latest nhpb_banner 1__compressed



Help Near Me

Immediate Financial Assistance

Rental Assistance

Free Food Pantries

Utility Bill Help

Free Stuff

Work From Home Jobs

Public and Government Assistance

Disability Benefits

Section 8 Housing and Apartments

Senior Help

Free Money

Free Grants

Free Clothes

Charity Assistance

Church Assistance

Community Action Agency

Free Job Training

Help with Medical Bills

Free Healthcare

Free Dental Clinics

Car Payment Assistance

Debt Relief

How to Save Money

Search the Website

Campbell, Morgan, Scott County assistance programs.

A number of programs, resources, and assistance programs are offered to residents of Morgan, Campbell, and Scott counties in Tennessee. Get information on the agencies, charities, and non-profits to call for help paying bills, rent, food, and other financial assistance.

Emergency rent and utility assistance

Catholic Charities of East Tennessee, which can be reached at (423) 784-6022, provides limited amounts of rent assistance. Emergency funds to pay utilities is also offered to needy residents. Last, but not least, a food pantry is available on location.

Much of eastern Tennessee is covered by Tennessee Valley Coalition to End Homelessness. Call them at (865) 982-7616. The non-profit can provides assistance to help with paying overdue rent, cooling bills and utilities. The intent of the aid offered is to help people avoid eviction from their home or apartment, or to help them stop disconnection of their utility service.

Morgan-Scott Project, which is run out of Deer Lodge Tennessee, offers emergency financial assistance for making rent payments and housing support. Call (423) 965-3131

Another Salvation Army, this one of Morgan County, may be able to provide grants as well as emergency financial assistance with paying utilities and cooling bills up to once per year. The local Salvation Army may be able to pay up to $75 once proof the remaining balance on the particular energy bill has been /or is to be paid through other local charities or non-profit agencies. Financial assistance is not available once utilities have been cut off, so ask for help early before disconnection. Call (865) 882-7711

The local community action agency, the East Tennessee Human Resources Agency, offers many forms of assistance, including help for paying utility bills, HUD foreclosure counseling, free food, weatherization, and much more. Get details below.

  • Workforce Investment Act (WIA) - Counselors can help clients increase their employment opportunities, help them retain jobs, and increase occupational skill attainment and job finding abilities.




  • Energy bills - They coordinate the Low Income Home Energy Assistance Program (LIHEAP), which has a goal of assisting eligible low-income households with paying heating, utility, and energy bills. The program will focus particularly on those families with the lowest incomes that pay a high proportion of their current total household income for home energy bills.
  • Section 8, otherwise known as the Housing Choice Voucher Program (Rental Assistance), will be able to help working poor and low income families obtain safe housing at a low cost. More on section 8 in Tennessee.
  • Weatherization Program - This is a conservation program that can assist low-income households in reducing their fuel costs as well as energy bills.
  • Community Services Block Grant - This is more of a general assistance program, that can help with housing needs, bills, and provide information.
  • Senior programs - A number of services are offered for senior citizens. Just a sampling includes nutrition programs, free or low cost legal aid for seniors, senior centers, and office on aging, and health and medical care referrals.
  • Mortgage and foreclosure assistance - The community action agency can direct people to government mortgage programs, foreclosure prevention, free HUD counseling, and also state of Tennessee mortgage assistance programs.

Call the East Tennessee Human Resources Agency at (865) 691-2551. The non-profit can help with the programs above, and much more. For example, they may have information on low income apartments, SNAP food stamps, no interest loans, and more. More on Human Resources Agency of East Tennessee programs.




Aid to Distressed Families, or ADFAC, provides housing solutions to stop evictions and foreclosures. The main goal is to prevent homelessness in Appalachia, including Campbell County, and rehouse families.

  • Homeowners can enroll into foreclosure counseling, which may lead to a mortgage modification.
  • People moving from transitional housing and that have an income may receive help with security deposits or first months rent.
  • Placement services from ADFAC will assist with locating a low income home to live in.
  • Much more is available too. Read more Aid to Distressed Families of Appalachian.

Free food and groceries

The regionally based Second Harvest Food Bank of East Tennessee (phone (865) 521-0000) partners with various local churches, food banks, pantries, and other agencies to offer food and possibly other forms of non-financial aid and support.

Open Arms Ministry offers food. This service is offered to local, needy residents every three weeks and recipients of the program will be able to get at least three weeks of food after successfully applying for help. The non-profit provides food for residents in Campbell, Scott, and Morgan Counties in Tennessee. Call (423) 566-6723.



By Jon McNamara

Contact NeedHelpPayingBills


















Contact Us

About Us

Financial Literacy Blog

Privacy policy

Visit Facebook page

Search Site