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Assistance programs Harford County Maryland.

Find how to get immediate financial assistance with paying utility bills, housing or free food in Harford County MD. Get help from charities, churches or government agencies. Grant money will help pay an electric bill or low-income families will get free groceries, gas cards, or dental. Locate financial help near you in Harford County Maryland.

Organizations off assistance with other housing expenses, including a mortgage. Or get free debt help, free clothes, or a car for work and gain access to other community resources. Find a list of resources below for the low-income, seniors, single moms and disabled among others.

Community Action grant money and debt or mortgage relief

One non-profit leads the way in the region. The agency that both runs its own programs, and can refer people with no money or a low-income to others. The Harford Community Action Agency, Inc offers various hardship programs, including grant money, job placement, transportation and more.  All of the services indicated below are offered by this agency.

  • Debt help and credit repair services - Counselors will help people deal with debt, including credit cards, auto loans or medical. In addition, financial workshops are held, in combination with local banks and lenders  that can provide free counseling. There is additional assistance to consumers in Harford County to help them deal with medical and credit card debts. Also, receive credit repair advice and some workshops may provide foreclosure assistance.
  • Clients of the agency will work with counselors to improve their budgeting skills. A free credit counselor can examine peoples attitudes about money, help them create, keep up with and monitor a household budget, repair credit, reduce debts, and identify resources for investing and saving. Find additional ways to get debt help.
  • Food assistance - The community action agency also provides free emergency food and groceries to individuals and families in need of nourishment. Baby formula, ensure, hot meals and more are given away. Clients of the food program may come every 30 days and receive a wide enough of a variety of wholesome foods and groceries to feed their household for 2 – 3 days, based on household size and the families need.




  • Utility, heating, and energy bills in Harford Maryland - The Fuel Fund of Harford County Maryland helps families and individuals that have received utility shutoff notices. It will help them keep their service on, stay connected to their power source, it will help them restore their utility service that has been turned off, and it will assist households that are out of fuel, whether it is propane, heating oil, wood, kerosene, etc.
  • Free transportation programs are offered. Community action will help people get a ride to a job interview, or fix a car. There will also be free vehicle programs for veterans, the low-income and people that need transportation. Look here for information on free cars for sale..
  • If you do need help with a disconnection, you can use the fund only once in a 12-month period. The Harford County Fuel Fund provides assistance to a family based on the amount the household owes to the utility or fuel vendor. The applicants must also pay a matching portion of the utility bill.
  • Two other programs available, that are offered by the state or local utility companies, include the Maryland Energy Assistance Program (MEAP), which provides a once-a-year cash grant to low-income households to help them with winter heating bills.
  • The second option is the Electric Universal Service Program (EUSP), which is a cash grant that helps low to moderate -income households pay their current electric bill. The EUSP arrearage component of the assistance program can help low-income and other qualified households clear up and pay old utility bills. Arrearage assistance may be accessed only once every 7 year period.
  • Mortgage and rent help in Harford County - Community Action works to help people in a crisis. Once per year, families may apply for housing support. The rent/mortgage assistance program helps keep people in their homes and prevent homelessness by providing money to help someone pay their late rent or mortgage. The cash grants may also be used to pay security or housing deposits for families or individuals who are facing a foreclosure or who may be currently homeless. The agency can also refer you to the Maryland mortgage mediation program.





You can learn more about these programs, and get referrals to other local non-profit and charities, by contacting them Harford Community Action Agency, Inc. at (410) 612-9909. The address is 1321 Woodbridge Station Way B, Edgewood, MD 21040.  Additional support is also available from HCAA. Or click here Harford Community Action Agency.

Financial help for utility bills, rent, food and free items in Harford County

The Salvation Army Center in Havre de Grace can serve as a resource for people that are struggling, low-income families as well as senior citizens. Resources will always be limited, but the non-profit may be able to offer free food from pantries or feeding sites. There is also a homeless shelter, free Christmas programs, and occasional financial assistance to pay light bills or back rent.

The Salvation Army in Harford County MD will also giveaway free school supplies to kids from K-12. Or get clothes, a gasoline vouchers for a job interview and even free summer camp. If the location can’t help, social workers and volunteers from the Christian based organization can often provide referrals to either government grant programs or private, charitable groups in the region. So the assistance is extensive. Read Harford County Salvation Army.

Help for tenants facing eviction is offered. Other, more formal prevention programs are available, including Harford County HPP. It uses both state funds and local resources, including the Salvation Army. Each of them are focused on assisting both tenants as well as homeowners so they have a place to live. Grants, mediation, and cash loans may all be part of this. There will also be free, emergency hotel vouchers or no-wait list apartments offered. More on Harford County Maryland homeless prevention programs.

Free health care clinics in Harford County Maryland help the low-income, adults, kids and people with no insurance. There are various free or affordable dental and medical programs offered. Get free behavioral health, access to a pharmacy, dental treatment or dentures, emergency care and more. Dentists and doctors also perform teeth extractions, give free women health care such as OB/GYN and more.

  • 120 South Hays Street, Bel Air, MD 21014. Phone: 410-838-1500
  • 1321 Woodbridge Station Way, Edgewood, MD 21040. Phone: 410-612-1779
  • 1 North Main Street, Bel Air, MD 21014. Phone: 410-638-3060

Catholic Charities helps the poor, immigrants and single moms among others. Churches may help with rent, there are charities that provide free food, gasoline vouchers, and even benefits such as grants for heating bills or security deposits. There is Head Start for kids, free furniture or a clothing closet as well as other stuff for the low-income. Address: 1370 Brass Mill Rd, Belcamp, MD 21017. Main Phone: (410) 273-9555.

Social Services Department processes applications to public assistance and government benefits. This include EBT cards from SNAP for food or groceries. There is also Medicaid health insurance as well as free government money from Temporary Cash Assistance (TCA), which will help pay bills. Or locate a free iPhone government phone for people on benefits

Other resources in Harford County include elder care, disability applications, housing resources and more. Or working parents will get free or subsidized daycare.  The office is at 2 S Bond St #300, Bel Air, MD 21014. Call (410) 836-4700. Or learn more on Maryland Temporary Cash Assistance.





Bel Air United Methodist Church provides free, emergency food boxes. The free pantry is at 21 Linwood Ave, Bel Air, MD 21014. Both fresh or canned groceries will be given away to the hungry, homeless, unemployed, and low-income. Free baby formula and limited Meals on Wheels are offered. Call (410) 838-5181.

Tabernacle of Faith Church has the Fishes and Loaves free food pantry. Get a box of groceries, personal toiletries, or free holiday food baskets among other goods. The address is 315N. Earlton Road, Havre de Grace, MD 21078. Call 443-502-5778 for hours.

Low-income families can turn to other free food banks and grocery distribution centers as well. There are WIC application sites, community soup kitchens, and other emergency pantries that help provide emergency help. Locate more Harford County free food pantries.


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