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Cherokee, Clay, Graham, Swain County assistance programs

Low income programs or emergency financial assistance is available for paying bills and more. Find churches, charities, and non-profits that provide utility bill help; grants for paying rent, mortgages, or security deposits; free food or health/dental care; transportation and other support. Whether it is a loan, referral, or government aid, there is help offered in Clay, Graham, Cherokee, as well as Swain County.

Swain County assistance programs - The local government agency, the Swain County Department of Social Services (phone (828) 488-6921) is the leading agency to turn to for help and advice. They offer a large number of mandated programs and resources to the low income. Some of the include.

  • Food Stamp Program - This can help low income families, children, and disabled apply for government food and surplus items.
  • Low Income Home Energy Assistance Program, otherwise known as LIHEAP, can help the low income pay their utility bills.

All four of the local counties are supported by the Four Square Community Action, Inc. The main office is located in Andrews, North Carolina 28901. The phone number is 704-321-4475. This community action agency is partially funded by the government and private donation. Some of the aid offered includes emergency shelter and food assistance, as well as referrals to charities and government programs. In addition, learn about your rights with payday lenders and loans in the region.

Graham County DSS is located in Robbinsville, NC. This is also the local government branch of the Division of Social Services. They always recommend calling to ask what programs and assistance they may be able to offer. Some examples of the resources and programs include work first, energy bill assistance, and food stamps. Those are just examples, and an extensive amount and number of other assistance is also provided. They will know about several housing and rent programs, such as rapid rehousing and homeless prevention. Dial 704-479-7911.

Each of the counties listed here operates a health department that offers high quality yet low cost or free medical care to county residents who meet certain income and other financial requirements. To find out about services offered, call the number referenced above for your local DSS. Note the Clay County Health Department phone number is 704-389-8052. Find other North Carolina free clinics.





Get free legal aid from Western North Carolina Legal Services. The organization runs a statewide organization that offers free legal assistance to low income and elderly people in North Carolina. Please call number below for more information or to speak to an attorney or representative. 704-586-8931

General financial assistance, counseling, debt reduction advice, and support is provided by Community Services. The main office is located in Murphy, NC. Call 828-837-6810. Currently the agency can provide one or more of the following. Emergency shelter and food assistance, emergency rent help and other financial support.

Salivation Army of Western North Carolina serves this region. A sampling of the programs offered include transitional housing to men, women, or families in need. While the exact availability and type of emergency services offered will vary, they do provide help with paying utility bills and security deposits, providing food for families, clothing, help for prescription medications, and rent and mortgage assistance. Christmas and holiday food and assistance is offered as well. Call 828-253-4723

By Jon McNamara











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