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Maryland uninsured health care programs.

Low income Maryland residents who are also uninsured may be able to receive health care, medical bill assistance and insurance services from the government or non-profit organizations. A number of resources and assistance programs are available and are committed to offering free or low cost medical care to the less fortunate.

While the number of individuals who can be helped is limited due to restrictions on funding and qualifications, the state will do what they can to provide assistance to as many people as possible. With many employers cutting back on health insurance coverage, or people losing their coverage due to being unemployed, Maryland is only able to support a relatively small number of families. Priority is often given to children, the disabled, and others who are most at risk.

The leading government sponsored programs are below. Find where to turn to for medications, cancer testing, dental cleanings, and other forms of medical care.

Baltimore City Cancer Program is only offered for residents of the metropolitan area. Low income and uninsured can receive free breast and cervical cancer screenings at a couple locations in the city including UniversityCare and Heritage Crossing. 410-328-4673

Another statewide program is available for free Breast and Cervical Cancer Diagnosis and Treatment. A number of services can be offered, including laser hysterectomy, biopsy, colposcopy, ultrasound, surgical consultations, physical therapy and more. Screening is offered as well, such as clinical breast exam, HPV testing, and diagnostic mammograms when appropriate. If needed, get additional help in the form of medications and equipment. Other bills and costs may be paid for by the state and non-profits as resources allow. 800-477-9774.

Kidney Disease Program of Maryland is offered for patients with End Stage Renal Disease. Get help in the form of chronic maintenance in-center and home dialysis, approved inpatient and/or outpatient hospital care, Renal transplantation, and access to insurance to help pay for physician fees. Other expenses paid for can include laboratory tests, prescription medications, and approved Medicare deductibles and coinsurance. If you are more moderate income than an annual fee may be required to be paid. Call 410-767-5000.




MADAP-Plus is for patients with HIV/AIDS. It is health insurance payment assistance for people and can pay for deductibles, health plan premiums and other costs. 800-358-9001. It can be offered in combination with Maryland AIDS Drug Assistance Program, or ADAP. This will ensure that HIV patients who do not have health insurance can receive FDA approved prescription medications. Call 800-205-6308.

The federal government CHIP program is available in the state. This is known as Maryland Children's Health Program (MCHP). It will provide for low cost, full health insurance benefits for children and teenagers under the age of 19. Pregnant women can also receive insurance. Those who enroll can obtain medical care from a variety of private and public managed care organizations thru Maryland HealthChoice. CHIP can pay for a number of medical bills. This includes vision and dental care, doctor appointments, a hospital delivery bill, mental health services, transportation costs and much more. Dial 800-456-8900 for more information.

There is also a MCHP Premium program.  This may be an option for people who do not qualify for the resources listed above as maybe their income is slightly too high. Be sure to ask about the premium program too. Call 866-269-5576.

Maryland Children's Medical Services is offered to the disabled and children with a chronic condition. A number of services are offered as part of CMS. 800-638-8864.

The Maryland Health Coverage Tax Credit, or Bridge Program, is offered to the uninsured who are unemployed because their jobs were outsourced or sent oversees. The federal government program will pay for the majority of your health insurance premiums (for up to 3 months) while you wait for federal HCTC approval. This is a “bridge” or gap filler program. Telephone – 877-341-7697.

Pre-Existing Conditions can be covered by the Maryland Health Insurance Plan (MHIP). This is offered to families who can't get health insurance from other sources due to a preexisting medical condition. If you are qualified you can choose from a few different plans with varying premiums due. 888-444-9016.

Maryland Medicaid is low cost (or maybe free) fully comprehensive health care for the needy, disabled and poor. It is government funded health insurance for those unable to obtain it from other sources. Participants will be presented with several different plan options to choose from with some plans available to those individuals unable to obtain insurance due to preexisting conditions. 888-444-9016

Newborn Screening will provide for blood tests on newborn babies to identify possible severe medical problems. It will look for over 50 different rare and serious disorders that may cause severe medical problems or mental retardation without immediate treatment. If needed, it will also pay for follow-up with babies diagnosed with any type disorder and coordinates case management and family support. Staff will work with family doctors on your behalf. Phone 410-767-6736.





Partners for Health Improvement Program partners with the non-profit Kaiser Permanente to provide health insurance at reduced rates. 410-887-8629.

Primary Adult Care Program – Low income residents age 19 and older can receive medical care. The program will pay for visits to a family doctor and also offer outpatient visits to a counselor or psychiatrist. Some prescription medications may be offered too. Call 800-226-2142.

Public Health Dentistry is a sliding fee program. There are two clinics in the Baltimore County region that participate. It is only available for the uninsured and those who also meet low income guidelines. Telephone number is 410-887-2780.

Respite Care Services and financial aid is offered by the Maryland DDA. It is offered to families with a member who has a developmental disability. Any care is short term in nature and be be offered either in home or outside. 877-463-3464

Maryland Senior Health Insurance Assistance Program provides information, education, and more to senior citizens. Learn about government health care options, including Medicare. Specialists provide free counseling and guidance to seniors. Find the answers to questions you may have on Medicare A,B, C, or part D plans, Medigap, and Medicare Advantage plans. Learn what is needed for eligibility for financial assistance for co-pays and deductibles. Main number – 410-887-2059.

Senior Prescription Drug Assistance Program may be able to help low income seniors that are enrolled in an approved Medicare prescription drug plan. SDAP can provide financial assistance and grants to pay your premiums. Get assistance in the program and any so called gap or doughnut hole expenses. Maryland will pay up to $25.00 per month of your Medicare RX premium and an additional $1200 per year while someone is in the coverage gap. 800-551-5995




Sexually Transmitted Disease Prevention is when the state works with local non-profits and clinics to offer free tests for HIV or other sexually transmitted infections. All services are confidential, and the clinics may be able to offer some treatment as well if you were diagnosed. Several clinics in Maryland offer this test. 410-396-9410

Vaccines for uninsured Children Program, or VCD, will provide free or low cost medications and vaccinations to children from low income families. A number of ailments can be addressed, including the flu, tetanus, mumps, Meningocaccal, and more. Families may be charged a minimal amount for the shots, depending on your income. Call 410-767-6674 for the location of a health center.


By Jon McNamara

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