Free credit counseling services and Wake County and Raleigh.
Non-profit credit counseling agencies in Raleigh and Wake County North Carolina offer credit counseling, budgeting, mortgage assistance, and debt reduction programs to consumers as wel las homeowners in the region. Some of the services may be offered for free or at a minimal cost to qualified low income consumers and homeowners.
Many of the non-profits offer a wide range of resources. They can include, but are not limited to, budget counseling to help people get control of their financial situation and manage their income. Budgeting can also help people determine financial needs and set goals. Another service in high demand is debt management plans for those who have difficulty repaying their credit card and medical debts. Counselors can help people by renegotiating payments and terms with credit grantors. Other programs offered to Raleigh residents can provide them with foreclosure prevention and bankruptcy filing assistance.
Triangle - Consumer Credit Counseling
401 Hillsborough St.
Raleigh, North Carolina 27603
Dial (919) 821-0790
This is the local Wake County office of the national non-profit CCC organization. They are HUD certified and offer services that range from credit card debt reduction programs, home loan modifications, to foreclosure and bankruptcy assistance.
Credit Counselors of Raleigh
Main address: 3109 Poplarwood Ct., Ste. 125, Cedar West Building
Raleigh, North Carolina 27604
Call (919) 875-0900
Individual Development Accounts
712 W Johnson St.
Raleigh, NC 27603
Telephone - (919) 834-0666
CESI Debt Solutions
3801 Lake Boone Trail, Suite 400
Raleigh, North Carolina 27607
Call (919) 785-0725
Programs can help consumers deal with medical and credit card debts. Get interest rates reduced, waive fees, and save on your monthly payments.
Mortgage Credit Certificate Program
3508 Bush St.
Raleigh, NC 27609
(919) 877-5700
Reverse Mortgages Division
316 W. Edenton St.
Raleigh, NC 27603
Phone - (919) 733-3016
Learn about reverse mortgages for seniors.
Clearpoint Financial Solutions, Inc.
Main office address: 6060-B Six Forks Road
Raleigh, North Carolina 27609-8601
Dial 877-877-1995 for information or an appointment.
Can provide confidential, and sometimes free, credit, housing, and debt counseling.
NOVADEBT
4917 Waters Edge Dr., Ste. 240
Raleigh, North Carolina 27606-2459
866-472-4557
NACA (Neighborhood Assistance Corporation Of America) Raleigh, NC
3109 Poplarwood Court, Suite 125
Raleigh, North Carolina 27604
Phone - 919-855-8484
A HUD certified housing counseling agency. Most of the programs focus on buying a home, or preventing a foreclosure of an existing home.
CCCS, A Division Of Triangle Family Services, Inc.
Address: 700 Blue Ridge Road, Suite 101
Raleigh, North Carolina 27606
Phone number is 919-821-1770
Another local office of the national organization. Call for credit counseling, budgeting advice, information on federal government and North Carolina mortgage assistance, and more.
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