Bradley County Tennessee assistance programs.

Low income families can get financial help with paying bills, rent, security deposits, and more in Bradley County. There are resources available from local churches, charities, as well as government agencies, all of which support struggling residents. Not only may a grant or loan be paid out, but there are also free boxes of food in Cleveland Tennessee area medical and dental clinics, credit counseling agencies, and other resources available.

Emergency assistance

The non profit Catholic Charities of Chattanooga is the agency that supports low income residents of Bradley County Tennessee. As resources allow, the agency supports their clients by offering budgeting classes and counseling to them, which is a form of self-sufficiency. They do not provide financial support in Bradley County. Dial 423.267.1297. They definitely offer counseling and information to those who are in need of help.

Another option is the Salvation Army. Dial 423- 308- 3467. The agency offers financial and emergency assistance. Among other options, they offer utility assistance, free box fans, air conditioners, prescription expense, gas bill assistance, holiday toys or meals, and other forms of aid. This is another agency that can also refer people to local non-profits and other charity organizations in the area. Call 423- 308- 3467, or find more details on the Salvation Army in Bradley County.




The Bradley / Cleveland Community Services agency offers many forms of aid and support. The agency offers numerous services an resources to the low income, elderly, working poor, underprivileged and the unemployed in Bradley County and Cleveland Tennessee. Services at this center include home delivered meals for seniors, weatherizing, rent assistance, low income home emergency assistance program, utility bill help, and commodity distribution. In addition they also provide supervision for congregate meals at senior centers. Last, but not least, they manages the Cleveland homeless emergency shelter at a nearby site, and offer emergency food. (423) 479-4111

The agency that helps with Rent and Utilities funded by the United Way in Bradley County and Cleveland is Neighbors in Need: 423- 472- 0769. This is a program that is run by a number of non-profit organizations in the region. In fact, each year a different non-profit may take the lead on providing funds to the needy and low income. Anyone who receives financial assistance from the Neighbors in Need program will needs to also agree to participate in programs such as job training, credit counseling, and more. The reason being is any type of assistance is short term in nature, and is only meant to resolve the crisis. More details.





Assistance programs in Bradley County

The Partnership for Families, Children and Adults has a formal application process and any support is only for approved longer term individuals in the county. It is an agency that offers qualified low income individuals and families a variety of programs including family and individual counseling, debt and consumer credit counseling, Family Violence Shelter & Services, pregnancy counseling, Hastings, House, Northbridge House, Family Emergency Shelter, transitional housing for women, homemaker services, geriatrics service, and services to the deaf.  Phone 423.755.2822.

Families First provides cash assistance as part of TANF. This is a time limited, government funded program that can help with basic needs, bills, food, and housing for the very low income in Bradley County. Working towards employment and self-sufficiency is a key requirement of TANF, and all grants from it are limited. Address is 950 Star Vue Drive SW, Cleveland, TN 37311, call 478-0300.

Cleveland Emergency Shelter assists the very low income and homeless, with a focus on housing challenges and employment. As far as financial aid goes, the emergency solutions grant may be able to assist with paying a security deposit on a new apartment or coordinate the issuance of a loan for housing or rent costs. They also partner with the Tennessee Housing Development Agency on some solutions.

The non-profit also stresses case management, and this ranges from the short term shelter to more medium term transitional housing services. Cleveland Emergency Shelter also offers so called bridge housing for individuals, such as single parents, and helps clients with finding a job or obtaining a GED. Read Cleveland shelter.

Dental programs for low income and uninsured

Call the Primary Health Care Center at 706.657.7575. The agency offers offers numerous dental care programs.




Food pantry program

The Tri-State Food Pantry (phone 706.657.6837) offers food and groceries to those who need help feeding themselves or their families.

The Caring Place, Cleveland, runs a food pantry. Call (423) 472-4414. They also help the low income with household supplies, clothing, and meals.

Home-Delivered Meals Program is a service that is partly funded by the United Way, and it provides nutritious meals, groceries, and food, as well as direct social contact to homebound elderly, low income and handicapped residents. Dial (423) 479-4111.

Struggling families can turn to other food assistance programs. There are several other pantries, soup kitchens, and social service agencies that work on feeding the low income in the region. Not only may a box of groceries be passed out, but personal goods including diapers, hygiene goods, and more may also be offered. Find food pantries in Bradley County.

HUD foreclosure counseling and debt management

Two non-profits that provide services to homeowners who are delinquent with their mortgage, and who need help dealing with debts include Financial Counselors of America ((901) 722-5000) and Consumer Credit Counseling ((423) 490-5620). Receive access to such programs and services as comprehensive three-year program which is designed to both consolidate and reduce credit card debts, help clients avoid bankruptcy, and talk to HUD approved housing counselors to learn about alternatives to a foreclosure. Learn about such programs as Tennessee mortgage assistance.



By Jon McNamara

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