

Government Assistance and Benefit programs from the TN Department of Human Services help people in or near poverty. The government administers programs that help pay bills, give out food or medical and address long term needs. Programs can assist with paying medical and health care bills, offer cash assistance for basic needs such as rent or electricity and other help. More details on Tennessee public assistance.

Rent Payment Help is available in most areas. Each local community in Tennessee has several charities or government offices that help low-income tenants pay their rent. There are funds to help with apartments, private housing, mobile home lots and more. More on rental assistance programs in TN.

Hotels and Emergency Motels are for residents that were evicted or are homeless. The state of TN, working with charities, as housing programs and resources available to them. In addition to the hotel or motel as a temporary place to live in Tennessee, there is other support. More on hotel vouchers for homeless in your area.
Eviction and homeless prevention assistance in Tennessee is offered in each county. Tenants, homeowners, and the homeless can get help from the federal government Emergency Solutions Grants. Funds from non-profits can be used for paying rent (including lot rent), partial mortgage payments, or the security deposit on a new low income apartment. More on Tennessee eviction prevention services.
Vouchers for Paying Rent on an affordable home help low-income families. The state of Tennessee partners with HUD to provide federal government housing choice vouchers (or section 8). The assistance can be used to pay a portion of rental expenses on an affordable apartment or rental unit. Other subsidized housing may be available for seniors or the disabled. Click Tennessee section 8 HUD vouchers.

Emergency Financial Assistance and Christian based Case Management in Tennessee helps low-income families or adults. The state leading non-profit organization, which is the Salvation Army, will provide advice, counseling, and immediate financial help. Find information on centers to call for money for paying electric bills, food, holiday meals and gifts, rent and other help. Or get free gas vouchers, substance abuse help and more. Click here Salvation Army assistance programs in Tennessee.

Free Christian debt help in Tennessee, budgeting, and credit repair is offered from Christian agencies. A number of resources are offered by faith based non-profit organizations that will help individuals get out of debt. Get help to pay and reduce credit card bills or auto loans, offer housing counseling, consolidation and get general budgeting advice. Read more Christian debt consolidators.
Other National Charities offer immediate relief. There are several with operations in Tennessee. They offer emergency financial help, free transportation for health-care, housing, food, and more. Find bill paying help from charities.

Government Grant money from community action agencies in TN will help people pay the bills as well as gain long term economic stability. A non-profit will help families apply for grants for paying for basic needs, such as utilities or food. However the focus is on providing opportunities to the less fortunate, including job training, self-sufficiency, child care, and similar services. Additional details on Tennessee community action agencies.

Low-income car programs include free vehicles and more from the government or a church. There is transportation for single moms, the disabled and veterans among others. As the goal is to give out a low cost or free car for employment reasons and get details on car help for the low income.

Financial help in Tennessee Assistance for Seniors in Tennessee is for the elderly, adults over 55, and senior citizens who have a low-income or that are on social security. Agency on Aging in TN, government grant money and other non-profits provide financial assistance, medical bill assistance, free food, home delivered meals and more. Additional details on Tennessee Agency on Aging.

Day and Child Care, either for free or a low-cost, is for low income and working poor families. They may qualify for free government vouchers, subsidies and financial help to pay for daycare. This Tennessee and federal government funded program. helps low-income families and/or single moms or dads. Click more information on free daycare in Tennessee.

Free Legal Services for Civil Cases cover a wide range of needs. Attorneys and non-profit law firms in Tennessee provide residents with access to lawyers, free legal advice, phone calls and other support. There are free lawyers in local TN communities for low-income people. Learn more on free lawyers in Tennessee.

Housing for the Evicted will help people get re-established. Several apartment owners and communities, including in the private market, take tenants with past evictions or financial challenges. Apartments, town-homes, and other units are offered as part of programs that offer apartments for evicted tenants.

Food Banks and Free Pantries feed the area. Dozens of distribution centers, including non-profit organizations, churches, and government run agencies will provide free food and groceries. There is support for individuals, the homeless and families who need help. Learn more on Tennessee free food banks.

Disabled Assistance Programs is for people on SSI or SSDI. Some of what may be provided in Tennessee includes medical care, financial support, vocational job training, home care, and free cash benefits. Both the individual with the disability and their family may qualify for assistance and other government benefits. Find more information on Tennessee disability financial aid.

Free Transportation for the disabled is available. This program assists uninsured or underinsured residents, that have some form of disability, can get to a medical appointment or emergency. The state of TN and non-profits coordinate the service, or find free transportation for the disabled.

Other emergency help in TN is offered. Struggling low-income families or people facing a financial hardship can get assistance from other programs in TN. There are grants to pay bills, resources for kids or families living in poverty, hunger and homeless prevention programs and even a free car giveaway in TN. The United Way in Tennessee provides free referrals, and dial 615-495-9970 for details or look here. https://www.uwtn.org/.

The unemployed and residents looking to gain new skills can get help from Career Center. Career Center across Tennessee provide a number of employment services to residents. Read Tennessee free job training.

Mortgage Help and Foreclosure Prevention Assistance includes mortgage relief and general housing support in Tennessee. Counseling, mediation, loan modifications, and immediate financial help may be offered, including low cost loans, refinancing, and grant money. Learn more Tennessee mortgage assistance.

In addition to those state run programs, federal government HUD approved housing counseling agencies can also help homeowners. Read more on Tennessee HUD counseling agencies.

Help in Tennessee cities and counties

Select a county and/or city below to find local emergency (or long term) financial assistance. As each local area of TN has programs from charities, social services and other agencies that can help low-income families.

Anderson County (Clinton)

Bedford County (Shelbyville)

Benton County (Camden)

Bledsoe County (Pikeville)

Blount County (Maryville)

Bradley County (Cleveland)

Campbell County (Jacksboro)

Cannon County (Woodbury)

Carrol County (Huntingdon)

Carter County (Elizabethton)

Cheatham County (Ashland City)

Chester County (Henderson)