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Sumner County Tennessee assistance programs.

Whether it is free food, grants to help with paying electric bill or rent, housing, or something else, find the main churches, charities or government Human Service agencies to apply at below. There is financial help offered for the working poor, those facing a financial crisis, and struggling Sumner County residents.

Some organizations, such as Salvation Army Family Services near you, also offer free items. This may include back to school supplies, Christmas toys or gifts, winter clothing and more. There are also funds for security deposits, housing, medical needs, and more is available at local churches, charities, and regional non-profits among other places.

Get help with paying bills, rent, and other expenses

There is a local nonprofit agency, the Mid-Cumberland Community Action Agency that helps pay utility bills and more for families in need in Sumner County. Each year the non-profit often receive grants from the government to help the less fortunate.

The agency also has a large variety of other assistance programs. Some of them include a program that provides free of discounted prescription drugs to those who can’t get them on their insurance, or do not have insurance. They have a program that provides grants for used cars, and will even help pay for car repairs. They provide food aid to those who need nutritious meals. And last, but not least, they will also provide short term rent help and money for security deposits.

This is only a sampling of the programs they offer. There are more. You can contact them for more information. The Mid-Cumberland Community Action Agency is based at 600 Small Street in Gallatin, and can be reached at (615) 742-1113. The community action agency also administers the following services to people in need of help.




  • Emergency Financial Services Program - This program provides cash grants and financial assistance, as well as counseling to individuals and families who need emergency help with such expenses as rent, housing and utility bill costs.
  • LIHEAP Energy Bill Low-Income Home-Energy Assistance Program - This state and federal government funded program will help low to moderate income households with paying their heating, utility and cooling costs. In addition, emergency energy assistance is available for vulnerable households to ensure their service is not disconnected.
  • Case Management type services are offered in order to assist clients deal with the cause of their hardship. It is used to help qualified clients identify and overcome the barriers that prevent financial stability and economic self-sufficiency.
  • Food Assistance Programs - Provides information, referrals, and linkages to food assistance, pantries,  nutrition, and related services. As a result, qualified families may receive free groceries and nonperishable food items. This is an option for eligible people and families through a collaboration and partnership with the Tennessee Emergency Food Assistance Program as well as the U.S. Department of Agriculture.
  • The Weatherization Assistance program can help lower income families in Rutherford, Sumner, and other counties save money on their monthly utility bills, including heating and cooling. It may also address minor health and safety issues as part of the improvements that can be made to your home.
  • Information, referrals, and linkage is offered. The non-profit may provide cash grants, counseling to individuals and families who need emergency help with paying their rent, housing costs, and bills. Various forms of emergency financial assistance may be offered.





Whether you need free food, affordable health or dental care, or financial assistance for paying bills, rent, and medications, the non-profits below are there to help. Call Mid-Cumberland Community Action Agency at (615) 742-1113. There are multiple offices. Or find other emergency help from Mid-Cumberland Community Action Agency.

Transportation Programs - This option provides down-payment and transportation assistance to qualified and eligible participants who purchase a reliable, used automobile for work.  But the help doesn’t stop there. It also provides financial assistance and grants to use for paying for car insurance and minor automobile repairs that may be required to keep vehicle in working condition for transporting back and forth to work. Learn more on car repair programs.

Shelter, housing, and grant programs are offered as a form of one time emergency rent and deposit assistance. Low to moderate income tenants, the homeless, single moms or dads, and the disabled tend to be the main recipients of this form of financial help. Note in some cases a loan is issued, but find the main rental assistance programs in Sumner County.

Gallatin and Portland CARES offers food, rent, and utility assistance, among other resources. They run programs and obtain products through canned drives, donations, and other sources. All of the items raised from the community go to the food pantry, and in some cases the church will resort to direct purchase of even more items. The grocery, food, and meals are then distributed to the people who are in emergency situations.

Using money from the thrift store sales, rental payment assistance is provided for those who are faced with eviction and who meet program conditions. In some cases, CARES may issue a low to the applicant. Those faced with a disconnection of their electric service may also qualify for utility and/or water bill assistance. Address is 330 N. Durham Ave., Gallatin, Tennessee 37066, phone (615) 452-5732. A second office is at 617 Hwy. 52E, Portland, Tennessee 37148, dial (615) 325-7805, or read CARES assistance programs.

Hendersonville Samaritan Association – Food is available on site for the needy. People facing disconnection of their power, or homelessness, may qualify for rent assistance. Other services range from clothing at a thrift store to vouchers for prescription medications. Applicants will need to meet income, age, disability, need or other requirements as well, in order to get aid. Main number is (615) 824-7105. Call for intake, or find more programs from Hendersonville Samaritan Association.

Government and public assistance is offered by the Human Services Department  which is at 393 Maple St, Gallatin, TN 37066. This is the local DHS office for the poor, unemployed, seniors, disabled and others. There are many government benefits offered, such as the following.

  • -Cash assistance from TANF.
  • -Free or low cost, subsidized daycare vouchers.
  • -SNAP food stamps as well as WIC vouchers for new, low income mothers in Sumner County.
  • -Free government health care including Medicaid or Medicare.

Most of this is short term in nature and requires either employment and/or job training. Dial (615) 451-5814, or find other public assistance programs in Tennessee.

Portland Housing Authority is located at 107 Potts Ave, Portland, Tennessee 37148. Dial (615) 325-4559. The government agency answers questions on and processes Section 8 applications. The rental vouchers can help low income qualified families pay their rent.

HOPE Food Bank/pantry distributes food, groceries, and meals to people who are in emergency situations who live in White House, TN. Call (615) 672-8006

Free food banks - There are a few dozen in Sumner County. Each will try to feed the hungry and working poor. Not only that, but some offer other targeted programs such as Meals on Wheels, Christmas help, or also operate clothing closets. Options range from Cross Roads Church to a pantry at Little Guys Foundation and many others. More on Sumner County free food pantries.







Salvus Center, Inc. is a local Primary Healthcare Clinic. Health and/or dental care may be provided for those without health insurance in Sumner County. There are two centers. One is at 556 Hartsville Pk, Ste 200, Gallatin, TN 37066, (615) 451-0038 and the second is located at 107 Imperial Blvd., Ste 3, Hendersonville, Tennessee 37075, phone (615) 822-0804.

Medical bills and prescription assistance

Another program offered by the Mid-Cumberland Community Action Agency is the medical support program. This option provides assistance to those individuals and families who do not have prescription drug insurance coverage and are struggling with health care expenses. It also helps eligible participants with receiving medical supplies and dealing with medical bills. Learn more on other tactics such as as medical bill negotiating techniques.


By Jon McNamara

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