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Financial assistance programs in Maryland.

Find how to get financial help in all cities and counties in Maryland listed below, including Baltimore and Columbia. Low income families will get immediate assistance for paying utility bills, transportation costs or rent. There are social services as well as government assistance programs that provide free medical or dental care, medications, free boxes food, or low income housing. Get financial help near you in MD.

There are also Meals on Wheels or other benefits for senior citizens or the disabled. Free stuff is combined with emergency financial assistance in MD. Job seekers can get free gasoline cards or working parents help with daycare. There are also job training services, free clothes, bus passes or car payment assistance programs and other long term support. Find details below.

Get grant money to help with bills or housing in MD, free groceries and other items.

Eviction Assistance and Rehousing - Low income families facing homelessness, whether a pay or quit notice or foreclosure, can receive emergency grants for paying back rent or counseling. Other financial help from Maryland may be assistance with paying a utility or security deposit, low income housing, and referrals to shelters. More on Maryland eviction and security deposit help.

Vouchers for Housing Expenses - Very low income and evicted Maryland residents can turn to the section 8 HUD program. A subsidy from the federal government can be used to pay a portion of rent or affordable apartment, including for seniors and families with a disabled member. Read more on Maryland section 8.

Apartments, including second chance, accept evictions - Many private landlord in MD as well as government agencies help families, veterans, or tenants that have an eviction on their record find a new home. There are apartments, rental units, communities and other options. Locate second chance apartments.

Low Income and Emergency Housing Assistance - Several government funded programs can help Maryland families pay their rent in an emergency. Counselors can also help them find and pay for low-income housing. Some resources are offered by non-profits, and others by government agencies. Read more Maryland rental assistance.




Financial Assistance in a Crisis - The Salvation Army has a center in every county across Maryland. The non-profit provides case management, referrals, and as funding allows, may be able to offer financial assistance for rent, utilities, medications, and other bills. More on Salvation Army of Maryland financial assistance.

Free Food from Pantries, Soup Kitchens and Food Banks - The low income, working poor, unemployed, and people facing a hardship can get free food, groceries or hot meals from a pantry, charity, or regional food distribution center. Read more on Maryland free food banks.

Home Delivered Food and Free Meals - The elderly, disabled, and homebound in Maryland can get help, both meals, nutritional support, and “health-check ins” from Meals on Wheels. Volunteers operate this. Find meals on Wheels programs near you.

Child Care Subsidy or Purchase of Child Care (POC) - This government assistance program will help eligible families pay for needed daycare expenses. Vouchers and grants, which are issued to eligible families by local departments of social services, can be used to purchase services from any regulated child care center or home. Call 410-767-0100. Participants of this free or low cost daycare program can even use the services of an informal child care provider that is approved by the local department. Read more on free child care programs in Maryland.

Maryland Energy Assistance Program (MEAP) - Provides assistance to Maryland residents with paying home heating bills and emergency electric costs during the summer. Payments are made to your utility or gas company on your behalf. Under this government assistance program also called LIHEAP there is also limited grant money available to replace inefficient or broken refrigerators and furnaces. More on MEAP applications in Maryland.

  • Weatherization Assistance Program (WAP)- Provides home weatherization services such as caulking, weather stripping, plastic window covering, etc. to help make your apartment or house more fuel efficient and comfortable at no cost to eligible families. The goal of the free government assistance program is to reduce energy bills and is often combined with MEAP above.





Emergency Food Assistance Program (TEFAP) and SNAP food Stamps - This federal government funded program helps feed the low income, elderly, and unemployed among others. There is SNAP food stamps and EBT cards to help pay for groceries. Or there are surplus commodities as well as emergency food pantries. SNAP in Maryland Helps low income, and families that are struggling, buy the food they need for good health. Call Maryland DHS at (800) 332-6347.

Maryland Transportation Loans - Residents with poor or no credit score can get financing, whether they need help with the car loan or want to purchase an automobile. Non-profits and lenders assistance. More on bad credit car loans.

Cash Assistance and Social Services - Maryland can provide struggling and low income families with a number of government assistance programs. Qualified individuals can get help for paying energy bills, medical expenses, prescriptions, and more from cash aid, also known as TCA. Some agencies can also help people find a job. More public assistance in Maryland.

Mortgage Help and Foreclosure Assistance in Maryland
The state of Maryland has some programs that will help families with paying their mortgage. They also try to stop foreclosures. Learn more on help with mortgages in Maryland.

  • Also find a listing of free government certified non-profit organizations in Maryland that are HUD approved. Many offer free counseling, referrals to financial help and support to borrowers. Continue with free Maryland HUD counseling.

Free Legal Advice - Maryland Legal Aid helps thousands of low income families as well as seniors each year. The attorneys provide free legal assistance, advice and pro-bono services to low income families and individuals. Continue with free lawyers and legal aid in Maryland.

Maryland Senior Assistance - Older adults and the elderly are supported by Agencies on Aging offices. The centers focus on people over 55. The centers can help them obtain medications, government health insurance/medicare, food, and home care programs. Senior citizens and others can benefit from these Maryland centers. Click for details on Maryland assistance programs for the elderly.

Electric Bills and Energy Costs - Many utility companies in Maryland offer help for paying energy bills. They administer their own grant and weatherization programs. Find a listing of Maryland utility assistance programs. These are in addition to financial resources available at the county level below.




Disabled Assistance - The state of Maryland offers support and government assistance benefits to individuals with a disability as well as their caretakers and family members. Medical care, prescriptions, financial help, housing, and home delivered meals are just some of the services offered. More on disability benefits in Maryland.

Free or affordable medical and dental care programs Maryland

Maryland Pharmacy Assistance Program - This program will help qualified Maryland residents, regardless of age, who are not eligible for the state’s Medical Assistance Program or Medicaid. Eligibility to this prescription drug program is open to anyone in the state (it is not just limited to the elderly and disabled). People of all ages and backgrounds can apply. Call 1-800-226-2142. Or find additional ways to receive free prescription drugs.

Maryland Health Care Centers and Community Clinics - Find locations of centers that may be able to offer qualified individuals with free or low cost, and high quality, medical and/or dental care. The clinics help tens of thousands of people every year. Click here for free community clinics in Maryland.

  • Free dental care, including extractions, dentures, or implants, are also offered by various non-profits and government supported clinics. Numerous dentists and medical professionals participate in providing coverage. Read more on Maryland free dental clinics.

Maryland families that are uninsured or have limited insurance policies have several assistance programs available for them and their medical needs. They range from prescription medications to cancer screenings, government grants and general check ups. Get more information on help for the uninsured in Maryland.

Maryland Children's Health Program (MCHP) - Provides healthcare benefits using a managed care organization. It is free or low cost insurance for children, teens and those under the age of 19. This benefit is part of the Maryland HealthChoice Program to pregnant women or children up to the age of 19. Call 1-855-642-8572 to receive information.

Maryland Medicaid - The program is a state-administered health insurance program for Maryland residents who are low income, disabled and do not have other health insurance plans or other financial aid. There may be medications, doctor visits, and other health care for the low income in MD. Call 1-877-463-3464.

Medical Debt Relief and Help From Collectors - Laws and regulations are in place that prevent illegal collection efforts and that will ensure patients are treated fairly. Find out more information on medical debt collection laws.

Maryland Senior Prescription Drug Assistance Program - Both moderate and low income residents can receive financial assistance from this program. It will help people were are eligible for Medicare and who are also enrolled in a prescription drug plan. Continue with Maryland senior prescription drug help.

Maryland debt relief, job placement and financial literacy services

Debt Consolidation and Credit Services - Individuals who need help paying debts, improving credit, or who need free advice on paying bills can contact a credit counselor. Non-profit organizations offer various financial solutions to residents. More on Maryland free credit counseling.







Government Grants and Employment Services - If you need a new job, free career counseling, or information on how to apply for emergency grants for paying bills, then look into resources offered by non-profits. Read more about Maryland community action agencies.

Maryland Job and Employment Programs - Government sponsored centers help the underemployed, disadvantaged, and unemployed find a job or gain new skills. Counselors can coordinate training and offer job search assistance. Learn more on free job training in Maryland.

Assistance from Maryland cities and counties

Low-income families and people with no money can find financial assistance programs in their community, hardship grants and government as well as charity agencies that provide free stuff and immediate funds in MD. Select a county and/or city below.

Allegany County (Cumberland)

Anne Arundel County (Annapolis)

Baltimore City

Baltimore County (Towson)

Calvert County (Prince Frederick)

Carroll County (Westminster)

Cecil County (Elkton)

Charles County (La Plata)

Dorchester County (Cambridge)

Frederick County

Harford County (Bel Air)

Howard County (Ellicot City)

Kent County (Chestertown)




Montgomery County (Rockville)

Prince George’s County (Upper Marlboro)

Queen Anne's County (Centreville)

Somerset County (Princess Anne)

St. Mary’s (Leonardtown)

Talbot County (Easton)

Washington County (Hagerstown)

Wicomico County (Salisbury)

Worcester County (Snow Hill)


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