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Assistance programs Bradley County and Cleveland Tennessee.

Low income families will get financial assistance for paying utility bills, rent, security deposits, transportation costs and other expenses in Bradley County. There are resources available from local churches, charities, as well as government agencies in Cleveland TN and the county, all of which support struggling residents. Find financial help near you in Bradley County.

Not only may grant money or a loan be provided to pay bills, but there are also free boxes of food in Cleveland Tennessee area from pantries as well as free back to school supplies, clothes, or free toys for kids. Also get assistance for free from medical and dental clinics. There are also other emergency financial resources available in Bradley County.

Emergency help with bills in Bradley County TN and Cleveland region

The non profit Catholic Charities of Chattanooga is the agency that supports low income residents of Bradley County and Eastern Tennessee. As resources allow, the agency supports their clients by offering budgeting classes and counseling to them, which is a form of self-sufficiency.

  • Low cost legal aid is for women and immigrants. They do not provide financial support in Bradley County. Dial 423.267.1297. They also offer free referrals to information to those who are in need of help. Or find details on Catholic Charities Bradley County.

Another option is the Salvation Army. Dial 423- 308- 3467. The agency offers financial assistance to low-income families, single moms, veterans and others in Bradley County Among other options, they offer utility bill help, free box fans, air conditioners, or vouchers for paying prescription expense or a motel room. The faith based charity also has gas bill assistance, free holiday toys or meals, school supplies or backpacks and other forms of aid.

  • Housing assistance is also a focus of the Salvation Army - including for rent payments, transitional housing, or security deposit help. This is another agency that can also refer people to local non-profits and other charity organizations in the area. The address is 437 Inman St W, Cleveland, TN 37311. Call 423- 308- 3467, or find more details on the Salvation Army in Bradley County.




The Bradley / Cleveland Community Services agency offers many forms of social services and support. The agency offers numerous financial resources to the low income, elderly, working poor, underprivileged and the unemployed in Bradley County as well as Cleveland Tennessee. Services at this center include home delivered meals for seniors, weatherizing, and one time rent assistance. There are also free minor home repairs, electric bill help, and commodity distribution.

  • In addition they also provide supervision for congregate meals at senior centers. Last, but not least, they manages the Cleveland homeless emergency shelter at a nearby site. They also coordinate job programs offer emergency food. Call (423) 479-4111, the location is 155 6th St SE, Cleveland, TN 37311.

The Caring Place is at 2400 Bower Lane SE, Cleveland, TN. They have multiple programs, including money for bills, free personal or household stuff and more. The agency in part of Neighbors in Need. It helps with Rent and Utilities funded by the United Way in Bradley County and Cleveland.

  • Anyone who receives financial help will need to also agree to participate in programs such as job training, credit counseling, and more. The reason being is any type of assistance is short term in nature, and is only meant to resolve the crisis. Call 423-472-4414. More details on Caring Place - Neighbors in Need assistance in Cleveland TN.

The Partnership for Families, Children and Adults has a formal application process and any support is only for approved longer term individuals in the county. It is an agency that offers qualified low income individuals and families a variety of programs. They also help women facing abuse or single moms in Bradley County. There are even seasonal resources such as at Christmas, and locate free toys for kids.

  • The non-profit has free family and individual counseling, debt and consumer credit repair services, as well as a homeless shelter. There is also free transitional housing for women, homemaker services, geriatrics service for the elderly, and help for the deaf.  Phone (423) 755-2822

DHS of Cleveland has applications to EBT cards (food stamps,), Medicaid, and government benefits. The low-income, unemployed, disabled and others will get benefits, including for SSI grants or elder care.

  • Families First provides cash assistance as part of TANF. This is a time limited, government funded program that can help with basic needs, bills, food, and housing for the very low income in Bradley County.





Working towards employment and self-sufficiency is a key requirement of TANF, and all grants from it are limited. Address is 950 Star Vue Drive SW, Cleveland, TN 37311, call 423-478-0300. Or learn more about public assistance near you.

Cleveland Emergency Shelter assists the very low income and homeless, with a focus on housing challenges and addressing employment. As far as financial aid goes, the emergency solutions grant may be able to assist with paying a security deposit on a new apartment or coordinate the issuance of a loan for housing or rent costs. They also partner with the Tennessee Housing Development Agency on some solutions.

  • The non-profit also stresses case management, and this ranges from the short term overnight shelter to more medium term transitional housing services. Cleveland Emergency Shelter also offers so called bridge housing for individuals, such as single parents, and helps clients with finding a job or obtaining a GED. Read Cleveland shelter.

Guardian Angels helps women and kids only. They are an anti-poverty fighting organization. The location is  1220 Johnson Blvd SE, Cleveland, TN 37311. They help with food boxes, clothes, as well as low-income energy bill help. Or get free clothes for work, applications to grant money, job training and housing resources. There are also details on transportation for a job. Call (423) 298-7808.

Free or low cost dental and health care programs for low income and uninsured is available in Bradley County TN. Karis Medical Clinic is a low cost/free medical center that helps residents who have no medical insurance & a household income at 150% or below of the poverty level. As the visits to the medical clinic are $25.00 which include lab work, EKG, ultrasound, X-Rays, medications, injections, as well as other miscellaneous testing or services. Address is 256 Broad St SW, Cleveland, TN 37311. Phone (423) 457-8024. There are many other free dental clinics or health centers in Tennessee as well.

Cleveland Housing Authority has HUD section 8 applications as well as information on rent subsidized homes. Seniors, the disabled and women facing abuse may get emergency section 8. There is also self-sufficiency, home buying resources and other aid from 450 Walker St NE, Cleveland, TN 37311. Dial (423) 479-9659

Free groceries, meals and food programs are available. One is the Home-Delivered Meals Program is a service that is partly funded by the United Way, and it provides nutritious meals, groceries, and food, as well as direct social contact to homebound elderly, low income and handicapped residents. Dial (423) 479-4111.

    Struggling families can turn to other food assistance programs. There are several other pantries, soup kitchens, and social service agencies that work on feeding the low income in the region. Not only may a box of groceries be passed out, but personal goods including diapers, hygiene goods, and more may also be offered. Find free food pantries in Bradley County.




HUD mortgage relief and help with debt is provided by non-profits. Consumer Credit Counseling (dial (423) 490-5620) help low-income families, youth and others. Receive access to such programs consolidate and reduce credit card debts, pay car loans or a mortgage and more.

  • The non-profit agencies also help clients avoid bankruptcy. Bradley County families can also talk to HUD approved housing counselors to learn about alternatives to a foreclosure. Learn about such programs as Tennessee mortgage assistance.


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