latest nhpb_banner 1__compressed2



Help Near Me

Immediate Financial Assistance

Rental Assistance

Free Food Pantries

Utility Bill Help

Free Stuff

Work From Home Jobs

Public and Government Assistance

Disability Benefits

Section 8 Housing and Apartments

Senior Help

Free Money

Free Grants

Free Clothes

Charity Assistance

Church Assistance

Community Action Agency

Free Job Training

Help with Medical Bills

Free Healthcare

Free Dental Clinics

Car Payment Assistance

Debt Relief

How to Save Money

Search the Website

Assistance programs Wake County and Raleigh.

The main charities, churches, and government assistance programs that provide funds to help pay utility bills, rent, medical bills, food and other expenses in Wake County are listed below. The goal of each one of these financial assistance programs is to help struggling or low income families make it through a hardship, while at the same time providing everything from job training to free credit counseling services. Find where to get financial help and free items near you in Wake County NC below.

There are other resources in the greater Raleigh region and county too. Students can be given back to school supplies or free laptops or tablets for school. Or find free gasoline vouchers, charities that coordinate car repairs or give out free stuff, such as Christmas toys. The low income, single mothers, veterans, and elderly in Raleigh, Apex, Cary and other cities are major beneficiaries.

Financial assistance paying for summer colling or winter heating bills

People who are struggling and other lower income individuals who can’t afford to pay to cool their homes during the hot summer months will qualify for Wake County’s Cool for Wake assistance program. The program can provide financial help for AC bills, free air conditioner units or fans. Through September 1 of each year the Cool for Wake program will provide free items to qualified individuals and families. Find other ways to get help with energy bills.

During the hot North Carolina summer months, many individuals (including the elderly or disabled) can be negatively impacted by prolonged exposure to extreme heat and hot temperatures. Cool for Wake’s was created to help reach out to Wake County families and individuals who are vulnerable to these negative effects as many lower income households do not have air conditioning as they can’t afford to pay for it or they will not be able to pay for the increase in summer energy costs to cool their homes. Each year hundreds of people in Wake County are helped. Dial 919-212-7083, or find more information on Cool for Wake program terms.

Starting in November of each and every year, Wake County accepts applications for the North Carolina Low-Income Energy Assistance Program (LIEAP). They also offer emergency assistance for individuals and families who are facing disconnection of gas or electricity. These so called crisis grants are available on a first-come, first-served basis.




If you apply and are accepted, eligible households can receive a check from the LIEAP program that is used for help in paying their winter heating bills. Applications to the program can be filed at the locates below, or call 919-212-7000 for more information.

  • Swinburne Human Services Building, 220 Swinburne St., Raleigh
  • Eastern Regional Center, 1002 Dogwood Drive, Zebulon
  • Southern Regional Center, 130 N. Judd Parkway NE, Fuquay-Varina
  • Northern Regional Center, 350 E. Holding Ave., Wake Forest

Wake County emergency help for rent, mortgage, bills, medications, food and other expenses

Another non-profit agency to turn to for help is Urban Ministries of Wake County. They can offer prescription and employment assistance. Limited funding will also be available to help pay rent and utility bills. The agency helps hundreds of people per year fill their prescription medications, and they can have funds available for other bills as well.

Urban Ministries Of Raleigh offers a wide variety of assistance programs for the low income. Some of them include, but are not limited to, rent help, job counseling, information on federal and state of North Carolina government programs, and grant applications. There is also free landlord mediation and foreclosure counseling. Call 919-836-1642. Click Wake County Urban Ministry resources.

Another option is The Salvation Army of Raleigh and Wake County, which offers financial assistance to those in need to help pay for utilities and rent. Financial help is provided for a small number of qualified people per day. You need to call the office between 8am and 9am at 919 834.6733. Funds will be paid for a utility bill (final notice needed) or to help pay rent (funds to help with court eviction papers and excluding deposits and first month).





In addition, the non-profit agency will be able to provide food and or new or gently used clothing. Other assistance can provide children with Christmas gifts, or families with meals around the holidays. There are also free back to school supply programs in Raleigh and the County, gasoline vouchers, shelters and other social services. More on Salvation Army Wake County financial assistance.

The Church of the Good Shepherd offers community services programs. The assistance programs they provide can offer rent and/or utility bill assistance to persons in need in the Raleigh and Wake County area. In addition, the agency also has a soup kitchen on site. If interested in applying, you a letter verifying need of rental assistance from a company (the letter can’t be from an individual landlord) and/or a copy of an utility bill. Dial (919) 831-2019. The charity is in Raleigh North Carolina.

Wake County Human Services - Addresses the emergency financial needs, health care, and economic status of low income families, the unemployed and individuals across the region. Low income families can apply for cash assistance as well as state and government assistance programs from the Human Services organization.

There are also SNAP food stamp applications, Medicaid, and other benefits. Receive help with everything from medical bills and care, food, child care, and more. Find public assistance in Wake County.

First Presbyterian Church, which is at 112 S. Salisbury Street, Raleigh, NC 27601, runs a program called the Friendship Fund. Call them at (919) 833-4070. The fund will be able to help with mortgage, rent, utilities and cooling bills, and other emergency assistance on a once a year basis to those in need of help. The agency is a great place to turn to for information on assistance programs and counseling.

There is also education and daycare assistance among other program. First Presbyterian Community Outreach can provide GED classes with child-care. Financial support will be available for past due rent, mortgage, utilities, and other emergency needs. 120 West Hargett Street, Raleigh, NC 27601. Call (919) 833-4070 For example, find various options other than payday loans. These can be effective sources of cash and payday loan alternatives.

Dorcas Ministries supports western Wake County, including Apex, Cary, and Morrisville. There are 4 main programs offered, and they include (1) emergency financial aid for bills; (2) a low cost thrift store; (3) a mobile free healthcare clinic run by UNC nurses and (4) a free food pantry. Other resources will be offered too. More on Dorcas Ministries assistance programs.




Fayetteville Family Life Center can support the Hispanic population as well as those facing a utility disconnection or eviction. Limited funds, or no interest loans, will be available to pay a portion of rent or utility bills. Other services include free food, shelter, and referrals to security deposit programs for permanent low income housing or apartments in Wake County. 715 Nazareth Street, Raleigh, NC 27609, dial (910) 484-0176 or (919) 821-9750

Free back to school supply giveaway programs can help students from low income households in Wake County. There is everything from uniforms to hygiene items to clothes or a wide variety of free school supplies. Charities and churches collect donations, money, or gift certificates and pass them out to children ,middle school and high school students. More on free school supplies in Wake County.

Southern Regional Service Intake Economic Self Sufficiency is a non-profit that offers crisis assistance for paying basic needs. This includes rent, medical bills, water expenses, and even funeral costs. General services include referrals to clothing, free food, furniture, short-term counseling, crisis assistance and help with transportation for clients.

So many programs are run by the charity for the southern part of the county only. While all requests are assessed, more rare will be assistance for prescriptions, adult day care and intake for child care, or eyecare. Address - 130 North Judd Parkway North East, Fuquay Varina, North Carolina 27526. Call (919) 557-2501, or read more on Southern Regional Service Intake Economic Self Sufficiency programs.

Apex North Carolina based Western Wake Crisis Ministry runs a food and bill assistance program for residents who live in the western part of Wake County. Financial aid and money will be available to qualified individuals at maximum once per year in emergency or a crisis situation.  There will also be free stuff ot items, ranging from food to internet access or clothes.

Financial help and money will be available for rent, mortgage payments, utilities, and prescription drugs. In addition a food pantry available once every 30 days. Call (919) 362-0657, or more on assistance from Western Wake Crisis Ministry.

Social Concerns is based in Cary. Their phone number is (919) 469-9861. This agency can refer people to local charities as well as federal and North Carolina government programs. In addition, they will be able to provides emergency help with free food, clothing, funds for utility bills, rent, housing expenses, and more. Of course funding will be limited.

Payment Plans for water and sewer bills can be arranged by the City of Raleigh. Assistance needs to be applied to prior to the service being disconnected. Low income households as well as families facing an emergency can enroll into a program. More details on water bill help in Wake County.





Garner Area Ministries (call (919) 772-9100) can help individuals and families 1 to 3 times per year, depending on their need. They can provides food and groceries for the hungry in the community, a clothing closet and financial assistance for every day expenses. Eligible individuals will be able to receive food and clothing every 3 months and financial assistance for paying their rent, prescription, or utilities 1 time per year. Located in Garner NC, or read more Garner Ministry programs.

Energy Assistance Program (WCHS - ESS) - This agency/program provides cash grants and financial assistance to clients in a heating or cooling related crisis. There will be grant money for heating bills, utilities, oil, wood, etc. Specifically, get access to and information on Duke Energy / CP&L Project Share. There is also the federal government Low Income Energy Assistance Payment Program (LIEAP), as well as Warmth for Wake (max. benefit is $200, and clients are not eligible for other programs in heating crisis). Click here for more on electric bill help, or call the Raleigh North Carolina program at (919) 212-7000.

Women's Center Of Wake County, which is based in Raleigh and can be reached at (919)829-3711, can provide housing support and services, including rent assistance. There will programs for single mothers in Raleigh, safe housing, bus passes or gasoline vouchers and more.

Other support services are offered too. The various services offered include financial counseling (including direct cash assistance to prevent eviction, utility disconnect, or to help with purchasing medications as funds allow. There is also free legal information; health services and education workshops on a variety of life and social skills development. Location is 128 E. Hargett St., Ste. 10, Raleigh, NC 27601. Call (919) 829-3711

Lutheran Services of North Carolina provides coverage across Raleigh, Durham, and RTP. They offer information on numerous housing programs. Staff provide transitional housing, details on emergency shelter, and more, in particular for the disabled. Continue with Carolina Lutheran programs.

Triangle Family Services is another non-profit that can provide housing and rent help. They serve both Wake County, as well as the surrounding area as well. They can also refer people to local section 8 housing programs and offer other aid.

One of the main services available is known as the Emergency Housing Assistance Program, and the agency will have funds for paying a portion of back rent from it. Other services from TFS includes foreclosure mediation, debt reduction, and help for housing needs. 3937 Western Blvd., Raleigh, NC 27606, (919) 821-0790 x 115. Click more Triangle Family Services.

The City of Raleigh and Wake County Access Hub also administers gives information or referrals to assistance programs for the low income, working poor, elderly, and other qualified individuals who are facing homelessness. Some of the services and resources provided include Weatherization and Home Repair or Housing Rehabilitation. These can help people stay in their home and/or help people save money on energy bills.

There is also rent and energy bill assistance with long term Education and Job Counseling. Short term Rental Assistance and Programs from the HUB are combined with long term support, including Landlord/Tenant Counseling. For referrals to help, dial (919) 443-0096.







Edenton Street United Methodist - Doorstep Ministry is a faith based organization in Raleigh. From time to time, the church will have funds to help pay for a portion of rent, medications, or maybe a deposit. There is also a free food pantry and clothing closet on site, as well as free Christmas programs. Also, social workers provide referrals to other Wake County charities and service organizations. Find details on financial help from Doorstep Ministry.

Catholic Charities in Raleigh can provide up to a week's worth of food items and groceries to residents of Wake County through Catholic Parish Outreach pantry. In order to receive food from the charity, an individuals needs to be referred by a social service agency or a church and they also need to bring a completed referral form with them. The Catholic Parish Outreach is located at 2013 N. Raleigh Blvd.

Other resources offered by Catholic Charities provide material assistance. For example, call them for information on food, baby formula, and items such as personal hygiene. Social workers will also work closely with families that need help in the Raleigh area. Read more Catholic Charities in Wake County.

Passage Home is the Wake County community action agency. While mostly referrals are offered to financial and government assistance, they do operate some of their own programs. Examples include the VITA income tax program, which offers free tax help and filing services to low income families and seniors. They also help students (both younger and adults) go back to school and get the supplies they need, including computers. Learn more on free laptops for school.

Employment programs and job search is offered at Job Readiness/Workforce Development Program centers. Get help in finding and preparing for a job. Other information can be provided, such as on weatherization, low income energy bill assistance/LIHEAP and food stamps. Address is 712 W. Johnson St., Raleigh, North Carolina 27603, dial 919-834-0666. More on Passage Home resources.

Social services and financial assistance - The county funds several different emergency programs that can help people pay their rent, energy bills, and can even provide items such as free fans or air conditioners. While funding is limited and not everyone will be able to qualify for assistance, it is another option for the low income. Find details on Wake County emergency assistance.

Free basic needs including furniture and clothes are distributed in Wake County North Carolina to low income families, children, babies and others who need help. Residents who need help can contact one of the many churches, thrift stores, free furniture banks or clothing closets for assistance and the centers will do what they can to meet the needs of those who need help. Find free clothes, furniture and school supplies in Raleigh and Wake County.

Southern Wake Faith Community in Action – The not for profit can provide emergency financial assistance, grants, information and referral in the communities of Willow Spring and Fuquay-Varina for those experiencing crises situations related to shelter, housing, utilities and other basic needs. 605 Bridge St., Fuquay Varina, North Carolina 27526. Phone (919) 567-8100

Electric bill assistance from Oasis is a resource that is available for residents of Cary North Carolina. Any funding is offered as a one time payment and will go towards those families that are facing some type of emergency situation. This is not a government charity type program but rather it relies on donations from people throughout the region. Find Cary NC utility bill assistance.

Regional churches help the poor, struggling, and low income in Wake County. Immigrants, Spanish speakers, the undereducated, and people in a financial crisis are among those who can get help. Each church varies, but what will be offered includes:

  • Hunger prevention - Free food or meals.
  • Basic needs - Clothes, furniture, personal hygiene items, vouchers and more.
  • Christmas meals and toys.
  • Some churches offer emergency financial help.
  • Other support will be offered too. Learn about, and find churches in Wake County for assistance.

Re-Housing Support Program from PLM Families Together can help people facing imminent eviction/foreclosure or those who are now homeless. Mentors and case managers will work with clients on finding and securing safe, affordable housing and apartments in Wake County. Receive information on rent assistance, mediation, and other services. Clients will need to agree to stability as well, such as job counseling and education. Dial (919) 212-1123

North Raleigh Ministries operates a thrift store, and the money raised is used to help struggling families in Northern Wake County. They operate services such as Circle of Hope, which offers emergency food . The ministries also offers referrals to work training, including vocational job placement and other support. However the main resource is the free food pantry. Location is 9650 Strickland Rd Suite 161, Raleigh, NC 27615, or dial (919) 844-6676.





Homeless shelters and transitional housing programs operate across Wake County and Raleigh. They will provide families, many of whom were recently evicted, with a place to stay. People can also get support in finding a new home. Programs are for all qualified residents including immigrants, single parents, seniors, the homeless and others. More on transition housing in Raleigh area.

Christian Community in Action is based in Cary and can be reached at (919) 469-1351 or (919) 469-9861. Among assistance provided are Thanksgiving and Christmas holiday baskets and gifts. Also apply for emergency assistance with paying for food, clothing, utility bills, rent, housing etc. Social workers can offer referrals to other non-profit agencies that will assist the client. A scholarship is offered to adults as part of the Margaret Keller Scholarship Fund. Another resource is referrals and help in signing up for government aid and social services.

HUD grants for paying housing expenses will be provided to families facing an eviction. Based on an annual application process, non-profits will be awarded funds from the federal government. But resources are limited.

Wake County non-profits can use the money to help the homeless and tenants facing an eviction. Applicants will qualify for legal aid to resolve a dispute over rent or unsafe housing, utility bill help, and case management. Homeless families can also get support too. Read more Wake County eviction help.

Holiday resources in Wake County, including Christmas and Thanksgiving, can help low income families. There will also be some programs at Easter. Churches, volunteers and charities pass out free meals, toys for children, clothing, and other items. Apply for free Christmas help in Wake County.

Emergency rent assistance programs - Individuals who are faced with an eviction, or who need funds to move into a new home or apartment, have a number of organizations they can contact for housing assistance. These agencies and churches focus on providing help with paying rent to Wake County and Raleigh families. Find a full listing of Wake County rent assistance programs and non-profit agencies.

Resources For Seniors is a leading non-profit that care for the elderly and disabled. Various medical programs, transportation, and other services are administered.

  • Medication Education and Assistance - This will help senior citizens in Wake County both obtain low cost prescriptions and show them how to use the medications.
  • Homeowners programs - RFS offers Reverse Mortgage Counseling, foreclosure help, and more.
  • Low cost home repairs and modifications are available across Raleigh, Cary, and other towns.
  • For more details, find help from Resources For Seniors.

Housing and rent assistance is offered in a crisis. The local Wake County makes funds and cash grants available to assist in housing situations that involve a child. It you have a kid and need help paying monthly rent, or a housing security deposit or if you are facing an eviction, the Wake County government will be able to help. If you are interested in this service or applying, please dial 919-212-7000

Housing and apartments - Several low income housing units are available for people who are on the verge of being evicted, or who will be currently homeless. Not only can you be provided short term, affordable housing, but you will also receive access to case management, self-sufficiency, and social services. Apply for low income housing in Wake County.




Job finding services

Also offered by Urban Ministries (phone number is above). This service, which is run by the Urban Ministries helps the jobless, unemployed and underemployed find a job and/or develop their skills. Get help and advice with resume writing, access to job training or supportive services, technology and job readiness classes as well.

In addition, freelancing for all sorts of positions are out there, both nationwide and in Wake County. Medical and health fields, IT, services, and other jobs will be available. These also help people with GED, high school, or no college degree. Find a list of in demand freelancer websites.

Food assistance programs and pantries

Some of the places that distribute food, free groceries, meals or SNAP applications around Wake County and the Raleigh NC area include

  • Wendell United Methodist Church Food Pantry which also covers Zebulon. (919) 365-6266.
  • North Raleigh Ministries is another local charity. Call (919) 785-9911 or (919) 844-6676
  • Brooks Avenue Clothing Closet and Food Pantry offers both clothes and food. Phone (919) 821-2400. 
  • Yet another option is Food Pantry & Clothing Closet, and their number is (919) 833-8526.

If none of these options work for you, find additional Raleigh NC free food banks as well as locations across the greater Wake County area. Or struggling families can call on one of these non-profits for information on other services, including free formula, food stamp applications, or vouchers to pay for holiday meals.

Raleigh and Wake County foreclosure programs

Residents of Raleigh, Cary, Garner, Apex and other Wake County towns can receive free counseling as well as other forms of foreclosure assistance. A Housing and Urban Development-approved Local Housing Counseling Agency, Telamon Corporation, is offering support in the community. What they have is a free Housing Counseling and Foreclosure Prevention Assistance Program.

All qualified residents can learn more or apply. The company offers a complete range of housing services and resources that can help someone save their home, including fair housing assistance, loss mitigation, mortgage delinquency and default resolution counseling. There are also free home buyer education programs, and pre-purchase counseling.

All of the counseling services as well as housing financial services are offered free of charge to people in need of help. No fees or donations are required. To find out more about this foreclosure assistance program, contact the non-profit customer support team. The main number is (919) 851-761 or (919) 851-7611.

Triangle Family Services is a United Way supported agency that offer credit, housing, and foreclosure programs. In regards to people faced with losing their home, they will be able to turn to the Home Protection Program, and more traditional foreclosure counseling. Click here to learn more on the North Carolina Home Protection Program, or dial (919) 821-0790 or 919-832-5138 for help.

Free legal aid and lawyer consultations in Raleigh NC area

Wake County families can turn to Legal Aid of North Carolina. This is a statewide, non-profit law firm with volunteer as well as pr-bono attorneys. The center provides free legal services and advice in civil matters to low income people. Receive free foreclosure help, debt and credit collection support, and assistance with preventing evictions from homes and apartments. Call (866) 219-5262 or 919-828-4647 for information on legal programs.







Free health care

Another free clinic that will be able to help is Urban Ministries of Wake County. The program is known as the Open Door Clinic, and it is a very successful, thriving non-profit medical facility that is operated through partnerships. Urban Ministries works with individual non-profit organizations, county assistance, the United Way, foundation, and private contributions to provide comprehensive medical care for uninsured adults. Call (919-836)-1642.

If you do not have health insurance try Open Door Clinic, which is run by Urban Ministries of Wake County, provides free medical and health care treatment to eligible persons without health insurance in the area. Dial (919) 836-1642.

Low income and uninsured adults will be able to receive help from Mariam Clinic. (919) 824-4672. The clinic is a local non-profit organization that provides low cost quality health care to low-income, uninsured adults in Wake County.

Mission Medical & Pediatric Clinic (call (919) 828-9014) provides free healthcare for people referred by the Salvation Army and the homeless in Wake County. A number of volunteer doctors, dentists and staff volunteer on site to provide free care.

Missions of Mercy Dental Clinics - Offers free dental care to the uninsured and low income. They operate across the state, Raleigh, and all of Wake County. Cleaning, extractions, fillings, and more is offered from the mobile dental clinic. 1600 Evans Road, Cary, NC 27513, dial (919) 677-1396 or (919) 234-4037

Other health and dental centers operate in Raleigh and Wake County North Carolina. Find Wake County free community clinics.

In addition to the clinics above, other low cost or even free medical or dental assistance programs are available in Wake County. They assist with glasses, doctor check ups, and much more. This is in addition to applications to the Affordable Care Act (which can be reached at 855-733-3711). Low income families can save money on their insurance policies as well as get the help they need for medical bills. More on free health care and insurance.

Several hospitals as well as community clinics in the Triangle area provide free health, dental and charity care. The low income, uninsured, and unemployed (among others) can get the support they need. Find details on free health care in North Carolina. The programs are targeted at low to moderate income families in the regions. People who qualify can have their bills and debt eliminated.

Debt assistance

Money Management international, which can be reached at  866-889-9347) can advise people who are dealing with debt on their options. Their mission is to improve financial literacy and skills among working families, and help people deal with debts, bankruptcies, and other financial hardships.

Credit counselors at the Raleigh based Triangle Family Services (919) 821-0790) work closely with people who are struggling with their debts and bills. The non-profit will offer free or low cost credit repair and debt reduction services. They can work directly with your credit card companies, hospitals, or other creditors. Learn more about solutions such as hardship programs and debt settlement. The bottom line is you need to get your fiscal house in order if you are going to be successful over the long term. Apply for debt settlement.

Raleigh NC based CESI Debt Solutions (dial (919) 785-0725) is a local Non-profit Credit Counseling, Debt Management and HUD Certified Foreclosure Housing Counseling Agency. Also learn about NC debt collection laws and regulations.

Credit Counselors of Raleigh provides people in debt with budget and financial counseling. There are also budgeting and investing workshops. Offers assistance with debt repayment plans, consolidation, and settlement. The non-profit also provides educational seminars and workshops to individuals on the wise use of credit. Assists with alternatives to bankruptcy. Counselors at the organization provide telephone, face to face, internet and counseling. Phone (919) 875-0900.

A number of other credit counseling and HUD certified housing agencies can help consumers and homeowners in the greater Raleigh area. Some resources provided are free. Locate more Raleigh and Wake County credit counseling agencies.


Related Content From


By Jon McNamara

Contact NeedHelpPayingBills


















Contact Us

About Us

Financial Literacy Blog

Privacy policy

Visit Facebook page

Search Site