Assistance programs in North Carolina.
Low to moderate income families will receive grant money and financial assistance in all counties and cities in North Carolina. Get help with paying bills (including utility or electric), rent, free food, or assistance with housing. There is financial help with mortgage payments or free gas cards, as well as other support. Find how to get financial help that may be near you in NC.
Free stuff and transportation programs are also available across NC. There are free clothes, car loan payment programs or auto repair services for work reasons. Or residents can find low-income housing or apartments, free clothes or groceries from pantries along with emergency cash assistance from social services. There is also free cars or desktop computers for low-income families in NC who need stuff for a job.
Find free grant money for paying bills or free stuff in NC for lower income households
Free Phones or help for telephone bills is available. North Carolina families can enroll into FCC supported programs such as Lifeline. It will provide the household with a discount on their monthly bill or a free government phone whether it is a cell unit (including an iPhone) or a home phone. The program can also pay a portion of installation or activation costs for low income families in NC. More on North Carolina Lifeline program.
North Carolina Senior Assistance programs are offered for adults over 55 years of age. The Division of Aging and Adult Services works with local Area Agency on Aging office. Together the two groups administer programs for seniors and the elderly, including food, health insurance, free medications, and free grants for senior citizens. More Agency on Aging in North Carolina.
There is emergency assistance to help with rental payments in North Carolina. Tenants close to eviction, single mothers, veterans and others can apply for grant money or funds from charities. There are also government benefits as well as legal aid, rehousing, and other resources as part of regional rent relief programs. Find other rental assistance in North Carolina.
- Programs to Prevention Evictions and Rehouse the Homeless are an option too. Federal government grants are available from non-profit agencies. Funds can be used to pay the security deposit on low income housing or help North Carolina families pay overdue rent to prevent homelessness. Immediate homeless shelters and case management is available as well. Click North Carolina eviction help.
- Rent Payment Vouchers including public housing is offered. North Carolina families as well as single mothers that meet low income levels can receive government help with paying their monthly housing expense. The section 8 housing choice government assistance program administered by HUD and local PHAs offers government assistance. A focus is on seniors, disabled, and income qualified residents. More details on section 8 housing Choice Vouchers in North Carolina.
Transportation programs, including free vehicles, are given out in NC. Several regional non-profits and charities give out a free car or truck for work or job training reasons. The goal is to help low income families (and others) get a vehicle for their long term stability. Find details on a free car in North Carolina.
Benefits for the Disabled help adults or kids. Individuals with a disability and sometimes their families can receive immediate financial help. North Carolina offers services such as home care, meals or food, job training, medical assistance, and other support. Or get free transportation or subsidized housing in NC for disabled people. More on disability programs in North Carolina.
Child Care Assistance programs are offered by North Carolina's Division of Child Development. The government provides free or subsidized daycare using a combination of federal and state funds. Low income families will get help through a locally administered state-supervised voucher system. If a family in meets the program eligibility criteria, the state of North Carolina will pay a portion of the cost of child care expenses or give a free voucher. Call 1-800-859-0829, or read more free daycare in North Carolina.
Mortgage Help and Foreclosure Prevention programs will help struggling homeowners with paying a home loan. Free non-profit counselors and government resources are available in each town and county. Or get loan modifications, mediation and legal aid from other statewide programs that will also help reduce foreclosures. Read more North Carolina mortgage assistance.
North Carolina Legal Aid and free legal consultations is offered from lawyers. Get advice on applying for benefits, housing, grant money and more. There is free legal aid for the poor, seniors and low-income from this federal government funded program. Read more North Carolina free legal aid.
Resources from Energy and Utility Companies help keep the power and lights on. Many companies offer emergency funds, payments plans, money to pay a utility deposit and other support to low income customers. The goal is to help struggling households keep their utilities on. Click here for other North Carolina utility assistance programs.
Crisis Assistance from Christian affiliated charities in NC help low-income families. While emergency financial resources can be limited, the Salvation Army has dozens of centers across North Carolina. Programs can help people pay for their bills and living expenses in an emergency. Get free vouchers for gas, clothes, school supplies or motel or hotel rooms. Or get money to pay for rent or utility bills. Read more on Salvation Army services in North Carolina.
 Free Food Banks, Pantries, and Distribution Centers feed struggling households. Hundreds of food banks provide food, groceries and other forms of non-monetary support to low-income families as well as people with no money or income. Tens of thousands of families access the food banks or drive thru food pantries every month. Click here to find a North Carolina free food pantry.
Social Services and government benefits are wide ranging. Several statewide programs can provide temporary cash assistance, free food, medical bill help, and other aid to the low income. Free government grant money also helps the unemployed. A focus is on families with children, seniors, and disabled. Read more on public assistance in North Carolina.
Low Income Energy Assistance Program (LIEAP) is a federally government funded assistance program that will provide for a one-time cash payment. There is government grant money for those families that need it to help eligible families, including seniors in NC, pay their winter heating or AC bills. This payment is usually sent out in February of each year. Free AC units or repairs are available in North Carolina too. More on LIEAP in NC.
- North Carolina Weatherization Assistance Program (WAP) and Heating and Air Repair and Replacement Program (HARRP) were created to help low-income families in NC with saving money on utility bills and reduce energy expenses. It does this through the free installation of energy conservation improvements and materials. It will also help repair and/or replace old and inefficient heating or air conditioning systems in the homes of lower-income families. Contact a community action agency to apply. Apply along with LIEAP (see above).
Employment Programs, Crisis Grants, and Educational Services from a local community action agency will assist families with their bills and long term support. The non-profits will help individuals with gaining new skills, finding employment, get a free low-income car for a job and paying bills while they look for work. Other services offered include Head Start for children, senior assistance programs, and free home repairs, and much more. Get more details on community action agencies in North Carolina.
Job Search and Training Assistance services are available for the under and unemployed in North Carolina. JobLink Career Centers and other government programs provide training, referrals, and help with preparing for and conducting a search for a new job. Or get free clothes for work, a tablet or computer. Continue with job training in North Carolina.
- Income Producing Opportunities are an option too. There are a number of ways to make some extra money, some of it quickly. Everything from selling items to gig economy work, work at home jobs in NC, and much more. Read more on getting cash in an emergency.
Free Debt, Credit Repair, and Financial Counseling helps struggling families. People who are faced with high credit card or medical debts, need credit repair services, or are faced with bankruptcy in North Carolina can get help. Various non-profits offer financial services, car payment help or assistance with debt. Get a listing of free or low cost North Carolina credit counseling organizations.
Help in local North Carolina cities and counties
Find emergency or long term financial assistance by county and/or city below. Select your region below. There are charities, government agencies and other places for help in NC, including basic needs as well.
Alamance County (Graham)
Alexander County (Taylorsville)
Alleghany County (Sparta)
Anson County (Wadesboro)
Ashe County (Jefferson)
Avery County (Newland)
Beaufort County (Washington)
Brunswick County (Bolivia)
Buncombe County (Asheville)
Burke County (Morganton)
Cabarrus County (Concord)
Caldwell County (Lenoir)
Camden County
Carteret County (Beaufort)
Catawba County (Newton)
Cherokee County (Murphy)
Chowan County (Edenton)
Clay County (Hayesville)
Cleveland County (Shelby)
Columbus County (Whiteville)
Craven County (New Bern)
Cumberland County (Fayetteville)
Currituck County
Dare County (Manteo)
Davidson County (Lexington)
Davie County (Mocksville)
Durham County
Edgecombe County (Tarboro)
Forsyth County (Winston Salem)
Franklin County (Louisburg)
Gaston County
Gates County (Gatesville)
Graham County (Robbinsville)
Granville County (Oxford)
Guilford County (Greensboro)
Harnett County (Lillington)
Henderson County (Hendersonville)
Hyde County (Swanquarter)
Iredell County (Statesville)
Johnston County (Smithfield)
Lincoln County (Lincolnton)
Macon County (Franklin)
Martin County (Williamston)
Mecklenburg County (Charlotte)
Mitchell County (Bakersville)
Montgomery County (Troy)
Moore County (Carthage)
Nash County (Nashville)
New Hanover County (Wilmington)
Onslow County (Jacksonville)
Orange County (Hillsborough)
Pasquotank County (Elizabeth City)
Pender County (Burgaw)
Perquimans County (Hertford)
Person County (Roxboro)
Pitt County (Greenville)
Randolph County (Asheboro)
Richmond County (Rockingham)
Robeson County (Lumberton)
Rowan County (Salisbury)
Rutherford County (Rutherfordton)
Scotland County (Laurinburg)
Stanly County (Albemarle)
Stokes County (Danbury)
Swain County (Bryson City)
Surry County (Dobson)
Tyrrell County (Columbia)
Union County (Monroe)
Vance County (Henderson)
Wake County (Raleigh)
Warren County (Warrenton)
Washington County (Plymouth)
Watauga County (Boone)
Wayne County (Goldsboro)
Wilkes County (Wilkesboro)
Wilson County
Yadkin County (Yadkinville)
Yancey County (Burnsville)
Additional NC programs for low-income families
Additional financial resources are available throughout NC, including for the low-income, unemployed, seniors and others. An intake number is 919-834-5200. The state of NC United Way referral service as well as other charities give money, food, clothes and address basic needs.
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