Help with bills in the City of Baltimore.
Find financial help along with other resources in Baltimore City and the immediate surrounding area. There are programs that help with electric or utility bills, get money for rent or mortgage payments, and other needs. Charities, churches and the government may also give free food, cars for work or clothes as well as assist with employment costs. Find where to get financial help near you in Baltimore MD.
Free stuff is also given away by charities or churches, as the goal is to provide basic needs as well as emergency money for the crisis. There are also government benefits, grant money in the city of Baltimore as well as furniture for families. All this is often combined with long term support around employment and budgeting. Find organizations to apply at below.
Organizations that offer financial help in Baltimore
The Community Assistance Network, Inc. (CAN) is a private, nonprofit, community action agency that offers several financial resources to people in their time of need. CAN responds to local needs of low and moderate income families, single mothers and the homeless. Some of the programs they offer include those below. They have several offices in the area, but the main office is located at 7900 E Baltimore St, Baltimore, MD 21224, phone (410) 285-4674.
- Emergency help is provided for a wide variety of need. There are free food boxes as well as money to pay a portion of rent or utility bills. Transportation assistance and other support is offered too. Struggling families can receive year-round help to prevent shutoff of their utilities from resources provided by CAN and BGE.
- CAN helps with income and employment needs. Career counselors help with job searches and skill development.
- Housing assistance, whether for rent or a mortgage, is arranged. There are foreclosure prevention services as well as mortgage delinquency counseling. Or get referrals to Maryland’s mortgage assistance programs.
- Free home repairs to save money on utility bills, mostly in the form of weatherization is arranged by the Baltimore Community Action.
- The community action agency may also have information on resources that can assist residents with paying water and sewer bills. Read more on Baltimore water bill assistance.
- CAN helps very low income and people living in poverty apply for cash assistance. It is part of the federal government TANF program. Continue with cash aid in Maryland.
- Health clinics partner with CAN to arrange free or low cost medical / dental. This will help the low-income and uninsured.
To learn more about the programs above, call the Baltimore based Community Assistance Network, Inc. (CAN) at (410) 285-4674. Or find financial help from Community Assistance Network.
Community Action has another site too. It is part of Baltimore Housing. The organizations also offers emergency financial help to assist with bills. They administer many state of Maryland and federal government programs, as noted here. The primary services include the following.
- Job training from resources such as People Accessing Continued Employment.
- Rental help is part of section 8 vouchers. Or get referrals to home loan or deposit assistance.
- They partner with HUD on leasing out section 8 subsidized homes and apartments. Continue with section 8 housing near you.
- Heating bill assistance from Maryland Energy Assistance Program, the state’s version of LIHEAP. They also help pay for gas bills, propane, and other electricity in Baltimore.
- Head Start, self-sufficiency workshops and more is offered.
Other programs are offered too. Continue with Baltimore Housing Community Action assistance programs.
There are programs for free stuff (personal or household) include vouchers to pay for goods. This includes food banks and pantries too. A combination of charities as well as local groups give out free items, and while some may be gently used (like clothes) other stuff including the pantry services are of course new. Find Baltimore area programs for free stuff
Assistance from Samaritan Community is available for the low-income, people with no money and working poor. There is financial help along with wide variety of resources. Get free stuff, food and help with basic needs. There is also emergency financial assistance and grant money as noted below.
- Funds for transportation, including a free gas card for an interview in Baltimore.
- Counseling and help for medical hospital bills. Or get support from free clinics for general check ups, eye exams in Baltimore, and dental care.
- Housing and rent assistance to stop homelessness, which includes immediate grant money to help with electric and heating bills
- No interest loans for certain expenses, maybe including security deposits
- Referrals to benefits such as food stamps or SSI disability
- Money to pay for legal bills. There are also free volunteer lawyers for the low-income, poor and disadvantaged, or get referrals to free legal services.
Other resources were offered as well. Samaritan Community is located at 1401 Bolton Street, Baltimore, MD 21217, and the phone number is (410) 225-9500. Continue with assistance from Samaritan Center.
Baltimore City Commission on Aging and Retirement Education can help the disabled and seniors over the age of 60. They provide information on resources and screen applicants for public, long term support and other benefits. There is also free money from the government for seniors in Baltimore. They process applications for benefits in MD including SHIP, Medicare, and health programs such as Medicare Advantage or prescription plans. Home care is arranged for the disabled or elderly.
- Other basic needs, such as free emergency food is offered by the aging office, including the Meals on Wheels program. Some of the more financial support includes transportation at discounted rates. Very limited amount of loans or funds are available for solving utility cut-off, rental assistance, eviction prevention, prescriptions, and security deposits. Call 410-396-2273, or find details on Baltimore Department of Aging programs.
Senior Community Service Employment Program - This resource helps low to moderate income individuals who are age 55 and older in Baltimore with their search for employment. The non-profit will help them find a job, whether part time, working at home, or for extra income. Call Agency on Aging at (410) 767-1100. The address is 36 S Charles St, Baltimore, MD 21201
Our Daily Bread, which is Baltimore Maryland’s free daily hot meal program. They also help arrange shelters and other support. This may be the largest charity for breakfast, lunch, or dinner in the city. The homeless, children, students, low income, and anyone that is hungry can partake, including for holiday meals. The organization may have referrals and other resources available for the working poor. Call (667) 600-3400. The soup kitchen is at 725 Fallsway, Baltimore, MD 21202.
Churches and Catholic Charities - The organization itself can provide low income, qualified individuals with financial assistance for bills, rent, and other expenses. Much of their aid is focused on addressing the cause of the hardship. They also help immigrants, single moms and women facing DV in Baltimore. Many clients can receive job training and long term support as well as emergency help.
- Other programs include free day care, emergency financial aid, and assistance with completing applications for resources such as food stamps or MEAP-LIHEAP. They also help immigrants and newcomers to the region. They can also refer low income individuals to various local charities and non profits. You can reach Catholic Charities at (667) 600-2000. The main address is 320 Cathedral St, Baltimore, MD 21201. Continue with Baltimore Catholic Charity assistance programs.
Salvation Army, Greater Baltimore Area - This agency has limited funding, but they can help meet the short term needs of residents. Some of what they offer can include an on site food pantry as well as a free clothing closet and soup kitchen. They can also provide low income families with emergency financial assistance with a number of bills.
- In addition, short-term financial relief may be also be provided through financial aid for mortgage payments, utility and heating bills, or money for rent. The Salvation Army will try to provide money for housing costs or other bills.
- The Christian faith based charity also has financial assistance to help with bills including burial expenses, transportation costs, and prescription medications. Also receive access to a senior center and holiday assistance programs, including free Christmas gifts as well as a back to school supply even prior to the new year.
- The Salvation Army has free basic needs. This includes food, clothes and other goods.
Dial (410) 783-2920 to learn more or apply for help. Or click here for additional details on Salvation Army assistance programs in Baltimore.
New Creation Christian Church Love Outreach Ministry provides free non-perishable, canned goods and perishable food items once a month from the pantry. There is produce, free baby formula, dairy products and more. If you are facing an eviction or utility disconnection, then grants can be issued to help with paying rent or energy costs.
- The non-profit also has financial education classes tailored especially for teens, adults and children. Sessions can include getting out of debt; creating and maintaining a budget; saving; creating wills; and investing for your needs. Address is 5401 Frankford Avenue in Baltimore. Dial 410-488-5653. The charity is at 5401 Frankford Ave, Baltimore, MD 21206.
Fontana Village Community Center - When funds are available, this non-profit organization may be able to help. They can offer rent help for eviction prevention programs. There are also emergency funds for utility cut-off and prescription bill expenses. Dial (410) 682-6607 or (443) 376-7331.
American Legion National Headquarters focuses on veterans in Baltimore City. For families with children, there may be financial help for food expenses, rent, or other costs, such as utility bills. Education and maybe scholarships are offered. The non-profit also has information on government benefits for veterans. The address is 101 North Gay Street, Baltimore Maryland 21202. Dial 410-752-3104.
Bon Secours Baltimore Health System – Arranges family support. Resources can be free tax filing, financial assistance to pay rent, and employment. For example, job placement, resume review, and GED/ABE classes are offered in Baltimore. 26 North Fulton Avenue, dial 410-362-3629 or (410) 362-3000
Baltimore City Mayor's Office of Human Services can help people apply for public aid, coordinates food programs, and offers water bill assistance. There free financial help from government grant money and more. They operate a free food bank/pantry and staff can help the low income apply for Medicaid, SNAP, or provide public and Section 8 housing applications. There are also applications to SSI disability or MEAP. There are several centers around the city. Call for information, referrals and other aid.
- Government assistance - Several local, state, and federal government resources are available for low income and working poor families. Assistance ranges from food stamps, child care assistance, and MEAP / LIHEAP to job training and career counseling. Social workers and representatives from the city and County of Baltimore can help families apply for a number of assistance programs and support. Read Baltimore public assistance.
The Central United Way provides free referrals to anyone in the Baltimore community. An intake center and database can be used as well as a hotline. Call or use them for details on food distribution centers, programs that provide rent money or help with utilities, transportation services and more. They also help people find personal and household needs, with details here https://uwcm.org/get-help/.
St. Vincent de Paul of Baltimore only supports city residents. If you have previously applied for MEAP and Fuel Fund, then the charity may offer additional money for energy costs. They may also have limited funds for paying rent, if the applicant meets numerous conditions, including they need to have some form of income. They do not assist residents in public housing apartments.
- Other St. Vincent services help people regain control of their lives. For example, work with a case manager to access job training, employment services, or sign up for GED and computer classes. The goal is to help people regain self-sufficiency. The main address is 2305 N Charles St, Baltimore, MD 21218. Call (410) 662-0500. Read more Baltimore St. Vincent De Paul programs..
Community Crisis Center provides free food and groceries, financial assistance and clothing. Money is made available to people who are faced with an eviction or having their heating or utility service disconnected. They help the low-income in Baltimore keep their lights on or pay a deposit, including for BGE. Dial (410) 526-7111 to speak to this Baltimore non-profit agency.
The city of Baltimore has several non-profit agencies that really focus on housing issues. They may offer emergency rent assistance, legal support in dealing with landlord issues, help with discrimination, and low income housing opportunities. Learn more on some of the specific emergency rent and housing programs in Baltimore.
- Housing placement services are offered in the city of Baltimore. It can be a challenge for a low income family, minority, immigrant or single mom to find and get approved for a safe and affordable apartment or house. Help is available. There are government help for apartments.
- Subsidies for paying rent are available from the RAP Program. The state and county of Baltimore can provide qualified low income and working poor families with very short term financial assistance that can be used to pay a portion of their housing costs. While funding level do change, a few hundred dollars per month can be paid out. Continue with Baltimore RAP assistance program.
- Baltimore City low income and short term housing - There are dozens of charities and government agencies that operate homeless shelters or provide transitional housing to struggling families. Some will also focus on single parents or senior citizens. The housing, long with shelters, is combined with support to help the client find, and pay the rent on, their own future home or apartment. More on transitional housing in Baltimore.
St. Joseph Monastery offers emergency financial assistance to lower income qualified individuals. Gain access to vouchers or help to stop an eviction, utility disconnections and prescription drugs. Other support is given too. Learn more on low income programs. The location is 3801 Old Frederick Rd, Baltimore, MD 21229, and dial (410) 566-0877
Catonsville Emergency and Social Service Food Ministry not only provides food, but they may have funds to help with bills. Grants may be available for those faced with legal evictions, utility turn-offs, and occasionally, prescription medications or to fix a car. There are also free gas voucher, furniture vouchers in Baltimore and more. They also support the city of Baltimore and address is 25 Bloomsbury Ave, Catonsville, MD 21228. Dial (410) 747-4357.
Assistance Center of Towson Churches offers a host of services and resources to low income, the elderly, unemployed, and other struggling individuals. They cover both housing and utility expenses, and may be able to provides limited financial assistance once a year with Baltimore Gas and Electric turnoff notices. There are also funds to prevention an eviction. Vouchers for gasoline or motel may be available. The location is 116 W Pennsylvania Ave, Towson, MD 21204. Clothing and food can also be distributed. Call (410) 296-4855.
Zion Baptist Church offers emergency financial assistance for utility bills and rent. Other resources include non-perishable food items from a local pantry. 1700 North Caroline Street, Baltimore Maryland, 21213. Call 410-837-4181
Franciscan Sisters of Baltimore will help people regardless of religion. Assistance programs include a free soup kitchen or food pantry. Other resources provided include clothing, emergency financial assistance, health care screenings, holiday assistance, and access to a technology resource center. Holiday meals and gifts for children are available at Thanksgiving and Christmas time. There are even mailing of school supplies.
- If you need rental assistance, an eviction (and proof of it) needs to be imminent. Other aid offered includes prescription medications and bus tokens occasionally available for emergency or employment-related situations in Baltimore. Address is 101 West 23rd Street, Baltimore MD. Call 410-467-5340
The City Temple Outreach of Baltimore offers basic needs such as clothing, free Christmas and Thanksgiving programs, and a soup kitchen. There may be some funds for paying BG&E turn-offs or rent help to prevent evictions. In some cases limited RX vouchers and even help with cremation or funeral expenses. Location is 317 Dolphin St, Baltimore, MD 21217. Telephone - 410-383-8040 or (410) 462-4800.
John Wesley Church – This charity operates a clothing closet for children, students and workers as well as a free food pantry. Get free school supplies, uniforms or clothes for adults or kids. One day a week there may be some money for making partial rent, security deposit, or utility bill payments. The church is at 3202 West North Avenue. Phone - 410-383-1525. The church is at 3202 W North Ave, Baltimore, MD 21216.
ARC Family Fund is only for people with a mental or physical disability. A focus is on disabled gets too. Everything from rides to the doctor to grants for the disabled, basic medical, home care and other services are provided from 7215 York Road, Baltimore, MD 21212. Call 410-296-2272
Social services and emergency financial assistance - Grants and funds can be used to pay rent and utility bills. The program is run by the Baltimore social services department, and priority is given to families with children, those faced with eviction or shut off of their utility service. Read more on Baltimore emergency assistance.
Volunteers of America offers solutions across Maryland, including Baltimore. Short term housing, such as the Pratt House, is for the formerly homeless. They can also offer basic needs, case management, and referrals to other local and national housing assistance programs. Read more on Volunteers of America in Chesapeake.
Sacred Heart Catholic Church Outreach Program may have funds to pay a water bill, offer money for gasoline, and funds for rent and heating/utility bills. There is also information on low cost apartments in Baltimore, transportation for the elderly and other social services. Dial (410) 371-3509 or (410) 342-4336. The location is 600 S Conkling St, Baltimore, MD 21224.
LIGHT Health & Wellness - Comprehensive Services provides a wade variety of programs that help the low-income and people that are in poverty. The Baltimore charity has limited funds to pay for utility costs or rent. There is food, clothes and grants for paying other bills as well as gas vouchers. Mentoring and financial literacy is an option too and the location is 2200 N Monroe St, Baltimore, MD 21217. Call (443) 524-0220
Community Resource Centers - Eastern Community Action Center has several offices in the city as indicated below. The non-profit will offer referrals for local food pantries. Case managers can help people sign up for water bill assistance and discounts that are available in Baltimore. A focus of this program is on senior citizens. However other local income families in the city can get help.
- Other services include assistance with applying for government aid such as SNAP, Medicaid, public and Section 8 housing applications, MEAP, and more.
- Or get assistance and referrals for emergency needs, such as eviction prevention or preparing and filing income taxes. The non-profit community center will provide crisis management services as well as referring clients to community and Baltimore city resources.
There are multiple locations of the organization. They include 1731 E Chase St, Baltimore, MD 21213, call 410-545-0136 as well as another office at 3411 Bank St, Baltimore, MD 21224, telephone: 410-545-6518. Another location is at 5225 York Rd, Baltimore, MD 21212, call 410-396-6084.
Arbutus United Methodist Church (Southwest Emergency Services - Crisis Intervention Fund (CARES)) runs a food pantry, clothing closet and furniture bank. The charity may be able to provide financial assistance for utility turn-offs (must be eligible and apply for MEAP first), help to stop eviction, and money for transportation, including a free car for the low-income in Baltimore. Call 410-247-8154.
Comprehensive Housing Assistance helps homeowners, buyers, and tenants too. Numerous housing programs are offered, including homeownership and credit counseling. There is a counselor available to speak with clients concerning foreclosure prevention and mortgage issues as well as tenant-landlord mediation. Dial (410) 500-5300, or the address 5809 Park Heights Ave, Baltimore, MD 21215.
Guidewell / Consumer Credit Counseling Service - Credit counselors from this non-profit contact client's creditors and assist client in developing a plan to pay down medical or credit card debts. Housing counseling is also offered. The non-profit counselors will provide free mortgage and foreclosure counseling towards mortgage delinquency. As the goal is to help people get out of debts as well as arrange mortgage relief. Pre-bankruptcy counseling and advice is also offered. Find ways to get help from debt collectors in Maryland. Call (800) 642-2227 or 877-254-1097
- Baltimore families who need free debt reduction or budgeting advice can get assistance. Counselors, credit card companies, and many others offered support. they can even help a consumer and show them how to write a credit card hardship letter to ask for relief.
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